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FAIR VALUE - Rollforward of changes in fair value of loans (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Mortgage loans held for sale        
Guarantee asset        
Balance at beginning of period $ 19,746 $ 26,202 $ 8,839 $ 30,620
Loans transferred from held for investment 66,586 82,372 217,774 377,631
Fair value changes (163) (556) (35) (975)
Sales (74,064) (95,053) (214,467) (394,261)
Settlements 0 (222) (6) (272)
Balance at end of period 12,105 12,743 12,105 12,743
Loans held for sale        
Guarantee asset        
Balance at beginning of period 0 0 1,965 0
Loans transferred from held for investment 0 0 39,221 0
Fair value changes 0 0 (20) 0
Sales 0 0 (40,761) 0
Settlements 0 0 (405) 0
Balance at end of period 0 0 0 0
Loan Held for Investment        
Guarantee asset        
Balance at beginning of period 17,523 21,477 23,321 0
Fair value changes 110 (105) (547) 223
Settlements (1,806) (6,361) (7,101) (9,461)
Loans acquired 0 7,860 1,162 32,109
Net charge-offs (363) 0 (1,371) 0
Balance at end of period $ 15,464 $ 22,871 $ 15,464 $ 22,871