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FAIR VALUE - Summary of assets measured at fair value on recurring basis (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Guarantee asset        
Fair Value, Asset, Recurring Basis, Unobservable Input Reconciliation, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration] Net income available for common shareholders Net income available for common shareholders Net income available for common shareholders Net income available for common shareholders
Corporate bonds        
Guarantee asset        
Transfer to held-to-maturity       $ (6,215)
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Corporate bonds        
Guarantee asset        
Balance at beginning of period $ 0 $ 0 $ 0 2,113
Loans acquired       4,000
Balance at end of period 0 0 0 0
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Loans Held at Fair Value        
Guarantee asset        
Balance at beginning of period 17,523 21,477 23,321  
Loans acquired   7,867 1,162 32,599
Gains/(losses) in net income, net 110 (134) (547) (289)
Settlements (2,169) (6,339) (8,472) (9,439)
Balance at end of period 15,464 22,871 15,464 22,871
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Forward commitments and FSC        
Guarantee asset        
Balance at beginning of period     0 (9)
Loans acquired   (11) 0 (2)
Balance at end of period 0 (11) 0 (11)
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Guarantee Asset        
Guarantee asset        
Balance at beginning of period 166 174 143 237
Loans transferred from held for investment 6   20  
Gains/(losses) in net income, net (8) (15) 11 (78)
Settlements (6)   (16)  
Balance at end of period 158 159 158 159
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | IRLC, net        
Guarantee asset        
Balance at beginning of period 453 990 229 1,473
Loans acquired 312 170 1,652 1,253
Loans transferred from held for investment 606 720 2,784 2,783
Gains/(losses) in net income, net 160 (302) 1,222 195
Balance at end of period 319 138 319 138
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Equity Warrants        
Guarantee asset        
Balance at beginning of period 825 725 825 160
Loans acquired   102   344
Gains/(losses) in net income, net   0   323
Balance at end of period $ 825 $ 827 $ 825 $ 827