COMMITMENTS AND CONTINGENCIES (Tables)

3 Months Ended

Mar. 31, 2024

Commitments and Contingencies Disclosure [Abstract]

Schedule of contract amounts represent credit risk

The following table presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted:

	March 31, 2024				December 31, 2023
(dollars in thousands)	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Unused lines of credit	$	68,902	$	511,728	$	86,398	$	540,255
Standby letters of credit	15,425		13,425		13,922		12,094
Commitments to make loans to sell	38,240		—		18,917		—
Commitments to make loans	1,303		18,786		5,275		7,115

The following table presents the changes in the ACL on unfunded loan commitments:

(dollars in thousands)	Three Months Ended March 31, 2024		Year Ended December 31, 2023
Beginning balance	$	2,178	$	419
Impact of adopting ASU 2016-13	—		3,481
Release of provision for credit losses	(627)		(1,722)
Ending balance	$	1,551	$	2,178