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FAIR VALUE - Rollforward of changes in fair value of loans (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Mortgage loans held for sale        
Guarantee asset        
Balance at beginning of period $ 9,873 $ 33,663 $ 8,839 $ 30,620
Loans transferred from held for investment 97,117 279,412 151,189 470,494
Fair value changes 59 (1,086) 128 (419)
Sales (87,303) (285,777) (140,403) (474,443)
Settlements 0 (10) (7) (50)
Balance at end of period 19,746 26,202 19,746 26,202
Loans held for sale        
Guarantee asset        
Balance at beginning of period 0 0 1,965 0
Loans transferred from held for investment 0 0 39,221 0
Fair value changes 0 0 (20) 0
Sales 0 0 (40,761) 0
Settlements 0 0 (405) 0
Balance at end of period 0 0 0 0
Loan Held for Investment        
Guarantee asset        
Balance at beginning of period 20,807 6,380 23,321 0
Fair value changes (507) 328 (657) 328
Settlements (2,160) (3,100) (5,294) (3,100)
Loans acquired 0 17,869 1,162 24,249
Net charge-offs (617) 0 (1,009) 0
Balance at end of period $ 17,523 $ 21,477 $ 17,523 $ 21,477