The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS INC COMMON STOCK 002824100 2,996 27,367 SH   DFND   23,467 0 3,900
ABBOTT LABS INC COMMON STOCK 002824100 143 1,310 SH   OTR   1,310 0 0
ABBVIE INC COMMON STOCK 00287Y109 2,865 26,735 SH   DFND   19,445 0 7,290
ABBVIE INC COMMON STOCK 00287Y109 299 2,791 SH   OTR   2,791 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 4,714 50,770 SH   DFND   50,770 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 21 230 SH   OTR   230 0 0
ADOBE INC COMMON STOCK 00724F101 5,751 11,499 SH   DFND   9,774 0 1,725
ADOBE INC COMMON STOCK 00724F101 38 75 SH   OTR   75 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 798 8,700 SH   DFND   0 0 8,700
AFLAC INC COMMON STOCK 001055102 3,433 77,195 SH   DFND   77,195 0 0
AFLAC INC COMMON STOCK 001055102 198 4,460 SH   OTR   4,460 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 2,731 23,045 SH   DFND   23,045 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 2,392 8,755 SH   DFND   7,105 0 1,650
AIR PRODS & CHEMS INC COMMON STOCK 009158106 71 260 SH   OTR   260 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 1,866 36,210 SH   DFND   36,210 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 8,646 4,933 SH   DFND   3,850 0 1,083
ALPHABET INC CL A COMMON STOCK 02079K305 429 245 SH   OTR   245 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 1,013 578 SH   DFND   578 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 77 44 SH   OTR   44 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 4 100 SH   DFND   100 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 284 6,925 SH   OTR   6,925 0 0
AMAZON COM INC COMMON STOCK 023135106 17,268 5,302 SH   DFND   4,452 0 850
AMAZON COM INC COMMON STOCK 023135106 866 266 SH   OTR   266 0 0
AMERICAN ELEC POWER COMMON STOCK 025537101 37 450 SH   DFND   450 0 0
AMERICAN ELEC POWER COMMON STOCK 025537101 182 2,190 SH   OTR   2,190 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,094 9,045 SH   DFND   9,045 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 59 490 SH   OTR   490 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 802 21,175 SH   DFND   500 0 20,675
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 1,382 9,005 SH   DFND   9,005 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 44 285 SH   OTR   285 0 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 317 3,240 SH   DFND   3,240 0 0
AMGEN INC COMMON STOCK 031162100 5,245 22,814 SH   DFND   22,814 0 0
AMGEN INC COMMON STOCK 031162100 86 375 SH   OTR   375 0 0
AMPHENOL CORP COMMON STOCK 032095101 1,025 7,841 SH   DFND   7,841 0 0
AMPHENOL CORP COMMON STOCK 032095101 46 350 SH   OTR   350 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,922 13,010 SH   DFND   13,010 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 74 500 SH   OTR   500 0 0
ANTHEM INC COMMON STOCK 036752103 4,409 13,730 SH   DFND   13,730 0 0
APPLE INC COMMON STOCK 037833100 13,483 101,615 SH   DFND   70,747 0 30,868
APPLE INC COMMON STOCK 037833100 929 7,004 SH   OTR   7,004 0 0
APPLIED MATERIALS COMMON STOCK 038222105 245 2,841 SH   DFND   2,841 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 342 3,510 SH   DFND   3,510 0 0
AT&T INC COMMON STOCK 00206R102 1,099 38,217 SH   DFND   38,217 0 0
AT&T INC COMMON STOCK 00206R102 449 15,621 SH   OTR   15,621 0 0
AUTOLIV INC COMMON STOCK 052800109 1,900 20,635 SH   DFND   20,635 0 0
AUTOLIV INC COMMON STOCK 052800109 35 380 SH   OTR   380 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 6,898 39,150 SH   DFND   39,150 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 64 365 SH   OTR   365 0 0
AUTOZONE INC COMMON STOCK 053332102 1,162 980 SH   DFND   980 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 1,247 8,040 SH   DFND   8,040 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 2,334 77,016 SH   DFND   54,466 0 22,550
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 2,358 29,384 SH   DFND   29,384 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 77 965 SH   OTR   965 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 4,370 17,465 SH   DFND   17,465 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 208 830 SH   OTR   830 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 2,473 10,665 SH   DFND   10,665 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 8 35 SH   OTR   35 0 0
BERKSHIRE HATHAWAY, CLASS A COMMON STOCK 084670108 1,391 4 SH   DFND   4 0 0
BLACKROCK INC CLASS A COMMON STOCK 09247X101 1,346 1,866 SH   DFND   1,866 0 0
BOEING CO COMMON STOCK 097023105 176 820 SH   DFND   820 0 0
BOEING CO COMMON STOCK 097023105 55 255 SH   OTR   255 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 288 8,010 SH   DFND   0 0 8,010
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,585 25,555 SH   DFND   18,015 0 7,540
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 395 6,370 SH   OTR   6,370 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 1,978 24,902 SH   DFND   24,902 0 0
BROWN FORMAN CL B COMMON STOCK 115637209 215 2,704 SH   OTR   2,704 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 385 10,767 SH   DFND   10,767 0 0
CAMDEN NATIONAL CORP COMMON STOCK 133034108 427 11,925 SH   OTR   11,925 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 1,219 6,695 SH   DFND   6,695 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101 328 1,800 SH   OTR   1,800 0 0
CELANESE CORP COMMON COMMON STOCK 150870103 1,955 15,045 SH   DFND   8,295 0 6,750
CENTENE CORP COMMON STOCK 15135B101 251 4,180 SH   DFND   260 0 3,920
CHARLES SCHWAB CORP COMMON STOCK 808513105 416 7,850 SH   DFND   0 0 7,850
CHARTER COMMUNICATIONS INC CL COMMON STOCK 16119P108 529 800 SH   DFND   0 0 800
CHEVRON CORPORATION COMMON STOCK 166764100 1,063 12,593 SH   DFND   5,843 0 6,750
CHEVRON CORPORATION COMMON STOCK 166764100 252 2,985 SH   OTR   2,985 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 581 6,665 SH   DFND   6,665 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 68 785 SH   OTR   785 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 5,639 126,003 SH   DFND   126,003 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 417 9,325 SH   OTR   9,325 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 679 18,975 SH   DFND   18,975 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 90 2,525 SH   OTR   2,525 0 0
CITRIX SYS INC COMMON STOCK 177376100 4,669 35,890 SH   DFND   35,890 0 0
CITRIX SYS INC COMMON STOCK 177376100 21 160 SH   OTR   160 0 0
CLOROX COMPANY COMMON STOCK 189054109 662 3,280 SH   DFND   3,280 0 0
CLOROX COMPANY COMMON STOCK 189054109 20 100 SH   OTR   100 0 0
COCA COLA CO COMMON STOCK 191216100 1,181 21,535 SH   DFND   9,705 0 11,830
COCA COLA CO COMMON STOCK 191216100 99 1,800 SH   OTR   1,800 0 0
COHERENT INC COMMON STOCK 192479103 3,137 20,910 SH   DFND   20,910 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 2,805 32,805 SH   DFND   32,805 0 0
COLGATE-PALMOLIVE COMMON STOCK 194162103 147 1,721 SH   OTR   1,721 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 5,825 111,157 SH   DFND   97,957 0 13,200
COMCAST CORP-CL A COMMON STOCK 20030N101 182 3,476 SH   OTR   3,476 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 233 3,220 SH   DFND   3,220 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 238 3,300 SH   OTR   3,300 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 2,579 11,775 SH   DFND   11,775 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 66 300 SH   OTR   300 0 0
CORNING INC COMMON STOCK 219350105 2,606 72,390 SH   DFND   72,390 0 0
CORNING INC COMMON STOCK 219350105 200 5,550 SH   OTR   5,550 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 2,749 7,295 SH   DFND   5,495 0 1,800
CROWDSTRIKE HOLDINGS INC CL A COMMON STOCK 22788C105 548 2,585 SH   DFND   0 0 2,585
CSX CORPORATION COMMON STOCK 126408103 1,899 20,925 SH   DFND   14,115 0 6,810
CSX CORPORATION COMMON STOCK 126408103 307 3,385 SH   OTR   3,385 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 1,607 18,420 SH   DFND   18,420 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 158 1,815 SH   OTR   1,815 0 0
CUMMINS INC COMMON STOCK 231021106 783 3,450 SH   DFND   3,450 0 0
CUMMINS INC COMMON STOCK 231021106 43 190 SH   OTR   190 0 0
CVS HEALTH CORP COMMON STOCK 126650100 2,023 29,619 SH   DFND   24,919 0 4,700
CVS HEALTH CORP COMMON STOCK 126650100 135 1,975 SH   OTR   1,975 0 0
CYANOTECH CORP COMMON STOCK 232437301 250 82,400 SH   DFND   82,400 0 0
DANAHER CORP COMMON STOCK 235851102 1,684 7,580 SH   DFND   7,580 0 0
DANAHER CORP COMMON STOCK 235851102 91 410 SH   OTR   410 0 0
DARDEN RESTAURANTS COMMON STOCK 237194105 1,300 10,910 SH   DFND   10,910 0 0
DAVITA INC COMMON STOCK 23918K108 1,039 8,850 SH   DFND   8,850 0 0
DEERE & CO. COMMON STOCK 244199105 1,882 6,995 SH   DFND   3,745 0 3,250
DEERE & CO. COMMON STOCK 244199105 312 1,158 SH   OTR   1,158 0 0
DOLLAR GENERAL CORP COMMON STOCK 256677105 268 1,272 SH   DFND   66 0 1,206
DOMINION ENERGY INC COMMON STOCK 25746U109 400 5,325 SH   DFND   5,325 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 38 500 SH   OTR   500 0 0
DOW INC COMMON STOCK 260557103 841 15,154 SH   DFND   15,154 0 0
DOW INC COMMON STOCK 260557103 320 5,765 SH   OTR   5,765 0 0
DTE ENERGY CO COMMON STOCK 233331107 182 1,500 SH   DFND   1,500 0 0
DTE ENERGY CO COMMON STOCK 233331107 36 300 SH   OTR   300 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 275 3,000 SH   DFND   3,000 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 139 1,517 SH   OTR   1,517 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 1,880 26,441 SH   DFND   26,441 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 132 1,853 SH   OTR   1,853 0 0
EATON VANCE CORP COMMON STOCK 278265103 2,595 38,195 SH   DFND   38,195 0 0
EATON VANCE CORP COMMON STOCK 278265103 7 100 SH   OTR   100 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 2,972 20,695 SH   DFND   20,695 0 0
ELI LILLY & CO COMMON STOCK 532457108 1,975 11,700 SH   DFND   8,150 0 3,550
ELI LILLY & CO COMMON STOCK 532457108 51 300 SH   OTR   300 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 2,153 26,785 SH   DFND   26,785 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 279 3,475 SH   OTR   3,475 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 491 25,065 SH   DFND   25,065 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 146 7,450 SH   OTR   7,450 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 2,695 56,998 SH   DFND   56,998 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 7 150 SH   OTR   150 0 0
EXELON CORP COMMON STOCK 30161N101 440 10,411 SH   DFND   111 0 10,300
EXELON CORP COMMON STOCK 30161N101 3 68 SH   OTR   68 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 105 2,548 SH   DFND   2,548 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 200 4,843 SH   OTR   4,843 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 6,022 22,045 SH   DFND   16,180 0 5,865
FACEBOOK INC-A COMMON STOCK 30303M102 195 715 SH   OTR   715 0 0
FACTSET COMMON STOCK 303075105 2,507 7,540 SH   DFND   7,540 0 0
FACTSET COMMON STOCK 303075105 196 590 SH   OTR   590 0 0
FAIR ISAAC CORP COMMON STOCK 303250104 1,431 2,800 SH   DFND   2,800 0 0
FEDEX CORP COMMON STOCK 31428X106 162 623 SH   DFND   623 0 0
FEDEX CORP COMMON STOCK 31428X106 143 550 SH   OTR   550 0 0
FISERV INC WISCONSIN COMMON STOCK 337738108 1,636 14,370 SH   DFND   14,370 0 0
FISERV INC WISCONSIN COMMON STOCK 337738108 136 1,195 SH   OTR   1,195 0 0
FLOWERS FOODS INC COMMON STOCK 343498101 145 6,400 SH   DFND   6,400 0 0
FLOWERS FOODS INC COMMON STOCK 343498101 57 2,515 SH   OTR   2,515 0 0
FMC CORP COMMON STOCK 302491303 207 1,800 SH   DFND   0 0 1,800
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,275 8,570 SH   DFND   8,570 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 173 1,164 SH   OTR   1,164 0 0
GENERAL MILLS COMMON STOCK 370334104 2,351 39,985 SH   DFND   39,985 0 0
GENERAL MILLS COMMON STOCK 370334104 47 805 SH   OTR   805 0 0
GENTEX CORP COMMON STOCK 371901109 2,385 70,295 SH   DFND   70,295 0 0
GLOBAL PMTS INC COMMON STOCK 37940X102 3,530 16,385 SH   DFND   16,385 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 373 1,415 SH   DFND   1,415 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 5 20 SH   OTR   20 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100 64 5,897 SH   DFND   5,897 0 0
HARBORONE BANCORP INC COMMON STOCK 41165Y100 109 10,000 SH   OTR   10,000 0 0
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 305 6,230 SH   DFND   6,230 0 0
HASBRO INC COM COMMON STOCK 418056107 1,181 12,630 SH   DFND   12,630 0 0
HASBRO INC COM COMMON STOCK 418056107 7 75 SH   OTR   75 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,255 4,725 SH   DFND   1,650 0 3,075
HOME DEPOT INC COM COMMON STOCK 437076102 32 120 SH   OTR   120 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 3,584 16,850 SH   DFND   11,550 0 5,300
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 85 400 SH   OTR   400 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 1,594 34,195 SH   DFND   34,195 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 72 1,540 SH   OTR   1,540 0 0
HUBBELL INC COMMON STOCK 443510607 1,344 8,570 SH   DFND   8,570 0 0
IBM CORPORATION COMMON STOCK 459200101 713 5,665 SH   DFND   5,665 0 0
IBM CORPORATION COMMON STOCK 459200101 384 3,053 SH   OTR   3,053 0 0
IDEXX LABS INC COMMON STOCK 45168D104 257 515 SH   DFND   515 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 3,484 17,090 SH   DFND   13,360 0 3,730
ILLINOIS TOOL WORKS COMMON STOCK 452308109 285 1,398 SH   OTR   1,398 0 0
INTEL CORP COMMON STOCK 458140100 3,960 79,490 SH   DFND   79,490 0 0
INTEL CORP COMMON STOCK 458140100 372 7,460 SH   OTR   7,460 0 0
INTUIT COMMON STOCK 461202103 1,719 4,526 SH   DFND   3,641 0 885
INTUIT COMMON STOCK 461202103 134 354 SH   OTR   354 0 0
ITT INC COMMON STOCK 45073V108 292 3,785 SH   DFND   3,785 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 4,169 38,260 SH   DFND   38,260 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 70 605 SH   DFND   605 0 0
JM SMUCKER CO/THE-NEW COM COMMON STOCK 832696405 254 2,200 SH   OTR   2,200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 5,222 33,184 SH   DFND   33,184 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 946 6,011 SH   OTR   6,011 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,943 15,293 SH   DFND   7,443 0 7,850
JP MORGAN CHASE & CO COMMON STOCK 46625H100 529 4,164 SH   OTR   4,164 0 0
KANSAS CITY SOUTHERN COMMON STOCK 485170302 860 4,215 SH   DFND   4,215 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 3,069 22,765 SH   DFND   22,765 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 73 545 SH   OTR   545 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 273 19,956 SH   DFND   19,956 0 0
KLA CORP COMMON STOCK 482480100 414 1,600 SH   DFND   0 0 1,600
LEGGETT & PLATT COM COMMON STOCK 524660107 386 8,710 SH   DFND   8,710 0 0
LEGGETT & PLATT COM COMMON STOCK 524660107 356 8,045 SH   OTR   8,045 0 0
LOWES COS INC COMMON STOCK 548661107 2,192 13,656 SH   DFND   13,656 0 0
LOWES COS INC COMMON STOCK 548661107 286 1,781 SH   OTR   1,781 0 0
LUMENTUM HOLDINGS INC COMMON STOCK 55024U109 419 4,420 SH   DFND   0 0 4,420
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 1,127 5,960 SH   DFND   5,960 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 93 490 SH   OTR   490 0 0
M & T BK CORP COMMON STOCK 55261F104 2,776 21,810 SH   DFND   21,810 0 0
M & T BK CORP COMMON STOCK 55261F104 35 274 SH   OTR   274 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 442 10,410 SH   DFND   10,410 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 115 2,705 SH   OTR   2,705 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 683 16,520 SH   DFND   16,520 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 87 2,100 SH   OTR   2,100 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 5,093 14,269 SH   DFND   14,269 0 0
MASTERCARD INC-A COMMON STOCK 57636Q104 186 520 SH   OTR   520 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,902 8,865 SH   DFND   8,865 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 355 1,656 SH   OTR   1,656 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 1,252 7,200 SH   DFND   7,200 0 0
MERCK & CO INC COMMON STOCK 58933Y105 3,753 45,885 SH   DFND   45,885 0 0
MERCK & CO INC COMMON STOCK 58933Y105 352 4,305 SH   OTR   4,305 0 0
METTLER-TOLEDO INTL INC COM COMMON STOCK 592688105 1,453 1,275 SH   DFND   1,275 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 704 5,100 SH   DFND   5,100 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 14 100 SH   OTR   100 0 0
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 1,098 14,600 SH   DFND   600 0 14,000
MICROSOFT CORP COMMON STOCK 594918104 14,173 63,720 SH   DFND   48,620 0 15,100
MICROSOFT CORP COMMON STOCK 594918104 1,757 7,900 SH   OTR   7,900 0 0
MIDDLEBY CORP COMMON STOCK 596278101 818 6,345 SH   DFND   6,345 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 634 10,847 SH   DFND   4,347 0 6,500
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 6 100 SH   OTR   100 0 0
MOTOROLA SOLUTIONS, INC COMMON STOCK 620076307 2,682 15,770 SH   DFND   15,770 0 0
NATIONAL INSTRS CORP COMMON STOCK 636518102 3,039 69,165 SH   DFND   69,165 0 0
NETFLIX INC COMMON STOCK 64110L106 6,024 11,141 SH   DFND   10,680 0 461
NETFLIX INC COMMON STOCK 64110L106 49 90 SH   OTR   90 0 0
NEWMONT CORP COMMON STOCK 651639106 340 5,670 SH   DFND   5,670 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 4,072 52,780 SH   DFND   44,180 0 8,600
NEXTERA ENERGY INC COMMON STOCK 65339F101 199 2,580 SH   OTR   2,580 0 0
NEXTERA ENERGY PARTNERS LP COMMON STOCK 65341B106 4,843 72,225 SH   DFND   72,225 0 0
NIKE INC CLASS B COMMON STOCK 654106103 5,205 36,795 SH   DFND   30,195 0 6,600
NIKE INC CLASS B COMMON STOCK 654106103 224 1,585 SH   OTR   1,585 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 308 1,295 SH   DFND   1,295 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 24 100 SH   OTR   100 0 0
NVIDIA CORP COMMON STOCK 67066G104 7,697 14,739 SH   DFND   12,193 0 2,546
NVIDIA CORP COMMON STOCK 67066G104 117 225 SH   OTR   225 0 0
O REILLY AUTOMOTIVE INC COMMON STOCK 67103H107 407 900 SH   DFND   0 0 900
OMNICOM GROUP INC COMMON STOCK 681919106 1,377 22,080 SH   DFND   22,080 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 24 390 SH   OTR   390 0 0
ONEOK INC NEW COMMON STOCK 682680103 245 6,395 SH   OTR   6,395 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 5,191 80,251 SH   DFND   80,251 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105 195 3,010 SH   OTR   3,010 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 443 6,558 SH   DFND   1,163 0 5,395
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 3 50 SH   OTR   50 0 0
PALO ALTO NETWORKS COMMON STOCK 697435105 832 2,340 SH   DFND   2,340 0 0
PALO ALTO NETWORKS COMMON STOCK 697435105 7 20 SH   OTR   20 0 0
PAYCHEX INC COMMON STOCK 704326107 3,499 37,555 SH   DFND   37,555 0 0
PAYCHEX INC COMMON STOCK 704326107 408 4,380 SH   OTR   4,380 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 1,913 8,170 SH   DFND   2,095 0 6,075
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 533 2,275 SH   OTR   2,275 0 0
PEPSICO INC COMMON STOCK 713448108 3,772 25,434 SH   DFND   25,434 0 0
PEPSICO INC COMMON STOCK 713448108 427 2,880 SH   OTR   2,880 0 0
PFIZER INC COMMON STOCK 717081103 3,738 101,559 SH   DFND   86,509 0 15,050
PFIZER INC COMMON STOCK 717081103 422 11,461 SH   OTR   11,461 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 755 9,125 SH   DFND   1,300 0 7,825
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 296 3,575 SH   OTR   3,575 0 0
PHILLIPS 66 COMMON STOCK 718546104 519 7,419 SH   DFND   7,419 0 0
PHILLIPS 66 COMMON STOCK 718546104 161 2,300 SH   OTR   2,300 0 0
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PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 200 1,340 SH   OTR   1,340 0 0
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PRICE T ROWE GROUP INC COMMON STOCK 74144T108 535 3,535 SH   OTR   3,535 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 5,213 37,469 SH   DFND   31,469 0 6,000
PROCTER & GAMBLE CO COMMON STOCK 742718109 743 5,337 SH   OTR   5,337 0 0
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103 970 9,805 SH   DFND   9,805 0 0
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103 20 200 SH   OTR   200 0 0
QUALCOMM INC COM COMMON STOCK 747525103 5,148 33,796 SH   DFND   33,796 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 2,842 23,850 SH   DFND   23,850 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 96 805 SH   OTR   805 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 2,276 31,825 SH   DFND   29,125 0 2,700
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 238 3,324 SH   OTR   3,324 0 0
RESMED INC COMMON STOCK 761152107 5,332 25,085 SH   DFND   25,085 0 0
RESMED INC COMMON STOCK 761152107 44 205 SH   OTR   205 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103 748 8,245 SH   DFND   8,245 0 0
RPM INTERNATIONAL INC COMMON STOCK 749685103 481 5,301 SH   OTR   5,301 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 3,120 9,491 SH   DFND   7,691 0 1,800
SALESFORCE.COM COMMON STOCK 79466L302 418 1,880 SH   DFND   80 0 1,800
SCHEIN HENRY INC COMMON STOCK 806407102 2,537 37,940 SH   DFND   37,940 0 0
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SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102 329 2,150 SH   DFND   0 0 2,150
SONOCO PRODUCTS CO COMMON STOCK 835495102 744 12,555 SH   DFND   12,555 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 12 200 SH   OTR   200 0 0
SOUTHERN CO COMMON STOCK 842587107 73 1,181 SH   DFND   1,181 0 0
SOUTHERN CO COMMON STOCK 842587107 221 3,600 SH   OTR   3,600 0 0
SQUARE INC CL A COMMON STOCK 852234103 947 4,350 SH   DFND   0 0 4,350
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 2,172 12,165 SH   DFND   12,165 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 50 280 SH   OTR   280 0 0
STARBUCKS CORP COMMON STOCK 855244109 4,265 39,865 SH   DFND   39,865 0 0
STARBUCKS CORP COMMON STOCK 855244109 30 285 SH   OTR   285 0 0
STRYKER CORP COM COMMON STOCK 863667101 273 1,115 SH   DFND   1,115 0 0
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SYSCO CORP COMMON STOCK 871829107 4,825 64,970 SH   DFND   64,970 0 0
SYSCO CORP COMMON STOCK 871829107 231 3,114 SH   OTR   3,114 0 0
T-MOBILE US INC COMMON STOCK 872590104 297 2,200 SH   DFND   0 0 2,200
TARGET CORP COMMON STOCK 87612E106 2,641 14,960 SH   DFND   14,960 0 0
TARGET CORP COMMON STOCK 87612E106 9 50 SH   OTR   50 0 0
TESLA INC COMMON STOCK 88160R101 1,625 2,303 SH   DFND   2,303 0 0
TESLA INC COMMON STOCK 88160R101 16 22 SH   OTR   22 0 0
TEXAS INSTRUMENTS COM COMMON STOCK 882508104 1,316 8,020 SH   DFND   3,360 0 4,660
TEXAS INSTRUMENTS COM COMMON STOCK 882508104 29 175 SH   OTR   175 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108 228 1,500 SH   DFND   1,500 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108 8 50 SH   OTR   50 0 0
THE TRADE DESK INC CL A COMMON STOCK 88339J105 533 665 SH   DFND   0 0 665
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 6,227 13,369 SH   DFND   12,019 0 1,350
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1,067 2,290 SH   OTR   2,290 0 0
TIMKEN CO COMMON STOCK 887389104 363 4,695 SH   DFND   4,695 0 0
TIMKEN CO COMMON STOCK 887389104 8 100 SH   OTR   100 0 0
TJX COMPANIES COMMON STOCK 872540109 2,859 41,860 SH   DFND   41,860 0 0
TJX COMPANIES COMMON STOCK 872540109 72 1,050 SH   OTR   1,050 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 2,364 49,319 SH   DFND   37,430 0 11,889
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 47 990 SH   OTR   990 0 0
UGI CORP NEW COMMON STOCK 902681105 1,098 31,420 SH   DFND   31,420 0 0
UGI CORP NEW COMMON STOCK 902681105 19 531 SH   OTR   531 0 0
UNION PAC CORP COM COMMON STOCK 907818108 2,954 14,185 SH   DFND   14,185 0 0
UNION PAC CORP COM COMMON STOCK 907818108 208 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 1,399 8,305 SH   DFND   8,305 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 227 1,350 SH   OTR   1,350 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 4,852 13,835 SH   DFND   11,135 0 2,700
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 449 1,280 SH   OTR   1,280 0 0
UNIVERSAL DISPLAY CORP COMMON STOCK 91347P105 3,580 15,580 SH   DFND   15,580 0 0
UNIVERSAL DISPLAY CORP COMMON STOCK 91347P105 3 15 SH   OTR   15 0 0
US BANCORP COMMON STOCK 902973304 574 12,320 SH   DFND   12,320 0 0
V F CORP COMMON STOCK 918204108 697 8,155 SH   DFND   8,155 0 0
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100 1,058 18,706 SH   DFND   13,786 0 4,920
VALERO ENERGY CORPORATION COMMON STOCK 91913Y100 86 1,520 SH   OTR   1,520 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 3,497 59,524 SH   DFND   59,524 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 834 14,202 SH   OTR   14,202 0 0
VISA INC CL A COMMON STOCK 92826C839 6,224 28,455 SH   DFND   21,855 0 6,600
VISA INC CL A COMMON STOCK 92826C839 235 1,075 SH   OTR   1,075 0 0
VOYA FINANCIAL, INC. COMMON STOCK 929089100 475 8,075 SH   DFND   0 0 8,075
WABTEC CORP COMMON STOCK 929740108 220 3,000 SH   DFND   3,000 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 208 5,220 SH   DFND   5,220 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 93 2,320 SH   OTR   2,320 0 0
WALMART INC COMMON STOCK 931142103 41 282 SH   DFND   282 0 0
WALMART INC COMMON STOCK 931142103 281 1,950 SH   OTR   1,950 0 0
WALT DISNEY COMPANY COMMON STOCK 254687106 7,989 44,095 SH   DFND   38,670 0 5,425
WALT DISNEY COMPANY COMMON STOCK 254687106 199 1,100 SH   OTR   1,100 0 0
WASHINGTON TRUST BANCORP COMMON STOCK 940610108 926 20,677 SH   DFND   20,677 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109 3,222 27,325 SH   DFND   27,325 0 0
WASTE MGMT INC DEL COMMON STOCK 94106L109 282 2,395 SH   OTR   2,395 0 0
WATERS CORP COMMON STOCK 941848103 2,560 10,345 SH   DFND   10,345 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 536 5,822 SH   DFND   5,822 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 81 880 SH   OTR   880 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 736 13,279 SH   DFND   13,279 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 30 545 SH   OTR   545 0 0
WESTERN UNION CO COMMON STOCK 959802109 321 14,620 SH   DFND   14,620 0 0
WESTERN UNION CO COMMON STOCK 959802109 5 235 SH   OTR   235 0 0
WHIRLPOOL CORPORATION COM COMMON STOCK 963320106 1,262 6,990 SH   DFND   6,990 0 0
WR BERKLEY CORP COMMON STOCK 084423102 158 2,385 SH   DFND   2,385 0 0
WR BERKLEY CORP COMMON STOCK 084423102 170 2,562 SH   OTR   2,562 0 0
WYNDHAM HOTELS & RESORTS INC COMMON STOCK 98311A105 2,000 33,655 SH   DFND   33,655 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 484 7,260 SH   DFND   7,260 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 362 5,430 SH   OTR   5,430 0 0
XILINX INC COMMON STOCK 983919101 247 1,740 SH   DFND   1,740 0 0
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 185 3,240 SH   DFND   3,240 0 0
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 46 800 SH   OTR   800 0 0
YUM! BRANDS INC COMMON STOCK 988498101 4,674 43,055 SH   DFND   36,705 0 6,350
YUM! BRANDS INC COMMON STOCK 988498101 117 1,075 SH   OTR   1,075 0 0
ZOETIS INC COMMON STOCK 98978V103 4,823 29,145 SH   DFND   29,145 0 0
ZOETIS INC COMMON STOCK 98978V103 7 40 SH   OTR   40 0 0
3M CO COMMON STOCK 88579Y101 2,589 14,810 SH   DFND   14,810 0 0
3M CO COMMON STOCK 88579Y101 74 425 SH   OTR   425 0 0
ABB LTD-SPON ADR COMMON STOCK 000375204 1,578 56,425 SH   DFND   56,425 0 0
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 1,592 6,840 SH   DFND   6,840 0 0
ASTRAZENECA PLC SPONS ADR COMMON STOCK 046353108 482 9,639 SH   DFND   9,639 0 0
BHP GROUP LTD SPONS ADR COMMON STOCK 088606108 484 7,410 SH   DFND   7,410 0 0
BHP GROUP LTD SPONS ADR COMMON STOCK 088606108 12 180 SH   OTR   180 0 0
CHINA MOBILE LIMITED SPONS ADR COMMON STOCK 16941M109 624 21,850 SH   DFND   21,850 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109 1,509 15,980 SH   DFND   15,980 0 0
NOVARTIS AG SPONSORED ADR COMMON STOCK 66987V109 241 2,550 SH   OTR   2,550 0 0
RIO TINTO PLC SPNSD ADR COMMON STOCK 767204100 1,356 18,030 SH   DFND   18,030 0 0
RIO TINTO PLC SPNSD ADR COMMON STOCK 767204100 22 290 SH   OTR   290 0 0
TAIWAN SEMICONDUCTOR SPONS ADR COMMON STOCK 874039100 3,019 27,690 SH   DFND   27,690 0 0
TELEKOMUNIKASI INDONESIA ADR COMMON STOCK 715684106 1,063 45,190 SH   DFND   45,190 0 0
UNILEVER PLC SPONS ADR COMMON STOCK 904767704 741 12,270 SH   DFND   12,270 0 0
UNILEVER PLC SPONS ADR COMMON STOCK 904767704 28 460 SH   OTR   460 0 0
AMERICAN TOWER CORP REIT OTHER 03027X100 432 1,925 SH   DFND   0 0 0
EQUINIX INC REIT OTHER 29444U700 668 936 SH   DFND   0 0 0
SBA COMMUNICATIONS CORP CL A R OTHER 78410G104 399 1,415 SH   DFND   0 0 0
ACCENTURE PLC CL A OTHER G1151C101 5,449 20,861 SH   DFND   20,861 0 0
ACCENTURE PLC CL A OTHER G1151C101 565 2,164 SH   OTR   2,164 0 0
AMCOR PLC OTHER G0250X107 1,953 165,957 SH   DFND   165,957 0 0
AMCOR PLC OTHER G0250X107 10 892 SH   OTR   892 0 0
AON PLC OTHER G0403H108 306 1,450 SH   DFND   1,450 0 0
ATLASSIAN CORP PLC CL A OTHER G06242104 398 1,700 SH   DFND   0 0 1,700
CHUBB LTD OTHER H1467J104 4,720 30,665 SH   DFND   30,665 0 0
CHUBB LTD OTHER H1467J104 11 70 SH   OTR   70 0 0
EATON CORP PLC OTHER G29183103 377 3,140 SH   DFND   3,140 0 0
EATON CORP PLC OTHER G29183103 44 370 SH   OTR   370 0 0
ENBRIDGE INCORPORATED OTHER 29250N105 296 9,255 SH   DFND   9,255 0 0
ENBRIDGE INCORPORATED OTHER 29250N105 103 3,234 SH   OTR   3,234 0 0
HORIZON THERAPEUTICS PLC OTHER G46188101 322 4,400 SH   DFND   0 0 4,400
LINDE PLC OTHER G5494J103 1,468 5,570 SH   DFND   5,570 0 0
LINDE PLC OTHER G5494J103 26 100 SH   OTR   100 0 0
MANULIFE FINANCIAL OTHER 56501R106 959 53,840 SH   DFND   53,840 0 0
MEDTRONIC PLC OTHER G5960L103 1,905 16,260 SH   DFND   10,495 0 5,765
MEDTRONIC PLC OTHER G5960L103 12 100 SH   OTR   100 0 0
TORONTO DOMINION BK ONT OTHER 891160509 3,396 60,190 SH   DFND   60,190 0 0
TORONTO DOMINION BK ONT OTHER 891160509 486 8,610 SH   OTR   8,610 0 0
TRANE TECHNOLOGIES PLC OTHER G8994E103 1,034 7,120 SH   DFND   120 0 7,000
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 1,759 59,675 SH   DFND   0 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 40 1,350 SH   OTR   0 0 0
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 230 4,260 SH   DFND   0 0 0
ISHARES COHEN & STEERS RLTY ET OTHER 464287564 49 910 SH   OTR   0 0 0
ISHARES CORE MSCI EMERGING OTHER 46434G103 865 13,945 SH   DFND   0 0 0
ISHARES CORE MSCI EMERGING OTHER 46434G103 172 2,770 SH   OTR   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 4,389 19,095 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 518 5,635 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 159 1,734 SH   OTR   0 0 0
ISHARES EXPONENTIAL TECH ETF OTHER 46434V381 7,583 132,485 SH   DFND   0 0 0
ISHARES EXPONENTIAL TECH ETF OTHER 46434V381 110 1,920 SH   OTR   0 0 0
ISHARES GLOBAL CLEAN ENERGY ET OTHER 464288224 2,666 94,420 SH   DFND   0 0 0
ISHARES GLOBAL CLEAN ENERGY ET OTHER 464288224 64 2,265 SH   OTR   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 4,578 62,749 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 23 315 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 2,134 41,302 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 10 200 SH   OTR   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 918 6,060 SH   DFND   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 45 300 SH   OTR   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 1,404 36,455 SH   DFND   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 247 6,420 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 4,450 64,910 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 214 3,129 SH   OTR   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 1,037 4,897 SH   DFND   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 7 35 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 1,762 7,305 SH   DFND   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 1,573 11,504 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 7,238 36,918 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 105 536 SH   OTR   0 0 0
JOHN HANCOCK MULTI FACT MID OTHER 47804J206 504 11,215 SH   DFND   0 0 0
ROYCE VALUE TR INC OTHER 780910105 217 13,474 SH   DFND   0 0 0
SPDR PORTFOLIO EMERGING MARKET OTHER 78463X509 388 9,205 SH   DFND   0 0 0
SPDR PORTFOLIO EMERGING MARKET OTHER 78463X509 46 1,085 SH   OTR   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 1,757 16,590 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 106 1,000 SH   OTR   0 0 0
SPDR S&P INTER DVD ETF OTHER 78463X772 764 20,890 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1,447 3,445 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 561 1,336 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 1,137 3,040 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 338 905 SH   OTR   0 0 0
SPDR S&P 500 FOSSIL FUEL RES E OTHER 78468R796 302 3,250 SH   DFND   0 0 0
TEKLA HEALTHCARE INVESTORS OTHER 87911J103 164 6,864 SH   DFND   0 0 0
TEKLA HEALTHCARE INVESTORS OTHER 87911J103 83 3,465 SH   OTR   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 216 3,450 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 38 600 SH   OTR   0 0 0
VANECK VECTORS AGRIBUSINESS ET OTHER 92189F700 334 4,287 SH   DFND   0 0 0
VANGUARD EUROPEAN ETF OTHER 922042874 1,206 20,020 SH   DFND   0 0 0
VANGUARD EUROPEAN ETF OTHER 922042874 11 175 SH   OTR   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652 7,529 45,720 SH   DFND   0 0 0
VANGUARD EXTENDED MARKET ETF OTHER 922908652 319 1,935 SH   OTR   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 7,784 133,383 SH   DFND   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 482 8,255 SH   OTR   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 10,572 223,927 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 381 8,078 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 8,286 165,365 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 386 7,707 SH   OTR   0 0 0
VANGUARD GLBL EX-US REAL EST OTHER 922042676 1,243 22,880 SH   DFND   0 0 0
VANGUARD GLBL EX-US REAL EST OTHER 922042676 37 675 SH   OTR   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794 71 1,160 SH   DFND   0 0 0
VANGUARD INT HIGH DVD YLD IN OTHER 921946794 212 3,480 SH   OTR   0 0 0
VANGUARD MATERIALS ETF OTHER 92204A801 255 1,625 SH   DFND   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 2,048 24,111 SH   DFND   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 444 5,227 SH   OTR   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885 1,929 12,400 SH   DFND   0 0 0
VANGUARD S&P MID CAP 400 ETF OTHER 921932885 114 735 SH   OTR   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828 2,481 14,788 SH   DFND   0 0 0
VANGUARD S&P SMALL-CAP 600 ETF OTHER 921932828 154 915 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 2,321 6,754 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 3,360 23,630 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 121 850 SH   OTR   0 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 367 1,885 SH   DFND   0 0 0
VANGUARD TOTAL INTL STOCK ET OTHER 921909768 411 6,840 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 7,788 40,010 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 535 2,750 SH   OTR   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706 1,685 16,900 SH   DFND   0 0 0
VANGUARD U.S. QUALITY FACTOR OTHER 921935706 13 126 SH   OTR   0 0 0
VANGUARD US MULTIFACTOR ETF OTHER 921935607 454 5,430 SH   DFND   0 0 0
WISDOMTREE EMERGING MARKETS OTHER 97717W315 1,300 31,605 SH   DFND   0 0 0
WISDOMTREE INTL S/C DVD FUND OTHER 97717W760 845 12,400 SH   DFND   0 0 0
WISDOMTREE INTL S/C DVD FUND OTHER 97717W760 126 1,850 SH   OTR   0 0 0
BLACKROCK FLOAT RT INCOME ST OTHER 09255X100 152 12,540 SH   DFND   0 0 0
INVESCO PREFERRED ETF OTHER 46138E511 2,208 144,720 SH   DFND   0 0 0
INVESCO VARIABLE RATE PREFERRE OTHER 46138G870 4,816 185,600 SH   DFND   0 0 0
INVESCO VARIABLE RATE PREFERRE OTHER 46138G870 223 8,585 SH   OTR   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 6,352 49,760 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 85 665 SH   OTR   0 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 251 2,900 SH   DFND   0 0 0
ISHARES FLOATING RATE BOND ETF OTHER 46429B655 1,057 20,845 SH   DFND   0 0 0
ISHARES IBOXX INV GRD CORP BON OTHER 464287242 5,341 38,670 SH   DFND   0 0 0
ISHARES JP MORGAN EM BOND ETF OTHER 464288281 656 5,659 SH   DFND   0 0 0
ISHARES JP MORGAN EM BOND ETF OTHER 464288281 41 355 SH   OTR   0 0 0
ISHARES 0-5 YR HY CORP BOND OTHER 46434V407 2,392 52,645 SH   DFND   0 0 0
NUVEEN PREFERRED & INCOME SEC OTHER 67072C105 2 230 SH   DFND   0 0 0
NUVEEN PREFERRED & INCOME SEC OTHER 67072C105 100 10,258 SH   OTR   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 3,877 39,470 SH   DFND   0 0 0
SPDR BBG BARC HIGH YIELD BND OTHER 78468R622 240 2,205 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS INVEST OTHER 78468R200 2,072 67,725 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS INVEST OTHER 78468R200 107 3,495 SH   OTR   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 1,046 38,825 SH   DFND   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 10,521 127,834 SH   DFND   0 0 0
VANGUARD EMERGING MARKETS OTHER 921946885 528 6,421 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 10,515 108,243 SH   DFND   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 453 4,663 SH   OTR   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 8,635 92,995 SH   DFND   0 0 0
VANGUARD INTERMEDIATE-TERM B OTHER 921937819 173 1,860 SH   OTR   0 0 0
VANGUARD LONG-TERM BOND ETF OTHER 921937793 6,354 57,950 SH   DFND   0 0 0
VANGUARD LONG-TERM BOND ETF OTHER 921937793 25 225 SH   OTR   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 12,426 149,897 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 224 2,705 SH   OTR   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 4,526 54,363 SH   DFND   0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 283 3,397 SH   OTR   0 0 0
VANGUARD SHORT-TERM GOV BND OTHER 92206C102 501 8,130 SH   DFND   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 3,961 77,521 SH   DFND   0 0 0
VANGUARD SHORT-TERM TIPS OTHER 922020805 96 1,880 SH   OTR   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 821 9,305 SH   DFND   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 390 4,424 SH   OTR   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 1,780 30,406 SH   DFND   0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 355 6,063 SH   OTR   0 0 0
VANGUARD TAX-EXEMPT BOND ETF OTHER 922907746 7,410 134,271 SH   DFND   0 0 0