The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T Corporation COM 00206R102 3,151 83,276 SH   SOLE NONE 73,619 0 9,657
Accenture plc SHS CLASS A G1151C101 3,589 18,661 SH   SOLE NONE 15,816 0 2,845
Alibaba Group Holding Limited SPONSORED ADS 01609W102 2,741 16,388 SH   SOLE NONE 14,078 0 2,310
Alphabet, Inc. Cl A CAP STK CL A 02079K305 1,823 1,493 SH   SOLE NONE 1,281 0 212
Alphabet, Inc. Cl C CAP STK CL C 02079K107 3,250 2,666 SH   SOLE NONE 2,216 0 450
American Express Co. COM 025816109 503 4,250 SH   SOLE NONE 3,825 0 425
Apple, Inc. COM 037833100 754 3,369 SH   SOLE NONE 2,109 0 1,260
Bank of America Corporation COM 060505104 5,452 186,906 SH   SOLE NONE 158,886 0 28,020
Berkshire Hathaway A CL A 084670108 624 200 SH   SOLE NONE 200 0 0
BlackRock Corporation High Yield Fund VI COM 09255P107 430 39,986 SH   SOLE NONE 33,226 0 6,760
BlackRock, Inc. COM 09247X101 3,779 8,479 SH   SOLE NONE 7,254 0 1,225
Blackstone Group COM CL A 09260D107 2,112 43,250 SH   SOLE NONE 38,410 0 4,840
Blackstone Mortgage Trust COM CL A 09257W1D0 3,955 110,327 SH   SOLE NONE 93,357 0 16,970
Bristol-Myers Squibb Co. COM 110122108 1,151 22,707 SH   SOLE NONE 19,017 0 3,690
Broadcom Inc. COM 11135F101 2,241 8,116 SH   SOLE NONE 7,032 0 1,084
Carnival Corporation UNIT 99/99/9999 143658300 1,506 34,463 SH   SOLE NONE 29,248 0 5,215
Celgene Corporation COM 151020104 658 6,631 SH   SOLE NONE 5,281 0 1,350
Chevron Corporation COM 166764100 2,320 19,561 SH   SOLE NONE 18,296 0 1,265
Cisco Systems, Inc. COM 17275R102 1,602 32,422 SH   SOLE NONE 28,267 0 4,155
Cohen & Steers REIT & Preferred Income Fund, COM 19247X100 567 23,020 SH   SOLE NONE 20,940 0 2,080
Constellation Brands Inc. CL A 21036P108 2,134 10,295 SH   SOLE NONE 9,290 0 1,005
CSX Corporation COM 126408103 332 4,790 SH   SOLE NONE 4,790 0 0
Eaton Corporation plc SHS G29183103 3,011 36,210 SH   SOLE NONE 31,256 0 4,954
Edwards Lifesciences COM 28176E108 1,018 4,630 SH   SOLE NONE 4,230 0 400
Exxon Mobil Corporation COM 30231G102 2,588 36,656 SH   SOLE NONE 31,456 0 5,200
General Mills COM 370334104 739 13,400 SH   SOLE NONE 12,400 0 1,000
General Motors Corporation COM 37045V100 2,188 58,389 SH   SOLE NONE 50,787 0 7,602
Global Payments, Inc. COM 37940X102 4,108 25,837 SH   SOLE NONE 23,062 0 2,775
Health Care Select Sector SPDR SBI HEALTHCARE 81369Y209 331 3,675 SH   SOLE NONE 3,330 0 345
Honeywell International, Inc. COM 438516106 381 2,249 SH   SOLE NONE 2,249 0 0
HSBC Holdings plc SPON ADR NEW 404280406 2,987 78,058 SH   SOLE NONE 66,438 0 11,620
Intel Corporation COM 458140100 6,542 126,961 SH   SOLE NONE 112,929 0 14,032
International Business Machines COM 459200101 296 2,034 SH   SOLE NONE 1,708 0 326
Invesco Emerging Markets Sovereign Debt ETF EMRNG MKT SVRG 46138E784 4,554 156,241 SH   SOLE NONE 134,460 0 21,781
iShares Barclays TIPS Bond TIPS BD ETF 464287176 431 3,707 SH   SOLE NONE 2,907 0 800
iShares China 25 Index CHINA LG-CAP ETF 464287184 987 24,788 SH   SOLE NONE 19,528 0 5,260
iShares Core Total Aggregate US Bond CORE US AGGBD ET 464287226 497 4,396 SH   SOLE NONE 3,746 0 650
iShares MSCI Emerging Markets Fund MSCI EMG MKT ETF 464287234 406 9,930 SH   SOLE NONE 9,930 0 0
iShares S&P 500 Index CORE S&P500 ETF 464287200 951 3,186 SH   SOLE NONE 3,186 0 0
iShares S&P Small Cap 600 Core CORE S&P SCP ETF 464287804 234 3,001 SH   SOLE NONE 3,001 0 0
Johnson & Johnson COM 478160104 3,784 29,244 SH   SOLE NONE 25,222 0 4,022
JPMorgan Ultra-Short Income ETF ULTRA SHORT INC 46641Q837 395 7,826 SH   SOLE NONE 7,326 0 500
Kinder Morgan, Inc. COM 49456B101 620 30,073 SH   SOLE NONE 24,673 0 5,400
Linde plc COM G5494J103 3,464 17,881 SH   SOLE NONE 14,963 0 2,918
Merck & Company, Inc. COM 58933Y105 5,171 61,426 SH   SOLE NONE 53,485 0 7,941
Microsoft Corporation COM 594918104 5,635 40,528 SH   SOLE NONE 33,648 0 6,880
Mitsubishi UFJ Financial Group Inc. SPONSORED ADS 606822104 833 163,896 SH   SOLE NONE 143,946 0 19,950
Mohawk Industries, Inc. COM 608190104 2,097 16,900 SH   SOLE NONE 13,990 0 2,910
NXP Semiconductors N.V. COM N6596X109 2,131 19,528 SH   SOLE NONE 16,728 0 2,800
Occidental Petroleum Corporation COM 674599105 1,075 24,163 SH   SOLE NONE 19,832 0 4,331
Oracle Corporation COM 68389X105 2,821 51,258 SH   SOLE NONE 46,033 0 5,225
PepsiCo, Inc. COM 713448108 558 4,073 SH   SOLE NONE 4,073 0 0
Pfizer, Inc. COM 717081103 430 11,954 SH   SOLE NONE 10,596 0 1,358
Procter & Gamble COM 742718109 3,931 31,604 SH   SOLE NONE 26,559 0 5,045
Quest Diagnostics Inc. COM 74834L100 3,230 30,176 SH   SOLE NONE 26,069 0 4,107
SPDR Citi Int'l Govt Infl-Protected Bond ETF FTSE INT GVT ETF 78464A490 5,485 100,264 SH   SOLE NONE 85,379 0 14,885
SPDR Consumer Discret Select Sector SBI CONS DISCR 81369Y407 251 2,077 SH   SOLE NONE 1,857 0 220
SPDR Financial Select Sector Fund SBI INT-FINL 81369Y605 371 13,248 SH   SOLE NONE 11,723 0 1,525
SPDR Industrial Select Sector SBI INT-INDS 81369Y704 303 3,901 SH   SOLE NONE 3,901 0 0
SPDR S&P China S&P CHINA ETF 78463X400 1,584 17,553 SH   SOLE NONE 14,736 0 2,817
SPDR Technology Select Sector TECHNOLOGY 81369Y803 579 7,193 SH   SOLE NONE 6,493 0 700
SPDR Trust S&P 500 Ser1 TR UNIT 78462F103 7,605 25,625 SH   SOLE NONE 21,675 0 3,950
STMicroelectronics N.V. NY REGISTRY 861012102 555 28,685 SH   SOLE NONE 24,805 0 3,880
Sysco Corporation COM 871829107 319 4,015 SH   SOLE NONE 4,015 0 0
Thermo Fisher Scientific COM 883556102 4,249 14,587 SH   SOLE NONE 11,847 0 2,740
Total SA SPONSORED ADR 89151E109 1,701 32,719 SH   SOLE NONE 28,834 0 3,885
UGI Corporation COM 902681105 270 5,364 SH   SOLE NONE 5,364 0 0
United Parcel Service CL B 911312106 2,390 19,950 SH   SOLE NONE 19,950 0 0
Vanguard Emerging Markets Stock ETF FTSE EMR MKT ETF 922042858 4,784 118,837 SH   SOLE NONE 99,888 0 18,949
Vanguard European Stock ETF FTSE EUROPE ETF 922042874 2,425 45,227 SH   SOLE NONE 36,510 0 8,717
Vanguard Real Estate Index Fund ETF REAL ESTATE ETF 922908553 244 2,620 SH   SOLE NONE 2,388 0 232
Vanguard Total International Bond ETF INTL BD IDX ETF 92203J407 506 8,594 SH   SOLE NONE 7,484 0 1,110
Verizon Communications COM 92343V104 374 6,188 SH   SOLE NONE 5,638 0 550
W.P. Carey & Co. COM 92936U109 3,659 40,885 SH   SOLE NONE 35,430 0 5,455
W.R. Berkley Corporation COM 084423102 218 3,013 SH   SOLE NONE 3,013 0 0
Welltower, Inc. COM 95040Q104 204 2,250 SH   SOLE NONE 2,250 0 0
Xylem, Inc. COM 98419M100 3,025 37,995 SH   SOLE NONE 33,095 0 4,900
Yum China Holdings Inc. COM 98850P109 299 6,584 SH   SOLE NONE 6,584 0 0
Yum! Brands, Inc. COM 988498101 839 7,404 SH   SOLE NONE 7,404 0 0