-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, SBCdCFCwTwYxQaRTVclvnFVQN53Hz3n1mR78I78W1Zy2ygxK4PCvdDWXH5XkaFih aLcc0QiToqDbH2XPaLHx+Q== 0001056404-05-002138.txt : 20050611 0001056404-05-002138.hdr.sgml : 20050611 20050526155613 ACCESSION NUMBER: 0001056404-05-002138 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20050520 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050526 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Banc of America Funding Corp. Mortgage Pass-Through Certificates Series 2005-B CENTRAL INDEX KEY: 0001322521 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-109285-11 FILM NUMBER: 05860188 BUSINESS ADDRESS: STREET 1: C/O NORWEST BANK MINNESOTA N A STREET 2: 11000 BROKEN LAND PARKWAY CITY: COLUMBIA STATE: MD ZIP: 21044 BUSINESS PHONE: 4108842000 MAIL ADDRESS: STREET 1: NATIONSBANK CORPORATE CENTER STREET 2: NC1-007-11-07 CITY: CHARLOTTE STATE: NC ZIP: 28255 8-K 1 baf0500b_10505.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2005 BANC OF AMERICA FUNDING CORPORATION Mortgage Pass-Through Certificates, Series 2005-B Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-109285-11 Pooling and Servicing Agreement) (Commission 54-2169434 (State or other File Number) 54-2169435 jurisdiction 54-2169436 of Incorporation) 54-2169437 54-6658762 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On May 20, 2005 a distribution was made to holders of BANC OF AMERICA FUNDING CORPORATION, Mortgage Pass-Through Certificates, Series 2005-B Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-B Trust, relating to the May 20, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA FUNDING CORPORATION Mortgage Pass-Through Certificates, Series 2005-B Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 5/25/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-B Trust, relating to the May 20, 2005 distribution. EX-99.1
Banc of America Funding Corporation Mortgage Pass-Through Certificates Record Date: 4/29/2005 Distribution Date: 5/20/2005 Banc of America Funding Corporation Mortgage Pass-Through Certificates Series 2005-B Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 05946XRT2 SEN 5.28955% 95,396,051.34 420,502.16 2,120,110.65 1-A-R 05946XRU9 SEN 5.29023% 0.00 0.00 0.00 2-A-1 05946XRV7 SEN 5.14452% 119,129,350.56 510,719.71 771,903.13 3-A-1 05946XRW5 SEN 3.22000% 276,219,870.76 741,189.99 3,475,993.25 3-A-1A 05946XRX3 SEN 3.20000% 116,468,588.82 310,582.90 1,868,351.51 3-A-1B 05946XRY1 SEN 3.30000% 32,000,000.00 88,000.00 0.00 3-A-2 05946XRZ8 SEN 3.23000% 105,899,447.94 285,046.01 2,575,709.81 3-A-2A 05946XSA2 SEN 3.21000% 76,649,682.75 205,037.90 2,399,379.42 3-A-2B 05946XSB0 SEN 3.30000% 22,000,000.00 60,500.00 0.00 3-A-3 05946XSC8 SEN 3.29000% 69,916,166.89 191,686.82 1,146,617.41 3-M-1 05946XSG9 SEN 3.44000% 21,698,000.00 62,200.93 0.00 3-M-2 05946XSH7 SEN 3.69000% 18,598,000.00 57,188.85 0.00 3-P BAF0500BP SEN 0.00000% 0.00 0.00 0.00 3-CE BAF0500BC SEN 0.00000% 5,424,574.91 1,702,243.53 0.00 3-B-1 05946XSJ3 SUB 4.19000% 12,787,000.00 44,647.94 0.00 3-B-2 05946XSN4 SUB 4.99000% 3,875,000.00 16,113.54 0.00 3-B-3 05946XSP9 SUB 4.99000% 5,424,000.00 22,554.80 0.00 CB-1 05946XSD6 SUB 5.20900% 4,757,978.78 20,653.59 2,025.63 CB-2 05946XSE4 SUB 5.20900% 3,713,422.52 16,119.35 1,580.93 CB-3 05946XSF1 SUB 5.20900% 2,436,964.76 10,578.46 1,037.50 CB-4 05946XSK0 SUB 5.20900% 1,856,211.47 8,057.50 790.25 CB-5 05946XSL8 SUB 5.20900% 1,393,408.07 6,048.55 593.22 CB-6 05946XSM6 SUB 5.20900% 928,486.57 4,030.40 395.29 Totals 996,572,206.14 4,783,702.93 14,364,488.00
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 93,275,940.69 2,540,612.81 0.00 1-A-R 0.00 0.00 0.00 0.00 2-A-1 0.00 118,357,447.42 1,282,622.84 0.00 3-A-1 0.00 272,743,877.51 4,217,183.24 0.00 3-A-1A 0.00 114,600,237.31 2,178,934.41 0.00 3-A-1B 0.00 32,000,000.00 88,000.00 0.00 3-A-2 0.00 103,323,738.13 2,860,755.82 0.00 3-A-2A 0.00 74,250,303.33 2,604,417.32 0.00 3-A-2B 0.00 22,000,000.00 60,500.00 0.00 3-A-3 0.00 68,769,549.48 1,338,304.23 0.00 3-M-1 0.00 21,698,000.00 62,200.93 0.00 3-M-2 0.00 18,598,000.00 57,188.85 0.00 3-P 0.00 0.00 0.00 0.00 3-CE 0.00 5,424,574.91 1,702,243.53 0.00 3-B-1 0.00 12,787,000.00 44,647.94 0.00 3-B-2 0.00 3,875,000.00 16,113.54 0.00 3-B-3 0.00 5,424,000.00 22,554.80 0.00 CB-1 0.00 4,755,953.15 22,679.22 0.00 CB-2 0.00 3,711,841.59 17,700.28 0.00 CB-3 0.00 2,435,927.27 11,615.96 0.00 CB-4 0.00 1,855,421.22 8,847.75 0.00 CB-5 0.00 1,392,814.85 6,641.77 0.00 CB-6 0.00 928,091.29 4,425.69 0.00 Totals 0.00 982,207,718.15 19,148,190.93 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 96,530,000.00 95,396,051.34 43,501.53 2,076,609.12 0.00 0.00 1-A-R 100.00 0.00 0.00 0.00 0.00 0.00 2-A-1 120,572,000.00 119,129,350.56 47,830.53 724,072.60 0.00 0.00 3-A-1 279,069,000.00 276,219,870.76 0.00 3,475,993.25 0.00 0.00 3-A-1A 118,000,000.00 116,468,588.82 0.00 1,868,351.51 0.00 0.00 3-A-1B 32,000,000.00 32,000,000.00 0.00 0.00 0.00 0.00 3-A-2 107,349,000.00 105,899,447.94 0.00 2,575,709.81 0.00 0.00 3-A-2A 78,000,000.00 76,649,682.75 0.00 2,399,379.42 0.00 0.00 3-A-2B 22,000,000.00 22,000,000.00 0.00 0.00 0.00 0.00 3-A-3 70,714,000.00 69,916,166.89 0.00 1,146,617.41 0.00 0.00 3-M-1 21,698,000.00 21,698,000.00 0.00 0.00 0.00 0.00 3-M-2 18,598,000.00 18,598,000.00 0.00 0.00 0.00 0.00 3-P 0.00 0.00 0.00 0.00 0.00 0.00 3-CE 5,424,272.00 5,424,574.91 0.00 0.00 0.00 0.00 3-B-1 12,787,000.00 12,787,000.00 0.00 0.00 0.00 0.00 3-B-2 3,875,000.00 3,875,000.00 0.00 0.00 0.00 0.00 3-B-3 5,424,000.00 5,424,000.00 0.00 0.00 0.00 0.00 CB-1 4,760,000.00 4,757,978.78 2,025.63 0.00 0.00 0.00 CB-2 3,715,000.00 3,713,422.52 1,580.93 0.00 0.00 0.00 CB-3 2,438,000.00 2,436,964.76 1,037.50 0.00 0.00 0.00 CB-4 1,857,000.00 1,856,211.47 790.25 0.00 0.00 0.00 CB-5 1,394,000.00 1,393,408.07 593.22 0.00 0.00 0.00 CB-6 928,881.00 928,486.57 395.29 0.00 0.00 0.00 Totals 1,007,133,253.00 996,572,206.14 97,754.88 14,266,733.12 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 2,120,110.65 93,275,940.69 0.96628966 2,120,110.65 1-A-R 0.00 0.00 0.00000000 0.00 2-A-1 771,903.13 118,357,447.42 0.98163294 771,903.13 3-A-1 3,475,993.25 272,743,877.51 0.97733492 3,475,993.25 3-A-1A 1,868,351.51 114,600,237.31 0.97118845 1,868,351.51 3-A-1B 0.00 32,000,000.00 1.00000000 0.00 3-A-2 2,575,709.81 103,323,738.13 0.96250303 2,575,709.81 3-A-2A 2,399,379.42 74,250,303.33 0.95192697 2,399,379.42 3-A-2B 0.00 22,000,000.00 1.00000000 0.00 3-A-3 1,146,617.41 68,769,549.48 0.97250261 1,146,617.41 3-M-1 0.00 21,698,000.00 1.00000000 0.00 3-M-2 0.00 18,598,000.00 1.00000000 0.00 3-P 0.00 0.00 0.00000000 0.00 3-CE 0.00 5,424,574.91 1.00005584 0.00 3-B-1 0.00 12,787,000.00 1.00000000 0.00 3-B-2 0.00 3,875,000.00 1.00000000 0.00 3-B-3 0.00 5,424,000.00 1.00000000 0.00 CB-1 2,025.63 4,755,953.15 0.99914982 2,025.63 CB-2 1,580.93 3,711,841.59 0.99914982 1,580.93 CB-3 1,037.50 2,435,927.27 0.99914982 1,037.50 CB-4 790.25 1,855,421.22 0.99914982 790.25 CB-5 593.22 1,392,814.85 0.99914982 593.22 CB-6 395.29 928,091.29 0.99914983 395.29 Totals 14,364,488.00 982,207,718.15 0.97525101 14,364,488.00
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 96,530,000.00 988.25288864 0.45065296 21.51257764 0.00000000 1-A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 120,572,000.00 988.03495472 0.39669683 6.00531301 0.00000000 3-A-1 279,069,000.00 989.79059215 0.00000000 12.45567673 0.00000000 3-A-1A 118,000,000.00 987.02193915 0.00000000 15.83348737 0.00000000 3-A-1B 32,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-2 107,349,000.00 986.49682754 0.00000000 23.99379417 0.00000000 3-A-2A 78,000,000.00 982.68824038 0.00000000 30.76127462 0.00000000 3-A-2B 22,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-3 70,714,000.00 988.71746599 0.00000000 16.21485717 0.00000000 3-M-1 21,698,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-M-2 18,598,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-P 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-CE 5,424,272.00 1000.05584344 0.00000000 0.00000000 0.00000000 3-B-1 12,787,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-B-2 3,875,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-B-3 5,424,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 CB-1 4,760,000.00 999.57537395 0.42555252 0.00000000 0.00000000 CB-2 3,715,000.00 999.57537550 0.42555316 0.00000000 0.00000000 CB-3 2,438,000.00 999.57537326 0.42555373 0.00000000 0.00000000 CB-4 1,857,000.00 999.57537426 0.42555197 0.00000000 0.00000000 CB-5 1,394,000.00 999.57537303 0.42555237 0.00000000 0.00000000 CB-6 928,881.00 999.57537080 0.42555505 0.00000000 0.00000000
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 21.96323060 966.28965803 0.96628966 21.96323060 1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 6.40200984 981.63294480 0.98163294 6.40200984 3-A-1 0.00000000 12.45567673 977.33491542 0.97733492 12.45567673 3-A-1A 0.00000000 15.83348737 971.18845178 0.97118845 15.83348737 3-A-1B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-2 0.00000000 23.99379417 962.50303338 0.96250303 23.99379417 3-A-2A 0.00000000 30.76127462 951.92696577 0.95192697 30.76127462 3-A-2B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-3 0.00000000 16.21485717 972.50260882 0.97250261 16.21485717 3-M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-CE 0.00000000 0.00000000 1,000.05584344 1.00005584 0.00000000 3-B-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-B-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-B-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 CB-1 0.00000000 0.42555252 999.14982143 0.99914982 0.42555252 CB-2 0.00000000 0.42555316 999.14982234 0.99914982 0.42555316 CB-3 0.00000000 0.42555373 999.14982363 0.99914982 0.42555373 CB-4 0.00000000 0.42555197 999.14982229 0.99914982 0.42555197 CB-5 0.00000000 0.42555237 999.14982066 0.99914982 0.42555237 CB-6 0.00000000 0.42555505 999.14982651 0.99914983 0.42555505 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 96,530,000.00 5.28955% 95,396,051.34 420,502.16 0.00 0.00 1-A-R 100.00 5.29023% 0.00 0.00 0.00 0.00 2-A-1 120,572,000.00 5.14452% 119,129,350.56 510,719.71 0.00 0.00 3-A-1 279,069,000.00 3.22000% 276,219,870.76 741,189.99 0.00 0.00 3-A-1A 118,000,000.00 3.20000% 116,468,588.82 310,582.90 0.00 0.00 3-A-1B 32,000,000.00 3.30000% 32,000,000.00 88,000.00 0.00 0.00 3-A-2 107,349,000.00 3.23000% 105,899,447.94 285,046.01 0.00 0.00 3-A-2A 78,000,000.00 3.21000% 76,649,682.75 205,037.90 0.00 0.00 3-A-2B 22,000,000.00 3.30000% 22,000,000.00 60,500.00 0.00 0.00 3-A-3 70,714,000.00 3.29000% 69,916,166.89 191,686.82 0.00 0.00 3-M-1 21,698,000.00 3.44000% 21,698,000.00 62,200.93 0.00 0.00 3-M-2 18,598,000.00 3.69000% 18,598,000.00 57,188.85 0.00 0.00 3-P 0.00 0.00000% 0.00 0.00 0.00 0.00 3-CE 5,424,272.00 0.00000% 5,424,574.91 0.00 0.00 0.00 3-B-1 12,787,000.00 4.19000% 12,787,000.00 44,647.94 0.00 0.00 3-B-2 3,875,000.00 4.99000% 3,875,000.00 16,113.54 0.00 0.00 3-B-3 5,424,000.00 4.99000% 5,424,000.00 22,554.80 0.00 0.00 CB-1 4,760,000.00 5.20900% 4,757,978.78 20,653.59 0.00 0.00 CB-2 3,715,000.00 5.20900% 3,713,422.52 16,119.35 0.00 0.00 CB-3 2,438,000.00 5.20900% 2,436,964.76 10,578.46 0.00 0.00 CB-4 1,857,000.00 5.20900% 1,856,211.47 8,057.50 0.00 0.00 CB-5 1,394,000.00 5.20900% 1,393,408.07 6,048.55 0.00 0.00 CB-6 928,881.00 5.20900% 928,486.57 4,030.40 0.00 0.00 Totals 1,007,133,253.00 3,081,459.40 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 420,502.16 0.00 93,275,940.69 1-A-R 0.00 0.00 0.00 0.00 0.00 2-A-1 0.00 0.00 510,719.71 0.00 118,357,447.42 3-A-1 0.00 0.00 741,189.99 0.00 272,743,877.51 3-A-1A 0.00 0.00 310,582.90 0.00 114,600,237.31 3-A-1B 0.00 0.00 88,000.00 0.00 32,000,000.00 3-A-2 0.00 0.00 285,046.01 0.00 103,323,738.13 3-A-2A 0.00 0.00 205,037.90 0.00 74,250,303.33 3-A-2B 0.00 0.00 60,500.00 0.00 22,000,000.00 3-A-3 0.00 0.00 191,686.82 0.00 68,769,549.48 3-M-1 0.00 0.00 62,200.93 0.00 21,698,000.00 3-M-2 0.00 0.00 57,188.85 0.00 18,598,000.00 3-P 0.00 0.00 0.00 0.00 0.00 3-CE 0.00 0.00 1,702,243.53 0.00 5,424,574.91 3-B-1 0.00 0.00 44,647.94 0.00 12,787,000.00 3-B-2 0.00 0.00 16,113.54 0.00 3,875,000.00 3-B-3 0.00 0.00 22,554.80 0.00 5,424,000.00 CB-1 0.00 0.00 20,653.59 0.00 4,755,953.15 CB-2 0.00 0.00 16,119.35 0.00 3,711,841.59 CB-3 0.00 0.00 10,578.46 0.00 2,435,927.27 CB-4 0.00 0.00 8,057.50 0.00 1,855,421.22 CB-5 0.00 0.00 6,048.55 0.00 1,392,814.85 CB-6 0.00 0.00 4,030.40 0.00 928,091.29 Totals 0.00 0.00 4,783,702.93 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 96,530,000.00 5.28955% 988.25288864 4.35618108 0.00000000 0.00000000 1-A-R 100.00 5.29023% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 120,572,000.00 5.14452% 988.03495472 4.23580690 0.00000000 0.00000000 3-A-1 279,069,000.00 3.22000% 989.79059215 2.65593810 0.00000000 0.00000000 3-A-1A 118,000,000.00 3.20000% 987.02193915 2.63205847 0.00000000 0.00000000 3-A-1B 32,000,000.00 3.30000% 1000.00000000 2.75000000 0.00000000 0.00000000 3-A-2 107,349,000.00 3.23000% 986.49682754 2.65532059 0.00000000 0.00000000 3-A-2A 78,000,000.00 3.21000% 982.68824038 2.62869103 0.00000000 0.00000000 3-A-2B 22,000,000.00 3.30000% 1000.00000000 2.75000000 0.00000000 0.00000000 3-A-3 70,714,000.00 3.29000% 988.71746599 2.71073366 0.00000000 0.00000000 3-M-1 21,698,000.00 3.44000% 1000.00000000 2.86666651 0.00000000 0.00000000 3-M-2 18,598,000.00 3.69000% 1000.00000000 3.07500000 0.00000000 0.00000000 3-P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 3-CE 5,424,272.00 0.00000% 1000.05584344 0.00000000 0.00000000 0.00000000 3-B-1 12,787,000.00 4.19000% 1000.00000000 3.49166654 0.00000000 0.00000000 3-B-2 3,875,000.00 4.99000% 1000.00000000 4.15833290 0.00000000 0.00000000 3-B-3 5,424,000.00 4.99000% 1000.00000000 4.15833333 0.00000000 0.00000000 CB-1 4,760,000.00 5.20900% 999.57537395 4.33898950 0.00000000 0.00000000 CB-2 3,715,000.00 5.20900% 999.57537550 4.33899058 0.00000000 0.00000000 CB-3 2,438,000.00 5.20900% 999.57537326 4.33899098 0.00000000 0.00000000 CB-4 1,857,000.00 5.20900% 999.57537426 4.33898761 0.00000000 0.00000000 CB-5 1,394,000.00 5.20900% 999.57537303 4.33898852 0.00000000 0.00000000 CB-6 928,881.00 5.20900% 999.57537080 4.33898422 0.00000000 0.00000000 (5) Per $1 denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 4.35618108 0.00000000 966.28965803 1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 4.23580690 0.00000000 981.63294480 3-A-1 0.00000000 0.00000000 2.65593810 0.00000000 977.33491542 3-A-1A 0.00000000 0.00000000 2.63205847 0.00000000 971.18845178 3-A-1B 0.00000000 0.00000000 2.75000000 0.00000000 1000.00000000 3-A-2 0.00000000 0.00000000 2.65532059 0.00000000 962.50303338 3-A-2A 0.00000000 0.00000000 2.62869103 0.00000000 951.92696577 3-A-2B 0.00000000 0.00000000 2.75000000 0.00000000 1000.00000000 3-A-3 0.00000000 0.00000000 2.71073366 0.00000000 972.50260882 3-M-1 0.00000000 0.00000000 2.86666651 0.00000000 1000.00000000 3-M-2 0.00000000 0.00000000 3.07500000 0.00000000 1000.00000000 3-P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-CE 0.00000000 0.00000000 313.81972180 0.00000000 1000.05584344 3-B-1 0.00000000 0.00000000 3.49166654 0.00000000 1000.00000000 3-B-2 0.00000000 0.00000000 4.15833290 0.00000000 1000.00000000 3-B-3 0.00000000 0.00000000 4.15833333 0.00000000 1000.00000000 CB-1 0.00000000 0.00000000 4.33898950 0.00000000 999.14982143 CB-2 0.00000000 0.00000000 4.33899058 0.00000000 999.14982234 CB-3 0.00000000 0.00000000 4.33899098 0.00000000 999.14982363 CB-4 0.00000000 0.00000000 4.33898761 0.00000000 999.14982229 CB-5 0.00000000 0.00000000 4.33898852 0.00000000 999.14982066 CB-6 0.00000000 0.00000000 4.33898422 0.00000000 999.14982651 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 19,257,577.56 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 99,704.52 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 19,357,282.08 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 209,091.15 Payment of Interest and Principal 19,148,190.93 Total Withdrawals (Pool Distribution Amount) 19,357,282.08 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 209,091.15 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 209,091.15
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 93 0 0 0 93 18,901,454.42 0.00 0.00 0.00 18,901,454.42 60 Days 1 0 0 0 1 128,000.00 0.00 0.00 0.00 128,000.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 94 0 0 0 94 19,029,454.42 0.00 0.00 0.00 19,029,454.42 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.291769% 0.000000% 0.000000% 0.000000% 2.291769% 1.924039% 0.000000% 0.000000% 0.000000% 1.924039% 60 Days 0.024643% 0.000000% 0.000000% 0.000000% 0.024643% 0.013030% 0.000000% 0.000000% 0.000000% 0.013030% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.316412% 0.000000% 0.000000% 0.000000% 2.316412% 1.937068% 0.000000% 0.000000% 0.000000% 1.937068%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 6 0 0 0 6 1,306,586.93 0.00 0.00 0.00 1,306,586.93 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 6 0 0 0 6 1,306,586.93 0.00 0.00 0.00 1,306,586.93 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.257862% 0.000000% 0.000000% 0.000000% 1.257862% 1.306432% 0.000000% 0.000000% 0.000000% 1.306432% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.257862% 0.000000% 0.000000% 0.000000% 1.257862% 1.306432% 0.000000% 0.000000% 0.000000% 1.306432% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 4 0 0 0 4 938,582.98 0.00 0.00 0.00 938,582.98 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 4 0 0 0 4 938,582.98 0.00 0.00 0.00 938,582.98 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.015228% 0.000000% 0.000000% 0.000000% 1.015228% 0.740355% 0.000000% 0.000000% 0.000000% 0.740355% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.015228% 0.000000% 0.000000% 0.000000% 1.015228% 0.740355% 0.000000% 0.000000% 0.000000% 0.740355% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3A No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 75 0 0 0 75 12,459,584.52 0.00 0.00 0.00 12,459,584.52 60 Days 1 0 0 0 1 128,000.00 0.00 0.00 0.00 128,000.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 76 0 0 0 76 12,587,584.52 0.00 0.00 0.00 12,587,584.52 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.744237% 0.000000% 0.000000% 0.000000% 2.744237% 2.434786% 0.000000% 0.000000% 0.000000% 2.434786% 60 Days 0.036590% 0.000000% 0.000000% 0.000000% 0.036590% 0.025013% 0.000000% 0.000000% 0.000000% 0.025013% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.780827% 0.000000% 0.000000% 0.000000% 2.780827% 2.459799% 0.000000% 0.000000% 0.000000% 2.459799% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3B No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 8 0 0 0 8 4,196,699.99 0.00 0.00 0.00 4,196,699.99 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 8 0 0 0 8 4,196,699.99 0.00 0.00 0.00 4,196,699.99 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.762115% 0.000000% 0.000000% 0.000000% 1.762115% 1.720908% 0.000000% 0.000000% 0.000000% 1.720908% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.762115% 0.000000% 0.000000% 0.000000% 1.762115% 1.720908% 0.000000% 0.000000% 0.000000% 1.720908%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 99,704.52
COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 6.011960% Weighted Average Net Coupon 5.760188% Weighted Average Pass-Through Rate 5.760188% Weighted Average Maturity(Stepdown Calculation ) 357 Beginning Scheduled Collateral Loan Count 4,116 Number Of Loans Paid In Full 58 Ending Scheduled Collateral Loan Count 4,058 Beginning Scheduled Collateral Balance 996,572,206.19 Ending Scheduled Collateral Balance 982,207,718.19 Ending Actual Collateral Balance at 29-Apr-2005 982,384,303.33 Monthly P &I Constant 5,227,987.25 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 235,193.55 Unscheduled Principal 14,129,294.45 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized reduction Amount 0.00 Specified O/C Amount 5,424,574.91 Overcollateralized Amount 5,424,574.91 Overcollateralized Deficiency Amount 0.00 Base Overcollateralized Amount 0.00 Extra principal distribution Amount 0.00 Excess Cash Amount 0.00
Miscellaneous Reporting Excess cash 1,702,243.53 Group 3 Overcollateralization Amount 5,424,574.91 Group 3 Overcollateralization Deficiency 0.00 Group 3 Overcollateralization Release 0.00 Group 3 Target Overcollateralization 5,424,574.91
Group Level Collateral Statement Group 1 2 3A Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 5.541514 5.394523 6.196015 Weighted Average Net Rate 5.289553 5.144523 5.945425 Weighted Average Maturity 357 357 357 Beginning Loan Count 488 398 2,765 Loans Paid In Full 11 4 32 Ending Loan Count 477 394 2,733 Beginning Scheduled Balance 102,103,023.91 127,508,850.21 517,591,581.99 Ending scheduled Balance 99,979,854.82 126,733,582.70 511,653,412.84 Record Date 04/29/2005 04/29/2005 04/29/2005 Principal And Interest Constant 518,064.44 624,402.72 2,778,212.42 Scheduled Principal 46,559.97 51,194.91 105,708.21 Unscheduled Principal 2,076,609.12 724,072.60 5,832,460.94 Scheduled Interest 471,504.47 573,207.81 2,672,504.21 Servicing Fees 21,438.30 26,564.34 108,085.86 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 450,066.17 546,643.47 2,564,418.35 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.289554 5.144523 5.945425
Group Level Collateral Statement Group 3B Total Collateral Description Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 6.138270 6.011960 Weighted Average Net Rate 5.883213 5.760188 Weighted Average Maturity 357 357 Beginning Loan Count 465 4,116 Loans Paid In Full 11 58 Ending Loan Count 454 4,058 Beginning Scheduled Balance 249,368,750.08 996,572,206.19 Ending scheduled Balance 243,840,867.83 982,207,718.19 Record Date 04/29/2005 04/29/2005 Principal And Interest Constant 1,307,307.67 5,227,987.25 Scheduled Principal 31,730.46 235,193.55 Unscheduled Principal 5,496,151.79 14,129,294.45 Scheduled Interest 1,275,577.21 4,992,793.70 Servicing Fees 53,002.65 209,091.15 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread Fee 1 0.00 0.00 Spread Fee 2 0.00 0.00 Spread Fee 3 0.00 0.00 Net Interest 1,222,574.56 4,783,702.55 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalties 0.00 0.00 Special Servicing Fee 0.00 0.00 Pass-Through Rate 5.883213 5.760188
Miscellaneous Reporting Group 1 CPR % 21.861725% Senior Prepayment Percentage 100.000000% Senior Percentage 93.431171% Subordinate Percentage 6.568829% Subordinate Prepayment Percentage 0.000000% Group 2 CPR % 6.608049% Senior Prepayment Percentage 100.000000% Senior Percentage 93.428300% Subordinate Percentage 6.571700% Subordinate Prepayment Percentage 0.000000% Group 3A CPR % 12.717231%
Miscellaneous Reporting Group 3B CPR % 23.469108%
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