CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities
Net income		$ 5,225	$ 21,698
Adjustments to reconcile net income to net cash used in operating activities:
Net amortization of investment securities		(14)	130
Stock dividends received on correspondent bank stock		(620)	(381)
Provision for credit losses	[1],[2]	10,355	3,682
Loss on loans held for sale		178	12
Net gain on mortgage loans		(2,826)	(4,584)
Origination of mortgage loans held for sale		(276,045)	(439,682)
Proceeds from mortgage loans		280,462	466,988
Loss/(Gain) on disposal of fixed assets		8	(21)
Depreciation and amortization		2,377	2,012
Net amortization of purchase accounting adjustments		457	55
Deferred income tax expense		2,057	557
Increase in cash surrender value of company-owned life insurance		(378)	(349)
Stock-based compensation		1,843	2,562
Gain on assets held for sale		0	(4)
Gain on sale of other real estate owned		0	(44)
Change in fair value of equity securities		22	(342)
Change in fair value of loans accounted for under the fair value option		2,010	891
Net changes in operating assets and liabilities:
Change in accounts receivable		(307)	426
Change in accrued interest receivable and other assets		(4,513)	(3,647)
Change in accrued interest payable and other liabilities		1,589	(1,681)
Net cash provided by operating activities		21,880	48,278
Investment securities held-to-maturity:
Maturities, prepayments, and calls		0	3,218
Purchases		0	(9,000)
Activity in held-to-maturity securities:
Maturities, prepayments, and calls		7,243	9,040
Purchases		0	(31,189)
Purchases of correspondent bank stock		(40,819)	(13,999)
Redemption of correspondent bank stock		41,394	9,854
Contributions to low-income housing tax credit investments		(1,140)	(214)
Loan and note receivable originations and principal collections, net		(110,151)	(487,973)
Purchases of premises and equipment		(2,347)	(2,967)
Proceeds from loans held for sale previously classified as loans held for investment		40,602	0
Purchase of loans		(1,173)	(36,115)
Proceeds from sale of assets held for sale		0	125
Proceeds from sale of assets held for sale		0	422
Net cash used in investing activities		(66,391)	(558,798)
Cash flows from financing activities
Net change in deposits		123,810	199,555
Payments to Federal Home Loan Bank borrowings		(1,572,743)	(545,920)
Proceeds from Federal Home Loan Bank borrowings		1,482,419	677,418
Payments to Federal Reserve borrowings		(292,511)	(23,241)
Proceeds from Federal Reserve borrowings		361,660	0
Payments on subordinated notes		0	(6,575)
Proceeds from subordinated notes, net of issuance costs		0	19,509
Proceeds from the exercise of stock options		245	179
Settlement of restricted stock		(439)	(876)
Net cash provided by financing activities		102,441	320,049
Net change in cash and cash equivalents		57,930	(190,471)
Cash and cash equivalents, beginning of year		196,512	386,983
Cash and cash equivalents, end of period		254,442	196,512
Supplemental cash flow information:
Interest paid on deposits and borrowed funds		71,785	16,500
Income tax payment		2,907	5,242
Cash paid for lease liabilities		3,163	3,354
Supplemental noncash disclosures:
Transfer of loans held for investment to loans held for sale		39,221	1,985
Adoption of ASU 2016-13, net of tax		5,319	0
Dissolution of RSI entity		751	0
Change in unrealized (loss)/gain on available-for-sale securities		0	(2,591)
Lease right-of-use-asset obtained in exchange for lease liabilities		2,992	801
Transfer of securities from available-for-sale to held-to-maturity		0	58,727
Transfer from loans to other real estate owned		$ 0	$ 378

[1] Provision for credit loss amounts for periods prior to the ASC 326 adoption date of January 1, 2023 are reported in accordance with previously applicable GAAP.

[2] Provision for credit loss amounts for periods prior to the ASC 326 adoption date of January 1, 2023 are reported in accordance with previously applicable GAAP.