COMMITMENTS AND CONTINGENCIES (Tables)

9 Months Ended

Sep. 30, 2022

COMMITMENTS AND CONTINGENCIES [Abstract]

Schedule of allowance for credit losses off balance sheet exposure

	2022		2021
Balance as of January 1	$	977	$	740
Credit loss expense		403		859
Balance as of June 30,	$	1,380	$	1,599