CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	[1]
Cash and cash equivalents:
Cash and due from financial institutions	$ 6,147	$ 8,380
Interest-bearing deposits in other financial institutions	91,591	521,787
Total cash and cash equivalents	97,738	530,167
Securities available for sale, at fair value	238,891	271,332
Securities held-to-maturity, at amortized cost (fair value of $13,085 and $23,364, respectively)	14,391	22,940
Loans held for sale, at fair value	13,388	0
Loans held for investment	2,737,086	2,339,986
Less allowance for credit losses	(31,956)	(29,105)
Net loans	2,705,130	2,310,881
Stock in Federal Reserve Bank (FRB) and Federal Home Loan Bank (FHLB)	16,689	15,521
Bank premises and equipment, net	25,534	30,410
Assets held for sale	3,127	0
Operating lease right-of-use assets	5,511	5,866
Goodwill	104,609	101,954
Intangible assets, net	3,561	4,462
Bank-owned life insurance	67,519	66,724
Other real estate owned	1,041	1,163
Deferred tax assets, net	17,892	9,571
Other assets	42,141	36,362
Total assets	3,357,162	3,407,353
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits	687,272	530,282
Interest-bearing deposits:
NOW accounts	637,786	849,738
Money market accounts	803,050	799,759
Savings accounts	217,220	222,862
Time deposits	362,992	360,575
Total interest-bearing deposits	2,021,048	2,232,934
Total deposits	2,708,320	2,763,216
Securities sold under agreements to repurchase - short term	9,886	9,962
FHLB advances	125,000	100,000
Junior subordinated debt - long term	9,769	9,731
Senior subordinated notes - long term	85,472	85,297
Operating lease liabilities	6,044	6,498
Other liabilities	20,863	20,768
Total liabilities	2,965,354	2,995,472
Commitments and contingencies (See Note 10)
Stockholders' equity:
Preferred stock, $0.01 par value. Authorized 5,000,000 shares; no shares issued and outstanding
Common stock, $0.01 par value. Authorized 45,000,000 shares; 24,650,239 and 24,574,619 shares issued and outstanding at September 30, 2022 and December 31, 2021, respectively	246	245
Additional paid in capital	312,356	311,127
Retained earnings	106,666	99,397
Accumulated other comprehensive income (loss)	(27,460)	1,112
Total stockholders' equity	391,808	411,881
Total liabilities and stockholders' equity	$ 3,357,162	$ 3,407,353

[1] Derived from audited consolidated financial statements