COMMITMENTS AND CONTINGENCIES (Tables)

3 Months Ended

Mar. 31, 2022

COMMITMENTS AND CONTINGENCIES [Abstract]

Schedule of allowance for credit losses off balance sheet exposure

	2022		2021
Balance as of January 1	$	977	$	740
Credit loss expense		260		711
Balance as of March 31,	$	1,237	$	1,451