CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Cash flows from operating activities
Net income	$ 8,444	$ 16,227
Adjustments to reconcile net income to net cash from operating activities:
Net amortization of investment securities	(12)	130
Stock dividends received on correspondent bank stock	(459)	(155)
Provision for credit losses	1,862	2,485	[1]
Net loss on loans held for sale	178	0
Net gain on mortgage loans	(2,447)	(3,955)
Origination of mortgage loans held for sale	(217,774)	(377,631)
Proceeds from mortgage loans	216,913	398,216
Gain on disposal of fixed assets	0	(21)
Depreciation and amortization	1,748	1,724
Net amortization of purchase accounting adjustments	555	367
Deferred income tax expense	155	451
Increase in cash surrender value of company-owned life insurance	(277)	(261)
Stock-based compensation	1,444	2,065
Gain on assets held for sale	0	(4)
Gain on sale of other real estate owned	0	(41)
Change in fair value of equity securities	20	(342)
Change in fair value of loans accounted for under the fair value option	1,919	289
Change in fair value of loans held for sale	(269)	1,178
Net changes in operating assets and liabilities:
Change in accounts receivable	(227)	399
Change in accrued interest receivable and other assets	50	(2,649)
Change in accrued interest payable and other liabilities	(1,757)	(2,236)
Net cash provided by operating activities	10,066	36,236
Activity in available-for-sale securities:
Maturities, prepayments, and calls	0	3,218
Purchases	0	(9,000)
Activity in held-to-maturity securities:
Maturities, prepayments, and calls	5,717	5,990
Purchases	0	(31,440)
Purchases of correspondent bank stock	(23,727)	(12,060)
Redemption of correspondent bank stock	19,991	2,016
Contributions to low-income housing tax credit investments	(1,140)	(214)
Loan and note receivable originations and principal collections, net	(101,180)	(371,341)
Purchases of premises and equipment	(1,890)	(2,036)
Proceeds from loans held for sale previously classified as loans held for investment	40,602	0
Purchases of loans	(1,162)	(32,599)
Proceeds from sale of assets held for sale	0	125
Proceeds from sale of other real estate owned	0	232
Net cash used in investing activities	(62,789)	(447,109)
Cash flows from financing activities
Net change in deposits	14,767	(38,227)
Payments to Federal Home Loan Bank borrowings	(1,262,893)	(40,000)
Proceeds from Federal Home Loan Bank borrowings	1,306,462	297,432
Payments to Federal Reserve borrowings	(292,059)	(22,836)
Proceeds from Federal Reserve borrowings	361,534	0
Payments on subordinated notes	0	(6,575)
Proceeds from the exercise of stock options	245	179
Cash paid for withholding taxes on share-based awards	(361)	(835)
Net cash provided by financing activities	127,695	189,138
Net change in cash and cash equivalents	74,972	(221,735)
Cash and cash equivalents, beginning of year	196,512	386,983
Cash and cash equivalents, end of period	271,484	165,248
Supplemental cash flow information:
Interest paid on deposits and borrowed funds	50,713	6,298
Income tax payment	2,935	4,534
Cash paid for lease liabilities	2,370	2,601
Supplemental noncash disclosures:
Transfer of loans held for investment to loans held for sale	39,221	0
CECL adoption	5,319	0
RSI dissolution	751	0
Change in unrealized loss on available-for-sale securities	0	(2,591)
Lease right-of-use-asset obtained in exchange for lease liabilities	1,704	43
Transfer of securities from available-for-sale to held-to-maturity	0	58,727
Transfers from loans to other real estate owned	$ 0	$ 378

[1] Provision for credit loss amounts for periods prior to the ASC 326 adoption date of January 1, 2023 are reported in accordance with previously applicable GAAP.