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Minimum Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2019
Minimum Regulatory Capital Requirements [Abstract]  
Summary of the Company's and the Banks Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios are presented in the following table (dollars in thousands).

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Required in Order to be

 

 

 

 

 

 

 

 

Required for Capital

 

Well Capitalized Under Prompt

 

 

 

Actual

 

Adequacy Purposes

 

Corrective Action

 

 

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

As of December 31, 2019:

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Total Capital to risk weighted assets

 

$

164,783

 

13.86

%  

$

95,137

 

8.00

%  

$

118,922

 

10.00

 

Tier 1 Capital to risk weighted assets

 

 

156,541

 

13.16

%  

 

71,353

 

6.00

%  

 

95,137

 

8.00

%

Common Equity Tier 1 Capital to risk weighted assets

 

 

156,541

 

13.16

%  

 

53,515

 

4.50

%  

 

77,299

 

6.50

%

Tier 1 Capital to adjusted average total assets

 

 

156,541

 

11.03

%  

 

56,750

 

4.00

%  

 

70,937

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2018:

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Total Capital to risk weighted assets

 

$

149,085

 

13.34

%  

$

89,409

 

8.00

%  

$

111,762

 

10.00

%

Tier 1 Capital to risk weighted assets

 

 

140,289

 

12.55

%  

 

67,057

 

6.00

%  

 

89,409

 

8.00

%

Common Equity Tier 1 Capital to risk weighted assets

 

 

140,289

 

12.55

%  

 

50,292

 

4.50

%  

 

72,645

 

6.50

%

Tier 1 Capital to adjusted average total assets

 

 

140,289

 

10.22

%  

 

54,882

 

4.00

%  

 

68,603

 

5.00

%