CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Cash and cash equivalents:
Cash and due from financial institutions	$ 6,720	$ 6,868
Interest-bearing deposits in other financial institutions	94,148	70,991
Total cash and cash equivalents	100,868	77,859
Securities available-for-sale, at fair value (amortized cost of $256,101 and $269,036, respectively)	223,087	236,315
Securities held-to-maturity, at amortized cost (fair value of $11,369 and $12,449, respectively)	12,378	13,520
Loans held for sale, at fair value	57,704	27,626
Loans held for investment, collateralizing secured borrowings	20,714	0
Loans held for investment	3,172,254	2,946,637
Less: allowance for credit losses	(38,541)	(34,544)
Net loans	3,154,427	2,912,093
Stock in Federal Reserve Bank (FRB) and Federal Home Loan Bank (FHLB)	12,083	25,815
Bank premises and equipment, net	25,298	25,257
Assets held for sale	3,115	3,115
Operating lease right-of-use assets	10,707	5,335
Goodwill	104,609	104,609
Intangible assets, net	2,606	3,254
Bank-owned life insurance	67,985	67,201
Deferred tax assets, net	22,639	19,874
Consumer Program derivative	10,627	0
Other assets	58,079	44,791
Total assets	3,866,212	3,566,664
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits	480,832	582,572
Interest-bearing deposits:
NOW accounts	817,725	617,687
Money market accounts	850,359	811,365
Savings accounts	696,750	245,786
Time deposits	471,330	465,057
Total interest-bearing deposits	2,836,164	2,139,895
Total deposits	3,316,996	2,722,467
Securities sold under agreements to repurchase - short term	3,921	6,445
FHLB advances	0	325,000
Secured borrowings	20,595	0
Junior subordinated debt - long term	9,806	9,781
Senior subordinated notes - long term	85,647	85,531
Operating lease liabilities	11,546	5,767
Consumer Program derivative	0	473
Other liabilities	27,279	22,232
Total liabilities	3,475,790	3,177,696
Commitments and contingencies (See Note 9)
Stockholders' equity:
Preferred stock, $0.01 par value. Authorized 5,000,000 shares; no shares issued and outstanding
Common stock, $0.01 par value. Authorized 45,000,000 shares; 24,690,064 and 24,680,097 shares issued and outstanding at June 30, 2023 and December 31, 2022, respectively	246	246
Additional paid in capital	312,976	312,722
Retained earnings	103,281	101,850
Accumulated other comprehensive loss	(26,081)	(25,850)
Total stockholders' equity	390,422	388,968
Total liabilities and stockholders' equity	$ 3,866,212	$ 3,566,664