X0303 4 2011-01-25 0 0001326807 Investors Bancorp Inc ISBC 0001339734 Cummings Kevin 101 JFK PARKWAY SHORT HILLS NJ 07078 1 1 0 0 President & CEO Common Stock 2011-01-25 4 A 0 150000 0 A 415111 D Commmon Stock 8183 I By ESOP Shares of restricted stock vest at a rate of 14.3% per year commencing on January 25, 2012 subject to acceleration if the Company achieves certain financial performance goals. The acceleration is based on the achievement of certain return on equity or return on assets criteria and would result in a three year acceleration of vesting occurring in the year the financial goal is achieved. Thomas Splaine, Jr., pursuant to power of attorney 2011-01-26