INCOME TAXES (Schedule of net deferred tax assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deferred tax assets:
Allowance for loan losses	$ 2,235	$ 2,686
Unearned loan fees and other	1,064	1,058
Other real estate owned write-downs	748	783
Lease liability	1,829
Other than temporary impairment charge	229	232
Net unrealized loss on investment securities available for sale		694
Purchase accounting	949	1,909
Federal net operating loss carryforward		762
Federal AMT credit carryforward	1,137	1,137
Federal low income housing credit carryforward	3,226	2,887
Deferred compensation	1,573	1,390
Depreciation	218
Other	511	729
Total deferred tax assets	13,719	14,267
Deferred tax liabilities:
FDIC indemnification asset		140
Right-of-use assets	1,731
Net unrealized gain on investment securities available for sale	200
Depreciation		23
Total deferred tax liabilities	1,931	163
Net deferred tax assets	$ 11,788	$ 14,104