CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Cash and cash equivalents:
Cash and due from financial institutions	$ 5,147	$ 6,939
Interest-bearing deposits in other financial institutions	43,425	20,877
Federal funds sold		795
Total cash and cash equivalents	48,572	28,611
Securities available for sale, at fair value	163,344	143,377
Securities held to maturity, at amortized cost (fair value of $79,128 and $89,109, respectively)	78,790	92,462
Total loans	2,141,385	2,178,824
Less allowance for loan losses	(11,201)	(12,283)
Net loans	2,130,184	2,166,541
Stock in Federal Reserve Bank and Federal Home Loan Bank	14,602	19,522
Equity investment in mortgage affiliate	5,003	3,829
Preferred investment in mortgage affiliate	3,305	3,305
Bank premises and equipment, net	31,265	32,352
Operating lease right-of-use assets	8,374
Goodwill	101,954	101,954
Core deposit intangibles, net	7,532	8,609
Bank-owned life insurance	63,452	62,495
Other real estate owned	5,835	5,077
Deferred tax assets, net	14,319	14,104
Other assets	22,384	19,057
Total assets	2,698,915	2,701,295
LIABILITIES AND STOCKHOLDERS' EQUITY
Noninterest-bearing demand deposits	343,686	320,043
Interest-bearing deposits:
NOW accounts	368,354	345,597
Money market accounts	458,737	355,469
Savings accounts	146,119	151,050
Time deposits	861,842	925,441
Total interest-bearing deposits	1,835,052	1,777,557
Total deposits	2,178,738	2,097,600
Securities sold under agreements to repurchase-short term	14,355	18,721
Federal Home Loan Bank (FHLB) advances-short term	45,640	163,340
Junior subordinated debt - long term	9,620	9,584
Senior subordinated notes-long term	47,061	47,089
Operating lease liabilities	8,830
Other liabilities	24,041	16,671
Total liabilities	2,328,285	2,353,005
Commitments and contingencies (See Note 6)
Stockholders' equity:
Preferred stock, $0.01 par value. Authorized 5,000,000 shares; no shares issued and outstanding
Common stock, $0.01 par value. Authorized 45,000,000 shares; 24,171,776 and 24,052,253 shares issued and outstanding at September 30, 2019 and December 31, 2018, respectively	241	240
Additional paid in capital	306,609	305,654
Retained earnings	62,674	44,985
Accumulated other comprehensive income (loss)	1,106	(2,589)
Total stockholders' equity	370,630	348,290
Total liabilities and stockholders' equity	$ 2,698,915	$ 2,701,295