The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS INC COMMON STOCK 002824100   1,573,197 15,140 SH   DFND   12,040 0 3,100
ABBOTT LABS INC COMMON STOCK 002824100   112,535 1,083 SH   OTR   1,083 0 0
ABBVIE INC COMMON STOCK 00287Y109   7,617,546 44,412 SH   DFND   38,381 0 6,031
ABBVIE INC COMMON STOCK 00287Y109   766,351 4,468 SH   OTR   3,968 0 500
ADOBE INC COMMON STOCK 00724F101   4,607,649 8,294 SH   DFND   8,294 0 0
ADOBE INC COMMON STOCK 00724F101   41,666 75 SH   OTR   75 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   2,353,180 14,507 SH   DFND   14,507 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   571,952 3,526 SH   OTR   3,526 0 0
AFLAC INC COMMON STOCK 001055102   4,801,752 53,765 SH   DFND   53,765 0 0
AFLAC INC COMMON STOCK 001055102   396,090 4,435 SH   OTR   4,435 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101   668,891 5,160 SH   DFND   5,160 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106   674,027 2,612 SH   DFND   2,612 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106   181,667 704 SH   OTR   204 0 500
ALIGN TECHNOLOGY INC COMMON STOCK 016255101   283,680 1,175 SH   DFND   0 0 1,175
ALLIANT ENERGY CORP COMMON STOCK 018802108   1,042,432 20,480 SH   DFND   20,480 0 0
ALLSTATE CORP COMMON STOCK 020002101   598,725 3,750 SH   DFND   0 0 3,750
ALPHABET INC CL A COMMON STOCK 02079K305   29,289,356 160,798 SH   DFND   142,238 0 18,560
ALPHABET INC CL A COMMON STOCK 02079K305   1,776,327 9,752 SH   OTR   9,752 0 0
ALPHABET INC CL C COMMON STOCK 02079K107   307,229 1,675 SH   DFND   1,675 0 0
ALPHABET INC CL C COMMON STOCK 02079K107   161,410 880 SH   OTR   880 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   209,530 4,600 SH   OTR   4,600 0 0
AMAZON COM INC COMMON STOCK 023135106   24,117,020 124,797 SH   DFND   108,897 0 15,900
AMAZON COM INC COMMON STOCK 023135106   1,754,710 9,080 SH   OTR   9,080 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   5,940,878 25,657 SH   DFND   25,657 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   130,826 565 SH   OTR   565 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784   1,273,958 17,160 SH   DFND   0 0 17,160
AMERIPRISE FINANCIAL INC. COMMON STOCK 03076C106   555,347 1,300 SH   DFND   0 0 1,300
AMGEN INC COMMON STOCK 031162100   5,623,475 17,998 SH   DFND   17,998 0 0
AMGEN INC COMMON STOCK 031162100   106,233 340 SH   OTR   340 0 0
AMPHENOL CORP COMMON STOCK 032095101   423,757 6,290 SH   DFND   6,290 0 0
AMPHENOL CORP COMMON STOCK 032095101   43,791 650 SH   OTR   650 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   1,231,463 5,395 SH   DFND   5,395 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   114,130 500 SH   OTR   0 0 500
APPLE INC COMMON STOCK 037833100   37,801,025 179,475 SH   DFND   165,975 0 13,500
APPLE INC COMMON STOCK 037833100   2,615,479 12,418 SH   OTR   12,418 0 0
APPLIED MATERIALS COMMON STOCK 038222105   664,312 2,815 SH   DFND   115 0 2,700
ARES MANAGEMENT CORP CL A COMMON STOCK 03990B101   3,538,451 26,549 SH   DFND   26,549 0 0
ARES MANAGEMENT CORP CL A COMMON STOCK 03990B101   48,647 365 SH   OTR   365 0 0
AT&T INC COMMON STOCK 00206R102   703,688 36,823 SH   DFND   2,823 0 34,000
AUTOLIV INC COMMON STOCK 052800109   547,789 5,120 SH   DFND   5,120 0 0
AUTOLIV INC COMMON STOCK 052800109   2,033 19 SH   OTR   19 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   3,747,910 15,702 SH   DFND   15,702 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   282,609 1,184 SH   OTR   1,184 0 0
AVERY DENNISON CORP COMMON STOCK 053611109   1,274,730 5,830 SH   DFND   5,830 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104   2,275,958 57,228 SH   DFND   40,723 0 16,505
BECTON DICKINSON & CO COMMON STOCK 075887109   2,954,094 12,640 SH   DFND   9,940 0 2,700
BECTON DICKINSON & CO COMMON STOCK 075887109   176,451 755 SH   OTR   755 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702   9,412,132 23,137 SH   DFND   19,183 0 3,954
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702   368,154 905 SH   OTR   905 0 0
BERKSHIRE HATHAWAY, CLASS A COMMON STOCK 084670108   2,448,964 4 SH   DFND   4 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101   1,081,778 1,374 SH   DFND   1,374 0 0
BLACKSTONE INC COMMON STOCK 09260D107   2,943,840 23,779 SH   DFND   23,779 0 0
BLACKSTONE INC COMMON STOCK 09260D107   266,170 2,150 SH   OTR   2,150 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   180,116 4,337 SH   DFND   4,337 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   142,240 3,425 SH   OTR   3,425 0 0
BROADCOM INC COMMON STOCK 11135F101   1,453,005 905 SH   DFND   355 0 550
CATERPILLAR INC DEL COMMON STOCK 149123101   1,127,544 3,385 SH   DFND   3,385 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101   906,032 2,720 SH   OTR   2,720 0 0
CELANESE CORP COMMON COMMON STOCK 150870103   294,735 2,185 SH   DFND   2,185 0 0
CF INDUSTRIES HOLDINGS INC COMMON STOCK 125269100   244,596 3,300 SH   DFND   0 0 3,300
CHARLES SCHWAB CORP COMMON STOCK 808513105   3,186,429 43,241 SH   DFND   43,241 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   22,107 300 SH   OTR   300 0 0
CHEVRON CORPORATION COMMON STOCK 166764100   2,940,696 18,800 SH   DFND   12,590 0 6,210
CHEVRON CORPORATION COMMON STOCK 166764100   768,491 4,913 SH   OTR   4,913 0 0
CHEWY INC CL A COMMON STOCK 16679L109   294,873 10,825 SH   DFND   0 0 10,825
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105   1,246,735 19,900 SH   DFND   19,900 0 0
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105   15,663 250 SH   OTR   250 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102   227,059 2,190 SH   DFND   2,190 0 0
CINTAS CORP COMMON STOCK 172908105   252,094 360 SH   DFND   0 0 360
CISCO SYSTEMS INC COMMON STOCK 17275R102   3,570,377 75,150 SH   DFND   66,150 0 9,000
CISCO SYSTEMS INC COMMON STOCK 17275R102   414,287 8,720 SH   OTR   8,720 0 0
CLOROX COMPANY COMMON STOCK 189054109   236,639 1,734 SH   DFND   1,734 0 0
CLOROX COMPANY COMMON STOCK 189054109   13,647 100 SH   OTR   100 0 0
CME GROUP INC. COMMON STOCK 12572Q105   550,480 2,800 SH   DFND   0 0 2,800
COCA COLA CO COMMON STOCK 191216100   110,815 1,741 SH   DFND   1,741 0 0
COCA COLA CO COMMON STOCK 191216100   114,570 1,800 SH   OTR   1,800 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103   2,208,922 22,763 SH   DFND   22,763 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103   167,006 1,721 SH   OTR   1,721 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101   2,281,618 58,264 SH   DFND   58,264 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101   30,976 791 SH   OTR   791 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   387,176 3,385 SH   DFND   3,385 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   394,382 3,448 SH   OTR   3,448 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   295,086 3,300 SH   OTR   3,300 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108   1,734,067 6,740 SH   DFND   6,740 0 0
CONSTELLATION ENERGY CORP COMMON STOCK 21037T109   540,729 2,700 SH   DFND   0 0 2,700
CORNING INC COMMON STOCK 219350105   245,144 6,310 SH   DFND   6,310 0 0
CORNING INC COMMON STOCK 219350105   235,043 6,050 SH   OTR   5,550 0 500
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105   6,815,220 8,018 SH   DFND   6,930 0 1,088
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105   577,993 680 SH   OTR   680 0 0
CSX CORPORATION COMMON STOCK 126408103   962,156 28,764 SH   DFND   11,264 0 17,500
CSX CORPORATION COMMON STOCK 126408103   147,414 4,407 SH   OTR   4,407 0 0
CUMMINS INC COMMON STOCK 231021106   266,684 963 SH   DFND   963 0 0
CUMMINS INC COMMON STOCK 231021106   319,854 1,155 SH   OTR   1,155 0 0
DANAHER CORP COMMON STOCK 235851102   2,719,867 10,886 SH   DFND   7,374 0 3,512
DANAHER CORP COMMON STOCK 235851102   143,664 575 SH   OTR   575 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105   1,171,822 7,744 SH   DFND   7,744 0 0
DAVITA INC COMMON STOCK 23918K108   242,498 1,750 SH   DFND   1,750 0 0
DEERE & CO. COMMON STOCK 244199105   1,678,720 4,493 SH   DFND   2,563 0 1,930
DEERE & CO. COMMON STOCK 244199105   308,992 827 SH   OTR   827 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   200,961 2,005 SH   OTR   1,005 0 1,000
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   384,984 4,783 SH   DFND   4,783 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   82,341 1,023 SH   OTR   1,023 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109   1,320,291 9,476 SH   DFND   9,476 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103   3,828,241 7,065 SH   DFND   7,065 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103   2,709 5 SH   OTR   5 0 0
ELF BEAUTY INC COMMON STOCK 26856L103   763,860 3,625 SH   DFND   3,625 0 0
ELI LILLY & CO COMMON STOCK 532457108   18,095,830 19,987 SH   DFND   17,636 0 2,351
ELI LILLY & CO COMMON STOCK 532457108   783,154 865 SH   OTR   865 0 0
EMERSON ELECTRIC COMMON STOCK 291011104   2,520,681 22,882 SH   DFND   22,882 0 0
EMERSON ELECTRIC COMMON STOCK 291011104   455,512 4,135 SH   OTR   4,135 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107   257,922 8,900 SH   OTR   8,900 0 0
EQT CORPORATION COMMON STOCK 26884L109   347,612 9,400 SH   DFND   0 0 9,400
EXELON CORP COMMON STOCK 30161N101   247,462 7,150 SH   DFND   0 0 7,150
EXXON MOBIL CORP COMMON STOCK 30231G102   1,984,554 17,239 SH   DFND   11,494 0 5,745
EXXON MOBIL CORP COMMON STOCK 30231G102   499,275 4,337 SH   OTR   4,337 0 0
FEDEX CORP COMMON STOCK 31428X106   1,080,623 3,604 SH   DFND   3,604 0 0
FEDEX CORP COMMON STOCK 31428X106   187,400 625 SH   OTR   625 0 0
FREEPORT-MCMORAN INC COMMON STOCK 35671D857   529,740 10,900 SH   DFND   0 0 10,900
GE AEROSPACE COMMON STOCK 369604301   709,483 4,463 SH   DFND   4,463 0 0
GE AEROSPACE COMMON STOCK 369604301   69,470 437 SH   OTR   437 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   1,059,011 3,650 SH   DFND   3,650 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   281,146 969 SH   OTR   969 0 0
GENERAL MILLS COMMON STOCK 370334104   313,770 4,960 SH   DFND   4,960 0 0
GENERAL MILLS COMMON STOCK 370334104   12,652 200 SH   OTR   200 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100   513,383 11,050 SH   DFND   7,300 0 3,750
GLOBAL PMTS INC COMMON STOCK 37940X102   477,698 4,940 SH   DFND   4,940 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   1,071,998 2,370 SH   DFND   1,345 0 1,025
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   9,046 20 SH   OTR   20 0 0
HOME DEPOT INC COM COMMON STOCK 437076102   2,017,246 5,860 SH   DFND   3,005 0 2,855
HOME DEPOT INC COM COMMON STOCK 437076102   292,604 850 SH   OTR   850 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   2,766,624 12,956 SH   DFND   8,756 0 4,200
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   37,370 175 SH   OTR   175 0 0
HOWMET AEROSPACE INC COMMON STOCK 443201108   368,743 4,750 SH   DFND   0 0 4,750
HUBBELL INC COMMON STOCK 443510607   482,434 1,320 SH   DFND   1,320 0 0
HUBBELL INC COMMON STOCK 443510607   204,669 560 SH   OTR   560 0 0
HUBSPOT INC COMMON STOCK 443573100   339,129 575 SH   DFND   0 0 575
IBM CORPORATION COMMON STOCK 459200101   426,322 2,465 SH   OTR   2,465 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109   2,358,463 9,953 SH   DFND   7,360 0 2,593
ILLINOIS TOOL WORKS COMMON STOCK 452308109   343,118 1,448 SH   OTR   1,448 0 0
INGERSOLL-RAND INC COMMON STOCK 45687V106   302,043 3,325 SH   DFND   0 0 3,325
INTEL CORP COMMON STOCK 458140100   152,682 4,930 SH   DFND   4,930 0 0
INTEL CORP COMMON STOCK 458140100   152,434 4,922 SH   OTR   4,922 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104   2,214,470 16,177 SH   DFND   16,177 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104   10,267 75 SH   OTR   75 0 0
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100   276,355 9,500 SH   DFND   0 0 9,500
INTUIT COMMON STOCK 461202103   93,981 143 SH   DFND   143 0 0
INTUIT COMMON STOCK 461202103   136,700 208 SH   OTR   208 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   1,185,439 8,485 SH   DFND   8,485 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405   23,989 220 SH   DFND   220 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405   218,080 2,000 SH   OTR   2,000 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   1,375,073 9,408 SH   DFND   9,408 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   494,167 3,381 SH   OTR   3,381 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   4,548,625 22,489 SH   DFND   16,539 0 5,950
JP MORGAN CHASE & CO COMMON STOCK 46625H100   744,317 3,680 SH   OTR   3,680 0 0
KENVUE INC COMMON STOCK 49177J102   281,790 15,500 SH   DFND   0 0 15,500
KIMBERLY-CLARK CORP COMMON STOCK 494368103   444,313 3,215 SH   DFND   3,215 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103   16,584 120 SH   OTR   120 0 0
KKR & CO INC CL A COMMON STOCK 48251W104   1,406,954 13,369 SH   DFND   13,369 0 0
KKR & CO INC CL A COMMON STOCK 48251W104   36,834 350 SH   OTR   350 0 0
LENNAR CORP-CL A COMMON STOCK 526057104   3,982,496 26,573 SH   DFND   26,573 0 0
LENNAR CORP-CL A COMMON STOCK 526057104   37,468 250 SH   OTR   250 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   1,395,695 2,988 SH   DFND   2,988 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   221,873 475 SH   OTR   475 0 0
LOWES COS INC COMMON STOCK 548661107   1,677,260 7,608 SH   DFND   7,608 0 0
LOWES COS INC COMMON STOCK 548661107   371,475 1,685 SH   OTR   1,685 0 0
LULULEMON ATHLETICA INC COMMON STOCK 550021109   209,090 700 SH   DFND   180 0 520
LULULEMON ATHLETICA INC COMMON STOCK 550021109   26,883 90 SH   OTR   90 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   1,042,276 4,641 SH   DFND   3,216 0 1,425
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   42,670 190 SH   OTR   190 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102   1,357,481 7,825 SH   DFND   4,254 0 3,571
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102   364,308 2,100 SH   OTR   2,100 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104   7,221,348 16,369 SH   DFND   16,369 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104   591,154 1,340 SH   OTR   1,340 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   3,055,786 11,991 SH   DFND   11,991 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   446,225 1,751 SH   OTR   1,751 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103   911,102 1,560 SH   DFND   1,560 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103   58,404 100 SH   OTR   100 0 0
MERCK & CO INC COMMON STOCK 58933Y105   3,907,499 31,563 SH   DFND   31,563 0 0
MERCK & CO INC COMMON STOCK 58933Y105   611,077 4,936 SH   OTR   4,436 0 500
META PLATFORMS INC CL A COMMON STOCK 30303M102   16,576,233 32,875 SH   DFND   32,875 0 0
META PLATFORMS INC CL A COMMON STOCK 30303M102   766,414 1,520 SH   OTR   1,520 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104   224,267 2,451 SH   DFND   2,451 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104   18,300 200 SH   OTR   200 0 0
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103   937,546 7,128 SH   DFND   128 0 7,000
MICROSOFT CORP COMMON STOCK 594918104   43,711,710 97,800 SH   DFND   87,245 0 10,555
MICROSOFT CORP COMMON STOCK 594918104   3,681,974 8,238 SH   OTR   8,238 0 0
MORGAN STANLEY COMMON STOCK 617446448   1,824,548 18,773 SH   DFND   14,493 0 4,280
MORGAN STANLEY COMMON STOCK 617446448   261,441 2,690 SH   OTR   2,690 0 0
MOTOROLA SOLUTIONS, INC COMMON STOCK 620076307   2,864,491 7,420 SH   DFND   7,420 0 0
NETFLIX INC COMMON STOCK 64110L106   7,464,173 11,060 SH   DFND   11,060 0 0
NETFLIX INC COMMON STOCK 64110L106   234,858 348 SH   OTR   348 0 0
NEWMONT CORP COMMON STOCK 651639106   478,365 11,425 SH   DFND   0 0 11,425
NEXTERA ENERGY INC COMMON STOCK 65339F101   826,424 11,671 SH   DFND   5,206 0 6,465
NEXTERA ENERGY INC COMMON STOCK 65339F101   145,656 2,057 SH   OTR   2,057 0 0
NIKE INC CLASS B COMMON STOCK 654106103   224,226 2,975 SH   DFND   2,975 0 0
NIKE INC CLASS B COMMON STOCK 654106103   67,833 900 SH   OTR   900 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102   272,469 625 SH   DFND   0 0 625
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102   168,277 386 SH   OTR   386 0 0
NVIDIA CORP COMMON STOCK 67066G104   65,932,557 533,694 SH   DFND   484,684 0 49,010
NVIDIA CORP COMMON STOCK 67066G104   2,779,650 22,500 SH   OTR   22,500 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105   1,057,454 16,777 SH   DFND   16,777 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105   20,485 325 SH   OTR   325 0 0
ONEOK INC NEW COMMON STOCK 682680103   775,704 9,512 SH   OTR   9,162 0 350
ORACLE CORPORATION COM COMMON STOCK 68389X105   5,311,944 37,620 SH   DFND   36,420 0 1,200
ORACLE CORPORATION COM COMMON STOCK 68389X105   238,063 1,686 SH   OTR   1,686 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   11,214,790 33,081 SH   DFND   33,081 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   266,123 785 SH   OTR   785 0 0
PAYCHEX INC COMMON STOCK 704326107   2,229,758 18,807 SH   DFND   18,807 0 0
PAYCHEX INC COMMON STOCK 704326107   502,694 4,240 SH   OTR   3,740 0 500
PEPSICO INC COMMON STOCK 713448108   3,117,672 18,903 SH   DFND   18,903 0 0
PEPSICO INC COMMON STOCK 713448108   546,908 3,316 SH   OTR   2,816 0 500
PFIZER INC COMMON STOCK 717081103   138,501 4,950 SH   DFND   4,950 0 0
PFIZER INC COMMON STOCK 717081103   131,506 4,700 SH   OTR   4,700 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   341,989 3,375 SH   OTR   3,375 0 0
PHILLIPS 66 COMMON STOCK 718546104   12,564 89 SH   DFND   89 0 0
PHILLIPS 66 COMMON STOCK 718546104   207,520 1,470 SH   OTR   1,470 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108   444,520 3,855 SH   DFND   3,855 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108   336,705 2,920 SH   OTR   2,920 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   3,331,879 20,203 SH   DFND   20,203 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   815,200 4,943 SH   OTR   4,443 0 500
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103   1,538,093 7,405 SH   DFND   7,405 0 0
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103   41,542 200 SH   OTR   200 0 0
PULTE GROUP INC COMMON STOCK 745867101   1,506,278 13,681 SH   DFND   13,681 0 0
QUALCOMM INC COM COMMON STOCK 747525103   4,724,948 23,722 SH   DFND   23,722 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   212,848 1,555 SH   DFND   1,555 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   47,224 345 SH   OTR   345 0 0
ROPER TECHNOLOGIES INC COMMON STOCK 776696106   293,103 520 SH   DFND   0 0 520
ROPER TECHNOLOGIES INC COMMON STOCK 776696106   101,459 180 SH   OTR   180 0 0
ROSS STORES INC COM COMMON STOCK 778296103   270,295 1,860 SH   DFND   435 0 1,425
RPM INTERNATIONAL INC COMMON STOCK 749685103   161,843 1,503 SH   DFND   1,503 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103   372,250 3,457 SH   OTR   3,457 0 0
RTX CORPORATION COMMON STOCK 75513E105   1,408,271 14,028 SH   DFND   14,028 0 0
RTX CORPORATION COMMON STOCK 75513E105   263,423 2,624 SH   OTR   1,691 0 933
SALESFORCE INC COMMON STOCK 79466L302   1,536,944 5,978 SH   DFND   5,978 0 0
SALESFORCE INC COMMON STOCK 79466L302   74,559 290 SH   OTR   290 0 0
SEMPRA COMMON STOCK 816851109   1,371,970 18,038 SH   DFND   18,038 0 0
SEMPRA COMMON STOCK 816851109   15,212 200 SH   OTR   200 0 0
SNOWFLAKE INC CL A COMMON STOCK 833445109   301,386 2,231 SH   DFND   2,231 0 0
SNOWFLAKE INC CL A COMMON STOCK 833445109   5,539 41 SH   OTR   41 0 0
SOUTHERN CO COMMON STOCK 842587107   101,151 1,304 SH   DFND   1,304 0 0
SOUTHERN CO COMMON STOCK 842587107   215,645 2,780 SH   OTR   1,780 0 1,000
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   387,467 4,850 SH   DFND   4,850 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   23,967 300 SH   OTR   0 0 300
STARBUCKS CORP COMMON STOCK 855244109   833,774 10,710 SH   DFND   10,710 0 0
SYSCO CORP COMMON STOCK 871829107   2,612,945 36,601 SH   DFND   36,601 0 0
SYSCO CORP COMMON STOCK 871829107   26,771 375 SH   OTR   375 0 0
TARGET CORP COMMON STOCK 87612E110   725,248 4,899 SH   DFND   4,899 0 0
TARGET CORP COMMON STOCK 87612E110   1,776 12 SH   OTR   12 0 0
TEXAS INSTRUMENTS COM COMMON STOCK 882508104   206,202 1,060 SH   DFND   1,060 0 0
TEXAS INSTRUMENTS COM COMMON STOCK 882508104   34,043 175 SH   OTR   175 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   5,617,374 10,158 SH   DFND   9,089 0 1,069
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   58,065 105 SH   OTR   105 0 0
TJX COMPANIES COMMON STOCK 872540109   4,168,386 37,860 SH   DFND   37,860 0 0
TJX COMPANIES COMMON STOCK 872540109   96,888 880 SH   OTR   880 0 0
UBER TECHNOLOGIES INC COMMON STOCK 90353T100   4,947,836 68,077 SH   DFND   68,077 0 0
UBER TECHNOLOGIES INC COMMON STOCK 90353T100   110,110 1,515 SH   OTR   1,515 0 0
UNION PAC CORP COM COMMON STOCK 907818108   1,749,669 7,733 SH   DFND   7,733 0 0
UNION PAC CORP COM COMMON STOCK 907818108   22,626 100 SH   OTR   100 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   3,832 28 SH   DFND   28 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   225,803 1,650 SH   OTR   1,150 0 500
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   6,774,177 13,302 SH   DFND   10,602 0 2,700
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   623,844 1,225 SH   OTR   1,225 0 0
UNUM GROUP COMMON STOCK 91529Y106   228,462 4,470 SH   OTR   4,470 0 0
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100   1,653,191 10,546 SH   DFND   10,546 0 0
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100   511,351 3,262 SH   OTR   2,762 0 500
VERALTO CORPORATION COMMON STOCK 92338C103   333,668 3,495 SH   DFND   0 0 3,495
VERALTO CORPORATION COMMON STOCK 92338C103   1,528 16 SH   OTR   16 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   20,620 500 SH   DFND   500 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   354,540 8,597 SH   OTR   7,097 0 1,500
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100   2,727,482 5,819 SH   DFND   5,819 0 0
VISA INC CL A COMMON STOCK 92826C839   8,977,524 34,204 SH   DFND   34,204 0 0
VISA INC CL A COMMON STOCK 92826C839   333,337 1,270 SH   OTR   1,270 0 0
VOYA FINANCIAL, INC. COMMON STOCK 929089100   574,536 8,075 SH   DFND   0 0 8,075
WALMART INC COMMON STOCK 931142103   1,182,961 17,471 SH   DFND   17,471 0 0
WALMART INC COMMON STOCK 931142103   407,885 6,024 SH   OTR   6,024 0 0
WALT DISNEY COMPANY COMMON STOCK 254687106   324,678 3,270 SH   DFND   420 0 2,850
WASHINGTON TRUST BANCORP INC COMMON STOCK 940610108   298,714 10,898 SH   OTR   10,898 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109   3,968,337 18,601 SH   DFND   18,601 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109   523,963 2,456 SH   OTR   2,456 0 0
WATERS CORP COMMON STOCK 941848103   350,755 1,209 SH   DFND   1,209 0 0
WELLS FARGO & CO COMMON STOCK 949746101   131,965 2,222 SH   DFND   2,222 0 0
WELLS FARGO & CO COMMON STOCK 949746101   181,140 3,050 SH   OTR   3,050 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   177,588 3,325 SH   DFND   3,325 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   290,016 5,430 SH   OTR   5,430 0 0
YUM! BRANDS INC COMMON STOCK 988498101   1,767,016 13,340 SH   DFND   13,340 0 0
YUM! BRANDS INC COMMON STOCK 988498101   103,849 784 SH   OTR   784 0 0
ZOETIS INC COMMON STOCK 98978V103   1,644,493 9,486 SH   DFND   7,116 0 2,370
ZOETIS INC COMMON STOCK 98978V103   6,934 40 SH   OTR   40 0 0
ASTRAZENECA PLC SPONS ADR COMMON STOCK 046353108   648,877 8,320 SH   DFND   8,320 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109   1,323,937 12,436 SH   DFND   12,436 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109   226,228 2,125 SH   OTR   2,125 0 0
SANOFI SPONS ADR COMMON STOCK 80105N105   450,751 9,290 SH   DFND   0 0 9,290
SANOFI SPONS ADR COMMON STOCK 80105N105   1,456 30 SH   OTR   30 0 0
AMERICAN TOWER CORP REIT OTHER 03027X100   533,962 2,747 SH   DFND   0 0 0
EQUINIX INC REIT OTHER 29444U700   318,529 421 SH   DFND   0 0 0
IRON MOUNTAIN INC REIT OTHER 46284V101   24,108 269 SH   DFND   0 0 0
IRON MOUNTAIN INC REIT OTHER 46284V101   445,860 4,975 SH   OTR   0 0 0
ACCENTURE PLC CL A OTHER G1151C101   4,168,247 13,738 SH   DFND   13,738 0 0
ACCENTURE PLC CL A OTHER G1151C101   556,151 1,833 SH   OTR   1,833 0 0
AON PLC OTHER G0403H108   241,323 822 SH   DFND   822 0 0
CANADIAN PACIFIC KANSAS CITY OTHER 13646K108   283,428 3,600 SH   DFND   3,600 0 0
CHUBB LTD OTHER H1467J104   4,047,354 15,867 SH   DFND   15,867 0 0
CRH PLC OTHER G25508105   397,394 5,300 SH   DFND   0 0 5,300
EATON CORP PLC OTHER G29183103   3,336,172 10,640 SH   DFND   10,640 0 0
EATON CORP PLC OTHER G29183103   97,201 310 SH   OTR   310 0 0
INTERNATIONAL GAME TECHNOLOGY OTHER G4863A108   214,830 10,500 SH   DFND   0 0 10,500
LINDE PLC OTHER G54950103   1,632,373 3,720 SH   DFND   3,720 0 0
LINDE PLC OTHER G54950103   43,881 100 SH   OTR   100 0 0
MANULIFE FINANCIAL OTHER 56501R106   753,878 28,320 SH   DFND   28,320 0 0
MEDTRONIC PLC OTHER G5960L103   802,448 10,195 SH   DFND   4,345 0 5,850
MEDTRONIC PLC OTHER G5960L103   48,407 615 SH   OTR   115 0 500
SCHLUMBERGER LTD OTHER 806857108   1,515,422 32,120 SH   DFND   21,120 0 11,000
SCHLUMBERGER LTD OTHER 806857108   87,755 1,860 SH   OTR   1,860 0 0
SHOPIFY INC CL A OTHER 82509L107   309,775 4,690 SH   DFND   0 0 4,690
TORONTO DOMINION BK ONT OTHER 891160509   600,933 10,934 SH   DFND   10,934 0 0
TORONTO DOMINION BK ONT OTHER 891160509   325,913 5,930 SH   OTR   5,930 0 0
TRANE TECHNOLOGIES PLC OTHER G8994E103   818,707 2,489 SH   DFND   72 0 2,417
COLUMBIA EM CORE EX-CHINA ETF OTHER 19762B202   2,045,976 64,097 SH   DFND   0 0 0
COLUMBIA EM CORE EX-CHINA ETF OTHER 19762B202   42,071 1,318 SH   OTR   0 0 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506   369,340 4,052 SH   DFND   0 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605   650,566 15,825 SH   DFND   0 0 0
GLOBAL X ROBOTICS & ARTIFICI E OTHER 37954Y715   340,121 11,025 SH   DFND   0 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 04609E107   9,856,730 20,573 SH   DFND   0 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 04609E107   821,674 1,715 SH   OTR   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357   1,346,767 8,198 SH   DFND   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357   179,065 1,090 SH   OTR   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842   10,559,386 145,366 SH   DFND   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842   147,822 2,035 SH   OTR   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507   22,580,527 385,860 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804   3,171,962 29,739 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804   68,689 644 SH   OTR   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200   29,706,928 54,286 SH   DFND   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200   2,895,394 5,291 SH   OTR   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465   8,534,288 108,953 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465   150,707 1,924 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234   146,382 3,437 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234   212,950 5,000 SH   OTR   0 0 0
ISHARES MSCI INDIA ETF OTHER 46429B598   1,989,338 35,664 SH   DFND   0 0 0
ISHARES MSCI JAPAN ETF OTHER 46434G822   12,598,537 184,621 SH   DFND   0 0 0
ISHARES MSCI JAPAN ETF OTHER 46434G822   116,008 1,700 SH   OTR   0 0 0
ISHARES MSCI USA ESG SELECT OTHER 464288802   1,057,402 9,410 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499   23,581,307 290,840 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499   872,583 10,762 SH   OTR   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622   1,717,103 5,771 SH   DFND   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622   27,076 91 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614   1,108,839 3,042 SH   DFND   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598   1,052,403 6,032 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655   14,652,107 72,217 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655   202,078 996 SH   OTR   0 0 0
ISHARES TRUST ISHARES ESG AWAR OTHER 46435G516   707,129 8,976 SH   DFND   0 0 0
ISHARES TRUST ISHARES ESG AWAR OTHER 46435G516   7,484 95 SH   OTR   0 0 0
JOHN HANCOCK MULTI FACT MID OTHER 47804J206   462,061 8,395 SH   DFND   0 0 0
PACER US CASH COWS 100 ETF OTHER 69374H881   1,884,155 34,578 SH   DFND   0 0 0
PACER US CASH COWS 100 ETF OTHER 69374H881   72,962 1,339 SH   OTR   0 0 0
PACER US SMALL CAP CASH COWS E OTHER 69374H857   258,224 5,928 SH   DFND   0 0 0
SPDR DJ GLOBAL REAL ESTATE ETF OTHER 78463X749   1,117,157 26,900 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763   1,210,372 9,517 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763   104,288 820 SH   OTR   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107   1,782,887 3,332 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107   549,527 1,027 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103   12,557,877 23,075 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103   123,538 227 SH   OTR   0 0 0
VANGUARD ENERGY ETF OTHER 92204A306   267,897 2,100 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652   2,044,891 12,115 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652   101,274 600 SH   OTR   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775   3,272,522 55,807 SH   DFND   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775   240,014 4,093 SH   OTR   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858   7,506,947 151,901 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858   211,271 4,275 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858   2,853,765 65,214 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858   37,415 855 SH   OTR   0 0 0
VANGUARD GROWTH ETF OTHER 922908736   2,973,380 7,950 SH   OTR   0 0 0
VANGUARD IND FD MID-CAP OTHER 922908629   604,282 2,496 SH   DFND   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637   686,455 2,750 SH   DFND   0 0 0
VANGUARD RUSSELL 3000 ETF OTHER 92206C599   3,207,286 13,386 SH   DFND   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885   1,696,169 17,114 SH   DFND   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885   324,883 3,278 SH   OTR   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828   1,336,736 13,611 SH   DFND   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828   248,864 2,534 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363   7,822,033 15,640 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611   25,551,522 139,993 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611   12,046 66 SH   OTR   0 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751   1,100,448 5,047 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769   14,759,329 55,173 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769   926,922 3,465 SH   OTR   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706   2,229,463 16,626 SH   DFND   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706   16,896 126 SH   OTR   0 0 0
FIRST TR LONG DURATION O-ETF OTHER 33738D606   342,053 16,265 SH   DFND   0 0 0
FIRST TR LONG DURATION O-ETF OTHER 33738D606   31,545 1,500 SH   OTR   0 0 0
ISHARES CORE U.S. AGGREGATE OTHER 464287226   3,551,694 36,589 SH   DFND   0 0 0
ISHARES CORE U.S. AGGREGATE OTHER 464287226   333,435 3,435 SH   OTR   0 0 0
ISHARES FALLEN ANGELS USD BOND OTHER 46435G474   3,220,925 122,983 SH   DFND   0 0 0
ISHARES FALLEN ANGELS USD BOND OTHER 46435G474   133,281 5,089 SH   OTR   0 0 0
ISHARES IBOXX USD HIGH YIELD OTHER 464288513   319,360 4,140 SH   DFND   0 0 0
NUVEEN PREFERRED & INCOME OP OTHER 67073B106   75,768 10,143 SH   OTR   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783   2,855,160 30,800 SH   DFND   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783   1,947 21 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409   240,789 3,116 SH   DFND   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409   95,203 1,232 SH   OTR   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407   266,274 5,471 SH   DFND   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407   19,371 398 SH   OTR   0 0 0
VANGUARD TAX-EXEMPT BOND INDEX OTHER 922907746   9,160,860 182,815 SH   DFND   0 0 0
VANGUARD TAX-EXEMPT BOND INDEX OTHER 922907746   71,156 1,420 SH   OTR   0 0 0