The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 5,261 35,339 SH   DFND 1 35,339 0 0
ABBOTT LABS COM 002824100 1,373 11,600 SH   DFND 1 11,600 0 0
ABBVIE INC COM 00287Y109 1,343 8,282 SH   DFND 1 8,282 0 0
ACUITY BRANDS INC COM 00508Y102 1,993 10,530 SH   DFND 1 10,530 0 0
ACV AUCTIONS INC COM CL A 00091G104 190 12,803 SH   DFND 1 12,803 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 10,011 21,973 SH   DFND 1 21,973 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 123,213 595,345 SH   DFND 1 595,345 0 0
ADVANCED MICRO DEVICES INC COM 007903107 215 1,964 SH   DFND 1 1,964 0 0
AFFIRM HLDGS INC COM CL A 00827B106 7,501 162,088 SH   DFND 1 162,088 0 0
AFLAC INC COM 001055102 386 6,000 SH   DFND 1 6,000 0 0
AIR PRODS & CHEMS INC COM 009158106 214 855 SH   DFND 1 855 0 0
AIRBNB INC COM CL A 009066101 1,029 5,993 SH   DFND 1 5,993 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 8,945 82,218 SH   DFND 1 82,218 0 0
ALICO INC COM 016230104 1,517 40,391 SH   DFND 1 40,391 0 0
ALLBIRDS INC COM CL A 01675A109 443 73,708 SH   DFND 1 73,708 0 0
ALPHABET INC CAP STK CL A 02079K305 24,159 8,686 SH   DFND 1 8,686 0 0
ALPHABET INC CAP STK CL C 02079K107 597,225 213,830 SH   DFND 1 213,830 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 25,165 657,055 SH   DFND 1 657,055 0 0
AMAZON COM INC COM 023135106 463,298 142,118 SH   DFND 1 142,118 0 0
AMERICAN EXPRESS CO COM 025816109 363 1,941 SH   DFND 1 1,941 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 828 5,000 SH   DFND 1 5,000 0 0
AMGEN INC COM 031162100 1,229 5,083 SH   DFND 1 5,083 0 0
APOLLO GLOBAL MGMT INC COM 03769M106 279 4,500 SH   DFND 1 4,500 0 0
APPLE INC COM 037833100 58,713 336,251 SH   DFND 1 336,251 0 0
APPLOVIN CORP COM CL A 03831W108 1,817 33,000 SH   DFND 1 33,000 0 0
APTIV PLC SHS G6095L109 898 7,500 SH   DFND 1 7,500 0 0
ARES CAPITAL CORP COM 04010L103 4,825 230,289 SH   DFND 1 230,289 0 0
ARGAN INC COM 04010E109 2,439 60,077 SH   DFND 1 60,077 0 0
ARK ETF TR INNOVATION ETF 00214Q104 758 11,437 SH   DFND 1 11,437 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 12,281 18,387 SH   DFND 1 18,387 0 0
ASSURANT INC COM 04621X108 286 1,573 SH   DFND 1 1,573 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 946 14,254 SH   DFND 1 14,254 0 0
ATLASSIAN CORP PLC CL A G06242104 10,867 36,985 SH   DFND 1 36,985 0 0
AUTODESK INC COM 052769106 947 4,418 SH   DFND 1 4,418 0 0
BANDWIDTH INC COM CL A 05988J103 729 22,500 SH   DFND 1 22,500 0 0
BAXTER INTL INC COM 071813109 232 2,990 SH   DFND 1 2,990 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 20,983 59,456 SH   DFND 1 59,456 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 5,289 10 SH   DFND 1 10 0 0
BK OF AMERICA CORP COM 060505104 309 7,498 SH   DFND 1 7,498 0 0
BLACKROCK INC COM 09247X101 573 750 SH   DFND 1 750 0 0
BLACKROCK TCP CAPITAL CORP COM 09259E108 501 35,049 SH   DFND 1 35,049 0 0
BLACKSTONE INC COM 09260D107 6,660 52,468 SH   DFND 1 52,468 0 0
BLADE AIR MOBILITY INC CL A COM 092667104 849 100,000 SH   DFND 1 100,000 0 0
BLOCK INC CL A 852234103 9,097 67,090 SH   DFND 1 67,090 0 0
BOOKING HOLDINGS INC COM 09857L108 79,951 34,044 SH   DFND 1 34,044 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 738 10,108 SH   DFND 1 10,108 0 0
BROADCOM INC COM 11135F101 2,735 4,344 SH   DFND 1 4,344 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,643 46,719 SH   DFND 1 46,719 0 0
CANADIAN NATL RY CO COM 136375102 2,707 20,178 SH   DFND 1 20,178 0 0
CANADIAN PAC RY LTD COM 13645T100 199,443 2,416,315 SH   DFND 1 2,416,315 0 0
CAPITAL ONE FINL CORP COM 14040H105 525 4,000 SH   DFND 1 4,000 0 0
CARGURUS INC COM CL A 141788109 3,112 73,296 SH   DFND 1 73,296 0 0
CARMAX INC COM 143130102 1,369 14,194 SH   DFND 1 14,194 0 0
CELANESE CORP DEL COM 150870103 617 4,317 SH   DFND 1 4,317 0 0
CENTENE CORP DEL COM 15135B101 448 5,322 SH   DFND 1 5,322 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 347,762 637,488 SH   DFND 1 637,488 0 0
CISCO SYS INC COM 17275R102 878 15,755 SH   DFND 1 15,755 0 0
CLOUDFLARE INC CL A COM 18915M107 23,400 195,490 SH   DFND 1 195,490 0 0
COCA COLA CO COM 191216100 7,461 120,336 SH   DFND 1 120,336 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 65,971 347,471 SH   DFND 1 347,471 0 0
COMCAST CORP NEW CL A 20030N101 201,942 4,313,164 SH   DFND 1 4,313,164 0 0
CONOCOPHILLIPS COM 20825C104 698 6,977 SH   DFND 1 6,977 0 0
CORNING INC COM 219350105 332 9,000 SH   DFND 1 9,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 388 674 SH   DFND 1 674 0 0
COUPA SOFTWARE INC COM 22266L106 985 9,691 SH   DFND 1 9,691 0 0
CREDIT ACCEP CORP MICH COM 225310101 440 800 SH   DFND 1 800 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 327 1,770 SH   DFND 1 1,770 0 0
CROWN HLDGS INC COM 228368106 291 2,324 SH   DFND 1 2,324 0 0
CVS HEALTH CORP COM 126650100 211 2,082 SH   DFND 1 2,082 0 0
DANAHER CORPORATION COM 235851102 21,751 74,151 SH   DFND 1 74,151 0 0
DATADOG INC CL A COM 23804L103 969 6,397 SH   DFND 1 6,397 0 0
DELL TECHNOLOGIES INC CL C 24703L202 223 4,447 SH   DFND 1 4,447 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 328 1,615 SH   DFND 1 1,615 0 0
DISNEY WALT CO COM 254687106 5,006 36,500 SH   DFND 1 36,500 0 0
DONALDSON INC COM 257651109 831 16,000 SH   DFND 1 16,000 0 0
DOVER CORP COM 260003108 1,215 7,743 SH   DFND 1 7,743 0 0
EMERSON ELEC CO COM 291011104 1,153 11,755 SH   DFND 1 11,755 0 0
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106 5,263 99,465 SH   DFND 1 99,465 0 0
ENSTAR GROUP LIMITED SHS G3075P101 418 1,600 SH   DFND 1 1,600 0 0
EPAM SYS INC COM 29414B104 478 1,610 SH   DFND 1 1,610 0 0
ETSY INC COM 29786A106 4,799 38,618 SH   DFND 1 38,618 0 0
EXPEDIA GROUP INC COM NEW 30212P303 708 3,618 SH   DFND 1 3,618 0 0
EXXON MOBIL CORP COM 30231G102 826 10,000 SH   DFND 1 10,000 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 18,611 185,330 SH   DFND 1 185,330 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 263 1,623 SH   DFND 1 1,623 0 0
FISERV INC COM 337738108 480 4,730 SH   DFND 1 4,730 0 0
FLEX LTD ORD Y2573F102 213 11,464 SH   DFND 1 11,464 0 0
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106 373 4,500 SH   DFND 1 4,500 0 0
GENERAL DYNAMICS CORP COM 369550108 8,189 33,954 SH   DFND 1 33,954 0 0
GENERAL ELECTRIC CO COM NEW 369604301 343 3,750 SH   DFND 1 3,750 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,254 3,800 SH   DFND 1 3,800 0 0
GOLUB CAP BDC INC COM 38173M102 3,504 230,375 SH   DFND 1 230,375 0 0
HCA HEALTHCARE INC COM 40412C101 713 2,845 SH   DFND 1 2,845 0 0
HERSHEY CO COM 427866108 1,412 6,520 SH   DFND 1 6,520 0 0
HOME DEPOT INC COM 437076102 10,181 34,012 SH   DFND 1 34,012 0 0
HONEYWELL INTL INC COM 438516106 1,353 6,948 SH   DFND 1 6,948 0 0
HUMANA INC COM 444859102 570 1,310 SH   DFND 1 1,310 0 0
IAC INTERACTIVECORP NEW COM NEW 44891N208 2,944 29,357 SH   DFND 1 29,357 0 0
ILLUMINA INC COM 452327109 5,933 16,980 SH   DFND 1 16,980 0 0
INSULET CORP COM 45784P101 1,439 5,400 SH   DFND 1 5,400 0 0
INTEL CORP COM 458140100 592 11,946 SH   DFND 1 11,946 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,950 15,000 SH   DFND 1 15,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 34,305 94,623 SH   DFND 1 94,623 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,955 35,202 SH   DFND 1 35,202 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,005 18,756 SH   DFND 1 18,756 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 6,214 137,631 SH   DFND 1 137,631 0 0
ISHARES TR CORE S&P TTL STK 464287150 4,057 40,194 SH   DFND 1 40,194 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 26,898 403,995 SH   DFND 1 403,995 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 4,851 18,490 SH   DFND 1 18,490 0 0
ISHARES TR MSCI EAFE ETF 464287465 11,458 155,675 SH   DFND 1 155,675 0 0
ISHARES TR RUS 1000 ETF 464287622 2,671 10,675 SH   DFND 1 10,675 0 0
ISHARES TR SELECT DIVID ETF 464287168 2,151 16,787 SH   DFND 1 16,787 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,090 37,917 SH   DFND 1 37,917 0 0
ISHARES TR MSCI ACWI ETF 464288257 10,280 103,023 SH   DFND 1 103,023 0 0
ISHARES TR CORE US AGGBD ET 464287226 8,426 78,671 SH   DFND 1 78,671 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,434 6,985 SH   DFND 1 6,985 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 4,833 46,201 SH   DFND 1 46,201 0 0
ISHARES TR S&P 100 ETF 464287101 1,257 6,028 SH   DFND 1 6,028 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,538 15,288 SH   DFND 1 15,288 0 0
ISHARES TR RUS MID CAP ETF 464287499 2,422 31,000 SH   DFND 1 31,000 0 0
ISHARES TR CORE MSCI EAFE 46432F842 4,305 61,924 SH   DFND 1 61,924 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 440 1,720 SH   DFND 1 1,720 0 0
ISHARES TR U.S. TECH ETF 464287721 563 5,464 SH   DFND 1 5,464 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 329 2,041 SH   DFND 1 2,041 0 0
ISHARES TR S&P SML 600 GWT 464287887 626 5,000 SH   DFND 1 5,000 0 0
ISHARES TR S&P MC 400GR ETF 464287606 584 7,556 SH   DFND 1 7,556 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 742 2,671 SH   DFND 1 2,671 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 484 4,048 SH   DFND 1 4,048 0 0
ISHARES TR RUS MD CP GR ETF 464287481 560 5,575 SH   DFND 1 5,575 0 0
ISHARES TR MSCI ACWI EX US 464288240 564 10,788 SH   DFND 1 10,788 0 0
JD.COM INC SPON ADR CL A 47215P106 2,155 37,240 SH   DFND 1 37,240 0 0
JOHNSON & JOHNSON COM 478160104 30,640 172,881 SH   DFND 1 172,881 0 0
JPMORGAN CHASE & CO COM 46625H100 20,673 151,653 SH   DFND 1 151,653 0 0
KIMBERLY-CLARK CORP COM 494368103 644 5,230 SH   DFND 1 5,230 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 343 1,300 SH   DFND 1 1,300 0 0
LENDINGCLUB CORP COM NEW 52603A208 527 33,428 SH   DFND 1 33,428 0 0
LENNAR CORP CL A 526057104 211 2,605 SH   DFND 1 2,605 0 0
LIBERTY BROADBAND CORP COM SER A 530307107 28,413 216,797 SH   DFND 1 216,797 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 19,489 144,021 SH   DFND 1 144,021 0 0
LILLY ELI & CO COM 532457108 1,857 6,485 SH   DFND 1 6,485 0 0
LOWES COS INC COM 548661107 357,511 1,768,192 SH   DFND 1 1,768,192 0 0
MARKEL CORP COM 570535104 387 262 SH   DFND 1 262 0 0
MARQETA INC CLASS A COM 57142B104 1,170 105,979 SH   DFND 1 105,979 0 0
MASTERCARD INCORPORATED CL A 57636Q104 105,628 295,561 SH   DFND 1 295,561 0 0
MATCH GROUP INC NEW COM 57667L107 2,444 22,479 SH   DFND 1 22,479 0 0
MCDONALDS CORP COM 580135101 4,992 20,187 SH   DFND 1 20,187 0 0
MERCADOLIBRE INC COM 58733R102 13,523 11,369 SH   DFND 1 11,369 0 0
MERCK & CO INC COM 58933Y105 3,203 39,038 SH   DFND 1 39,038 0 0
META PLATFORMS INC CL A 30303M102 285,815 1,285,372 SH   DFND 1 1,285,372 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 203 2,696 SH   DFND 1 2,696 0 0
MICROSOFT CORP COM 594918104 564,546 1,831,097 SH   DFND 1 1,831,097 0 0
MONDELEZ INTL INC CL A 609207105 5,927 94,415 SH   DFND 1 94,415 0 0
MONGODB INC CL A 60937P106 55,306 124,678 SH   DFND 1 124,678 0 0
MOODYS CORP COM 615369105 179,053 530,670 SH   DFND 1 530,670 0 0
MORGAN STANLEY COM NEW 617446448 1,318 15,084 SH   DFND 1 15,084 0 0
NETFLIX INC COM 64110L106 6,674 17,816 SH   DFND 1 17,816 0 0
NEW MTN FIN CORP COM 647551100 268 19,357 SH   DFND 1 19,357 0 0
NIKE INC CL B 654106103 5,574 41,424 SH   DFND 1 41,424 0 0
NORFOLK SOUTHN CORP COM 655844108 453 1,589 SH   DFND 1 1,589 0 0
NORTHROP GRUMMAN CORP COM 666807102 350,499 783,728 SH   DFND 1 783,728 0 0
NOVARTIS AG SPONSORED ADR 66987V109 439 5,000 SH   DFND 1 5,000 0 0
NVIDIA CORPORATION COM 67066G104 15,580 57,100 SH   DFND 1 57,100 0 0
OKTA INC CL A 679295105 231 1,533 SH   DFND 1 1,533 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 195,190 284,965 SH   DFND 1 284,965 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 6,441 469,132 SH   DFND 1 469,132 0 0
PALO ALTO NETWORKS INC COM 697435105 3,201 5,140 SH   DFND 1 5,140 0 0
PAYPAL HLDGS INC COM 70450Y103 4,574 39,554 SH   DFND 1 39,554 0 0
PEPSICO INC COM 713448108 496 2,961 SH   DFND 1 2,961 0 0
PFIZER INC COM 717081103 879 16,970 SH   DFND 1 16,970 0 0
PHILLIPS 66 COM 718546104 289 3,342 SH   DFND 1 3,342 0 0
PROCTER AND GAMBLE CO COM 742718109 10,828 70,864 SH   DFND 1 70,864 0 0
QUALCOMM INC COM 747525103 344 2,253 SH   DFND 1 2,253 0 0
QUANTA SVCS INC COM 74762E102 290 2,200 SH   DFND 1 2,200 0 0
ROPER TECHNOLOGIES INC COM 776696106 472 1,000 SH   DFND 1 1,000 0 0
S&P GLOBAL INC COM 78409V104 152,005 370,582 SH   DFND 1 370,582 0 0
SALESFORCE COM INC COM 79466L302 8,981 42,298 SH   DFND 1 42,298 0 0
SAP SE SPON ADR 803054204 555 5,000 SH   DFND 1 5,000 0 0
SCHLUMBERGER LTD COM STK 806857108 832 20,149 SH   DFND 1 20,149 0 0
SCHWAB CHARLES CORP COM 808513105 479,480 5,687,105 SH   DFND 1 5,687,105 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 3,192 83,310 SH   DFND 1 83,310 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,189 15,550 SH   DFND 1 15,550 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 330 3,202 SH   DFND 1 3,202 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 441 5,813 SH   DFND 1 5,813 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 540 3,943 SH   DFND 1 3,943 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 421 2,278 SH   DFND 1 2,278 0 0
SERVICENOW INC COM 81762P102 65,608 117,811 SH   DFND 1 117,811 0 0
SHOPIFY INC CL A 82509L107 8,343 12,342 SH   DFND 1 12,342 0 0
SHUTTERSTOCK INC COM 825690100 512 5,500 SH   DFND 1 5,500 0 0
SIGNIFY HEALTH INC CL A COM 82671G100 283 15,615 SH   DFND 1 15,615 0 0
SIXTH STREET SPECIALTY LENDI COM 83012A109 769 33,002 SH   DFND 1 33,002 0 0
SNOWFLAKE INC CL A 833445109 23,832 104,010 SH   DFND 1 104,010 0 0
SPDR GOLD TR GOLD SHS 78463V107 4,622 25,586 SH   DFND 1 25,586 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 31,957 70,758 SH   DFND 1 70,758 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 4,477 94,583 SH   DFND 1 94,583 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 8,232 273,230 SH   DFND 1 273,230 0 0
SYSCO CORP COM 871829107 174,665 2,139,195 SH   DFND 1 2,139,195 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 871 8,350 SH   DFND 1 8,350 0 0
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109 248 50,953 SH   DFND 1 50,953 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 322 546 SH   DFND 1 546 0 0
TRUIST FINL CORP COM 89832Q109 734 12,950 SH   DFND 1 12,950 0 0
TWILIO INC CL A 90138F102 9,642 58,504 SH   DFND 1 58,504 0 0
TWITTER INC COM 90184L102 15,867 410,111 SH   DFND 1 410,111 0 0
UBER TECHNOLOGIES INC COM 90353T100 6,159 172,631 SH   DFND 1 172,631 0 0
UNIFI INC COM NEW 904677200 325 17,930 SH   DFND 1 17,930 0 0
UNILEVER PLC SPON ADR NEW 904767704 426 9,344 SH   DFND 1 9,344 0 0
UNION PAC CORP COM 907818108 124,012 453,907 SH   DFND 1 453,907 0 0
UNITEDHEALTH GROUP INC COM 91324P102 541,487 1,061,802 SH   DFND 1 1,061,802 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 2,362 49,917 SH   DFND 1 49,917 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,287 15,719 SH   DFND 1 15,719 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 10,040 128,882 SH   DFND 1 128,882 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 77,147 338,853 SH   DFND 1 338,853 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,975 9,574 SH   DFND 1 9,574 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,362 21,794 SH   DFND 1 21,794 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 360 1,250 SH   DFND 1 1,250 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 86,619 1,877,722 SH   DFND 1 1,877,722 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,155 20,049 SH   DFND 1 20,049 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 35,291 348,411 SH   DFND 1 348,411 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 382 6,132 SH   DFND 1 6,132 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 18,976 242,997 SH   DFND 1 242,997 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 46,157 772,631 SH   DFND 1 772,631 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 103,888 2,162,988 SH   DFND 1 2,162,988 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,044 9,303 SH   DFND 1 9,303 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 957 10,249 SH   DFND 1 10,249 0 0
VIATRIS INC COM 92556V106 109 10,014 SH   DFND 1 10,014 0 0
VIMEO INC COMMON STOCK 92719V100 480 40,366 SH   DFND 1 40,366 0 0
VISA INC COM CL A 92826C839 380,935 1,717,704 SH   DFND 1 1,717,704 0 0
VMWARE INC CL A COM 928563402 223 1,959 SH   DFND 1 1,959 0 0
WALMART INC COM 931142103 10,483 70,394 SH   DFND 1 70,394 0 0
WATERS CORP COM 941848103 293 943 SH   DFND 1 943 0 0
WAYFAIR INC CL A 94419L101 92,284 833,038 SH   DFND 1 833,038 0 0
WORKDAY INC CL A 98138H101 11,870 49,571 SH   DFND 1 49,571 0 0