CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 18,689	$ 16,976
Interest bearing bank deposits	56,795	11,708
Total cash and cash equivalents	75,484	28,684
Securities available for sale, at fair value	233,653	186,969
Securities held to maturity, at cost (fair value of $24,118 and $36,633, respectively)	23,026	35,733
Equity securities, restricted, at cost	8,875	8,855
Total securities	265,554	231,557
Loans held for sale	1,151	501
Loans	1,177,709	1,058,323
Purchased credit impaired (PCI) loans	27,146	32,528
Total loans	1,204,855	1,090,851
Allowance for loan losses (loans of $12,328 and $8,429, respectively; PCI loans of $156 and $156, respectively)	(12,484)	(8,585)
Net loans	1,192,371	1,082,266
Bank premises and equipment, net	28,197	29,472
Bank premises and equipment held for sale	1,589	1,589
Right-of-use lease assets	5,766	6,472
Other real estate owned	4,416	4,527
Bank owned life insurance	29,858	29,340
Other assets	17,851	16,432
Total assets	1,622,237	1,430,840
Deposits:
Noninterest bearing	281,679	178,584
Interest bearing	1,087,663	984,864
Total deposits	1,369,342	1,163,448
Federal funds purchased	940	24,437
Federal Home Loan Bank borrowings	68,000	68,500
Trust preferred capital notes	4,124	4,124
Lease liabilities	6,027	6,737
Other liabilities	8,014	8,115
Total liabilities	1,456,447	1,275,361
SHAREHOLDERS' EQUITY
Common stock (200,000,000 shares authorized, $0.01 par value; 22,321,000 and 22,422,621 shares issued and outstanding, respectively)	223	224
Additional paid in capital	150,708	150,728
Retained earnings	9,300	2,562
Accumulated other comprehensive income	5,559	1,965
Total shareholders' equity	165,790	155,479
Total liabilities and shareholders' equity	$ 1,622,237	$ 1,430,840