The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS INC COMMON STOCK 002824100   2,103,677 20,775 SH   DFND   16,875 0 3,900
ABBOTT LABS INC COMMON STOCK 002824100   132,651 1,310 SH   OTR   1,310 0 0
ABBVIE INC COMMON STOCK 00287Y109   7,931,686 49,769 SH   DFND   43,738 0 6,031
ABBVIE INC COMMON STOCK 00287Y109   734,855 4,611 SH   OTR   4,111 0 500
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109   1,559,022 18,215 SH   DFND   18,215 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109   20,970 245 SH   OTR   245 0 0
ADOBE INC COMMON STOCK 00724F101   2,935,749 7,618 SH   DFND   7,618 0 0
ADOBE INC COMMON STOCK 00724F101   28,903 75 SH   OTR   75 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   1,100,750 11,231 SH   DFND   5,126 0 6,105
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   19,602 200 SH   OTR   200 0 0
AFLAC INC COMMON STOCK 001055102   3,829,972 59,361 SH   DFND   59,361 0 0
AFLAC INC COMMON STOCK 001055102   286,146 4,435 SH   OTR   4,435 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101   2,436,167 17,610 SH   DFND   17,610 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106   1,952,454 6,798 SH   DFND   6,798 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106   190,707 664 SH   OTR   264 0 400
ALLIANT ENERGY CORP COMMON STOCK 018802108   1,646,482 30,833 SH   DFND   30,833 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108   4,806 90 SH   OTR   90 0 0
ALLSTATE CORP COMMON STOCK 020002101   232,701 2,100 SH   DFND   0 0 2,100
ALNYLAM PHARMACEUTICALS INC COMMON STOCK 02043Q107   240,384 1,200 SH   DFND   1,200 0 0
ALPHABET INC CL A COMMON STOCK 02079K305   11,754,269 113,316 SH   DFND   94,756 0 18,560
ALPHABET INC CL A COMMON STOCK 02079K305   559,105 5,390 SH   OTR   5,390 0 0
ALPHABET INC CL C COMMON STOCK 02079K107   1,342,640 12,910 SH   DFND   12,910 0 0
ALPHABET INC CL C COMMON STOCK 02079K107   91,520 880 SH   OTR   880 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   313,456 7,025 SH   OTR   7,025 0 0
AMAZON COM INC COMMON STOCK 023135106   9,475,205 91,734 SH   DFND   75,834 0 15,900
AMAZON COM INC COMMON STOCK 023135106   600,115 5,810 SH   OTR   5,810 0 0
AMERICAN ELEC POWER COMMON STOCK 025537101   40,946 450 SH   DFND   450 0 0
AMERICAN ELEC POWER COMMON STOCK 025537101   211,097 2,320 SH   OTR   2,320 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   2,258,166 13,690 SH   DFND   13,690 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   80,826 490 SH   OTR   490 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784   889,358 17,660 SH   DFND   500 0 17,160
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103   1,106,000 7,550 SH   DFND   7,550 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103   41,750 285 SH   OTR   285 0 0
AMERIPRISE FINANCIAL INC. COMMON STOCK 03076C106   398,450 1,300 SH   DFND   0 0 1,300
AMERIPRISE FINANCIAL INC. COMMON STOCK 03076C106   87,353 285 SH   OTR   285 0 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E108   202,539 1,265 SH   DFND   1,265 0 0
AMGEN INC COMMON STOCK 031162100   5,227,844 21,625 SH   DFND   21,625 0 0
AMGEN INC COMMON STOCK 031162100   90,656 375 SH   OTR   375 0 0
AMPHENOL CORP COMMON STOCK 032095101   516,062 6,315 SH   DFND   3,515 0 2,800
AMPHENOL CORP COMMON STOCK 032095101   49,032 600 SH   OTR   600 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   2,185,198 11,080 SH   DFND   11,080 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   98,610 500 SH   OTR   0 0 500
APPLE INC COMMON STOCK 037833100   18,751,768 113,716 SH   DFND   100,216 0 13,500
APPLE INC COMMON STOCK 037833100   1,135,996 6,889 SH   OTR   6,889 0 0
APPLIED MATERIALS COMMON STOCK 038222105   338,642 2,757 SH   DFND   2,757 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102   1,696,360 21,295 SH   DFND   21,295 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102   10,356 130 SH   OTR   130 0 0
AT&T INC COMMON STOCK 00206R102   417,302 21,678 SH   DFND   21,678 0 0
AT&T INC COMMON STOCK 00206R102   242,569 12,601 SH   OTR   12,601 0 0
AUTOLIV INC COMMON STOCK 052800109   567,162 6,075 SH   DFND   6,075 0 0
AUTOLIV INC COMMON STOCK 052800109   30,249 324 SH   OTR   324 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   6,489,442 29,149 SH   DFND   29,149 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   92,169 414 SH   OTR   414 0 0
AVERY DENNISON CORP COMMON STOCK 053611109   1,114,734 6,230 SH   DFND   6,230 0 0
BAKER HUGHES CO COMMON STOCK 05722G100   218,615 7,575 SH   DFND   0 0 7,575
BANK OF AMERICA CORP COMMON STOCK 060505104   4,676,815 163,525 SH   DFND   145,220 0 18,305
BANK OF AMERICA CORP COMMON STOCK 060505104   40,040 1,400 SH   OTR   1,400 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100   381,151 8,388 SH   DFND   8,388 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109   3,956,927 15,985 SH   DFND   15,985 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109   205,458 830 SH   OTR   830 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702   6,363,750 20,610 SH   DFND   20,610 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702   20,070 65 SH   OTR   65 0 0
BERKSHIRE HATHAWAY, CLASS A COMMON STOCK 084670108   1,862,400 4 SH   DFND   4 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101   986,283 1,474 SH   DFND   1,474 0 0
BLACKSTONE INC COMMON STOCK 09260D107   1,350,013 15,369 SH   DFND   15,369 0 0
BLACKSTONE INC COMMON STOCK 09260D107   35,575 405 SH   OTR   405 0 0
BOEING CO COMMON STOCK 097023105   825,928 3,888 SH   DFND   2,488 0 1,400
BOEING CO COMMON STOCK 097023105   54,170 255 SH   OTR   255 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107   262,658 5,250 SH   DFND   0 0 5,250
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   936,725 13,515 SH   DFND   13,515 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   467,149 6,740 SH   OTR   6,740 0 0
BROADCOM INC COMMON STOCK 11135F101   440,096 686 SH   DFND   11 0 675
BROWN FORMAN CL B COMMON STOCK 115637209   871,180 13,555 SH   DFND   13,555 0 0
BROWN FORMAN CL B COMMON STOCK 115637209   168,580 2,623 SH   OTR   2,623 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108   389,658 10,767 SH   DFND   10,767 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108   431,566 11,925 SH   OTR   11,925 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101   1,067,081 4,663 SH   DFND   4,663 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101   416,489 1,820 SH   OTR   1,820 0 0
CELANESE CORP COMMON COMMON STOCK 150870103   290,192 2,665 SH   DFND   2,665 0 0
CHEVRON CORPORATION COMMON STOCK 166764100   11,751,110 72,022 SH   DFND   65,512 0 6,510
CHEVRON CORPORATION COMMON STOCK 166764100   590,639 3,620 SH   OTR   3,620 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102   542,395 6,135 SH   DFND   6,135 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102   69,402 785 SH   OTR   785 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   5,217,777 99,814 SH   DFND   99,814 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   533,728 10,210 SH   OTR   10,210 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105   339,324 11,173 SH   DFND   11,173 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105   176,602 5,815 SH   OTR   4,215 0 1,600
CLOROX COMPANY COMMON STOCK 189054109   368,857 2,331 SH   DFND   2,331 0 0
CLOROX COMPANY COMMON STOCK 189054109   15,824 100 SH   OTR   100 0 0
CME GROUP INC. COMMON STOCK 12572Q105   536,256 2,800 SH   DFND   0 0 2,800
COCA COLA CO COMMON STOCK 191216100   1,205,243 19,430 SH   DFND   8,815 0 10,615
COCA COLA CO COMMON STOCK 191216100   111,654 1,800 SH   OTR   1,800 0 0
COGENT COMMUNICATIONS HOLDINGS COMMON STOCK 19239V302   206,771 3,245 SH   OTR   3,245 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103   2,243,453 29,853 SH   DFND   29,853 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103   129,333 1,721 SH   OTR   1,721 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101   3,531,013 93,142 SH   DFND   93,142 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101   126,468 3,336 SH   OTR   3,336 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   128,973 1,300 SH   DFND   1,300 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   331,857 3,345 SH   OTR   3,345 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   247,785 2,590 SH   DFND   2,590 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   315,711 3,300 SH   OTR   3,300 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108   2,547,587 11,278 SH   DFND   11,278 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108   67,767 300 SH   OTR   300 0 0
CORNING INC COMMON STOCK 219350105   1,996,495 56,590 SH   DFND   56,590 0 0
CORNING INC COMMON STOCK 219350105   222,264 6,300 SH   OTR   5,800 0 500
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105   4,306,869 8,668 SH   DFND   7,430 0 1,238
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105   34,781 70 SH   OTR   70 0 0
CSX CORPORATION COMMON STOCK 126408103   1,652,508 55,194 SH   DFND   34,764 0 20,430
CSX CORPORATION COMMON STOCK 126408103   305,747 10,212 SH   OTR   10,212 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   199,093 1,890 SH   DFND   1,890 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   191,192 1,815 SH   OTR   1,815 0 0
CUMMINS INC COMMON STOCK 231021106   760,833 3,185 SH   DFND   3,185 0 0
CUMMINS INC COMMON STOCK 231021106   41,804 175 SH   OTR   175 0 0
CVS HEALTH CORP COMMON STOCK 126650100   1,224,257 16,475 SH   DFND   16,475 0 0
CVS HEALTH CORP COMMON STOCK 126650100   146,762 1,975 SH   OTR   1,375 0 600
CYANOTECH CORP COMMON STOCK 232437301   72,273 82,400 SH   DFND   82,400 0 0
DANAHER CORP COMMON STOCK 235851102   1,709,083 6,781 SH   DFND   6,781 0 0
DANAHER CORP COMMON STOCK 235851102   103,336 410 SH   OTR   410 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105   1,331,118 8,579 SH   DFND   8,579 0 0
DAVITA INC COMMON STOCK 23918K108   484,227 5,970 SH   DFND   5,970 0 0
DEERE & CO. COMMON STOCK 244199105   2,666,792 6,459 SH   DFND   4,529 0 1,930
DEERE & CO. COMMON STOCK 244199105   354,251 858 SH   OTR   858 0 0
DEVON ENERGY CORPORATION NEW COMMON STOCK 25179M103   2,795,848 55,243 SH   DFND   50,843 0 4,400
DEVON ENERGY CORPORATION NEW COMMON STOCK 25179M103   3,290 65 SH   OTR   65 0 0
DOW INC COMMON STOCK 260557103   960,392 17,519 SH   DFND   17,519 0 0
DOW INC COMMON STOCK 260557103   377,765 6,891 SH   OTR   6,091 0 800
DUKE ENERGY CORP COMMON STOCK 26441C204   281,692 2,920 SH   DFND   2,920 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   193,422 2,005 SH   OTR   1,005 0 1,000
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   1,293,008 18,016 SH   DFND   18,016 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   135,861 1,893 SH   OTR   1,893 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109   1,441,787 11,970 SH   DFND   11,970 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103   5,274,021 11,470 SH   DFND   10,770 0 700
ELEVANCE HEALTH INC COMMON STOCK 036752103   2,299 5 SH   OTR   5 0 0
ELI LILLY & CO COMMON STOCK 532457108   6,425,388 18,710 SH   DFND   16,259 0 2,451
ELI LILLY & CO COMMON STOCK 532457108   103,026 300 SH   OTR   300 0 0
EMERSON ELECTRIC COMMON STOCK 291011104   1,810,159 20,773 SH   DFND   20,773 0 0
EMERSON ELECTRIC COMMON STOCK 291011104   213,929 2,455 SH   OTR   2,455 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107   419,969 16,215 SH   DFND   16,215 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107   218,855 8,450 SH   OTR   8,450 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102   1,830,463 41,935 SH   DFND   41,935 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102   21,956 503 SH   OTR   503 0 0
EXELON CORP COMMON STOCK 30161N101   392,509 9,370 SH   DFND   0 0 9,370
EXELON CORP COMMON STOCK 30161N101   2,849 68 SH   OTR   68 0 0
EXPENSIFY INC CL A COMMON STOCK 30219Q106   669,832 82,188 SH   DFND   82,188 0 0
EXPENSIFY INC CL A COMMON STOCK 30219Q106   32,991 4,048 SH   OTR   4,048 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   2,346,176 21,395 SH   DFND   15,650 0 5,745
EXXON MOBIL CORP COMMON STOCK 30231G102   566,175 5,163 SH   OTR   5,163 0 0
FACTSET COMMON STOCK 303075105   49,811 120 SH   DFND   120 0 0
FACTSET COMMON STOCK 303075105   244,903 590 SH   OTR   590 0 0
FAIR ISAAC CORP COMMON STOCK 303250104   1,521,324 2,165 SH   DFND   2,165 0 0
FEDEX CORP COMMON STOCK 31428X106   135,038 591 SH   DFND   591 0 0
FEDEX CORP COMMON STOCK 31428X106   130,239 570 SH   OTR   570 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   1,609,109 7,051 SH   DFND   7,051 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   269,060 1,179 SH   OTR   1,179 0 0
GENERAL MILLS COMMON STOCK 370334104   2,998,791 35,090 SH   DFND   35,090 0 0
GENERAL MILLS COMMON STOCK 370334104   75,632 885 SH   OTR   885 0 0
GLOBAL PMTS INC COMMON STOCK 37940X102   551,458 5,240 SH   DFND   5,240 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   448,141 1,370 SH   DFND   1,370 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   6,542 20 SH   OTR   20 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100   10,943 897 SH   DFND   897 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100   122,000 10,000 SH   OTR   10,000 0 0
HESS CORPORATION COMMON STOCK 42809H107   222,199 1,679 SH   DFND   1,679 0 0
HOME DEPOT INC COM COMMON STOCK 437076102   1,911,492 6,477 SH   DFND   3,622 0 2,855
HOME DEPOT INC COM COMMON STOCK 437076102   35,414 120 SH   OTR   120 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   6,232,997 32,613 SH   DFND   28,413 0 4,200
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   93,649 490 SH   OTR   490 0 0
HORMEL FOODS CORP COMMON STOCK 440452100   1,017,538 25,515 SH   DFND   25,515 0 0
HORMEL FOODS CORP COMMON STOCK 440452100   52,642 1,320 SH   OTR   1,320 0 0
HUBBELL INC COMMON STOCK 443510607   981,756 4,035 SH   DFND   4,035 0 0
HUMANA INC COMMON STOCK 444859102   267,488 551 SH   DFND   0 0 551
IBM CORPORATION COMMON STOCK 459200101   275,682 2,103 SH   OTR   2,103 0 0
IDEXX LABS INC COMMON STOCK 45168D104   235,038 470 SH   DFND   470 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109   3,624,484 14,888 SH   DFND   12,295 0 2,593
ILLINOIS TOOL WORKS COMMON STOCK 452308109   352,516 1,448 SH   OTR   1,448 0 0
INTEL CORP COMMON STOCK 458140100   581,265 17,792 SH   DFND   17,792 0 0
INTEL CORP COMMON STOCK 458140100   229,409 7,022 SH   OTR   7,022 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104   471,182 4,518 SH   DFND   4,518 0 0
INTUIT COMMON STOCK 461202103   178,332 400 SH   DFND   400 0 0
INTUIT COMMON STOCK 461202103   135,086 303 SH   OTR   303 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   3,227,412 27,465 SH   DFND   27,465 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405   80,259 510 SH   DFND   510 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405   346,214 2,200 SH   OTR   2,200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   4,893,815 31,573 SH   DFND   31,573 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   934,805 6,031 SH   OTR   6,031 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   2,284,204 17,529 SH   DFND   11,579 0 5,950
JP MORGAN CHASE & CO COMMON STOCK 46625H100   551,211 4,230 SH   OTR   4,230 0 0
KADANT INC COMMON STOCK 48282T104   208,520 1,000 SH   DFND   1,000 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103   3,108,535 23,160 SH   DFND   23,160 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103   73,150 545 SH   OTR   545 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   300,314 17,151 SH   DFND   17,151 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   4,027 230 SH   OTR   230 0 0
KLA CORP COMMON STOCK 482480100   478,206 1,198 SH   DFND   0 0 1,198
LAUDER ESTEE COS CL-A COMMON STOCK 518439104   437,467 1,775 SH   DFND   0 0 1,775
LAUDER ESTEE COS CL-A COMMON STOCK 518439104   20,949 85 SH   OTR   85 0 0
LEGGETT & PLATT COM COMMON STOCK 524660107   230,174 7,220 SH   OTR   7,220 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   3,700,530 7,828 SH   DFND   7,828 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   212,729 450 SH   OTR   450 0 0
LOWES COS INC COMMON STOCK 548661107   2,028,896 10,146 SH   DFND   10,146 0 0
LOWES COS INC COMMON STOCK 548661107   350,147 1,751 SH   OTR   1,751 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   1,441,972 7,348 SH   DFND   7,348 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   96,158 490 SH   OTR   490 0 0
M & T BK CORP COMMON STOCK 55261F104   612,796 5,125 SH   DFND   5,125 0 0
M & T BK CORP COMMON STOCK 55261F104   32,762 274 SH   OTR   274 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106   349,977 6,450 SH   DFND   6,450 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106   173,903 3,205 SH   OTR   3,205 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102   565,612 4,195 SH   DFND   4,195 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102   283,143 2,100 SH   OTR   2,100 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104   6,348,773 17,470 SH   DFND   15,370 0 2,100
MASTERCARD INC-A COMMON STOCK 57636Q104   188,973 520 SH   OTR   520 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   3,939,425 14,089 SH   DFND   12,196 0 1,893
MCDONALDS CORP COM COMMON STOCK 580135101   463,034 1,656 SH   OTR   1,656 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103   1,431,321 4,020 SH   DFND   4,020 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103   35,605 100 SH   OTR   100 0 0
MERCK & CO INC COMMON STOCK 58933Y105   4,554,769 42,812 SH   DFND   38,312 0 4,500
MERCK & CO INC COMMON STOCK 58933Y105   508,012 4,775 SH   OTR   4,275 0 500
META PLATFORMS INC CL A COMMON STOCK 30303M102   1,096,790 5,175 SH   DFND   3,375 0 1,800
META PLATFORMS INC CL A COMMON STOCK 30303M102   62,522 295 SH   OTR   295 0 0
METTLER-TOLEDO INTL INC COM COMMON STOCK 592688105   1,805,648 1,180 SH   DFND   1,180 0 0
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103   856,828 14,200 SH   DFND   200 0 14,000
MICROSOFT CORP COMMON STOCK 594918104   19,569,804 67,880 SH   DFND   57,325 0 10,555
MICROSOFT CORP COMMON STOCK 594918104   1,631,201 5,658 SH   OTR   5,658 0 0
MIDDLEBY CORP COMMON STOCK 596278101   788,762 5,380 SH   DFND   5,380 0 0
MORGAN STANLEY COMMON STOCK 617446448   2,669,120 30,400 SH   DFND   30,400 0 0
MORGAN STANLEY COMMON STOCK 617446448   52,680 600 SH   OTR   600 0 0
MOTOROLA SOLUTIONS, INC COMMON STOCK 620076307   3,233,269 11,300 SH   DFND   11,300 0 0
NATIONAL INSTRS CORP COMMON STOCK 636518102   2,845,077 54,285 SH   DFND   54,285 0 0
NETFLIX INC COMMON STOCK 64110L106   1,890,467 5,472 SH   DFND   5,472 0 0
NETFLIX INC COMMON STOCK 64110L106   13,128 38 SH   OTR   38 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   3,554,698 46,117 SH   DFND   39,652 0 6,465
NEXTERA ENERGY INC COMMON STOCK 65339F101   198,866 2,580 SH   OTR   2,580 0 0
NEXTERA ENERGY PARTNERS LP COMMON STOCK 65341B106   845,154 13,912 SH   DFND   13,912 0 0
NIKE INC CLASS B COMMON STOCK 654106103   3,624,012 29,550 SH   DFND   25,710 0 3,840
NIKE INC CLASS B COMMON STOCK 654106103   201,130 1,640 SH   OTR   1,640 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   274,540 1,295 SH   DFND   1,295 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   21,200 100 SH   OTR   100 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102   108,504 235 SH   DFND   235 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102   178,224 386 SH   OTR   386 0 0
NVIDIA CORP COMMON STOCK 67066G104   13,915,721 50,098 SH   DFND   45,197 0 4,901
NVIDIA CORP COMMON STOCK 67066G104   337,491 1,215 SH   OTR   1,215 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105   5,775,150 92,506 SH   DFND   92,506 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105   55,563 890 SH   OTR   890 0 0
OMNICOM GROUP INC COMMON STOCK 681919106   255,661 2,710 SH   DFND   2,710 0 0
OMNICOM GROUP INC COMMON STOCK 681919106   36,793 390 SH   OTR   390 0 0
ONEOK INC NEW COMMON STOCK 682680103   479,409 7,545 SH   OTR   7,195 0 350
ORACLE CORPORATION COM COMMON STOCK 68389X105   4,647,858 50,020 SH   DFND   46,995 0 3,025
ORACLE CORPORATION COM COMMON STOCK 68389X105   299,295 3,221 SH   OTR   3,221 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   1,237,389 6,195 SH   DFND   6,195 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   14,981 75 SH   OTR   75 0 0
PAYCHEX INC COMMON STOCK 704326107   3,072,272 26,811 SH   DFND   26,811 0 0
PAYCHEX INC COMMON STOCK 704326107   527,687 4,605 SH   OTR   4,105 0 500
PEPSICO INC COMMON STOCK 713448108   3,900,855 21,398 SH   DFND   21,398 0 0
PEPSICO INC COMMON STOCK 713448108   624,560 3,426 SH   OTR   2,926 0 500
PFIZER INC COMMON STOCK 717081103   3,415,572 83,715 SH   DFND   83,715 0 0
PFIZER INC COMMON STOCK 717081103   536,969 13,161 SH   OTR   13,161 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   126,425 1,300 SH   DFND   1,300 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   371,981 3,825 SH   OTR   3,825 0 0
PHILLIPS 66 COMMON STOCK 718546104   228,612 2,255 SH   DFND   2,255 0 0
PHILLIPS 66 COMMON STOCK 718546104   242,805 2,395 SH   OTR   2,395 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105   45,121 355 SH   DFND   355 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105   170,314 1,340 SH   OTR   1,340 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108   703,367 6,230 SH   DFND   6,230 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108   376,522 3,335 SH   OTR   3,335 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   4,604,483 30,967 SH   DFND   27,366 0 3,601
PROCTER & GAMBLE CO COMMON STOCK 742718109   799,506 5,377 SH   OTR   4,877 0 500
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103   1,120,732 7,834 SH   DFND   7,834 0 0
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103   28,612 200 SH   OTR   200 0 0
QUALCOMM INC COM COMMON STOCK 747525103   3,380,998 26,501 SH   DFND   23,801 0 2,700
QUALCOMM INC COM COMMON STOCK 747525103   7,655 60 SH   OTR   60 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   1,575,380 11,135 SH   DFND   11,135 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   109,647 775 SH   OTR   775 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E105   5,302,812 54,149 SH   DFND   49,917 0 4,232
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E105   321,112 3,279 SH   OTR   2,346 0 933
REGENERON PHARMACEUTICALS INC COMMON STOCK 75886F107   279,368 340 SH   DFND   0 0 340
RESMED INC COMMON STOCK 761152107   1,671,989 7,635 SH   DFND   7,635 0 0
RESMED INC COMMON STOCK 761152107   46,645 213 SH   OTR   213 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103   421,369 4,830 SH   DFND   4,830 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103   334,216 3,831 SH   OTR   3,831 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   732,636 2,125 SH   DFND   325 0 1,800
SCHEIN HENRY INC COMMON STOCK 806407102   2,067,447 25,355 SH   DFND   25,355 0 0
SEMPRA COMMON STOCK 816851109   3,320,985 21,970 SH   DFND   21,970 0 0
SEMPRA COMMON STOCK 816851109   21,162 140 SH   OTR   140 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102   357,155 5,855 SH   DFND   5,855 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102   12,200 200 SH   OTR   200 0 0
SOUTHERN CO COMMON STOCK 842587107   752,369 10,813 SH   DFND   10,813 0 0
SOUTHERN CO COMMON STOCK 842587107   265,448 3,815 SH   OTR   2,815 0 1,000
SOUTHWESTERN ENERGY CO COMMON STOCK 845467109   280,000 56,000 SH   DFND   0 0 56,000
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   417,404 5,180 SH   DFND   5,180 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   18,533 230 SH   OTR   230 0 0
STARBUCKS CORP COMMON STOCK 855244109   2,422,064 23,260 SH   DFND   23,260 0 0
STARBUCKS CORP COMMON STOCK 855244109   23,950 230 SH   OTR   230 0 0
STRYKER CORP COM COMMON STOCK 863667101   555,239 1,945 SH   DFND   1,045 0 900
SYNCHRONY FINANCIAL COMMON STOCK 87165B103   341,690 11,750 SH   DFND   0 0 11,750
SYSCO CORP COMMON STOCK 871829107   3,815,625 49,406 SH   DFND   49,406 0 0
SYSCO CORP COMMON STOCK 871829107   38,615 500 SH   OTR   500 0 0
T-MOBILE US INC COMMON STOCK 872590104   926,976 6,400 SH   DFND   0 0 6,400
TARGET CORP COMMON STOCK 87612E110   1,970,666 11,898 SH   DFND   10,678 0 1,220
TARGET CORP COMMON STOCK 87612E110   11,925 72 SH   OTR   72 0 0
TESLA INC COMMON STOCK 88160R101   770,714 3,715 SH   DFND   3,715 0 0
TESLA INC COMMON STOCK 88160R101   16,804 81 SH   OTR   81 0 0
TEXAS INSTRUMENTS COM COMMON STOCK 882508104   586,862 3,155 SH   DFND   1,380 0 1,775
TEXAS INSTRUMENTS COM COMMON STOCK 882508104   32,552 175 SH   OTR   175 0 0
THE CIGNA GROUP COMMON STOCK 125523100   402,460 1,575 SH   DFND   0 0 1,575
THE HERSHEY COMPANY COMMON STOCK 427866108   381,615 1,500 SH   DFND   1,500 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108   12,721 50 SH   OTR   50 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   5,670,904 9,839 SH   DFND   8,645 0 1,194
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   1,328,533 2,305 SH   OTR   2,305 0 0
TJX COMPANIES COMMON STOCK 872540109   3,007,849 38,385 SH   DFND   38,385 0 0
TJX COMPANIES COMMON STOCK 872540109   96,775 1,235 SH   OTR   1,235 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   1,077,253 31,591 SH   DFND   23,510 0 8,081
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   58,482 1,715 SH   OTR   1,715 0 0
UGI CORP NEW COMMON STOCK 902681105   935,044 26,900 SH   DFND   26,900 0 0
UGI CORP NEW COMMON STOCK 902681105   16,024 461 SH   OTR   461 0 0
UNION PAC CORP COM COMMON STOCK 907818108   2,258,137 11,220 SH   DFND   11,220 0 0
UNION PAC CORP COM COMMON STOCK 907818108   209,310 1,040 SH   OTR   1,040 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   755,203 3,893 SH   DFND   3,893 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   278,376 1,435 SH   OTR   935 0 500
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   10,324,201 21,846 SH   DFND   19,146 0 2,700
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   626,182 1,325 SH   OTR   1,325 0 0
UNUM GROUP COMMON STOCK 91529Y106   43,516 1,100 SH   DFND   1,100 0 0
UNUM GROUP COMMON STOCK 91529Y106   176,833 4,470 SH   OTR   4,470 0 0
US BANCORP COMMON STOCK 902973304   516,777 14,335 SH   DFND   14,335 0 0
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100   2,036,345 14,587 SH   DFND   14,587 0 0
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100   218,055 1,562 SH   OTR   1,062 0 500
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   1,591,107 40,913 SH   DFND   40,913 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   466,952 12,007 SH   OTR   10,507 0 1,500
VISA INC CL A COMMON STOCK 92826C839   6,666,852 29,570 SH   DFND   29,570 0 0
VISA INC CL A COMMON STOCK 92826C839   269,425 1,195 SH   OTR   1,195 0 0
VOYA FINANCIAL, INC. COMMON STOCK 929089100   577,040 8,075 SH   DFND   0 0 8,075
WABTEC CORP COMMON STOCK 929740108   303,180 3,000 SH   DFND   3,000 0 0
WALMART INC COMMON STOCK 931142103   516,222 3,501 SH   DFND   3,501 0 0
WALMART INC COMMON STOCK 931142103   290,771 1,972 SH   OTR   1,972 0 0
WALT DISNEY COMPANY COMMON STOCK 254687106   953,538 9,523 SH   DFND   9,523 0 0
WALT DISNEY COMPANY COMMON STOCK 254687106   20,527 205 SH   OTR   205 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109   3,324,915 20,377 SH   DFND   20,377 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109   399,930 2,451 SH   OTR   2,451 0 0
WATERS CORP COMMON STOCK 941848103   1,729,284 5,585 SH   DFND   5,585 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106   503,145 5,308 SH   DFND   5,308 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106   84,647 893 SH   OTR   893 0 0
WELLS FARGO & CO COMMON STOCK 949746101   324,683 8,686 SH   DFND   8,686 0 0
WELLS FARGO & CO COMMON STOCK 949746101   207,085 5,540 SH   OTR   5,540 0 0
WR BERKLEY CORP COMMON STOCK 084423102   193,131 3,102 SH   DFND   3,102 0 0
WR BERKLEY CORP COMMON STOCK 084423102   226,191 3,633 SH   OTR   3,633 0 0
WYNDHAM HOTELS & RESORTS INC COMMON STOCK 98311A105   1,550,712 22,855 SH   DFND   22,855 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   442,069 6,555 SH   DFND   6,555 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   366,199 5,430 SH   OTR   5,430 0 0
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109   202,214 3,190 SH   DFND   3,190 0 0
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109   50,712 800 SH   OTR   800 0 0
YUM! BRANDS INC COMMON STOCK 988498101   3,121,711 23,635 SH   DFND   23,635 0 0
YUM! BRANDS INC COMMON STOCK 988498101   143,967 1,090 SH   OTR   1,090 0 0
ZOETIS INC COMMON STOCK 98978V103   716,857 4,307 SH   DFND   4,307 0 0
ABB LTD-SPON ADR COMMON STOCK 000375204   1,098,903 32,038 SH   DFND   32,038 0 0
ASTRAZENECA PLC SPONS ADR COMMON STOCK 046353108   676,400 9,745 SH   DFND   9,745 0 0
BP PLC SPONS ADR COMMON STOCK 055622104   106,232 2,800 SH   DFND   2,800 0 0
BP PLC SPONS ADR COMMON STOCK 055622104   221,001 5,825 SH   OTR   5,825 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109   1,260,676 13,703 SH   DFND   13,703 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109   227,700 2,475 SH   OTR   2,475 0 0
RIO TINTO PLC SPNSD ADR COMMON STOCK 767204100   716,870 10,450 SH   DFND   10,450 0 0
RIO TINTO PLC SPNSD ADR COMMON STOCK 767204100   19,894 290 SH   OTR   290 0 0
TELEKOMUNIKASI INDONESIA ADR COMMON STOCK 715684106   941,633 34,530 SH   DFND   34,530 0 0
UNILEVER PLC SPONS ADR COMMON STOCK 904767704   552,535 10,640 SH   DFND   10,640 0 0
AMERICAN TOWER CORP REIT OTHER 03027X100   389,881 1,908 SH   DFND   0 0 0
EQUINIX INC REIT OTHER 29444U700   591,974 821 SH   DFND   0 0 0
IRON MOUNTAIN INC REIT OTHER 46284V101   22,275 421 SH   DFND   0 0 0
IRON MOUNTAIN INC REIT OTHER 46284V101   252,645 4,775 SH   OTR   0 0 0
PROLOGIS INC REIT OTHER 74340W103   284,476 2,280 SH   DFND   0 0 0
SBA COMMUNICATIONS CORP CL A R OTHER 78410G104   369,414 1,415 SH   DFND   0 0 0
SBA COMMUNICATIONS CORP CL A R OTHER 78410G104   26,107 100 SH   OTR   0 0 0
ACCENTURE PLC CL A OTHER G1151C101   4,963,662 17,367 SH   DFND   16,042 0 1,325
ACCENTURE PLC CL A OTHER G1151C101   609,633 2,133 SH   OTR   2,133 0 0
AMCOR PLC OTHER G0250X107   762,972 67,045 SH   DFND   67,045 0 0
AMCOR PLC OTHER G0250X107   10,151 892 SH   OTR   892 0 0
AON PLC OTHER G0403H108   285,337 905 SH   DFND   905 0 0
CANADIAN PACIFIC RAILWAY LTD OTHER 13645T100   802,100 10,425 SH   DFND   10,425 0 0
CANADIAN PACIFIC RAILWAY LTD OTHER 13645T100   139,800 1,817 SH   OTR   1,817 0 0
CHUBB LTD OTHER H1467J104   4,599,542 23,687 SH   DFND   23,687 0 0
CHUBB LTD OTHER H1467J104   13,593 70 SH   OTR   70 0 0
EATON CORP PLC OTHER G29183103   510,593 2,980 SH   DFND   2,980 0 0
EATON CORP PLC OTHER G29183103   53,115 310 SH   OTR   310 0 0
ENBRIDGE INCORPORATED OTHER 29250N105   408,014 10,695 SH   DFND   5,995 0 4,700
ENBRIDGE INCORPORATED OTHER 29250N105   149,205 3,911 SH   OTR   2,827 0 1,084
LINDE PLC OTHER G54950103   1,707,889 4,805 SH   DFND   4,805 0 0
LINDE PLC OTHER G54950103   35,544 100 SH   OTR   100 0 0
MANULIFE FINANCIAL OTHER 56501R106   951,048 51,800 SH   DFND   51,800 0 0
MEDTRONIC PLC OTHER G5960L103   504,278 6,255 SH   DFND   6,255 0 0
MEDTRONIC PLC OTHER G5960L103   33,457 415 SH   OTR   115 0 300
SCHLUMBERGER LTD OTHER 806857108   2,519,419 51,312 SH   DFND   51,312 0 0
SCHLUMBERGER LTD OTHER 806857108   83,470 1,700 SH   OTR   1,700 0 0
TORONTO DOMINION BK ONT OTHER 891160509   3,431,072 57,280 SH   DFND   57,280 0 0
TORONTO DOMINION BK ONT OTHER 891160509   535,506 8,940 SH   OTR   8,940 0 0
TRANE TECHNOLOGIES PLC OTHER G8994E103   461,238 2,507 SH   DFND   90 0 2,417
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605   1,684,178 52,385 SH   DFND   0 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605   43,403 1,350 SH   OTR   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357   3,049,457 21,086 SH   DFND   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357   190,175 1,315 SH   OTR   0 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556   780,126 6,040 SH   DFND   0 0 0
ISHARES BIOTECHNOLOGY ETF OTHER 464287556   38,748 300 SH   OTR   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842   1,523,512 22,790 SH   DFND   0 0 0
ISHARES CORE MSCI EMERGING OTHER 46434G103   495,560 10,157 SH   DFND   0 0 0
ISHARES CORE MSCI EMERGING OTHER 46434G103   108,070 2,215 SH   OTR   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507   17,489,686 69,914 SH   DFND   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507   225,144 900 SH   OTR   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804   1,971,906 20,392 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804   165,647 1,713 SH   OTR   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200   5,304,987 12,905 SH   DFND   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200   567,290 1,380 SH   OTR   0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168   3,433,608 29,302 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465   2,783,558 38,920 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465   88,256 1,234 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234   540,365 13,694 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234   197,300 5,000 SH   OTR   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687   1,380,392 44,215 SH   DFND   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687   118,168 3,785 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499   19,793,513 283,088 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499   739,893 10,582 SH   OTR   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622   1,431,787 6,357 SH   DFND   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622   9,009 40 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614   1,156,170 4,732 SH   DFND   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598   1,567,060 10,292 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655   14,435,236 80,915 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655   240,483 1,348 SH   OTR   0 0 0
ISHARES S&P SMALL-CAP 600 VALU OTHER 464287879   17,668,201 188,783 SH   DFND   0 0 0
ISHARES S&P SMALL-CAP 600 VALU OTHER 464287879   39,308 420 SH   OTR   0 0 0
ISHRS TR SHRS MSCI GL SUT DEV OTHER 46435G532   300,130 3,790 SH   DFND   0 0 0
JOHN HANCOCK MULTI FACT MID OTHER 47804J206   1,097,697 22,926 SH   DFND   0 0 0
PACER US CASH COWS 100 ETF OTHER 69374H881   4,771,951 101,639 SH   DFND   0 0 0
PACER US CASH COWS 100 ETF OTHER 69374H881   97,891 2,085 SH   OTR   0 0 0
ROYCE VALUE TR INC OTHER 780910105   182,842 13,474 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763   4,235,583 34,238 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763   243,709 1,970 SH   OTR   0 0 0
SPDR S&P INTER DVD ETF OTHER 78463X772   801,124 23,370 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107   1,830,431 3,993 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107   817,803 1,784 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103   8,366,294 20,436 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103   443,369 1,083 SH   OTR   0 0 0
SPDR S&P 500 FOSSIL FUEL RES E OTHER 78468R796   809,926 24,366 SH   DFND   0 0 0
TEKLA HEALTHCARE INVESTORS OTHER 87911J103   122,173 6,922 SH   DFND   0 0 0
TEKLA HEALTHCARE INVESTORS OTHER 87911J103   62,446 3,538 SH   OTR   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886   187,501 2,770 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886   40,614 600 SH   OTR   0 0 0
VANECK AGRIBUSINESS ETF OTHER 92189F700   369,155 4,250 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652   1,767,922 12,610 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652   271,287 1,935 SH   OTR   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775   3,828,612 71,603 SH   DFND   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775   400,918 7,498 SH   OTR   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858   2,553,821 56,538 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858   272,149 6,025 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858   2,868,764 71,009 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858   134,613 3,332 SH   OTR   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794   215,586 3,480 SH   OTR   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637   443,674 2,375 SH   DFND   0 0 0
VANGUARD MATERIALS ETF OTHER 92204A801   291,625 1,640 SH   DFND   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553   1,308,378 15,756 SH   DFND   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553   290,308 3,496 SH   OTR   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885   1,497,820 17,688 SH   DFND   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885   365,648 4,318 SH   OTR   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828   1,935,089 21,794 SH   DFND   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828   325,327 3,664 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363   3,838,170 10,206 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611   16,973,032 106,910 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611   145,424 916 SH   OTR   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769   12,404,178 60,775 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769   1,241,744 6,084 SH   OTR   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706   1,796,003 16,579 SH   DFND   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706   13,650 126 SH   OTR   0 0 0
INVESCO VARIABLE RATE PREFERRE OTHER 46138G870   437,241 19,740 SH   DFND   0 0 0
INVESCO VARIABLE RATE PREFERRE OTHER 46138G870   85,721 3,870 SH   OTR   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176   3,097,253 28,093 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176   37,375 339 SH   OTR   0 0 0
ISHARES FALLEN ANGELS USD BOND OTHER 46435G474   643,804 25,477 SH   DFND   0 0 0
ISHARES FALLEN ANGELS USD BOND OTHER 46435G474   23,375 925 SH   OTR   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407   788,044 18,907 SH   DFND   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407   23,341 560 SH   OTR   0 0 0
NUVEEN PREFERRED & INCOME SECS OTHER 67072C105   66,267 10,258 SH   OTR   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783   2,812,348 30,800 SH   DFND   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783   1,370 15 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870   299,622 3,735 SH   DFND   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870   80,060 998 SH   OTR   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827   351,472 4,595 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827   77,255 1,010 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409   417,664 5,479 SH   DFND   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409   141,559 1,857 SH   OTR   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805   3,029,636 63,355 SH   DFND   0 0 0
INVESCO TRUST FOR INVESTMENT G OTHER 46131M106   99,400 10,000 SH   DFND   0 0 0
VANGUARD TAX-EXEMPT BOND INDEX OTHER 922907746   593,735 11,720 SH   DFND   0 0 0
VANGUARD TAX-EXEMPT BOND INDEX OTHER 922907746   71,937 1,420 SH   OTR   0 0 0