Transactions with Stockholders

Transactions with Directors' Financial Institutions. In the ordinary course of its business, the FHLBank may provide products and services to members whose officers or directors serve as directors of the FHLBank (Directors' Financial Institutions). Finance Agency Regulations require that transactions with Directors' Financial Institutions be made on the same terms as those with any other member. The following table reflects balances with Directors' Financial Institutions for the items indicated below.

Table 21.1 - Transactions with Directors' Financial Institutions (dollars in millions)



	March 31, 2013				December 31, 2012
	Balance		% of Total⁽¹⁾		Balance		% of Total ⁽¹⁾
Advances	$	869	1.5	%	$	948	1.8	%
MPP	35		0.5		41		0.6
Mortgage-backed securities	—		—		—		—
Regulatory capital stock	230		5.0		229		5.4
Derivatives	—		—		—		—


(1)	Percentage of total principal (Advances), unpaid principal balance (MPP), principal balance (mortgage-backed securities), regulatory capital stock, and notional balances (derivatives).

Concentrations. The following table shows regulatory capital stock balances, outstanding Advance principal balances, and unpaid principal balances of mortgage loans held for portfolio at the dates indicated to members and former members holding five percent or more of regulatory capital stock and include any known affiliates that are members of the FHLBank.

Table 21.2 - Capital Stock, Advances, and MPP Principal Balances to Members and Former Members (dollars in millions)



	Regulatory Capital Stock				Advance		MPP Unpaid
March 31, 2013	Balance		% of Total		Principal		Principal Balance
JPMorgan Chase Bank, N.A.	$	1,333	29	%	$	37,700	$	—
U.S. Bank, N.A.	592		13		4,585		52
Fifth Third Bank	401		9		782		5
Total	$	2,326	51	%	$	43,067	$	57



	Regulatory Capital Stock				Advance		MPP Unpaid
December 31, 2012	Balance		% of Total		Principal		Principal Balance
JPMorgan Chase Bank, N.A.	$	865	20	%	$	26,000	$	—
U.S. Bank, N.A.	592		14		4,586		55
Fifth Third Bank	401		9		4,732		6
Total	$	1,858	43	%	$	35,318	$	61

Nonmember Affiliates. The FHLBank has relationships with three nonmember affiliates, the Kentucky Housing Corporation, the Ohio Housing Finance Agency and the Tennessee Housing Development Agency. The FHLBank had no investments in or borrowings extended to any of these nonmember affiliates during the three months ended March 31, 2013 or 2012.