The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Accenture PLC SHS CLASS A G1151C101 2,305 19,676 SH   SOLE   0 0 19,676
Alphabet, Inc. Cl A CAP STK CL A 02079K305 1,362 1,719 SH   SOLE   0 0 1,719
Alphabet, Inc. Cl C CAP STK CL C 02079K107 2,038 2,641 SH   SOLE   0 0 2,641
American Express Co. COM 025816109 429 5,789 SH   SOLE   0 0 5,789
Apple, Inc. COM 037833100 587 5,066 SH   SOLE   0 0 5,066
Bank of America Corp. COM 060505104 4,967 224,738 SH   SOLE   0 0 224,738
Berkshire Hathaway A CL A 084670108 488 2 SH   SOLE   0 0 2
BlackRock Corp High Yield Fund COM 09255P107 408 37,652 SH   SOLE   0 0 37,652
BlackRock, Inc. COM 09247X101 3,463 9,101 SH   SOLE   0 0 9,101
Blackstone Mortgage Trust COM CL A 09257W1D0 2,726 90,651 SH   SOLE   0 0 90,651
C S X Corp. COM 126408103 242 6,744 SH   SOLE   0 0 6,744
C&S REIT & Pfd Income Fund, In COM 19247X100 526 27,515 SH   SOLE   0 0 27,515
Carnival Corp UNIT 99/99/9999 143658300 1,683 32,335 SH   SOLE   0 0 32,335
Celgene Corp. COM 151020104 772 6,672 SH   SOLE   0 0 6,672
Chevron Corp. COM 166764100 2,248 19,100 SH   SOLE   0 0 19,100
Cisco Systems, Inc. COM 17275R102 968 32,017 SH   SOLE   0 0 32,017
Eaton Corp. plc SHS G29183103 2,413 35,964 SH   SOLE   0 0 35,964
Edwards Lifesciences COM 28176E108 434 4,630 SH   SOLE   0 0 4,630
Exxon Mobil Corp. COM 30231G102 2,979 33,006 SH   SOLE   0 0 33,006
Financial Select Sector SPDR F SBI INT-FINL 81369Y605 213 9,160 SH   SOLE   0 0 9,160
General Electric Co. COM 369604103 3,496 110,647 SH   SOLE   0 0 110,647
General Mills COM 370334104 828 13,400 SH   SOLE   0 0 13,400
General Motors Corp. COM 37045v100 1,544 44,308 SH   SOLE   0 0 44,308
Gilead Sciences COM 375558103 891 12,448 SH   SOLE   0 0 12,448
Global Payments, Inc. COM 37940X102 2,528 36,415 SH   SOLE   0 0 36,415
Guggenheim China Small Cap GUGG CHN SML CAP 18383Q853 1,665 74,679 SH   SOLE   0 0 74,679
Honeywell International COM 438516106 358 3,091 SH   SOLE   0 0 3,091
Intel Corp. COM 458140100 4,715 129,992 SH   SOLE   0 0 129,992
International Business Machine COM 459200101 367 2,213 SH   SOLE   0 0 2,213
iShares China 25 Index CHINA LG-CAP ETF 464287184 977 28,136 SH   SOLE   0 0 28,136
iShares Core Total Aggregate U CORE TOTUSBD ETF 464287226 488 4,516 SH   SOLE   0 0 4,516
iShares MSCI Emerging Markets MSCI EMG MKT ETF 464287234 291 8,300 SH   SOLE   0 0 8,300
iShares S&P 500 Index CORE S&P500 ETF 464287200 1,800 8,000 SH   SOLE   0 0 8,000
Johnson & Johnson COM 478160104 3,167 27,493 SH   SOLE   0 0 27,493
Kinder Morgan, Inc. COM 49456B101 756 36,508 SH   SOLE   0 0 36,508
Lincoln Electric Holdings, Inc COM 533900106 2,121 27,667 SH   SOLE   0 0 27,667
Merck & Company, Inc. COM 58933Y105 3,651 62,016 SH   SOLE   0 0 62,016
MetLife, Inc. COM 59156R108 3,878 71,962 SH   SOLE   0 0 71,962
MFS Multimarket Income Trust SH BEN INT 552737108 93 15,425 SH   SOLE   0 0 15,425
Microsoft Corp. COM 594918104 3,175 51,095 SH   SOLE   0 0 51,095
Mohawk Industries, Inc. COM 608190104 2,761 13,825 SH   SOLE   0 0 13,825
NXP Semiconductors N.V. COM N6596X109 1,870 19,079 SH   SOLE   0 0 19,079
Occidental Petroleum Corp. COM 674599105 1,849 25,956 SH   SOLE   0 0 25,956
Oracle Corp. COM 68389X105 1,916 49,840 SH   SOLE   0 0 49,840
PepsiCo, Inc. COM 713448108 481 4,595 SH   SOLE   0 0 4,595
Pfizer, Inc. COM 717081103 433 13,324 SH   SOLE   0 0 13,324
PNC Financial Services COM 693475105 210 1,798 SH   SOLE   0 0 1,798
PowerShares Emerging Mkts Sove SOVEREIGN DEBT 73936T573 3,667 129,760 SH   SOLE   0 0 129,760
Praxair, Inc. COM 74005P104 2,083 17,772 SH   SOLE   0 0 17,772
Procter & Gamble COM 742718109 2,432 28,919 SH   SOLE   0 0 28,919
Quest Diagnostics Inc. COM 74834L100 2,565 27,911 SH   SOLE   0 0 27,911
Siemens Aktiengesellschaft SPONSORED ADR 826197501 1,504 12,210 SH   SOLE   0 0 12,210
SPDR DB Intl Govt Infl-Protect DB INT GVT ETF 78464A490 1,557 29,926 SH   SOLE   0 0 29,926
SPDR S&P China S&P CHINA ETF 78463X400 901 12,502 SH   SOLE   0 0 12,502
SPDR Trust S&P 500 Ser1 TR UNIT 78462F103 3,547 15,870 SH   SOLE   0 0 15,870
Sysco Corp. COM 871829107 211 3,817 SH   SOLE   0 0 3,817
Technology Select Sector SPDR TECHNOLOGY 81369Y803 301 6,225 SH   SOLE   0 0 6,225
Thermo Fisher Scientific COM 883556102 2,260 16,014 SH   SOLE   0 0 16,014
Time Warner, Inc. COM NEW 887317303 3,117 32,292 SH   SOLE   0 0 32,292
Total SA SPONSORED ADR 89151E109 1,419 27,839 SH   SOLE   0 0 27,839
UGI Corp. COM 902681105 247 5,364 SH   SOLE   0 0 5,364
United Parcel Service CL B 911312106 1,924 16,787 SH   SOLE   0 0 16,787
Vanguard Emerging Markets Stoc FTSE EMR MKT ETF 922042858 3,114 87,021 SH   SOLE   0 0 87,021
Vanguard European Stock ETF FTSE EUROPE ETF 922042874 2,298 47,932 SH   SOLE   0 0 47,932
Vanguard MSCI EAFE ETF FTSE DEV MKT ETF 921943858 3,663 100,256 SH   SOLE   0 0 100,256
Vanguard Total Int'l Bond Inde INTL BD IDX ETF 92203J407 349 6,420 SH   SOLE   0 0 6,420
Verizon Communications COM 92343V104 559 10,471 SH   SOLE   0 0 10,471
Vodafone Group Plc SPONS ADR NEW 92857W209 1,473 60,313 SH   SOLE   0 0 60,313
W.P. Carey & Co. COM 92936U109 2,075 35,117 SH   SOLE   0 0 35,117
Xylem, Inc. COM 98419M100 2,013 40,655 SH   SOLE   0 0 40,655
Yum China Holdings Inc. COM 98850P109 215 8,229 SH   SOLE   0 0 8,229
Yum! Brands, Inc. COM 988498101 521 8,229 SH   SOLE   0 0 8,229