CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Cash and cash equivalents:
Cash and due from financial institutions	$ 7,909	$ 6,939
Interest-bearing deposits in other financial institutions	24,019	20,877
Federal funds sold		795
Total cash and cash equivalents	31,928	28,611
Securities available for sale, at fair value	164,820	143,377
Securities held to maturity, at amortized cost (fair value of $72,666 and $89,109, respectively)	72,448	92,462
Total loans	2,186,047	2,178,824
Less allowance for loan losses	(10,261)	(12,283)
Net loans	2,175,786	2,166,541
Stock in Federal Reserve Bank and Federal Home Loan Bank	17,832	19,522
Equity investment in mortgage affiliate	5,020	3,829
Preferred investment in mortgage affiliate	3,305	3,305
Bank premises and equipment, net	31,184	32,352
Operating lease right-of-use assets	8,013
Goodwill	101,954	101,954
Core deposit intangibles, net	7,191	8,609
Bank-owned life insurance	63,850	62,495
Other real estate owned	6,224	5,077
Deferred tax assets, net	11,788	14,104
Other assets	20,827	19,057
Total assets	2,722,170	2,701,295
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits	339,153	320,043
Interest-bearing deposits:
NOW accounts	391,172	345,597
Money market accounts	466,867	355,469
Savings accounts	144,486	151,050
Time deposits	783,040	925,441
Total interest-bearing deposits	1,785,565	1,777,557
Total deposits	2,124,718	2,097,600
Securities sold under agreements to repurchase-short term	12,883	18,721
Federal Home Loan Bank (FHLB) advances-short term	121,640	163,340
Junior subordinated debt - long term	9,632	9,584
Senior subordinated notes-long term	47,051	47,089
Operating lease liabilities	8,469
Other liabilities	20,536	16,671
Total liabilities	2,344,929	2,353,005
Commitments and contingencies (See Note 15)
Stockholders' equity:
Common stock, $0.01 par value. Authorized 45,000,000 shares; 24,181,534 and 24,052,253 shares issued and outstanding at December 31, 2019 and December 31, 2018, respectively	241	240
Additional paid in capital	306,755	305,654
Retained earnings	69,462	44,985
Accumulated other comprehensive income (loss)	783	(2,589)
Total stockholders' equity	377,241	348,290
Total liabilities and stockholders' equity	$ 2,722,170	$ 2,701,295