CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 16,976	$ 18,292
Interest bearing bank deposits	11,708	15,927
Total cash and cash equivalents	28,684	34,219
Securities available for sale, at fair value	186,969	206,726
Securities held to maturity, at cost (fair value of $36,633 and $42,253, respectively)	35,733	42,108
Equity securities, restricted, at cost	8,855	7,800
Total securities	231,557	256,634
Loans held for sale	501	146
Loans	1,058,323	993,705
Purchased credit impaired (PCI) loans	32,528	38,285
Total loans	1,090,851	1,031,990
Allowance for loan losses (loans of $8,429 and $8,983, respectively; PCI loans of $156 and $156, respectively)	(8,585)	(9,139)
Net loans	1,082,266	1,022,851
Bank premises and equipment, net	29,472	31,488
Bank premises and equipment held for sale	1,589	1,252
Right-of-use lease assets	6,472
Other real estate owned	4,527	1,099
Bank owned life insurance	29,340	28,834
Other assets	16,432	16,627
Total assets	1,430,840	1,393,150
Deposits:
Noninterest bearing	178,584	165,086
Interest bearing	984,864	999,889
Total deposits	1,163,448	1,164,975
Federal funds purchased	24,437	19,440
Federal Home Loan Bank borrowings	68,500	59,447
Trust preferred capital notes	4,124	4,124
Lease liabilities	6,737
Other liabilities	8,115	7,703
Total liabilities	1,275,361	1,255,689
SHAREHOLDERS' EQUITY
Common stock (200,000,000 shares authorized, $0.01 par value; 22,422,621 and 22,132,304 shares issued and outstanding, respectively)	224	221
Additional paid in capital	150,728	148,763
Retained earnings (deficit)	2,562	(10,244)
Accumulated other comprehensive income (loss)	1,965	(1,279)
Total shareholders’ equity	155,479	137,461
Total liabilities and shareholders’ equity	$ 1,430,840	$ 1,393,150