XML 109 R25.htm IDEA: XBRL DOCUMENT v3.20.1
Concentration of Credit Risk
12 Months Ended
Dec. 31, 2019
Concentration of Credit Risk [Abstract]  
Concentration of Credit Risk

Note 17. Concentration of Credit Risk

At December 31, 2019 and 2018, the Company’s loan portfolio consisted of commercial, real estate and consumer (installment) loans. Real estate secured loans represented the largest concentration at 81.35% and 80.38% of the loan portfolio for 2019 and 2018, respectively.

The Company maintains a portion of its cash balances with several financial institutions located in its market area. Accounts at each institution are secured by the FDIC up to $250,000. Uninsured balances were $9.5 million and $11.0 million at December 31, 2019 and 2018, respectively.