CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands		Sep. 30, 2016	Dec. 31, 2015
Cash and cash equivalents:
Cash and due from financial institutions		$ 4,121	$ 3,972
Interest-bearing deposits in other financial institutions		46,285	26,364
Total cash and cash equivalents		50,406	30,336
Securities available for sale, at fair value		3,908	4,209
Securities held to maturity, at amortized cost (fair value of $87,772 and $96,464, respectively)		86,958	96,780
Total loans		912,831	829,425	[1]
Less allowance for loan losses		(8,469)	(8,421)
Net loans		904,362	821,004
Stock in Federal Reserve Bank and Federal Home Loan Bank		7,504	6,929
Equity investment in mortgage affiliate		5,212	4,459
Preferred investment in mortgage affiliate		2,555	2,555
Bank premises and equipment, net		8,389	8,882
Goodwill		10,514	10,514
Core deposit intangibles, net		925	1,093
FDIC indemnification asset		2,306	2,922
Bank-owned life insurance		23,650	23,126
Other real estate owned		9,341	10,439
Deferred tax assets, net		6,784	6,716
Other assets		12,622	6,143
Total assets		1,135,436	1,036,107
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits		91,567	83,769
Interest-bearing deposits:
NOW accounts		31,197	28,080
Cash management accounts		9,660
Money market accounts		129,664	131,731
Savings accounts		51,114	49,939
Time deposits		602,069	531,775
Total interest-bearing deposits		823,704	741,525
Total deposits		915,271	825,294
Securities sold under agreements to repurchase			10,381
Federal Home Loan Bank (FHLB) advances - short term		75,000	59,000
Federal Home Loan Bank (FHLB) advances - long term		10,000	15,000
Other liabilities		10,120	6,796
Total liabilities		1,010,391	916,471
Commitments and contingencies (See Note 5)
Stockholders' equity:
Preferred stock, $.01 par value. Authorized 5,000,000 shares; no shares issued and outstanding
Common stock, $.01 par value. Authorized 45,000,000 shares; issued and outstanding, 12,261,643 shares at September 30, 2016 and 12,234,443 at December 31, 2015		123	122
Additional paid in capital		104,805	104,389
Retained earnings		20,915	15,735
Accumulated other comprehensive loss		(798)	(610)
Total stockholders' equity		125,045	119,636
Total liabilities and stockholders' equity		1,135,436	1,036,107
Covered loans
Cash and cash equivalents:
Total loans	[1]	29,561	34,373
Less allowance for loan losses
Non-covered loans
Cash and cash equivalents:
Total loans		883,270	795,052
Less allowance for loan losses		$ (8,469)	$ (8,421)

[1] Covered Loans were acquired in the Greater Atlantic transaction and are covered under an FDIC loss-share agreement. The agreement covering non-single family loans expired in December 2014.