INCOME TAXES - Deferred tax items (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jan. 01, 2023	Dec. 31, 2022
Deferred tax assets:
Net operating loss carryforwards	$ 472		$ 472
Allowance for credit losses	6,194		4,165
Acquired loans fair market value adjustments	607		826
Loans accounted for under the fair value option	216		146
Deferred Rent - Liability	2,579		2,706
Stock-based compensation	1,423		1,705
Other intangible assets	186		254
Unrealized losses on securities	383		495
Accrued bonuses	376		0
Loan fees	74		459
Accrued expenses	77		0
Other	184		1,574
Total deferred tax assets	12,771		12,802
Deferred tax liabilities:
Goodwill	(1,263)		(1,087)
Depreciation	(2,311)		(1,864)
Deferred Rent - Asset	(2,113)		(2,085)
Acquired loans fair market value adjustments	(196)		(215)
FHLB Redemption	(33)		(189)
Total deferred tax liabilities	(5,916)		(5,440)
Net operating loss valuation allowance	(448)		(448)
Net deferred tax asset	$ 6,407	$ 8,617	$ 6,914