The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 6,304 35,489 SH   DFND 1 35,489 0 0
ABBOTT LABS COM 002824100 1,633 11,600 SH   DFND 1 11,600 0 0
ABBVIE INC COM 00287Y109 1,121 8,282 SH   DFND 1 8,282 0 0
ACUITY BRANDS INC COM 00508Y102 2,229 10,530 SH   DFND 1 10,530 0 0
ACV AUCTIONS INC COM CL A 00091G104 241 12,803 SH   DFND 1 12,803 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 12,877 22,709 SH   DFND 1 22,709 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 164,324 685,027 SH   DFND 1 685,027 0 0
ADVANCED MICRO DEVICES INC COM 007903107 283 1,964 SH   DFND 1 1,964 0 0
AFFIRM HLDGS INC COM CL A 00827B106 16,300 162,088 SH   DFND 1 162,088 0 0
AFLAC INC COM 001055102 350 6,000 SH   DFND 1 6,000 0 0
AIR PRODS & CHEMS INC COM 009158106 260 855 SH   DFND 1 855 0 0
AIRBNB INC COM CL A 009066101 998 5,993 SH   DFND 1 5,993 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 9,784 82,368 SH   DFND 1 82,368 0 0
ALICO INC COM 016230104 1,496 40,391 SH   DFND 1 40,391 0 0
ALLSTATE CORP COM 020002101 1,189 10,106 SH   DFND 1 10,106 0 0
ALPHABET INC CAP STK CL A 02079K305 24,758 8,546 SH   DFND 1 8,546 0 0
ALPHABET INC CAP STK CL C 02079K107 611,540 211,343 SH   DFND 1 211,343 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 25,395 775,660 SH   DFND 1 775,660 0 0
AMAZON COM INC COM 023135106 456,308 136,851 SH   DFND 1 136,851 0 0
AMERICAN EXPRESS CO COM 025816109 318 1,941 SH   DFND 1 1,941 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 944 5,000 SH   DFND 1 5,000 0 0
AMGEN INC COM 031162100 1,144 5,083 SH   DFND 1 5,083 0 0
AMPLITUDE INC COM CL A 03213A104 344 6,505 SH   DFND 1 6,505 0 0
ANGI INC COM CL A NEW 00183L102 184 20,000 SH   DFND 1 20,000 0 0
APOLLO GLOBAL MGMT INC COM CL A 03768E105 326 4,500 SH   DFND 1 4,500 0 0
APPLE INC COM 037833100 59,708 336,251 SH   DFND 1 336,251 0 0
APPLIED MATLS INC COM 038222105 233 1,483 SH   DFND 1 1,483 0 0
APPLOVIN CORP COM CL A 03831W108 3,111 33,000 SH   DFND 1 33,000 0 0
APTIV PLC SHS G6095L109 1,237 7,500 SH   DFND 1 7,500 0 0
ARES CAPITAL CORP COM 04010L103 4,880 230,289 SH   DFND 1 230,289 0 0
ARGAN INC COM 04010E109 2,324 60,077 SH   DFND 1 60,077 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 14,998 18,839 SH   DFND 1 18,839 0 0
ASSURANT INC COM 04621X108 245 1,573 SH   DFND 1 1,573 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 830 14,254 SH   DFND 1 14,254 0 0
ATLASSIAN CORP PLC CL A G06242104 14,490 38,002 SH   DFND 1 38,002 0 0
AUTODESK INC COM 052769106 1,242 4,418 SH   DFND 1 4,418 0 0
BANDWIDTH INC COM CL A 05988J103 1,615 22,500 SH   DFND 1 22,500 0 0
BAXTER INTL INC COM 071813109 257 2,990 SH   DFND 1 2,990 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,507 10 SH   DFND 1 10 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 17,922 59,940 SH   DFND 1 59,940 0 0
BIOGEN INC COM 09062X103 605 2,523 SH   DFND 1 2,523 0 0
BK OF AMERICA CORP COM 060505104 334 7,498 SH   DFND 1 7,498 0 0
BLACKROCK INC COM 09247X101 687 750 SH   DFND 1 750 0 0
BLACKROCK TCP CAPITAL CORP COM 09259E108 474 35,049 SH   DFND 1 35,049 0 0
BLACKSTONE INC COM 09260D107 6,789 52,468 SH   DFND 1 52,468 0 0
BLADE AIR MOBILITY INC CL A COM 092667104 4,571 517,613 SH   DFND 1 517,613 0 0
BLOCK INC CL A 852234103 11,222 69,484 SH   DFND 1 69,484 0 0
BOOKING HOLDINGS INC COM 09857L108 95,962 39,997 SH   DFND 1 39,997 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 630 10,108 SH   DFND 1 10,108 0 0
BROADCOM INC COM 11135F101 2,891 4,344 SH   DFND 1 4,344 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,821 46,719 SH   DFND 1 46,719 0 0
CANADIAN NATL RY CO COM 136375102 2,479 20,178 SH   DFND 1 20,178 0 0
CANADIAN PAC RY LTD COM 13645T100 118,623 1,648,910 SH   DFND 1 1,648,910 0 0
CAPITAL ONE FINL CORP COM 14040H105 580 4,000 SH   DFND 1 4,000 0 0
CARGURUS INC COM CL A 141788109 2,466 73,296 SH   DFND 1 73,296 0 0
CARMAX INC COM 143130102 1,848 14,194 SH   DFND 1 14,194 0 0
CELANESE CORP DEL COM 150870103 726 4,317 SH   DFND 1 4,317 0 0
CENTENE CORP DEL COM 15135B101 439 5,322 SH   DFND 1 5,322 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 393,621 603,741 SH   DFND 1 603,741 0 0
CISCO SYS INC COM 17275R102 998 15,755 SH   DFND 1 15,755 0 0
CLOUDFLARE INC CL A COM 18915M107 25,707 195,490 SH   DFND 1 195,490 0 0
COCA COLA CO COM 191216100 7,125 120,336 SH   DFND 1 120,336 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 84,653 335,431 SH   DFND 1 335,431 0 0
COMCAST CORP NEW CL A 20030N101 302,262 6,005,599 SH   DFND 1 6,005,599 0 0
CONOCOPHILLIPS COM 20825C104 504 6,977 SH   DFND 1 6,977 0 0
CORNING INC COM 219350105 335 9,000 SH   DFND 1 9,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 468 824 SH   DFND 1 824 0 0
COUPA SOFTWARE INC COM 22266L106 1,952 12,351 SH   DFND 1 12,351 0 0
CREDIT ACCEP CORP MICH COM 225310101 550 800 SH   DFND 1 800 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 432 2,070 SH   DFND 1 2,070 0 0
CROWN HLDGS INC COM 228368106 257 2,324 SH   DFND 1 2,324 0 0
CVS HEALTH CORP COM 126650100 215 2,082 SH   DFND 1 2,082 0 0
DANAHER CORPORATION COM 235851102 24,396 74,151 SH   DFND 1 74,151 0 0
DATADOG INC CL A COM 23804L103 959 5,382 SH   DFND 1 5,382 0 0
DELL TECHNOLOGIES INC CL C 24703L202 250 4,447 SH   DFND 1 4,447 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 356 1,615 SH   DFND 1 1,615 0 0
DISNEY WALT CO COM 254687106 5,653 36,500 SH   DFND 1 36,500 0 0
DONALDSON INC COM 257651109 948 16,000 SH   DFND 1 16,000 0 0
DOVER CORP COM 260003108 1,406 7,743 SH   DFND 1 7,743 0 0
EMERSON ELEC CO COM 291011104 1,093 11,755 SH   DFND 1 11,755 0 0
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106 5,563 99,465 SH   DFND 1 99,465 0 0
ENSTAR GROUP LIMITED SHS G3075P101 396 1,600 SH   DFND 1 1,600 0 0
EPAM SYS INC COM 29414B104 1,076 1,610 SH   DFND 1 1,610 0 0
ETSY INC COM 29786A106 8,455 38,618 SH   DFND 1 38,618 0 0
EXPEDIA GROUP INC COM NEW 30212P303 654 3,618 SH   DFND 1 3,618 0 0
EXXON MOBIL CORP COM 30231G102 612 10,000 SH   DFND 1 10,000 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 30,148 276,203 SH   DFND 1 276,203 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 335 1,623 SH   DFND 1 1,623 0 0
FISERV INC COM 337738108 13,454 129,630 SH   DFND 1 129,630 0 0
FLEX LTD ORD Y2573F102 210 11,464 SH   DFND 1 11,464 0 0
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106 350 4,500 SH   DFND 1 4,500 0 0
GENERAL DYNAMICS CORP COM 369550108 7,078 33,954 SH   DFND 1 33,954 0 0
GENERAL ELECTRIC CO COM NEW 369604301 354 3,750 SH   DFND 1 3,750 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,454 3,800 SH   DFND 1 3,800 0 0
GOLUB CAP BDC INC COM 38173M102 3,557 230,375 SH   DFND 1 230,375 0 0
HCA HEALTHCARE INC COM 40412C101 731 2,845 SH   DFND 1 2,845 0 0
HERSHEY CO COM 427866108 1,261 6,520 SH   DFND 1 6,520 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 186 11,792 SH   DFND 1 11,792 0 0
HOME DEPOT INC COM 437076102 14,265 34,372 SH   DFND 1 34,372 0 0
HONEYWELL INTL INC COM 438516106 1,480 7,098 SH   DFND 1 7,098 0 0
HP INC COM 40434L105 387 10,262 SH   DFND 1 10,262 0 0
HUMANA INC COM 444859102 608 1,310 SH   DFND 1 1,310 0 0
IAC INTERACTIVECORP NEW COM NEW 44891N208 3,837 29,357 SH   DFND 1 29,357 0 0
ILLUMINA INC COM 452327109 8,852 23,268 SH   DFND 1 23,268 0 0
INSULET CORP COM 45784P101 1,437 5,400 SH   DFND 1 5,400 0 0
INTEL CORP COM 458140100 3,905 75,827 SH   DFND 1 75,827 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,005 15,000 SH   DFND 1 15,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 10,600 26,642 SH   DFND 1 26,642 0 0
ISHARES INC CORE MSCI EMKT 46434G103 2,142 35,778 SH   DFND 1 35,778 0 0
ISHARES TR CORE MSCI EAFE 46432F842 4,623 61,924 SH   DFND 1 61,924 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 26,420 372,425 SH   DFND 1 372,425 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,342 37,917 SH   DFND 1 37,917 0 0
ISHARES TR CORE S&P TTL STK 464287150 4,252 39,744 SH   DFND 1 39,744 0 0
ISHARES TR CORE US AGGBD ET 464287226 8,975 78,671 SH   DFND 1 78,671 0 0
ISHARES TR MSCI ACWI ETF 464288257 13,241 125,173 SH   DFND 1 125,173 0 0
ISHARES TR MSCI ACWI EX US 464288240 600 10,788 SH   DFND 1 10,788 0 0
ISHARES TR MSCI CHINA ETF 46429B671 9,207 146,677 SH   DFND 1 146,677 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,413 43,381 SH   DFND 1 43,381 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 816 2,671 SH   DFND 1 2,671 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,567 15,288 SH   DFND 1 15,288 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 504 1,720 SH   DFND 1 1,720 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 339 2,041 SH   DFND 1 2,041 0 0
ISHARES TR RUS MD CP GR ETF 464287481 642 5,575 SH   DFND 1 5,575 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 495 4,048 SH   DFND 1 4,048 0 0
ISHARES TR RUS MID CAP ETF 464287499 2,574 31,000 SH   DFND 1 31,000 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,554 6,985 SH   DFND 1 6,985 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 1,334 4,807 SH   DFND 1 4,807 0 0
ISHARES TR S&P 100 ETF 464287101 1,321 6,028 SH   DFND 1 6,028 0 0
ISHARES TR S&P MC 400GR ETF 464287606 644 7,556 SH   DFND 1 7,556 0 0
ISHARES TR S&P SML 600 GWT 464287887 694 5,000 SH   DFND 1 5,000 0 0
ISHARES TR SELECT DIVID ETF 464287168 2,058 16,787 SH   DFND 1 16,787 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 8,156 75,962 SH   DFND 1 75,962 0 0
ISHARES TR U.S. TECH ETF 464287721 627 5,464 SH   DFND 1 5,464 0 0
JD.COM INC SPON ADR CL A 47215P106 2,609 37,240 SH   DFND 1 37,240 0 0
JOHNSON & JOHNSON COM 478160104 29,575 172,881 SH   DFND 1 172,881 0 0
JPMORGAN CHASE & CO COM 46625H100 24,014 151,653 SH   DFND 1 151,653 0 0
KIMBERLY-CLARK CORP COM 494368103 790 5,530 SH   DFND 1 5,530 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 408 1,300 SH   DFND 1 1,300 0 0
LENDINGCLUB CORP COM NEW 52603A208 808 33,428 SH   DFND 1 33,428 0 0
LENNAR CORP CL A 526057104 303 2,605 SH   DFND 1 2,605 0 0
LIBERTY BROADBAND CORP COM SER A 530307107 28,928 179,787 SH   DFND 1 179,787 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 23,202 144,021 SH   DFND 1 144,021 0 0
LILLY ELI & CO COM 532457108 1,791 6,485 SH   DFND 1 6,485 0 0
LOWES COS INC COM 548661107 444,289 1,718,852 SH   DFND 1 1,718,852 0 0
MARKEL CORP COM 570535104 323 262 SH   DFND 1 262 0 0
MARQETA INC CLASS A COM 57142B104 1,820 105,979 SH   DFND 1 105,979 0 0
MASTERCARD INCORPORATED CL A 57636Q104 37,122 103,311 SH   DFND 1 103,311 0 0
MATCH GROUP INC NEW COM 57667L107 2,973 22,479 SH   DFND 1 22,479 0 0
MCDONALDS CORP COM 580135101 5,484 20,457 SH   DFND 1 20,457 0 0
MERCADOLIBRE INC COM 58733R102 15,923 11,809 SH   DFND 1 11,809 0 0
MERCK & CO INC COM 58933Y105 2,992 39,038 SH   DFND 1 39,038 0 0
META PLATFORMS INC CL A 30303M102 459,751 1,366,883 SH   DFND 1 1,366,883 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 5,092 3,000 SH   DFND 1 3,000 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 235 2,696 SH   DFND 1 2,696 0 0
MICROSOFT CORP COM 594918104 589,701 1,753,393 SH   DFND 1 1,753,393 0 0
MONDELEZ INTL INC CL A 609207105 6,261 94,415 SH   DFND 1 94,415 0 0
MONGODB INC CL A 60937P106 65,998 124,678 SH   DFND 1 124,678 0 0
MOODYS CORP COM 615369105 208,932 534,928 SH   DFND 1 534,928 0 0
MORGAN STANLEY COM NEW 617446448 1,481 15,084 SH   DFND 1 15,084 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 1,016 3,740 SH   DFND 1 3,740 0 0
NETFLIX INC COM 64110L106 11,366 18,867 SH   DFND 1 18,867 0 0
NEW MTN FIN CORP COM 647551100 265 19,357 SH   DFND 1 19,357 0 0
NIKE INC CL B 654106103 8,824 52,940 SH   DFND 1 52,940 0 0
NOKIA CORP SPONSORED ADR 654902204 373 60,000 SH   DFND 1 60,000 0 0
NORFOLK SOUTHN CORP COM 655844108 473 1,589 SH   DFND 1 1,589 0 0
NORTHROP GRUMMAN CORP COM 666807102 282,854 730,757 SH   DFND 1 730,757 0 0
NOVARTIS AG SPONSORED ADR 66987V109 437 5,000 SH   DFND 1 5,000 0 0
NVIDIA CORPORATION COM 67066G104 17,064 58,020 SH   DFND 1 58,020 0 0
OKTA INC CL A 679295105 344 1,533 SH   DFND 1 1,533 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 183,825 260,291 SH   DFND 1 260,291 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 8,543 469,132 SH   DFND 1 469,132 0 0
PALO ALTO NETWORKS INC COM 697435105 2,862 5,140 SH   DFND 1 5,140 0 0
PAYPAL HLDGS INC COM 70450Y103 10,987 58,262 SH   DFND 1 58,262 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 1,782 100,000 SH   DFND 1 100,000 0 0
PEPSICO INC COM 713448108 1,383 7,961 SH   DFND 1 7,961 0 0
PFIZER INC COM 717081103 5,252 88,940 SH   DFND 1 88,940 0 0
PHILLIPS 66 COM 718546104 242 3,342 SH   DFND 1 3,342 0 0
PPG INDS INC COM 693506107 301 1,746 SH   DFND 1 1,746 0 0
PROCTER AND GAMBLE CO COM 742718109 11,592 70,864 SH   DFND 1 70,864 0 0
QUALCOMM INC COM 747525103 412 2,253 SH   DFND 1 2,253 0 0
QUANTA SVCS INC COM 74762E102 252 2,200 SH   DFND 1 2,200 0 0
QUOTIENT TECHNOLOGY INC COM 749119103 163 22,000 SH   DFND 1 22,000 0 0
ROPER TECHNOLOGIES INC COM 776696106 492 1,000 SH   DFND 1 1,000 0 0
S&P GLOBAL INC COM 78409V104 130,582 276,699 SH   DFND 1 276,699 0 0
SALESFORCE COM INC COM 79466L302 11,308 44,497 SH   DFND 1 44,497 0 0
SAP SE SPON ADR 803054204 701 5,000 SH   DFND 1 5,000 0 0
SCHLUMBERGER LTD COM STK 806857108 603 20,149 SH   DFND 1 20,149 0 0
SCHWAB CHARLES CORP COM 808513105 466,920 5,551,959 SH   DFND 1 5,551,959 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 714 18,274 SH   DFND 1 18,274 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 466 2,278 SH   DFND 1 2,278 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 448 5,813 SH   DFND 1 5,813 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 556 3,943 SH   DFND 1 3,943 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 339 3,202 SH   DFND 1 3,202 0 0
SERVICENOW INC COM 81762P102 77,105 118,786 SH   DFND 1 118,786 0 0
SHERWIN WILLIAMS CO COM 824348106 221 627 SH   DFND 1 627 0 0
SHOPIFY INC CL A 82509L107 17,267 12,536 SH   DFND 1 12,536 0 0
SHUTTERSTOCK INC COM 825690100 610 5,500 SH   DFND 1 5,500 0 0
SIGNIFY HEALTH INC CL A COM 82671G100 222 15,615 SH   DFND 1 15,615 0 0
SNOWFLAKE INC CL A 833445109 35,233 104,010 SH   DFND 1 104,010 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,988 11,631 SH   DFND 1 11,631 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 69,396 146,109 SH   DFND 1 146,109 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 4,652 94,583 SH   DFND 1 94,583 0 0
STANLEY BLACK & DECKER INC COM 854502101 237 1,255 SH   DFND 1 1,255 0 0
SYSCO CORP COM 871829107 169,088 2,152,611 SH   DFND 1 2,152,611 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,005 8,350 SH   DFND 1 8,350 0 0
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109 349 50,953 SH   DFND 1 50,953 0 0
TEXAS INSTRS INC COM 882508104 5,694 30,213 SH   DFND 1 30,213 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 364 546 SH   DFND 1 546 0 0
TRANSDIGM GROUP INC COM 893641100 14,419 22,662 SH   DFND 1 22,662 0 0
TRUIST FINL CORP COM 89832Q109 758 12,950 SH   DFND 1 12,950 0 0
TWILIO INC CL A 90138F102 15,406 58,504 SH   DFND 1 58,504 0 0
TWITTER INC COM 90184L102 17,725 410,111 SH   DFND 1 410,111 0 0
UBER TECHNOLOGIES INC COM 90353T100 7,238 172,631 SH   DFND 1 172,631 0 0
UNIFI INC COM NEW 904677200 415 17,930 SH   DFND 1 17,930 0 0
UNILEVER PLC SPON ADR NEW 904767704 503 9,344 SH   DFND 1 9,344 0 0
UNION PAC CORP COM 907818108 101,850 404,279 SH   DFND 1 404,279 0 0
UNITEDHEALTH GROUP INC COM 91324P102 521,970 1,039,490 SH   DFND 1 1,039,490 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 2,559 49,917 SH   DFND 1 49,917 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,689 19,279 SH   DFND 1 19,279 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 9,122 112,860 SH   DFND 1 112,860 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 401 1,250 SH   DFND 1 1,250 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 275 2,373 SH   DFND 1 2,373 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,034 9,240 SH   DFND 1 9,240 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 81,892 339,182 SH   DFND 1 339,182 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 939 15,321 SH   DFND 1 15,321 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 96,310 1,947,221 SH   DFND 1 1,947,221 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 418 6,132 SH   DFND 1 6,132 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 52,621 489,814 SH   DFND 1 489,814 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 30,087 370,252 SH   DFND 1 370,252 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,056 6,149 SH   DFND 1 6,149 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 50,805 799,200 SH   DFND 1 799,200 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 116,403 2,279,721 SH   DFND 1 2,279,721 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,043 9,303 SH   DFND 1 9,303 0 0
VIATRIS INC COM 92556V106 135 10,014 SH   DFND 1 10,014 0 0
VIMEO INC COMMON STOCK 92719V100 725 40,366 SH   DFND 1 40,366 0 0
VISA INC COM CL A 92826C839 346,874 1,600,636 SH   DFND 1 1,600,636 0 0
VMWARE INC CL A COM 928563402 227 1,959 SH   DFND 1 1,959 0 0
WALMART INC COM 931142103 10,479 72,422 SH   DFND 1 72,422 0 0
WATERS CORP COM 941848103 351 943 SH   DFND 1 943 0 0
WAYFAIR INC CL A 94419L101 158,252 833,038 SH   DFND 1 833,038 0 0
WORKDAY INC CL A 98138H101 15,317 56,069 SH   DFND 1 56,069 0 0