CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Cash and cash equivalents:
Cash and due from financial institutions	$ 10,145	$ 7,909
Interest-bearing deposits in other financial institutions	45,720	24,019
Total cash and cash equivalents	55,865	31,928
Securities available for sale, at fair value	168,520	164,820
Securities held to maturity, at amortized cost (fair value of $60,426 and $72,666, respectively)	59,234	72,448
Total loans	2,212,538	2,186,047
Less allowance for loan losses	(12,722)	(10,261)
Net loans	2,199,816	2,175,786
Stock in Federal Reserve Bank and Federal Home Loan Bank	21,396	17,832
Equity investment in mortgage affiliate	5,251	5,020
Preferred investment in mortgage affiliate	3,305	3,305
Bank premises and equipment, net	31,079	31,184
Operating lease right-of-use assets	7,664	8,013
Goodwill	101,954	101,954
Core deposit intangibles, net	6,850	7,191
Bank-owned life insurance	64,236	63,850
Other real estate owned	5,876	6,224
Deferred tax assets, net	11,154	11,788
Other assets	20,363	20,827
Total assets	2,762,563	2,722,170
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits	338,095	339,153
Interest-bearing deposits:
NOW accounts	380,977	391,172
Money market accounts	477,660	466,867
Savings accounts	151,406	144,486
Time deposits	727,216	783,040
Total interest-bearing deposits	1,737,259	1,785,565
Total deposits	2,075,354	2,124,718
Securities sold under agreements to repurchase - short term	13,179	12,883
Federal Home Loan Bank (FHLB) advances	205,140	121,640
Junior subordinated debt - long term	9,645	9,632
Senior subordinated notes - long term	47,041	47,051
Operating lease liabilities	8,509	8,469
Other liabilities	24,873	20,536
Total liabilities	2,383,741	2,344,929
Commitments and contingencies (See Note 6)
Stockholders' equity:
Preferred stock, $0.01 par value. Authorized 5,000,000 shares; no shares issued and outstanding
Common stock, $0.01 par value. Authorized 45,000,000 shares; 24,297,703 and 24,181,534 shares issued and outstanding at March 31, 2020 and December 31, 2019, respectively	242	241
Additional paid in capital	308,352	306,755
Retained earnings	67,061	69,462
Accumulated other comprehensive income	3,167	783
Total stockholders' equity	378,822	377,241
Total liabilities and stockholders' equity	$ 2,762,563	$ 2,722,170