The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,450 10,625 SH   OTR   10,625 0 0
3M CO COM 88579Y101 21,828 159,897 SH   SOLE   158,017 0 1,880
3M CO COM 88579Y101 10 75 SH   DFND   75 0 0
ABBOTT LABS COM 002824100 77 980 SH   OTR   980 0 0
ABBOTT LABS COM 002824100 940 11,906 SH   SOLE   11,906 0 0
ABBVIE INC COM 00287Y109 683 8,966 SH   SOLE   8,966 0 0
ABBVIE INC COM 00287Y109 15 200 SH   DFND   200 0 0
ABBVIE INC COM 00287Y109 274 3,590 SH   OTR   3,590 0 0
AFLAC INC COM 001055102 9 275 SH   OTR   275 0 0
AFLAC INC COM 001055102 200 5,841 SH   SOLE   5,841 0 0
AIR PRODS & CHEMS INC COM 009158106 65 325 SH   OTR   325 0 0
AIR PRODS & CHEMS INC COM 009158106 731 3,664 SH   SOLE   3,664 0 0
ALPHABET INC CAP STK CL A 02079K305 46 40 SH   OTR   40 0 0
ALPHABET INC CAP STK CL A 02079K305 244 210 SH   SOLE   210 0 0
ALTRIA GROUP INC COM 02209S103 112 2,895 SH   SOLE   2,895 0 0
ALTRIA GROUP INC COM 02209S103 116 3,000 SH   OTR   3,000 0 0
AMAZON COM INC COM 023135106 275 141 SH   SOLE   141 0 0
AMAZON COM INC COM 023135106 101 52 SH   OTR   52 0 0
AMEDISYS INC COM 023436108 1,101 6,000 SH   SOLE   6,000 0 0
AMERICAN ELEC PWR CO INC COM 025537101 29 360 SH   DFND   360 0 0
AMERICAN ELEC PWR CO INC COM 025537101 1,057 13,213 SH   OTR   13,213 0 0
AMERICAN ELEC PWR CO INC COM 025537101 16,360 204,548 SH   SOLE   202,353 0 2,195
AMERICAN TOWER CORP NEW COM 03027X100 327 1,504 SH   SOLE   1,504 0 0
AMERICAN TOWER CORP NEW COM 03027X100 11 50 SH   OTR   50 0 0
APPLE INC COM 037833100 239 940 SH   OTR   940 0 0
APPLE INC COM 037833100 2,724 10,712 SH   SOLE   10,712 0 0
AT&T INC COM 00206R102 1,328 45,544 SH   OTR   45,544 0 0
AT&T INC COM 00206R102 14,850 509,429 SH   SOLE   504,209 0 5,220
AUTOMATIC DATA PROCESSING IN COM 053015103 79 575 SH   OTR   575 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 323 2,362 SH   SOLE   2,362 0 0
BANK NEW YORK MELLON CORP COM 064058100 226 6,717 SH   SOLE   6,717 0 0
BANK NEW YORK MELLON CORP COM 064058100 117 3,471 SH   OTR   3,471 0 0
BAXTER INTL INC COM 071813109 383 4,715 SH   SOLE   4,715 0 0
BAXTER INTL INC COM 071813109 884 10,890 SH   OTR   10,890 0 0
BECTON DICKINSON & CO COM 075887109 69 300 SH   OTR   300 0 0
BECTON DICKINSON & CO COM 075887109 919 4,000 SH   SOLE   4,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 62 339 SH   OTR   339 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,319 7,217 SH   SOLE   7,217 0 0
BLACKROCK INC COM 09247X101 487 1,107 SH   SOLE   1,107 0 0
BLACKROCK INC COM 09247X101 9 20 SH   OTR   20 0 0
BP PLC SPONSORED ADR 055622104 581 23,801 SH   OTR   23,801 0 0
BP PLC SPONSORED ADR 055622104 4 169 SH   SOLE   169 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 156 2,800 SH   OTR   2,800 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 411 7,366 SH   SOLE   7,366 0 0
BROADCOM INC COM 11135F101 13 55 SH   OTR   55 0 0
BROADCOM INC COM 11135F101 202 850 SH   SOLE   850 0 0
BROWN & BROWN INC COM 115236101 201 5,561 SH   SOLE   5,561 0 0
CATERPILLAR INC DEL COM 149123101 455 3,925 SH   SOLE   3,925 0 0
CHEVRON CORP NEW COM 166764100 11,481 158,447 SH   SOLE   156,642 0 1,805
CHEVRON CORP NEW COM 166764100 984 13,584 SH   OTR   13,584 0 0
CHINA JO-JO DRUGSTORES INC COM NEW 16949A206 22 12,400 SH   SOLE   12,400 0 0
CHUBB LIMITED COM H1467J104 35 315 SH   DFND   315 0 0
CHUBB LIMITED COM H1467J104 1,278 11,438 SH   OTR   11,438 0 0
CHUBB LIMITED COM H1467J104 18,886 169,093 SH   SOLE   167,280 0 1,813
CHURCH & DWIGHT INC COM 171340102 619 9,650 SH   SOLE   9,650 0 0
CISCO SYS INC COM 17275R102 195 4,965 SH   OTR   4,965 0 0
CISCO SYS INC COM 17275R102 271 6,893 SH   SOLE   6,893 0 0
COCA COLA CO COM 191216100 1,289 29,138 SH   SOLE   29,138 0 0
COCA COLA CO COM 191216100 1,164 26,300 SH   OTR   26,300 0 0
COLGATE PALMOLIVE CO COM 194162103 650 9,800 SH   OTR   9,800 0 0
CONSOLIDATED EDISON INC COM 209115104 220 2,825 SH   OTR   2,825 0 0
CONSOLIDATED EDISON INC COM 209115104 30 380 SH   SOLE   380 0 0
COSTCO WHSL CORP NEW COM 22160K105 57 200 SH   OTR   200 0 0
COSTCO WHSL CORP NEW COM 22160K105 243 851 SH   SOLE   851 0 0
DISNEY WALT CO COM DISNEY 254687106 328 3,392 SH   SOLE   3,392 0 0
DISNEY WALT CO COM DISNEY 254687106 9 90 SH   DFND   90 0 0
DISNEY WALT CO COM DISNEY 254687106 102 1,060 SH   OTR   1,060 0 0
DOMINION ENERGY INC COM 25746U109 41 565 SH   DFND   565 0 0
DOMINION ENERGY INC COM 25746U109 1,169 16,195 SH   OTR   16,195 0 0
DOMINION ENERGY INC COM 25746U109 16,671 230,932 SH   SOLE   228,447 0 2,485
DONALDSON INC COM 257651109 216 5,600 SH   SOLE   5,600 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 73 900 SH   OTR   900 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 266 3,289 SH   SOLE   3,289 0 0
DYADIC INTL INC DEL COM 26745T101 58 11,111 SH   SOLE   11,111 0 0
EATON VANCE TX MNG BY WRT OP COM 27828Y108 197 16,300 SH   OTR   16,300 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 551 2,920 SH   SOLE   2,920 0 0
EMERSON ELEC CO COM 291011104 215 4,515 SH   OTR   4,515 0 0
EMERSON ELEC CO COM 291011104 233 4,900 SH   SOLE   4,900 0 0
EXXON MOBIL CORP COM 30231G102 2,228 58,683 SH   OTR   58,683 0 0
EXXON MOBIL CORP COM 30231G102 749 19,730 SH   SOLE   19,730 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 259 2,131 SH   SOLE   2,131 0 0
GENERAL ELECTRIC CO COM 369604103 123 15,448 SH   SOLE   15,448 0 0
GENERAL ELECTRIC CO COM 369604103 60 7,525 SH   OTR   7,525 0 0
HOME BANCSHARES INC COM 436893200 298 24,841 SH   SOLE   24,841 0 0
HOME DEPOT INC COM 437076102 42 225 SH   DFND   225 0 0
HOME DEPOT INC COM 437076102 1,688 9,040 SH   OTR   9,040 0 0
HOME DEPOT INC COM 437076102 24,939 133,569 SH   SOLE   132,314 0 1,255
HONEYWELL INTL INC COM 438516106 99 740 SH   OTR   740 0 0
HONEYWELL INTL INC COM 438516106 701 5,242 SH   SOLE   5,242 0 0
HORIZON BANCORP INC COM 440407104 257 26,045 SH   SOLE   26,045 0 0
HUMANA INC COM 444859102 207 660 SH   SOLE   660 0 0
ILLINOIS TOOL WKS INC COM 452308109 83 583 SH   OTR   583 0 0
ILLINOIS TOOL WKS INC COM 452308109 968 6,811 SH   SOLE   6,811 0 0
INTEL CORP COM 458140100 1,492 27,573 SH   SOLE   27,573 0 0
INTEL CORP COM 458140100 109 2,010 SH   OTR   2,010 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 125 1,126 SH   OTR   1,126 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 413 3,726 SH   SOLE   3,726 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,177 15,134 SH   SOLE   15,134 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,584 28,229 SH   SOLE   28,229 0 0
ISHARES TR INTRM TR CRP ETF 464288638 28,386 516,866 SH   SOLE   515,616 0 1,250
ISHARES TR INTRM TR CRP ETF 464288638 690 12,555 SH   OTR   12,555 0 0
ISHARES TR MSCI EAFE ETF 464287465 309 5,789 SH   SOLE   5,789 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 533 3,540 SH   SOLE   3,540 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,727 40,000 SH   OTR   40,000 0 0
ISHARES TR RUS MID CAP ETF 464287499 865 20,045 SH   SOLE   20,045 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,158 10,115 SH   SOLE   10,115 0 0
ISHARES TR SELECT DIVID ETF 464287168 255 3,470 SH   SOLE   3,470 0 0
ISHARES TR SH TR CRPORT ETF 464288646 213 4,060 SH   OTR   4,060 0 0
ISHARES TR SH TR CRPORT ETF 464288646 10,711 204,560 SH   SOLE   204,060 0 500
JOHNSON & JOHNSON COM 478160104 49 375 SH   DFND   375 0 0
JOHNSON & JOHNSON COM 478160104 2,033 15,505 SH   OTR   15,505 0 0
JOHNSON & JOHNSON COM 478160104 29,210 222,755 SH   SOLE   220,740 0 2,015
JPMORGAN CHASE & CO COM 46625H100 20,715 230,094 SH   SOLE   227,829 0 2,265
JPMORGAN CHASE & CO COM 46625H100 33 370 SH   DFND   370 0 0
JPMORGAN CHASE & CO COM 46625H100 1,317 14,623 SH   OTR   14,623 0 0
KANSAS CITY SOUTHERN COM NEW 485170302 273 2,150 SH   SOLE   2,150 0 0
KIMBERLY CLARK CORP COM 494368103 1,864 14,577 SH   OTR   14,577 0 0
KIMBERLY CLARK CORP COM 494368103 26,648 208,399 SH   SOLE   206,319 0 2,080
KIMBERLY CLARK CORP COM 494368103 45 355 SH   DFND   355 0 0
KINDER MORGAN INC DEL COM 49456B101 26 1,865 SH   DFND   1,865 0 0
KINDER MORGAN INC DEL COM 49456B101 780 56,038 SH   OTR   56,038 0 0
KINDER MORGAN INC DEL COM 49456B101 12,935 929,277 SH   SOLE   919,797 0 9,480
KROGER CO COM 501044101 816 27,083 SH   OTR   27,083 0 0
KROGER CO COM 501044101 12,544 416,457 SH   SOLE   410,812 0 5,645
L3HARRIS TECHNOLOGIES INC COM 502431109 452 2,512 SH   SOLE   2,512 0 0
LILLY ELI & CO COM 532457108 229 1,650 SH   OTR   1,650 0 0
LILLY ELI & CO COM 532457108 829 5,975 SH   SOLE   5,975 0 0
LOCKHEED MARTIN CORP COM 539830109 1,496 4,415 SH   OTR   4,415 0 0
LOCKHEED MARTIN CORP COM 539830109 24,338 71,805 SH   SOLE   71,090 0 715
LOCKHEED MARTIN CORP COM 539830109 44 130 SH   DFND   130 0 0
MCDONALDS CORP COM 580135101 44 265 SH   DFND   265 0 0
MCDONALDS CORP COM 580135101 1,610 9,739 SH   OTR   9,739 0 0
MCDONALDS CORP COM 580135101 23,411 141,584 SH   SOLE   140,209 0 1,375
MEDTRONIC PLC SHS G5960L103 46 515 SH   DFND   515 0 0
MEDTRONIC PLC SHS G5960L103 1,621 17,980 SH   OTR   17,980 0 0
MEDTRONIC PLC SHS G5960L103 24,251 268,918 SH   SOLE   266,033 0 2,885
MERCK & CO. INC COM 58933Y105 52 680 SH   DFND   680 0 0
MERCK & CO. INC COM 58933Y105 1,819 23,637 SH   OTR   23,637 0 0
MERCK & CO. INC COM 58933Y105 26,673 346,671 SH   SOLE   342,981 0 3,690
MICROSOFT CORP COM 594918104 84 530 SH   DFND   530 0 0
MICROSOFT CORP COM 594918104 2,607 16,530 SH   OTR   16,530 0 0
MICROSOFT CORP COM 594918104 36,032 228,472 SH   SOLE   226,692 0 1,780
MID AMER APT CMNTYS INC COM 59522J103 26 255 SH   DFND   255 0 0
MID AMER APT CMNTYS INC COM 59522J103 1,002 9,728 SH   OTR   9,728 0 0
MID AMER APT CMNTYS INC COM 59522J103 15,271 148,216 SH   SOLE   146,671 0 1,545
NEXTERA ENERGY INC COM 65339F101 28,099 116,778 SH   SOLE   115,673 0 1,105
NEXTERA ENERGY INC COM 65339F101 52 215 SH   DFND   215 0 0
NEXTERA ENERGY INC COM 65339F101 1,886 7,840 SH   OTR   7,840 0 0
NORFOLK SOUTHERN CORP COM 655844108 470 3,220 SH   OTR   3,220 0 0
NORFOLK SOUTHERN CORP COM 655844108 7 50 SH   SOLE   50 0 0
NORTHROP GRUMMAN CORP COM 666807102 30 100 SH   OTR   100 0 0
NORTHROP GRUMMAN CORP COM 666807102 423 1,399 SH   SOLE   1,399 0 0
NUCOR CORP COM 670346105 67 1,857 SH   OTR   1,857 0 0
NUCOR CORP COM 670346105 317 8,813 SH   SOLE   8,813 0 0
ORACLE CORP COM 68389X105 29 599 SH   OTR   599 0 0
ORACLE CORP COM 68389X105 253 5,231 SH   SOLE   5,231 0 0
PAYCHEX INC COM 704326107 27 435 SH   DFND   435 0 0
PAYCHEX INC COM 704326107 1,140 18,113 SH   OTR   18,113 0 0
PAYCHEX INC COM 704326107 15,936 253,281 SH   SOLE   251,096 0 2,185
PEOPLES FINL SVCS CORP COM 711040105 274 6,900 SH   SOLE   6,900 0 0
PEPSICO INC COM 713448108 26,157 217,793 SH   SOLE   215,678 0 2,115
PEPSICO INC COM 713448108 47 390 SH   DFND   390 0 0
PEPSICO INC COM 713448108 1,790 14,901 SH   OTR   14,901 0 0
PFIZER INC COM 717081103 44 1,350 SH   DFND   1,350 0 0
PFIZER INC COM 717081103 1,750 53,627 SH   OTR   53,627 0 0
PFIZER INC COM 717081103 24,404 747,677 SH   SOLE   739,727 0 7,950
PHILIP MORRIS INTL INC COM 718172109 134 1,835 SH   OTR   1,835 0 0
PHILIP MORRIS INTL INC COM 718172109 170 2,333 SH   SOLE   2,333 0 0
PROCTER & GAMBLE CO COM 742718109 392 3,560 SH   OTR   3,560 0 0
PROCTER & GAMBLE CO COM 742718109 1,739 15,805 SH   SOLE   15,805 0 0
PROLOGIS INC. COM 74340W103 56 695 SH   DFND   695 0 0
PROLOGIS INC. COM 74340W103 1,695 21,088 SH   OTR   21,088 0 0
PROLOGIS INC. COM 74340W103 26,666 331,790 SH   SOLE   328,670 0 3,120
QUALCOMM INC COM 747525103 58 850 SH   OTR   850 0 0
QUALCOMM INC COM 747525103 244 3,600 SH   SOLE   3,600 0 0
QUEST DIAGNOSTICS INC COM 74834L100 25 315 SH   DFND   315 0 0
QUEST DIAGNOSTICS INC COM 74834L100 956 11,911 SH   OTR   11,911 0 0
QUEST DIAGNOSTICS INC COM 74834L100 14,221 177,100 SH   SOLE   175,240 0 1,860
RAYMOND JAMES FINANCIAL INC COM 754730109 6 100 SH   OTR   100 0 0
RAYMOND JAMES FINANCIAL INC COM 754730109 535 8,467 SH   SOLE   8,467 0 0
REALTY INCOME CORP COM 756109104 140 2,800 SH   OTR   2,800 0 0
REALTY INCOME CORP COM 756109104 545 10,926 SH   SOLE   10,926 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 123 13,707 SH   SOLE   13,707 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 875 30,122 SH   SOLE   30,077 0 45
SELECT SECTOR SPDR TR ENERGY 81369Y506 72 2,481 SH   OTR   2,326 0 155
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,285 13,100 SH   SOLE   13,075 0 25
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 127 1,295 SH   OTR   1,235 0 60
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 370 6,794 SH   OTR   6,484 0 310
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,383 62,112 SH   SOLE   62,057 0 55
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,313 37,402 SH   SOLE   37,362 0 40
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 326 3,675 SH   OTR   3,480 0 195
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 280 4,746 SH   OTR   4,441 0 305
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,676 45,344 SH   SOLE   45,304 0 40
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 200 3,614 SH   OTR   3,444 0 170
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,955 35,287 SH   SOLE   35,222 0 65
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 268 5,947 SH   SOLE   5,932 0 15
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 58 1,290 SH   OTR   1,170 0 120
SOUTHERN CO COM 842587107 17,490 323,049 SH   SOLE   320,034 0 3,015
SOUTHERN CO COM 842587107 32 590 SH   DFND   590 0 0
SOUTHERN CO COM 842587107 1,212 22,389 SH   OTR   22,389 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 862 3,344 SH   SOLE   3,344 0 0
STANLEY BLACK & DECKER INC COM 854502101 240 2,400 SH   OTR   2,400 0 0
SYSCO CORP COM 871829107 26 570 SH   OTR   570 0 0
SYSCO CORP COM 871829107 246 5,395 SH   SOLE   5,395 0 0
TRUIST FINL CORP COM 89832Q109 29 940 SH   DFND   940 0 0
TRUIST FINL CORP COM 89832Q109 1,108 35,929 SH   OTR   35,929 0 0
TRUIST FINL CORP COM 89832Q109 16,965 550,114 SH   SOLE   544,614 0 5,500
UGI CORP NEW COM 902681105 36 1,339 SH   OTR   1,339 0 0
UGI CORP NEW COM 902681105 184 6,900 SH   SOLE   6,900 0 0
UNILEVER N V N Y SHS NEW 904784709 261 5,355 SH   SOLE   5,355 0 0
UNILEVER PLC SPON ADR NEW 904767704 38 750 SH   DFND   750 0 0
UNILEVER PLC SPON ADR NEW 904767704 1,576 31,157 SH   OTR   31,157 0 0
UNILEVER PLC SPON ADR NEW 904767704 22,832 451,486 SH   SOLE   446,491 0 4,995
UNION PAC CORP COM 907818108 16,290 115,502 SH   SOLE   114,472 0 1,030
UNION PAC CORP COM 907818108 31 220 SH   DFND   220 0 0
UNION PAC CORP COM 907818108 989 7,014 SH   OTR   7,014 0 0
UNITED PARCEL SERVICE INC CL B 911312106 24,533 262,604 SH   SOLE   259,699 0 2,905
UNITED PARCEL SERVICE INC CL B 911312106 42 450 SH   DFND   450 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,636 17,514 SH   OTR   17,514 0 0
UNITED TECHNOLOGIES CORP COM 913017109 9 100 SH   DFND   100 0 0
UNITED TECHNOLOGIES CORP COM 913017109 173 1,830 SH   OTR   1,830 0 0
UNITED TECHNOLOGIES CORP COM 913017109 641 6,800 SH   SOLE   6,800 0 0
US BANCORP DEL COM NEW 902973304 12,611 366,059 SH   SOLE   362,649 0 3,410
US BANCORP DEL COM NEW 902973304 21 610 SH   DFND   610 0 0
US BANCORP DEL COM NEW 902973304 788 22,866 SH   OTR   22,866 0 0
V F CORP COM 918204108 335 6,200 SH   SOLE   6,200 0 0
V F CORP COM 918204108 11 200 SH   OTR   200 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 79 1,131 SH   OTR   1,066 0 65
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,242 17,776 SH   SOLE   17,751 0 25
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,934 15,000 SH   OTR   15,000 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 52 406 SH   SOLE   406 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 820 20,000 SH   OTR   20,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 892 26,596 SH   SOLE   26,596 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,038 31,140 SH   SOLE   31,140 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 926 13,095 SH   OTR   12,440 0 655
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 16,540 233,783 SH   SOLE   233,718 0 65
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 91 1,190 SH   OTR   1,125 0 65
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1,009 13,240 SH   SOLE   13,215 0 25
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 2,446 48,231 SH   SOLE   48,196 0 35
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 226 4,450 SH   OTR   4,190 0 260
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,218 10,469 SH   SOLE   10,449 0 20
VANGUARD WORLD FDS INF TECH ETF 92204A702 216 1,020 SH   OTR   985 0 35
VERIZON COMMUNICATIONS INC COM 92343V104 44 820 SH   DFND   820 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,953 36,357 SH   OTR   36,357 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 27,363 509,273 SH   SOLE   504,078 0 5,195
WALMART INC COM 931142103 1,251 11,012 SH   OTR   11,012 0 0
WALMART INC COM 931142103 18,289 160,968 SH   SOLE   159,243 0 1,725
WASTE MGMT INC DEL COM 94106L109 43 465 SH   DFND   465 0 0
WASTE MGMT INC DEL COM 94106L109 1,528 16,506 SH   OTR   16,506 0 0
WASTE MGMT INC DEL COM 94106L109 23,258 251,273 SH   SOLE   248,783 0 2,490
WELLS FARGO CO NEW COM 949746101 121 4,220 SH   OTR   4,220 0 0
WELLS FARGO CO NEW COM 949746101 636 22,164 SH   SOLE   22,164 0 0
WELLTOWER INC COM 95040Q104 98 2,150 SH   OTR   2,150 0 0
WELLTOWER INC COM 95040Q104 239 5,221 SH   SOLE   5,221 0 0
WEYERHAEUSER CO COM 962166104 232 13,659 SH   SOLE   13,659 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 225 6,975 SH   SOLE   6,975 0 0
XCEL ENERGY INC COM 98389B100 12,655 209,858 SH   SOLE   207,258 0 2,600
XCEL ENERGY INC COM 98389B100 900 14,929 SH   OTR   14,929 0 0