BANK PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2019

BANK PREMISES AND EQUIPMENT [Abstract]

Schedule of bank premises and equipment

	2019		2018
Land	$	8,139	$	8,139
Land improvements		1,558		1,558
Building and improvements		23,164		23,132
Leasehold improvements		2,933		2,933
Furniture and equipment		8,789		8,349
Construction in progress		719		133
		45,302		44,244
Less accumulated depreciation and amortization		14,118		11,892
Bank premises and equipment, net	$	31,184	$	32,352