CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Cash and cash equivalents:
Cash and due from banks	$ 6,439	$ 4,926
Interest-bearing deposits in other financial institutions	265,045	191,586
Total cash and cash equivalents	271,484	196,512
Held-to-maturity securities, at amortized cost, net of allowance for credit losses of $71 and $0, (fair value of $66,487 and $74,718), respectively	75,539	81,056
Correspondent bank stock, at cost	11,305	7,110
Mortgage loans held for sale, at fair value	12,105	8,839
Loans held for sale	0	1,965
Total	2,530,459	2,469,413
Allowance for credit losses	(23,175)	(17,183)
Total, net	2,507,284	2,452,230
Premises and equipment, net	25,410	25,118
Accrued interest receivable	11,633	10,445
Accounts receivable	5,292	4,873
Other receivables	3,052	1,973
Goodwill and other intangible assets, net	31,916	32,104
Deferred tax assets, net	6,624	6,914
Company-owned life insurance	16,429	16,152
Other assets	24,680	21,457
Total assets	3,002,753	2,866,748
Deposits:
Noninterest-bearing	476,308	583,092
Interest-bearing	1,943,688	1,822,137
Total deposits	2,419,996	2,405,229
Borrowings:
Federal Home Loan Bank and Federal Reserve borrowings	259,930	146,886
Subordinated notes	52,279	52,132
Accrued interest payable	3,203	1,125
Other liabilities	21,089	20,512
Total liabilities	2,756,497	2,625,884
Shareholders' Equity
Preferred stock - no par value; 10,000,000 shares authorized; 0 issued and outstanding	0	0
Common stock - no par value; 90,000,000 shares authorized; 9,560,209 and 9,495,440 shares issued and outstanding as of September 30, 2023 and December 31, 2022, respectively	0	0
Additional paid-in capital	192,573	190,494
Retained earnings	54,261	51,887
Accumulated other comprehensive loss	(578)	(1,517)
Total shareholders’ equity	246,256	240,864
Total liabilities and shareholders’ equity	$ 3,002,753	$ 2,866,748