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FAIR VALUE - Summary of assets measured at fair value on recurring basis (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Guarantee asset    
Fair Value, Asset, Recurring Basis, Unobservable Input Reconciliation, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration] Net income available to common shareholders Net income available to common shareholders
Corporate bonds    
Guarantee asset    
Balance at beginning of period   $ 2,113
Loans Held at Fair Value    
Guarantee asset    
Balance at beginning of period   0
FSC    
Guarantee asset    
Balance at beginning of period   (9)
Guarantee Asset    
Guarantee asset    
Balance at beginning of period   237
IRLC    
Guarantee asset    
Balance at beginning of period   1,473
Equity Warrants    
Guarantee asset    
Balance at beginning of period   160
Significant Unobservable Inputs (Level 3) | Corporate bonds    
Guarantee asset    
Acquisitions   4,000
Transfer to held-to-maturity   (6,215)
Significant Unobservable Inputs (Level 3) | FSC    
Guarantee asset    
Acquisitions   9
Gains/(losses) in net income, net   0
Significant Unobservable Inputs (Level 3) | Guarantee Asset    
Guarantee asset    
Originations   1
Gains/(losses) in net income, net   (75)
Significant Unobservable Inputs (Level 3) | IRLC    
Guarantee asset    
Acquisitions   3,213
Originations   (5,048)
Gains/(losses) in net income, net   591
Significant Unobservable Inputs (Level 3) | Equity Warrants    
Guarantee asset    
Acquisitions   344
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Corporate bonds    
Guarantee asset    
Balance at beginning of period $ 0  
Unrealized gains, net   102
Balance at end of period 0 0
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Loans Held at Fair Value    
Guarantee asset    
Balance at beginning of period 23,321  
Acquisitions 1,173 35,616
Gains/(losses) in net income, net (309) (94)
Net charge-offs (1,700)  
Settlements (8,759) (12,201)
Balance at end of period 13,726 23,321
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | FSC    
Guarantee asset    
Balance at beginning of period 0  
Balance at end of period 0 0
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Guarantee Asset    
Guarantee asset    
Balance at beginning of period 143  
Originations 32  
Gains/(losses) in net income, net 38  
Settlements (24) (20)
Balance at end of period 189 143
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | IRLC    
Guarantee asset    
Balance at beginning of period 229  
Acquisitions 1,997  
Originations (3,272)  
Gains/(losses) in net income, net 1,391  
Balance at end of period 345 229
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Equity Warrants    
Guarantee asset    
Balance at beginning of period 825  
Gains/(losses) in net income, net (30) 321
Balance at end of period $ 795 $ 825