The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS INC COMMON STOCK 002824100   1,828,789 16,090 SH   DFND   12,190 0 3,900
ABBOTT LABS INC COMMON STOCK 002824100   123,094 1,083 SH   OTR   1,083 0 0
ABBVIE INC COMMON STOCK 00287Y109   8,258,963 45,354 SH   DFND   39,323 0 6,031
ABBVIE INC COMMON STOCK 00287Y109   822,728 4,518 SH   OTR   4,018 0 500
ADOBE INC COMMON STOCK 00724F101   4,204,327 8,332 SH   DFND   8,332 0 0
ADOBE INC COMMON STOCK 00724F101   37,845 75 SH   OTR   75 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   2,618,368 14,507 SH   DFND   14,507 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   735,677 4,076 SH   OTR   4,076 0 0
AFLAC INC COMMON STOCK 001055102   4,620,556 53,815 SH   DFND   53,815 0 0
AFLAC INC COMMON STOCK 001055102   380,789 4,435 SH   OTR   4,435 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101   750,832 5,160 SH   DFND   5,160 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106   637,655 2,632 SH   DFND   2,632 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106   170,558 704 SH   OTR   204 0 500
ALIGN TECHNOLOGY INC COMMON STOCK 016255101   385,306 1,175 SH   DFND   0 0 1,175
ALLIANT ENERGY CORP COMMON STOCK 018802108   1,062,936 21,090 SH   DFND   21,090 0 0
ALLSTATE CORP COMMON STOCK 020002101   648,788 3,750 SH   DFND   0 0 3,750
ALPHABET INC CL A COMMON STOCK 02079K305   24,172,194 160,155 SH   DFND   141,595 0 18,560
ALPHABET INC CL A COMMON STOCK 02079K305   1,462,814 9,692 SH   OTR   9,692 0 0
ALPHABET INC CL C COMMON STOCK 02079K107   1,323,901 8,695 SH   DFND   8,695 0 0
ALPHABET INC CL C COMMON STOCK 02079K107   133,989 880 SH   OTR   880 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   200,652 4,600 SH   OTR   4,600 0 0
AMAZON COM INC COMMON STOCK 023135106   21,809,385 120,908 SH   DFND   105,008 0 15,900
AMAZON COM INC COMMON STOCK 023135106   1,624,322 9,005 SH   OTR   9,005 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   5,729,819 25,165 SH   DFND   25,165 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   54,646 240 SH   OTR   240 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784   1,341,397 17,160 SH   DFND   0 0 17,160
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103   210,812 1,725 SH   DFND   1,725 0 0
AMERIPRISE FINANCIAL INC. COMMON STOCK 03076C106   569,972 1,300 SH   DFND   0 0 1,300
AMGEN INC COMMON STOCK 031162100   5,333,275 18,758 SH   DFND   18,758 0 0
AMGEN INC COMMON STOCK 031162100   106,620 375 SH   OTR   375 0 0
AMPHENOL CORP COMMON STOCK 032095101   362,776 3,145 SH   DFND   3,145 0 0
AMPHENOL CORP COMMON STOCK 032095101   37,489 325 SH   OTR   325 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   1,067,077 5,395 SH   DFND   5,395 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   98,895 500 SH   OTR   0 0 500
APPLE INC COMMON STOCK 037833100   31,218,620 182,054 SH   DFND   168,554 0 13,500
APPLE INC COMMON STOCK 037833100   2,129,439 12,418 SH   OTR   12,418 0 0
APPLIED MATERIALS COMMON STOCK 038222105   585,075 2,837 SH   DFND   137 0 2,700
ARES MANAGEMENT CORP CL A COMMON STOCK 03990B101   3,466,656 26,069 SH   DFND   26,069 0 0
ARES MANAGEMENT CORP CL A COMMON STOCK 03990B101   15,293 115 SH   OTR   115 0 0
AT&T INC COMMON STOCK 00206R102   616,000 35,000 SH   DFND   1,000 0 34,000
AT&T INC COMMON STOCK 00206R102   72,917 4,143 SH   OTR   4,143 0 0
AUTOLIV INC COMMON STOCK 052800109   624,430 5,185 SH   DFND   5,185 0 0
AUTOLIV INC COMMON STOCK 052800109   2,288 19 SH   OTR   19 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   3,950,138 15,817 SH   DFND   15,817 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   295,692 1,184 SH   OTR   1,184 0 0
AVERY DENNISON CORP COMMON STOCK 053611109   1,301,548 5,830 SH   DFND   5,830 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104   2,386,836 62,944 SH   DFND   44,639 0 18,305
BECTON DICKINSON & CO COMMON STOCK 075887109   3,127,768 12,640 SH   DFND   9,940 0 2,700
BECTON DICKINSON & CO COMMON STOCK 075887109   186,825 755 SH   OTR   755 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702   10,513,841 25,002 SH   DFND   21,048 0 3,954
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702   380,571 905 SH   OTR   905 0 0
BERKSHIRE HATHAWAY, CLASS A COMMON STOCK 084670108   2,537,760 4 SH   DFND   4 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101   1,145,504 1,374 SH   DFND   1,374 0 0
BLACKSTONE INC COMMON STOCK 09260D107   3,119,249 23,744 SH   DFND   23,744 0 0
BLACKSTONE INC COMMON STOCK 09260D107   289,014 2,200 SH   OTR   2,200 0 0
BOEING CO COMMON STOCK 097023105   374,015 1,938 SH   DFND   1,938 0 0
BOEING CO COMMON STOCK 097023105   60,792 315 SH   OTR   315 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   418,493 7,717 SH   DFND   7,717 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   190,347 3,510 SH   OTR   3,510 0 0
BROADCOM INC COMMON STOCK 11135F101   1,101,416 831 SH   DFND   281 0 550
CATERPILLAR INC DEL COMMON STOCK 149123101   1,234,869 3,370 SH   DFND   3,370 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101   996,690 2,720 SH   OTR   2,720 0 0
CELANESE CORP COMMON COMMON STOCK 150870103   375,514 2,185 SH   DFND   2,185 0 0
CF INDUSTRIES HOLDINGS INC COMMON STOCK 125269100   274,593 3,300 SH   DFND   0 0 3,300
CHARLES SCHWAB CORP COMMON STOCK 808513105   3,156,990 43,641 SH   DFND   43,641 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   21,702 300 SH   OTR   300 0 0
CHEVRON CORPORATION COMMON STOCK 166764100   2,449,702 15,530 SH   DFND   9,020 0 6,510
CHEVRON CORPORATION COMMON STOCK 166764100   774,977 4,913 SH   OTR   4,913 0 0
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105   529,032 182 SH   DFND   182 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102   228,439 2,190 SH   DFND   2,190 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   3,772,198 75,580 SH   DFND   66,580 0 9,000
CISCO SYSTEMS INC COMMON STOCK 17275R102   445,946 8,935 SH   OTR   8,935 0 0
CLOROX COMPANY COMMON STOCK 189054109   274,679 1,794 SH   DFND   1,794 0 0
CLOROX COMPANY COMMON STOCK 189054109   15,311 100 SH   OTR   100 0 0
CME GROUP INC. COMMON STOCK 12572Q105   602,812 2,800 SH   DFND   0 0 2,800
COCA COLA CO COMMON STOCK 191216100   112,632 1,841 SH   DFND   1,841 0 0
COCA COLA CO COMMON STOCK 191216100   110,124 1,800 SH   OTR   1,800 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103   2,049,808 22,763 SH   DFND   22,763 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103   154,976 1,721 SH   OTR   1,721 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101   2,590,769 59,764 SH   DFND   59,764 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101   34,290 791 SH   OTR   791 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   421,297 3,310 SH   DFND   3,310 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   438,861 3,448 SH   OTR   3,448 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   299,673 3,300 SH   OTR   3,300 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108   1,928,137 7,095 SH   DFND   7,095 0 0
CONSTELLATION ENERGY CORP COMMON STOCK 21037T109   499,095 2,700 SH   DFND   0 0 2,700
CORNING INC COMMON STOCK 219350105   216,877 6,580 SH   DFND   6,580 0 0
CORNING INC COMMON STOCK 219350105   199,408 6,050 SH   OTR   5,550 0 500
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105   5,807,558 7,927 SH   DFND   6,689 0 1,238
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105   479,873 655 SH   OTR   655 0 0
CSX CORPORATION COMMON STOCK 126408103   1,066,281 28,764 SH   DFND   11,264 0 17,500
CSX CORPORATION COMMON STOCK 126408103   163,367 4,407 SH   OTR   4,407 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   204,315 1,815 SH   OTR   1,815 0 0
CUMMINS INC COMMON STOCK 231021106   283,748 963 SH   DFND   963 0 0
CUMMINS INC COMMON STOCK 231021106   340,321 1,155 SH   OTR   1,155 0 0
DANAHER CORP COMMON STOCK 235851102   2,681,244 10,737 SH   DFND   7,225 0 3,512
DANAHER CORP COMMON STOCK 235851102   124,860 500 SH   OTR   500 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105   1,315,303 7,869 SH   DFND   7,869 0 0
DAVITA INC COMMON STOCK 23918K108   241,588 1,750 SH   DFND   1,750 0 0
DEERE & CO. COMMON STOCK 244199105   1,855,723 4,518 SH   DFND   2,588 0 1,930
DEERE & CO. COMMON STOCK 244199105   339,682 827 SH   OTR   827 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   400,447 5,223 SH   DFND   5,223 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   78,433 1,023 SH   OTR   1,023 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109   1,257,181 9,476 SH   DFND   9,476 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103   3,676,449 7,090 SH   DFND   7,090 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103   2,593 5 SH   OTR   5 0 0
ELI LILLY & CO COMMON STOCK 532457108   15,608,989 20,064 SH   DFND   17,613 0 2,451
ELI LILLY & CO COMMON STOCK 532457108   653,486 840 SH   OTR   840 0 0
EMERSON ELECTRIC COMMON STOCK 291011104   2,040,086 17,987 SH   DFND   17,987 0 0
EMERSON ELECTRIC COMMON STOCK 291011104   468,992 4,135 SH   OTR   4,135 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107   246,571 8,450 SH   OTR   8,450 0 0
EQT CORPORATION COMMON STOCK 26884L109   348,458 9,400 SH   DFND   0 0 9,400
EXELON CORP COMMON STOCK 30161N101   268,626 7,150 SH   DFND   0 0 7,150
EXXON MOBIL CORP COMMON STOCK 30231G102   1,393,601 11,989 SH   DFND   6,244 0 5,745
EXXON MOBIL CORP COMMON STOCK 30231G102   597,125 5,137 SH   OTR   5,137 0 0
FEDEX CORP COMMON STOCK 31428X106   1,032,633 3,564 SH   DFND   3,564 0 0
FEDEX CORP COMMON STOCK 31428X106   181,088 625 SH   OTR   625 0 0
FREEPORT-MCMORAN INC COMMON STOCK 35671D857   423,180 9,000 SH   DFND   0 0 9,000
GENERAL DYNAMICS CORP COMMON STOCK 369550108   1,031,089 3,650 SH   DFND   3,650 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   273,733 969 SH   OTR   969 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301   200,104 1,140 SH   DFND   1,140 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301   2,106 12 SH   OTR   12 0 0
GENERAL MILLS COMMON STOCK 370334104   402,328 5,750 SH   DFND   5,750 0 0
GENERAL MILLS COMMON STOCK 370334104   13,994 200 SH   OTR   200 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100   502,478 11,080 SH   DFND   7,330 0 3,750
GLOBAL PMTS INC COMMON STOCK 37940X102   660,280 4,940 SH   DFND   4,940 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   989,925 2,370 SH   DFND   1,345 0 1,025
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   8,354 20 SH   OTR   20 0 0
HOME DEPOT INC COM COMMON STOCK 437076102   2,531,760 6,600 SH   DFND   3,745 0 2,855
HOME DEPOT INC COM COMMON STOCK 437076102   326,060 850 SH   OTR   850 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   2,708,479 13,196 SH   DFND   8,996 0 4,200
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   35,919 175 SH   OTR   175 0 0
HUBBELL INC COMMON STOCK 443510607   1,045,926 2,520 SH   DFND   2,520 0 0
HUBBELL INC COMMON STOCK 443510607   232,428 560 SH   OTR   560 0 0
HUBSPOT INC COMMON STOCK 443573100   360,272 575 SH   DFND   0 0 575
IBM CORPORATION COMMON STOCK 459200101   470,716 2,465 SH   OTR   2,465 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109   3,341,513 12,453 SH   DFND   9,860 0 2,593
ILLINOIS TOOL WORKS COMMON STOCK 452308109   388,542 1,448 SH   OTR   1,448 0 0
INTEL CORP COMMON STOCK 458140100   219,083 4,960 SH   DFND   4,960 0 0
INTEL CORP COMMON STOCK 458140100   239,490 5,422 SH   OTR   5,422 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104   2,223,205 16,177 SH   DFND   16,177 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104   10,307 75 SH   OTR   75 0 0
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100   309,985 9,500 SH   DFND   0 0 9,500
INTUIT COMMON STOCK 461202103   105,950 163 SH   DFND   163 0 0
INTUIT COMMON STOCK 461202103   135,200 208 SH   OTR   208 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   1,950,065 12,685 SH   DFND   12,685 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405   27,691 220 SH   DFND   220 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405   251,740 2,000 SH   OTR   2,000 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   1,979,431 12,513 SH   DFND   12,513 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   534,840 3,381 SH   OTR   3,381 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   5,581,159 27,864 SH   DFND   21,914 0 5,950
JP MORGAN CHASE & CO COMMON STOCK 46625H100   737,104 3,680 SH   OTR   3,680 0 0
KENVUE INC COMMON STOCK 49177J102   332,630 15,500 SH   DFND   0 0 15,500
KIMBERLY-CLARK CORP COMMON STOCK 494368103   483,769 3,740 SH   DFND   3,740 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103   15,522 120 SH   OTR   120 0 0
LENNAR CORP-CL A COMMON STOCK 526057104   4,520,150 26,283 SH   DFND   26,283 0 0
LENNAR CORP-CL A COMMON STOCK 526057104   25,797 150 SH   OTR   150 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   1,347,780 2,963 SH   DFND   2,963 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   216,063 475 SH   OTR   475 0 0
LOWES COS INC COMMON STOCK 548661107   1,959,638 7,693 SH   DFND   7,693 0 0
LOWES COS INC COMMON STOCK 548661107   429,220 1,685 SH   OTR   1,685 0 0
LULULEMON ATHLETICA INC COMMON STOCK 550021109   578,162 1,480 SH   DFND   1,210 0 270
LULULEMON ATHLETICA INC COMMON STOCK 550021109   35,159 90 SH   OTR   90 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   699,181 3,281 SH   DFND   3,281 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   40,489 190 SH   OTR   190 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102   1,576,738 7,825 SH   DFND   4,254 0 3,571
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102   423,150 2,100 SH   OTR   2,100 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104   7,914,121 16,434 SH   DFND   16,434 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104   645,304 1,340 SH   OTR   1,340 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   3,486,594 12,366 SH   DFND   12,366 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   493,694 1,751 SH   OTR   1,751 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103   837,486 1,560 SH   DFND   1,560 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103   53,685 100 SH   OTR   100 0 0
MERCK & CO INC COMMON STOCK 58933Y105   4,122,514 31,243 SH   DFND   31,243 0 0
MERCK & CO INC COMMON STOCK 58933Y105   631,513 4,786 SH   OTR   4,286 0 500
META PLATFORMS INC CL A COMMON STOCK 30303M102   15,913,913 32,773 SH   DFND   32,773 0 0
META PLATFORMS INC CL A COMMON STOCK 30303M102   728,370 1,500 SH   OTR   1,500 0 0
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103   848,808 7,200 SH   DFND   200 0 7,000
MICROSOFT CORP COMMON STOCK 594918104   42,342,523 100,643 SH   DFND   90,088 0 10,555
MICROSOFT CORP COMMON STOCK 594918104   3,465,891 8,238 SH   OTR   8,238 0 0
MORGAN STANLEY COMMON STOCK 617446448   2,003,066 21,273 SH   DFND   14,493 0 6,780
MORGAN STANLEY COMMON STOCK 617446448   274,006 2,910 SH   OTR   2,910 0 0
MOTOROLA SOLUTIONS, INC COMMON STOCK 620076307   2,633,952 7,420 SH   DFND   7,420 0 0
NETFLIX INC COMMON STOCK 64110L106   6,710,389 11,049 SH   DFND   11,049 0 0
NETFLIX INC COMMON STOCK 64110L106   211,351 348 SH   OTR   348 0 0
NEWMONT CORP COMMON STOCK 651639106   290,304 8,100 SH   DFND   0 0 8,100
NEXTERA ENERGY INC COMMON STOCK 65339F101   748,130 11,706 SH   DFND   5,241 0 6,465
NEXTERA ENERGY INC COMMON STOCK 65339F101   131,463 2,057 SH   OTR   2,057 0 0
NIKE INC CLASS B COMMON STOCK 654106103   573,748 6,105 SH   DFND   6,105 0 0
NIKE INC CLASS B COMMON STOCK 654106103   118,885 1,265 SH   OTR   1,265 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102   299,163 625 SH   DFND   0 0 625
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102   184,763 386 SH   OTR   386 0 0
NVIDIA CORP COMMON STOCK 67066G104   48,237,454 53,386 SH   DFND   48,485 0 4,901
NVIDIA CORP COMMON STOCK 67066G104   2,191,133 2,425 SH   OTR   2,425 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105   1,246,638 19,182 SH   DFND   19,182 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105   21,122 325 SH   OTR   325 0 0
ONEOK INC NEW COMMON STOCK 682680103   776,206 9,682 SH   OTR   9,332 0 350
ORACLE CORPORATION COM COMMON STOCK 68389X105   5,150,010 41,000 SH   DFND   39,250 0 1,750
ORACLE CORPORATION COM COMMON STOCK 68389X105   214,919 1,711 SH   OTR   1,711 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   9,144,156 32,183 SH   DFND   32,183 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   223,042 785 SH   OTR   785 0 0
PAYCHEX INC COMMON STOCK 704326107   2,325,464 18,937 SH   DFND   18,937 0 0
PAYCHEX INC COMMON STOCK 704326107   520,672 4,240 SH   OTR   3,740 0 500
PEPSICO INC COMMON STOCK 713448108   3,365,092 19,228 SH   DFND   19,228 0 0
PEPSICO INC COMMON STOCK 713448108   580,333 3,316 SH   OTR   2,816 0 500
PFIZER INC COMMON STOCK 717081103   402,098 14,490 SH   DFND   14,490 0 0
PFIZER INC COMMON STOCK 717081103   132,756 4,784 SH   OTR   4,784 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   73,296 800 SH   DFND   800 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   309,218 3,375 SH   OTR   3,375 0 0
PHILLIPS 66 COMMON STOCK 718546104   14,537 89 SH   DFND   89 0 0
PHILLIPS 66 COMMON STOCK 718546104   240,110 1,470 SH   OTR   1,470 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108   470,002 3,855 SH   DFND   3,855 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108   356,006 2,920 SH   OTR   2,920 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   3,764,687 23,203 SH   DFND   23,203 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   814,171 5,018 SH   OTR   4,518 0 500
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103   1,542,464 7,458 SH   DFND   7,458 0 0
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103   41,364 200 SH   OTR   200 0 0
QUALCOMM INC COM COMMON STOCK 747525103   4,016,135 23,722 SH   DFND   23,722 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   206,986 1,555 SH   DFND   1,555 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   45,923 345 SH   OTR   345 0 0
ROPER TECHNOLOGIES INC COMMON STOCK 776696106   291,637 520 SH   DFND   0 0 520
ROPER TECHNOLOGIES INC COMMON STOCK 776696106   100,951 180 SH   OTR   180 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103   178,782 1,503 SH   DFND   1,503 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103   411,210 3,457 SH   OTR   3,457 0 0
RTX CORPORATION COMMON STOCK 75513E105   1,436,422 14,728 SH   DFND   14,728 0 0
RTX CORPORATION COMMON STOCK 75513E105   255,919 2,624 SH   OTR   1,691 0 933
SALESFORCE INC COMMON STOCK 79466L302   3,038,605 10,089 SH   DFND   10,089 0 0
SALESFORCE INC COMMON STOCK 79466L302   99,389 330 SH   OTR   330 0 0
SEMPRA COMMON STOCK 816851109   1,295,670 18,038 SH   DFND   18,038 0 0
SEMPRA COMMON STOCK 816851109   14,366 200 SH   OTR   200 0 0
SNOWFLAKE INC CL A COMMON STOCK 833445109   3,701,610 22,906 SH   DFND   22,906 0 0
SNOWFLAKE INC CL A COMMON STOCK 833445109   63,186 391 SH   OTR   391 0 0
SOUTHERN CO COMMON STOCK 842587107   115,071 1,604 SH   DFND   1,604 0 0
SOUTHERN CO COMMON STOCK 842587107   199,437 2,780 SH   OTR   1,780 0 1,000
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   474,961 4,850 SH   DFND   4,850 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   47,986 490 SH   OTR   190 0 300
STARBUCKS CORP COMMON STOCK 855244109   1,024,482 11,210 SH   DFND   11,210 0 0
STARBUCKS CORP COMMON STOCK 855244109   192,833 2,110 SH   OTR   2,110 0 0
STRYKER CORP COM COMMON STOCK 863667101   539,668 1,508 SH   DFND   1,508 0 0
STRYKER CORP COM COMMON STOCK 863667101   10,736 30 SH   OTR   30 0 0
SYSCO CORP COMMON STOCK 871829107   3,071,932 37,841 SH   DFND   37,841 0 0
SYSCO CORP COMMON STOCK 871829107   30,443 375 SH   OTR   375 0 0
TARGET CORP COMMON STOCK 87612E110   1,481,298 8,359 SH   DFND   8,359 0 0
TARGET CORP COMMON STOCK 87612E110   2,127 12 SH   OTR   12 0 0
TEXAS INSTRUMENTS COM COMMON STOCK 882508104   184,663 1,060 SH   DFND   1,060 0 0
TEXAS INSTRUMENTS COM COMMON STOCK 882508104   30,487 175 SH   OTR   175 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108   233,400 1,200 SH   DFND   1,200 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108   9,725 50 SH   OTR   50 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   6,420,046 11,046 SH   DFND   9,852 0 1,194
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   61,027 105 SH   OTR   105 0 0
TJX COMPANIES COMMON STOCK 872540109   3,834,183 37,805 SH   DFND   37,805 0 0
TJX COMPANIES COMMON STOCK 872540109   89,250 880 SH   OTR   880 0 0
UBER TECHNOLOGIES INC COMMON STOCK 90353T100   5,270,658 68,459 SH   DFND   68,459 0 0
UBER TECHNOLOGIES INC COMMON STOCK 90353T100   116,640 1,515 SH   OTR   1,515 0 0
UNION PAC CORP COM COMMON STOCK 907818108   2,295,265 9,333 SH   DFND   9,333 0 0
UNION PAC CORP COM COMMON STOCK 907818108   24,593 100 SH   OTR   100 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   30,915 208 SH   DFND   208 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   245,240 1,650 SH   OTR   1,150 0 500
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   6,842,196 13,831 SH   DFND   11,131 0 2,700
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   655,478 1,325 SH   OTR   1,325 0 0
UNUM GROUP COMMON STOCK 91529Y106   239,860 4,470 SH   OTR   4,470 0 0
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100   1,424,408 8,345 SH   DFND   8,345 0 0
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100   488,515 2,862 SH   OTR   2,362 0 500
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   20,980 500 SH   DFND   500 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   360,730 8,597 SH   OTR   7,097 0 1,500
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100   2,424,040 5,799 SH   DFND   5,799 0 0
VISA INC CL A COMMON STOCK 92826C839   9,565,188 34,274 SH   DFND   34,274 0 0
VISA INC CL A COMMON STOCK 92826C839   354,432 1,270 SH   OTR   1,270 0 0
VOYA FINANCIAL, INC. COMMON STOCK 929089100   596,904 8,075 SH   DFND   0 0 8,075
WABTEC CORP COMMON STOCK 929740108   437,040 3,000 SH   DFND   3,000 0 0
WALMART INC COMMON STOCK 931142103   837,085 13,912 SH   DFND   13,912 0 0
WALMART INC COMMON STOCK 931142103   362,464 6,024 SH   OTR   6,024 0 0
WALT DISNEY COMPANY COMMON STOCK 254687106   342,608 2,800 SH   DFND   700 0 2,100
WASHINGTON TRUST BANCORP INC COMMON STOCK 940610108   292,938 10,898 SH   OTR   10,898 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109   3,926,649 18,422 SH   DFND   18,422 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109   512,839 2,406 SH   OTR   2,406 0 0
WATERS CORP COMMON STOCK 941848103   416,174 1,209 SH   DFND   1,209 0 0
WELLS FARGO & CO COMMON STOCK 949746101   128,787 2,222 SH   DFND   2,222 0 0
WELLS FARGO & CO COMMON STOCK 949746101   176,778 3,050 SH   OTR   3,050 0 0
WYNDHAM HOTELS & RESORTS INC COMMON STOCK 98311A105   1,472,449 19,185 SH   DFND   19,185 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   178,719 3,325 SH   DFND   3,325 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   291,863 5,430 SH   OTR   5,430 0 0
YUM! BRANDS INC COMMON STOCK 988498101   1,950,112 14,065 SH   DFND   14,065 0 0
YUM! BRANDS INC COMMON STOCK 988498101   151,129 1,090 SH   OTR   1,090 0 0
ZOETIS INC COMMON STOCK 98978V103   1,213,574 7,172 SH   DFND   4,802 0 2,370
ZOETIS INC COMMON STOCK 98978V103   257,199 1,520 SH   OTR   1,520 0 0
ASTRAZENECA PLC SPONS ADR COMMON STOCK 046353108   563,680 8,320 SH   DFND   8,320 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109   1,212,607 12,536 SH   DFND   12,536 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109   205,551 2,125 SH   OTR   2,125 0 0
SANOFI SPONS ADR COMMON STOCK 80105N105   451,494 9,290 SH   DFND   0 0 9,290
SANOFI SPONS ADR COMMON STOCK 80105N105   1,458 30 SH   OTR   30 0 0
AMERICAN TOWER CORP REIT OTHER 03027X100   542,780 2,747 SH   DFND   0 0 0
EQUINIX INC REIT OTHER 29444U700   368,097 446 SH   DFND   0 0 0
IRON MOUNTAIN INC REIT OTHER 46284V101   21,576 269 SH   DFND   0 0 0
IRON MOUNTAIN INC REIT OTHER 46284V101   399,045 4,975 SH   OTR   0 0 0
ACCENTURE PLC CL A OTHER G1151C101   4,798,122 13,843 SH   DFND   13,843 0 0
ACCENTURE PLC CL A OTHER G1151C101   635,336 1,833 SH   OTR   1,833 0 0
AON PLC OTHER G0403H108   274,318 822 SH   DFND   822 0 0
CANADIAN PACIFIC KANSAS CITY OTHER 13646K108   317,412 3,600 SH   DFND   3,600 0 0
CHUBB LTD OTHER H1467J104   4,142,711 15,987 SH   DFND   15,987 0 0
CRH PLC OTHER G25508105   457,178 5,300 SH   DFND   0 0 5,300
EATON CORP PLC OTHER G29183103   1,080,935 3,457 SH   DFND   3,457 0 0
EATON CORP PLC OTHER G29183103   96,931 310 SH   OTR   310 0 0
INTERNATIONAL GAME TECHNOLOGY OTHER G4863A108   237,195 10,500 SH   DFND   0 0 10,500
LINDE PLC OTHER G54950103   1,717,984 3,700 SH   DFND   3,700 0 0
LINDE PLC OTHER G54950103   46,432 100 SH   OTR   100 0 0
MANULIFE FINANCIAL OTHER 56501R106   707,717 28,320 SH   DFND   28,320 0 0
MEDTRONIC PLC OTHER G5960L103   888,494 10,195 SH   DFND   4,345 0 5,850
MEDTRONIC PLC OTHER G5960L103   53,597 615 SH   OTR   115 0 500
SCHLUMBERGER LTD OTHER 806857108   1,774,200 32,370 SH   DFND   21,370 0 11,000
SCHLUMBERGER LTD OTHER 806857108   101,947 1,860 SH   OTR   1,860 0 0
SHOPIFY INC CL A OTHER 82509L107   361,927 4,690 SH   DFND   0 0 4,690
TORONTO DOMINION BK ONT OTHER 891160509   660,195 10,934 SH   DFND   10,934 0 0
TORONTO DOMINION BK ONT OTHER 891160509   370,129 6,130 SH   OTR   6,130 0 0
TRANE TECHNOLOGIES PLC OTHER G8994E103   747,198 2,489 SH   DFND   72 0 2,417
COLUMBIA EM CORE EX-CHINA ETF OTHER 19762B202   1,919,368 61,716 SH   DFND   0 0 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506   467,518 4,952 SH   DFND   0 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605   666,549 15,825 SH   DFND   0 0 0
GLOBAL X ROBOTICS & ARTIFICI E OTHER 37954Y715   350,705 11,025 SH   DFND   0 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 04609E107   8,265,690 18,616 SH   DFND   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357   1,851,892 10,934 SH   DFND   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357   184,613 1,090 SH   OTR   0 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556   480,270 3,500 SH   DFND   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842   11,005,935 148,288 SH   DFND   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842   151,038 2,035 SH   OTR   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507   23,477,832 386,530 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804   2,108,390 19,077 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804   71,727 649 SH   OTR   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200   28,450,930 54,117 SH   DFND   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200   2,284,823 4,346 SH   OTR   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465   8,844,016 110,744 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465   153,651 1,924 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234   172,002 4,187 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234   205,400 5,000 SH   OTR   0 0 0
ISHARES MSCI INDIA ETF OTHER 46429B598   1,686,168 32,684 SH   DFND   0 0 0
ISHARES MSCI JAPAN ETF OTHER 46434G822   13,344,091 187,023 SH   DFND   0 0 0
ISHARES MSCI JAPAN ETF OTHER 46434G822   121,295 1,700 SH   OTR   0 0 0
ISHARES MSCI USA ESG SELECT OTHER 464288802   1,040,608 9,532 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499   24,301,001 288,988 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499   904,977 10,762 SH   OTR   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622   1,686,704 5,856 SH   DFND   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622   11,521 40 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614   1,025,306 3,042 SH   DFND   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598   1,116,214 6,232 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655   15,071,780 71,668 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655   207,776 988 SH   OTR   0 0 0
ISHARES S&P SMALL-CAP 600 VALU OTHER 464287879   724,150 7,047 SH   DFND   0 0 0
ISHARES S&P SMALL-CAP 600 VALU OTHER 464287879   43,159 420 SH   OTR   0 0 0
ISHARES TRUST ISHARES ESG AWAR OTHER 46435G516   690,183 8,637 SH   DFND   0 0 0
ISHARES TRUST ISHARES ESG AWAR OTHER 46435G516   7,591 95 SH   OTR   0 0 0
JOHN HANCOCK MULTI FACT MID OTHER 47804J206   562,037 9,795 SH   DFND   0 0 0
PACER US CASH COWS 100 ETF OTHER 69374H881   2,619,715 45,082 SH   DFND   0 0 0
PACER US CASH COWS 100 ETF OTHER 69374H881   77,809 1,339 SH   OTR   0 0 0
PACER US SMALL CAP CASH COWS E OTHER 69374H857   291,420 5,928 SH   DFND   0 0 0
SPDR DJ GLOBAL REAL ESTATE ETF OTHER 78463X749   1,151,858 26,900 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763   1,357,153 10,341 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763   258,543 1,970 SH   OTR   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107   1,931,821 3,472 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107   574,205 1,032 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103   12,107,501 23,147 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103   115,598 221 SH   OTR   0 0 0
VANGUARD ENERGY ETF OTHER 92204A306   276,570 2,100 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652   2,123,396 12,115 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652   105,162 600 SH   OTR   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775   3,393,313 57,857 SH   DFND   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775   251,784 4,293 SH   OTR   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858   7,324,318 145,990 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858   214,477 4,275 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858   2,617,642 62,668 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858   81,034 1,940 SH   OTR   0 0 0
VANGUARD GROWTH ETF OTHER 922908736   2,736,390 7,950 SH   OTR   0 0 0
VANGUARD IND FD MID-CAP OTHER 922908629   333,813 1,336 SH   DFND   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637   659,340 2,750 SH   DFND   0 0 0
VANGUARD RUSSELL 3000 ETF OTHER 92206C599   3,166,858 13,594 SH   DFND   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885   1,715,426 16,653 SH   DFND   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885   337,667 3,278 SH   OTR   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828   1,290,674 12,716 SH   DFND   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828   257,201 2,534 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363   6,724,512 13,989 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611   27,168,865 141,593 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611   12,664 66 SH   OTR   0 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751   1,050,828 4,597 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769   14,760,761 56,794 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769   900,554 3,465 SH   OTR   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706   2,207,175 16,119 SH   DFND   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706   17,253 126 SH   OTR   0 0 0
FIRST TR LONG DURATION O-ETF OTHER 33738D606   383,023 17,915 SH   DFND   0 0 0
FIRST TR LONG DURATION O-ETF OTHER 33738D606   96,210 4,500 SH   OTR   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176   175,186 1,631 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176   26,101 243 SH   OTR   0 0 0
ISHARES CORE U.S. AGGREGATE OTHER 464287226   4,175,378 42,632 SH   DFND   0 0 0
ISHARES CORE U.S. AGGREGATE OTHER 464287226   210,865 2,153 SH   OTR   0 0 0
ISHARES FALLEN ANGELS USD BOND OTHER 46435G474   3,209,152 119,477 SH   DFND   0 0 0
ISHARES FALLEN ANGELS USD BOND OTHER 46435G474   42,681 1,589 SH   OTR   0 0 0
NUVEEN PREFERRED & INCOME OP OTHER 67073B106   72,928 10,143 SH   OTR   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783   2,879,184 30,800 SH   DFND   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783   1,963 21 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409   240,898 3,116 SH   DFND   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409   95,246 1,232 SH   OTR   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407   267,249 5,433 SH   DFND   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407   19,578 398 SH   OTR   0 0 0
VANGUARD TAX-EXEMPT BOND INDEX OTHER 922907746   10,142,669 200,448 SH   DFND   0 0 0
VANGUARD TAX-EXEMPT BOND INDEX OTHER 922907746   71,852 1,420 SH   OTR   0 0 0