-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, IklGumkQvoWgtOjGWYVDlLTrZTCKHa+KcgJn3j/gkTq7SpY/CRk65dgoO+/lCkTT ecfpVe+2JyfWklq/DcUI7A== 0001056404-05-002624.txt : 20050729 0001056404-05-002624.hdr.sgml : 20050729 20050729081926 ACCESSION NUMBER: 0001056404-05-002624 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20050725 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050729 DATE AS OF CHANGE: 20050729 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Banc of America Mortgage Securities Mortgage Pass-Through Certificates Series 2005-3 Trust CENTRAL INDEX KEY: 0001322024 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-118843-17 FILM NUMBER: 05982744 BUSINESS ADDRESS: STREET 1: 201 NORTH TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 BUSINESS PHONE: 7043884503 MAIL ADDRESS: STREET 1: 201 NORTH TRYON STREET CITY: CHARLOTTE STATE: NC ZIP: 3884503 8-K 1 bam05003_10507.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2005 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-3 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-118843-17 Pooling and Servicing Agreement) (Commission 54-2169425 (State or other File Number) 54-2169426 jurisdiction 54-2169427 of Incorporation) IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On July 25, 2005 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2005-3 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-3 Trust, relating to the July 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-3 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 7/25/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-3 Trust, relating to the July 25, 2005 distribution. EX-99.1
Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 6/30/2005 Distribution Date: 7/25/2005 Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series 2005-3 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution 1-A-1 05949A2C3 SEN 5.50000% 13,174,117.22 60,381.37 1-A-2 05949A2D1 SEN 5.50000% 125,000.00 572.92 1-A-3 05949A2E9 SEN 5.50000% 2,100,000.00 9,625.00 1-A-4 05949A2F6 SEN 5.50000% 680,000.00 3,116.67 1-A-5 05949A2G4 SEN 5.50000% 3,256,500.00 14,925.63 1-A-6 05949A2H2 SEN 4.31125% 4,156,881.65 14,934.46 1-A-7 05949A2J8 SEN 5.50000% 0.00 10,274.68 1-A-8 05949A2K5 SEN 7.48125% 1,288,176.51 8,030.98 1-A-9 05949A2L3 SEN 6.68875% 2,009,920.80 11,203.21 1-A-10 05949A2M1 SEN 5.50000% 3,654,000.00 16,747.50 1-A-11 05949A2N9 SEN 5.50000% 2,373,000.00 10,876.25 1-A-12 05949A2P4 SEN 5.25000% 5,481,602.17 23,982.01 1-A-13 05949A2Q2 SEN 7.00000% 913,600.36 5,329.34 1-A-15 05949A2S8 SEN 5.50000% 10,000,000.00 45,833.33 1-A-16 05949A2T6 SEN 5.50000% 4,767,919.17 21,852.96 1-A-17 05949A2U3 SEN 5.50000% 2,540,883.72 11,645.72 1-A-18 05949A2V1 SEN 5.00000% 9,818,335.74 40,909.73 1-A-19 05949A2W9 SEN 5.25000% 29,681,810.76 129,857.92 1-A-20 05949A2X7 SEN 5.50000% 29,264,000.00 134,126.67 1-A-21 05949A2Y5 SEN 5.50000% 22,137,000.00 101,461.25 1-A-22 05949A2Z2 SEN 5.50000% 1,314,000.00 6,022.50 1-A-23 05949A3A6 SEN 5.50000% 1,307,000.00 5,990.42 1-A-24 05949A3B4 SEN 5.50000% 20,866,500.00 95,638.13 1-A-25 05949A3C2 SEN 5.50000% 37,926,493.53 173,829.76 1-A-26 05949A3D0 SEN 5.50000% 47,805,890.66 219,110.33 1-A-27 05949A3E8 SEN 5.50000% 28,565,000.00 130,922.92 1-A-28 05949A3F5 SEN 5.50000% 5,787,859.09 26,527.69 1-A-29 05949A3G3 SEN 5.50000% 15,196,140.91 69,648.98 1-A-30 05949A3H1 SEN 5.50000% 1,098,000.00 5,032.50 1-A-31 05949A3J7 SEN 5.50000% 36,157,222.61 165,720.60 1-A-32 05949A3K4 SEN 5.50000% 1,467,755.30 6,727.21 1-A-R 05949A3L2 SEN 5.50000% 0.00 1.75 2-A-1 05949A3N8 SEN 5.50000% 21,583,000.00 98,922.08 2-A-2 05949A3P3 SEN 5.50000% 159,983,801.00 733,259.09 2-A-3 05949A3Q1 SEN 5.50000% 31,907,000.00 146,240.42 2-A-4 05949A3R9 SEN 5.50000% 1,136,000.00 5,206.67 30-PO 05949A3T5 SEN 0.00000% 1,958,964.14 0.00 1-A-IO 05949A3M0 SEN 5.50000% 0.00 20,187.24 2-A-IO 05949A3S7 SEN 5.50000% 0.00 14,861.56 1-B-1 05949A3U2 SUB 5.50000% 6,618,987.76 30,337.03 1-B-2 05949A3V0 SUB 5.50000% 1,838,164.67 8,424.92 1-B-3 05949A3W8 SUB 5.50000% 1,103,496.90 5,057.69 1-B-4 05949A4A5 SUB 5.50000% 735,664.60 3,371.80 1-B-5 05949A4B3 SUB 5.50000% 551,250.03 2,526.56 1-B-6 05949A4C1 SUB 5.50000% 552,130.24 2,530.60 2-B-1 05949A3X6 SUB 5.50000% 3,737,211.28 17,128.89 2-B-2 05949A3Y4 SUB 5.50000% 1,358,714.05 6,227.44 2-B-3 05949A3Z1 SUB 5.50000% 679,855.45 3,116.00 2-B-4 05949A4D9 SUB 5.50000% 452,572.40 2,074.29 2-B-5 05949A4E7 SUB 5.50000% 339,927.73 1,558.00 2-B-6 05949A4F4 SUB 5.50000% 339,882.97 1,557.80 Totals 579,791,233.42 2,683,448.47
Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses 1-A-1 258,101.94 0.00 12,916,015.27 318,483.31 0.00 1-A-2 0.00 0.00 125,000.00 572.92 0.00 1-A-3 0.00 0.00 2,100,000.00 9,625.00 0.00 1-A-4 0.00 0.00 680,000.00 3,116.67 0.00 1-A-5 0.00 0.00 3,256,500.00 14,925.63 0.00 1-A-6 81,439.93 0.00 4,075,441.71 96,374.39 0.00 1-A-7 0.00 0.00 0.00 10,274.68 0.00 1-A-8 25,237.43 0.00 1,262,939.08 33,268.41 0.00 1-A-9 39,377.55 0.00 1,970,543.25 50,580.76 0.00 1-A-10 72,000.00 0.00 3,582,000.00 88,747.50 0.00 1-A-11 0.00 0.00 2,373,000.00 10,876.25 0.00 1-A-12 107,393.32 0.00 5,374,208.85 131,375.33 0.00 1-A-13 17,898.89 0.00 895,701.48 23,228.23 0.00 1-A-15 0.00 0.00 10,000,000.00 45,833.33 0.00 1-A-16 17,879.71 0.00 4,750,039.46 39,732.67 0.00 1-A-17 125,311.38 0.00 2,415,572.34 136,957.10 0.00 1-A-18 76,270.03 0.00 9,742,065.70 117,179.76 0.00 1-A-19 230,571.94 0.00 29,451,238.83 360,429.86 0.00 1-A-20 0.00 0.00 29,264,000.00 134,126.67 0.00 1-A-21 0.00 0.00 22,137,000.00 101,461.25 0.00 1-A-22 0.00 0.00 1,314,000.00 6,022.50 0.00 1-A-23 0.00 0.00 1,307,000.00 5,990.42 0.00 1-A-24 0.00 0.00 20,866,500.00 95,638.13 0.00 1-A-25 504,103.55 0.00 37,422,389.98 677,933.31 0.00 1-A-26 533,424.10 0.00 47,272,466.56 752,534.43 0.00 1-A-27 0.00 0.00 28,565,000.00 130,922.92 0.00 1-A-28 (26,527.69) 0.00 5,814,386.77 0.00 0.00 1-A-29 26,527.69 0.00 15,169,613.23 96,176.67 0.00 1-A-30 0.00 0.00 1,098,000.00 5,032.50 0.00 1-A-31 480,587.12 0.00 35,676,635.48 646,307.72 0.00 1-A-32 19,508.81 0.00 1,448,246.49 26,236.02 0.00 1-A-R 0.00 0.00 0.00 1.75 0.00 2-A-1 0.00 0.00 21,583,000.00 98,922.08 0.00 2-A-2 2,892,174.07 0.00 157,091,626.93 3,625,433.16 0.00 2-A-3 0.00 0.00 31,907,000.00 146,240.42 0.00 2-A-4 0.00 0.00 1,136,000.00 5,206.67 0.00 30-PO 4,913.06 0.00 1,954,051.08 4,913.06 0.00 1-A-IO 0.00 0.00 0.00 20,187.24 0.00 2-A-IO 0.00 0.00 0.00 14,861.56 0.00 1-B-1 7,105.06 0.00 6,611,882.70 37,442.09 0.00 1-B-2 1,973.15 0.00 1,836,191.52 10,398.07 0.00 1-B-3 1,184.53 0.00 1,102,312.37 6,242.22 0.00 1-B-4 789.69 0.00 734,874.91 4,161.49 0.00 1-B-5 591.73 0.00 550,658.30 3,118.29 0.00 1-B-6 592.68 0.00 551,537.56 3,123.28 0.00 2-B-1 3,975.79 0.00 3,733,235.49 21,104.68 0.00 2-B-2 1,445.45 0.00 1,357,268.60 7,672.89 0.00 2-B-3 723.26 0.00 679,132.20 3,839.26 0.00 2-B-4 481.46 0.00 452,090.93 2,555.75 0.00 2-B-5 361.63 0.00 339,566.10 1,919.63 0.00 2-B-6 361.19 0.00 339,521.78 1,918.99 0.00 Totals 5,505,778.45 0.00 574,285,454.95 8,189,226.92 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. This report has been compiled from information provided to Wells Fargo Bank, N.A. by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A. has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 14,420,000.00 13,174,117.22 36,908.78 221,193.16 0.00 0.00 1-A-2 125,000.00 125,000.00 0.00 0.00 0.00 0.00 1-A-3 2,100,000.00 2,100,000.00 0.00 0.00 0.00 0.00 1-A-4 680,000.00 680,000.00 0.00 0.00 0.00 0.00 1-A-5 3,256,500.00 3,256,500.00 0.00 0.00 0.00 0.00 1-A-6 4,550,000.00 4,156,881.65 11,645.97 69,793.96 0.00 0.00 1-A-7 0.00 0.00 0.00 0.00 0.00 0.00 1-A-8 1,410,000.00 1,288,176.51 3,608.97 21,628.46 0.00 0.00 1-A-9 2,200,000.00 2,009,920.80 5,631.02 33,746.53 0.00 0.00 1-A-10 4,000,000.00 3,654,000.00 10,296.06 61,703.94 0.00 0.00 1-A-11 2,373,000.00 2,373,000.00 0.00 0.00 0.00 0.00 1-A-12 6,000,000.00 5,481,602.17 15,357.33 92,035.99 0.00 0.00 1-A-13 1,000,000.00 913,600.36 2,559.55 15,339.33 0.00 0.00 1-A-15 10,000,000.00 10,000,000.00 0.00 0.00 0.00 0.00 1-A-16 4,800,000.00 4,767,919.17 2,556.81 15,322.90 0.00 0.00 1-A-17 3,200,000.00 2,540,883.72 17,919.63 107,391.75 0.00 0.00 1-A-18 10,000,000.00 9,818,335.74 10,906.67 65,363.36 0.00 0.00 1-A-19 30,231,000.00 29,681,810.76 32,971.97 197,599.97 0.00 0.00 1-A-20 29,264,000.00 29,264,000.00 0.00 0.00 0.00 0.00 1-A-21 22,137,000.00 22,137,000.00 0.00 0.00 0.00 0.00 1-A-22 1,314,000.00 1,314,000.00 0.00 0.00 0.00 0.00 1-A-23 1,307,000.00 1,307,000.00 0.00 0.00 0.00 0.00 1-A-24 20,866,500.00 20,866,500.00 0.00 0.00 0.00 0.00 1-A-25 40,000,000.00 37,926,493.53 72,087.21 432,016.35 0.00 0.00 1-A-26 50,000,000.00 47,805,890.66 76,280.07 457,144.03 0.00 0.00 1-A-27 28,565,000.00 28,565,000.00 0.00 0.00 0.00 0.00 1-A-28 5,709,000.00 5,787,859.09 0.00 0.00 (26,527.69) 0.00 1-A-29 15,275,000.00 15,196,140.91 3,793.48 22,734.21 0.00 0.00 1-A-30 1,098,000.00 1,098,000.00 0.00 0.00 0.00 0.00 1-A-31 38,134,000.00 36,157,222.61 68,724.34 411,862.79 0.00 0.00 1-A-32 1,548,000.00 1,467,755.30 2,789.77 16,719.03 0.00 0.00 1-A-R 100.00 0.00 0.00 0.00 0.00 0.00 2-A-1 21,583,000.00 21,583,000.00 0.00 0.00 0.00 0.00 2-A-2 165,542,000.00 159,983,801.00 228,310.27 2,663,863.79 0.00 0.00 2-A-3 31,907,000.00 31,907,000.00 0.00 0.00 0.00 0.00 2-A-4 1,136,000.00 1,136,000.00 0.00 0.00 0.00 0.00 30-PO 1,971,571.00 1,958,964.14 2,205.60 2,707.46 0.00 0.00 1-A-IO 0.00 0.00 0.00 0.00 0.00 0.00 2-A-IO 0.00 0.00 0.00 0.00 0.00 0.00 1-B-1 6,640,000.00 6,618,987.76 7,105.06 0.00 0.00 0.00 1-B-2 1,844,000.00 1,838,164.67 1,973.15 0.00 0.00 0.00 1-B-3 1,107,000.00 1,103,496.90 1,184.53 0.00 0.00 0.00 1-B-4 738,000.00 735,664.60 789.69 0.00 0.00 0.00 1-B-5 553,000.00 551,250.03 591.73 0.00 0.00 0.00 1-B-6 553,883.00 552,130.24 592.68 0.00 0.00 0.00 2-B-1 3,749,000.00 3,737,211.28 3,975.79 0.00 0.00 0.00 2-B-2 1,363,000.00 1,358,714.05 1,445.45 0.00 0.00 0.00 2-B-3 682,000.00 679,855.45 723.26 0.00 0.00 0.00 2-B-4 454,000.00 452,572.40 481.46 0.00 0.00 0.00 2-B-5 341,000.00 339,927.73 361.63 0.00 0.00 0.00 2-B-6 340,955.00 339,882.97 361.19 0.00 0.00 0.00 Totals 596,068,509.00 579,791,233.42 624,139.12 4,908,167.01 (26,527.69) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 258,101.94 12,916,015.27 0.89570148 258,101.94 1-A-2 0.00 125,000.00 1.00000000 0.00 1-A-3 0.00 2,100,000.00 1.00000000 0.00 1-A-4 0.00 680,000.00 1.00000000 0.00 1-A-5 0.00 3,256,500.00 1.00000000 0.00 1-A-6 81,439.93 4,075,441.71 0.89570147 81,439.93 1-A-7 0.00 0.00 0.00000000 0.00 1-A-8 25,237.43 1,262,939.08 0.89570148 25,237.43 1-A-9 39,377.55 1,970,543.25 0.89570148 39,377.55 1-A-10 72,000.00 3,582,000.00 0.89550000 72,000.00 1-A-11 0.00 2,373,000.00 1.00000000 0.00 1-A-12 107,393.32 5,374,208.85 0.89570148 107,393.32 1-A-13 17,898.89 895,701.48 0.89570148 17,898.89 1-A-15 0.00 10,000,000.00 1.00000000 0.00 1-A-16 17,879.71 4,750,039.46 0.98959155 17,879.71 1-A-17 125,311.38 2,415,572.34 0.75486636 125,311.38 1-A-18 76,270.03 9,742,065.70 0.97420657 76,270.03 1-A-19 230,571.94 29,451,238.83 0.97420657 230,571.94 1-A-20 0.00 29,264,000.00 1.00000000 0.00 1-A-21 0.00 22,137,000.00 1.00000000 0.00 1-A-22 0.00 1,314,000.00 1.00000000 0.00 1-A-23 0.00 1,307,000.00 1.00000000 0.00 1-A-24 0.00 20,866,500.00 1.00000000 0.00 1-A-25 504,103.55 37,422,389.98 0.93555975 504,103.55 1-A-26 533,424.10 47,272,466.56 0.94544933 533,424.10 1-A-27 0.00 28,565,000.00 1.00000000 0.00 1-A-28 (26,527.69) 5,814,386.77 1.01845976 (26,527.69) 1-A-29 26,527.69 15,169,613.23 0.99310070 26,527.69 1-A-30 0.00 1,098,000.00 1.00000000 0.00 1-A-31 480,587.12 35,676,635.48 0.93555975 480,587.12 1-A-32 19,508.81 1,448,246.49 0.93555975 19,508.81 1-A-R 0.00 0.00 0.00000000 0.00 2-A-1 0.00 21,583,000.00 1.00000000 0.00 2-A-2 2,892,174.07 157,091,626.93 0.94895330 2,892,174.07 2-A-3 0.00 31,907,000.00 1.00000000 0.00 2-A-4 0.00 1,136,000.00 1.00000000 0.00 30-PO 4,913.06 1,954,051.08 0.99111373 4,913.06 1-A-IO 0.00 0.00 0.00000000 0.00 2-A-IO 0.00 0.00 0.00000000 0.00 1-B-1 7,105.06 6,611,882.70 0.99576547 7,105.06 1-B-2 1,973.15 1,836,191.52 0.99576547 1,973.15 1-B-3 1,184.53 1,102,312.37 0.99576547 1,184.53 1-B-4 789.69 734,874.91 0.99576546 789.69 1-B-5 591.73 550,658.30 0.99576546 591.73 1-B-6 592.68 551,537.56 0.99576546 592.68 2-B-1 3,975.79 3,733,235.49 0.99579501 3,975.79 2-B-2 1,445.45 1,357,268.60 0.99579501 1,445.45 2-B-3 723.26 679,132.20 0.99579501 723.26 2-B-4 481.46 452,090.93 0.99579500 481.46 2-B-5 361.63 339,566.10 0.99579501 361.63 2-B-6 361.19 339,521.78 0.99579645 361.19 Totals 5,505,778.45 574,285,454.95 0.96345545 5,505,778.45
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 14,420,000.00 913.60036200 2.55955479 15.33933148 0.00000000 1-A-2 125,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-3 2,100,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-4 680,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-5 3,256,500.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-6 4,550,000.00 913.60036264 2.55955385 15.33933187 0.00000000 1-A-7 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-8 1,410,000.00 913.60036170 2.55955319 15.33933333 0.00000000 1-A-9 2,200,000.00 913.60036364 2.55955455 15.33933182 0.00000000 1-A-10 4,000,000.00 913.50000000 2.57401500 15.42598500 0.00000000 1-A-11 2,373,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-12 6,000,000.00 913.60036167 2.55955500 15.33933167 0.00000000 1-A-13 1,000,000.00 913.60036000 2.55955000 15.33933000 0.00000000 1-A-15 10,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-16 4,800,000.00 993.31649375 0.53266875 3.19227083 0.00000000 1-A-17 3,200,000.00 794.02616250 5.59988438 33.55992188 0.00000000 1-A-18 10,000,000.00 981.83357400 1.09066700 6.53633600 0.00000000 1-A-19 30,231,000.00 981.83357348 1.09066753 6.53633588 0.00000000 1-A-20 29,264,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-21 22,137,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-22 1,314,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-23 1,307,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-24 20,866,500.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-25 40,000,000.00 948.16233825 1.80218025 10.80040875 0.00000000 1-A-26 50,000,000.00 956.11781320 1.52560140 9.14288060 0.00000000 1-A-27 28,565,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-28 5,709,000.00 1013.81311788 0.00000000 0.00000000 (4.64664390) 1-A-29 15,275,000.00 994.83737545 0.24834566 1.48832799 0.00000000 1-A-30 1,098,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-31 38,134,000.00 948.16233833 1.80218021 10.80040882 0.00000000 1-A-32 1,548,000.00 948.16233850 1.80217700 10.80040698 0.00000000 1-A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 21,583,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-2 165,542,000.00 966.42423675 1.37916825 16.09177000 0.00000000 2-A-3 31,907,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-4 1,136,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 30-PO 1,971,571.00 993.60567791 1.11870179 1.37325006 0.00000000 1-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-B-1 6,640,000.00 996.83550602 1.07003916 0.00000000 0.00000000 1-B-2 1,844,000.00 996.83550434 1.07003796 0.00000000 0.00000000 1-B-3 1,107,000.00 996.83550136 1.07003613 0.00000000 0.00000000 1-B-4 738,000.00 996.83550136 1.07004065 0.00000000 0.00000000 1-B-5 553,000.00 996.83549729 1.07003617 0.00000000 0.00000000 1-B-6 553,883.00 996.83550497 1.07004548 0.00000000 0.00000000 2-B-1 3,749,000.00 996.85550280 1.06049346 0.00000000 0.00000000 2-B-2 1,363,000.00 996.85550257 1.06049156 0.00000000 0.00000000 2-B-3 682,000.00 996.85549853 1.06049853 0.00000000 0.00000000 2-B-4 454,000.00 996.85550661 1.06048458 0.00000000 0.00000000 2-B-5 341,000.00 996.85551320 1.06049853 0.00000000 0.00000000 2-B-6 340,955.00 996.85580209 1.05934801 0.00000000 0.00000000 (2) All classes are per $1,000 denomination
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 17.89888627 895.70147503 0.89570148 17.89888627 1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-6 0.00000000 17.89888571 895.70147473 0.89570147 17.89888571 1-A-7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-8 0.00000000 17.89888652 895.70147518 0.89570148 17.89888652 1-A-9 0.00000000 17.89888636 895.70147727 0.89570148 17.89888636 1-A-10 0.00000000 18.00000000 895.50000000 0.89550000 18.00000000 1-A-11 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-12 0.00000000 17.89888667 895.70147500 0.89570148 17.89888667 1-A-13 0.00000000 17.89889000 895.70148000 0.89570148 17.89889000 1-A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-16 0.00000000 3.72493958 989.59155417 0.98959155 3.72493958 1-A-17 0.00000000 39.15980625 754.86635625 0.75486636 39.15980625 1-A-18 0.00000000 7.62700300 974.20657000 0.97420657 7.62700300 1-A-19 0.00000000 7.62700341 974.20657041 0.97420657 7.62700341 1-A-20 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-21 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-22 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-23 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-24 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-25 0.00000000 12.60258875 935.55974950 0.93555975 12.60258875 1-A-26 0.00000000 10.66848200 945.44933120 0.94544933 10.66848200 1-A-27 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-28 0.00000000 (4.64664390) 1,018.45976003 1.01845976 (4.64664390) 1-A-29 0.00000000 1.73667365 993.10070245 0.99310070 1.73667365 1-A-30 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-31 0.00000000 12.60258877 935.55974931 0.93555975 12.60258877 1-A-32 0.00000000 12.60259044 935.55974806 0.93555975 12.60259044 1-A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-2 0.00000000 17.47093831 948.95329844 0.94895330 17.47093831 2-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 30-PO 0.00000000 2.49195185 991.11372606 0.99111373 2.49195185 1-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-B-1 0.00000000 1.07003916 995.76546687 0.99576547 1.07003916 1-B-2 0.00000000 1.07003796 995.76546638 0.99576547 1.07003796 1-B-3 0.00000000 1.07003613 995.76546522 0.99576547 1.07003613 1-B-4 0.00000000 1.07004065 995.76546070 0.99576546 1.07004065 1-B-5 0.00000000 1.07003617 995.76546112 0.99576546 1.07003617 1-B-6 0.00000000 1.07004548 995.76545949 0.99576546 1.07004548 2-B-1 0.00000000 1.06049346 995.79500934 0.99579501 1.06049346 2-B-2 0.00000000 1.06049156 995.79501101 0.99579501 1.06049156 2-B-3 0.00000000 1.06049853 995.79501466 0.99579501 1.06049853 2-B-4 0.00000000 1.06048458 995.79500000 0.99579500 1.06048458 2-B-5 0.00000000 1.06049853 995.79501466 0.99579501 1.06049853 2-B-6 0.00000000 1.05934801 995.79645408 0.99579645 1.05934801 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 14,420,000.00 5.50000% 13,174,117.22 60,381.37 0.00 0.00 1-A-2 125,000.00 5.50000% 125,000.00 572.92 0.00 0.00 1-A-3 2,100,000.00 5.50000% 2,100,000.00 9,625.00 0.00 0.00 1-A-4 680,000.00 5.50000% 680,000.00 3,116.67 0.00 0.00 1-A-5 3,256,500.00 5.50000% 3,256,500.00 14,925.63 0.00 0.00 1-A-6 4,550,000.00 4.31125% 4,156,881.65 14,934.46 0.00 0.00 1-A-7 0.00 5.50000% 2,241,749.19 10,274.68 0.00 0.00 1-A-8 1,410,000.00 7.48125% 1,288,176.51 8,030.98 0.00 0.00 1-A-9 2,200,000.00 6.68875% 2,009,920.80 11,203.21 0.00 0.00 1-A-10 4,000,000.00 5.50000% 3,654,000.00 16,747.50 0.00 0.00 1-A-11 2,373,000.00 5.50000% 2,373,000.00 10,876.25 0.00 0.00 1-A-12 6,000,000.00 5.25000% 5,481,602.17 23,982.01 0.00 0.00 1-A-13 1,000,000.00 7.00000% 913,600.36 5,329.34 0.00 0.00 1-A-15 10,000,000.00 5.50000% 10,000,000.00 45,833.33 0.00 0.00 1-A-16 4,800,000.00 5.50000% 4,767,919.17 21,852.96 0.00 0.00 1-A-17 3,200,000.00 5.50000% 2,540,883.72 11,645.72 0.00 0.00 1-A-18 10,000,000.00 5.00000% 9,818,335.74 40,909.73 0.00 0.00 1-A-19 30,231,000.00 5.25000% 29,681,810.76 129,857.92 0.00 0.00 1-A-20 29,264,000.00 5.50000% 29,264,000.00 134,126.67 0.00 0.00 1-A-21 22,137,000.00 5.50000% 22,137,000.00 101,461.25 0.00 0.00 1-A-22 1,314,000.00 5.50000% 1,314,000.00 6,022.50 0.00 0.00 1-A-23 1,307,000.00 5.50000% 1,307,000.00 5,990.42 0.00 0.00 1-A-24 20,866,500.00 5.50000% 20,866,500.00 95,638.13 0.00 0.00 1-A-25 40,000,000.00 5.50000% 37,926,493.53 173,829.76 0.00 0.00 1-A-26 50,000,000.00 5.50000% 47,805,890.66 219,110.33 0.00 0.00 1-A-27 28,565,000.00 5.50000% 28,565,000.00 130,922.92 0.00 0.00 1-A-28 5,709,000.00 5.50000% 5,787,859.09 26,527.69 0.00 0.00 1-A-29 15,275,000.00 5.50000% 15,196,140.91 69,648.98 0.00 0.00 1-A-30 1,098,000.00 5.50000% 1,098,000.00 5,032.50 0.00 0.00 1-A-31 38,134,000.00 5.50000% 36,157,222.61 165,720.60 0.00 0.00 1-A-32 1,548,000.00 5.50000% 1,467,755.30 6,727.21 0.00 0.00 1-A-R 100.00 5.50000% 0.00 0.00 0.00 0.00 2-A-1 21,583,000.00 5.50000% 21,583,000.00 98,922.08 0.00 0.00 2-A-2 165,542,000.00 5.50000% 159,983,801.00 733,259.09 0.00 0.00 2-A-3 31,907,000.00 5.50000% 31,907,000.00 146,240.42 0.00 0.00 2-A-4 1,136,000.00 5.50000% 1,136,000.00 5,206.67 0.00 0.00 30-PO 1,971,571.00 0.00000% 1,958,964.14 0.00 0.00 0.00 1-A-IO 0.00 5.50000% 4,404,488.80 20,187.24 0.00 0.00 2-A-IO 0.00 5.50000% 3,242,521.64 14,861.56 0.00 0.00 1-B-1 6,640,000.00 5.50000% 6,618,987.76 30,337.03 0.00 0.00 1-B-2 1,844,000.00 5.50000% 1,838,164.67 8,424.92 0.00 0.00 1-B-3 1,107,000.00 5.50000% 1,103,496.90 5,057.69 0.00 0.00 1-B-4 738,000.00 5.50000% 735,664.60 3,371.80 0.00 0.00 1-B-5 553,000.00 5.50000% 551,250.03 2,526.56 0.00 0.00 1-B-6 553,883.00 5.50000% 552,130.24 2,530.60 0.00 0.00 2-B-1 3,749,000.00 5.50000% 3,737,211.28 17,128.89 0.00 0.00 2-B-2 1,363,000.00 5.50000% 1,358,714.05 6,227.44 0.00 0.00 2-B-3 682,000.00 5.50000% 679,855.45 3,116.00 0.00 0.00 2-B-4 454,000.00 5.50000% 452,572.40 2,074.29 0.00 0.00 2-B-5 341,000.00 5.50000% 339,927.73 1,558.00 0.00 0.00 2-B-6 340,955.00 5.50000% 339,882.97 1,557.80 0.00 0.00 Totals 596,068,509.00 2,683,446.72 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 60,381.37 0.00 12,916,015.27 1-A-2 0.00 0.00 572.92 0.00 125,000.00 1-A-3 0.00 0.00 9,625.00 0.00 2,100,000.00 1-A-4 0.00 0.00 3,116.67 0.00 680,000.00 1-A-5 0.00 0.00 14,925.63 0.00 3,256,500.00 1-A-6 0.00 0.00 14,934.46 0.00 4,075,441.71 1-A-7 0.00 0.00 10,274.68 0.00 2,224,335.01 1-A-8 0.00 0.00 8,030.98 0.00 1,262,939.08 1-A-9 0.00 0.00 11,203.21 0.00 1,970,543.25 1-A-10 0.00 0.00 16,747.50 0.00 3,582,000.00 1-A-11 0.00 0.00 10,876.25 0.00 2,373,000.00 1-A-12 0.00 0.00 23,982.01 0.00 5,374,208.85 1-A-13 0.00 0.00 5,329.34 0.00 895,701.48 1-A-15 0.00 0.00 45,833.33 0.00 10,000,000.00 1-A-16 0.00 0.00 21,852.96 0.00 4,750,039.46 1-A-17 0.00 0.00 11,645.72 0.00 2,415,572.34 1-A-18 0.00 0.00 40,909.73 0.00 9,742,065.70 1-A-19 0.00 0.00 129,857.92 0.00 29,451,238.83 1-A-20 0.00 0.00 134,126.67 0.00 29,264,000.00 1-A-21 0.00 0.00 101,461.25 0.00 22,137,000.00 1-A-22 0.00 0.00 6,022.50 0.00 1,314,000.00 1-A-23 0.00 0.00 5,990.42 0.00 1,307,000.00 1-A-24 0.00 0.00 95,638.13 0.00 20,866,500.00 1-A-25 0.00 0.00 173,829.76 0.00 37,422,389.98 1-A-26 0.00 0.00 219,110.33 0.00 47,272,466.56 1-A-27 0.00 0.00 130,922.92 0.00 28,565,000.00 1-A-28 0.00 0.00 26,527.69 0.00 5,814,386.77 1-A-29 0.00 0.00 69,648.98 0.00 15,169,613.23 1-A-30 0.00 0.00 5,032.50 0.00 1,098,000.00 1-A-31 0.00 0.00 165,720.60 0.00 35,676,635.48 1-A-32 0.00 0.00 6,727.21 0.00 1,448,246.49 1-A-R 0.00 0.00 1.75 0.00 0.00 2-A-1 0.00 0.00 98,922.08 0.00 21,583,000.00 2-A-2 0.00 0.00 733,259.09 0.00 157,091,626.93 2-A-3 0.00 0.00 146,240.42 0.00 31,907,000.00 2-A-4 0.00 0.00 5,206.67 0.00 1,136,000.00 30-PO 0.00 0.00 0.00 0.00 1,954,051.08 1-A-IO 0.00 0.00 20,187.24 0.00 4,399,890.73 2-A-IO 0.00 0.00 14,861.56 0.00 3,202,209.38 1-B-1 0.00 0.00 30,337.03 0.00 6,611,882.70 1-B-2 0.00 0.00 8,424.92 0.00 1,836,191.52 1-B-3 0.00 0.00 5,057.69 0.00 1,102,312.37 1-B-4 0.00 0.00 3,371.80 0.00 734,874.91 1-B-5 0.00 0.00 2,526.56 0.00 550,658.30 1-B-6 0.00 0.00 2,530.60 0.00 551,537.56 2-B-1 0.00 0.00 17,128.89 0.00 3,733,235.49 2-B-2 0.00 0.00 6,227.44 0.00 1,357,268.60 2-B-3 0.00 0.00 3,116.00 0.00 679,132.20 2-B-4 0.00 0.00 2,074.29 0.00 452,090.93 2-B-5 0.00 0.00 1,558.00 0.00 339,566.10 2-B-6 0.00 0.00 1,557.80 0.00 339,521.78 Totals 0.00 0.00 2,683,448.47 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 14,420,000.00 5.50000% 913.60036200 4.18733495 0.00000000 0.00000000 1-A-2 125,000.00 5.50000% 1000.00000000 4.58336000 0.00000000 0.00000000 1-A-3 2,100,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1-A-4 680,000.00 5.50000% 1000.00000000 4.58333824 0.00000000 0.00000000 1-A-5 3,256,500.00 5.50000% 1000.00000000 4.58333487 0.00000000 0.00000000 1-A-6 4,550,000.00 4.31125% 913.60036264 3.28229890 0.00000000 0.00000000 1-A-7 0.00 5.50000% 981.83368977 4.50006942 0.00000000 0.00000000 1-A-8 1,410,000.00 7.48125% 913.60036170 5.69573050 0.00000000 0.00000000 1-A-9 2,200,000.00 6.68875% 913.60036364 5.09236818 0.00000000 0.00000000 1-A-10 4,000,000.00 5.50000% 913.50000000 4.18687500 0.00000000 0.00000000 1-A-11 2,373,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1-A-12 6,000,000.00 5.25000% 913.60036167 3.99700167 0.00000000 0.00000000 1-A-13 1,000,000.00 7.00000% 913.60036000 5.32934000 0.00000000 0.00000000 1-A-15 10,000,000.00 5.50000% 1000.00000000 4.58333300 0.00000000 0.00000000 1-A-16 4,800,000.00 5.50000% 993.31649375 4.55270000 0.00000000 0.00000000 1-A-17 3,200,000.00 5.50000% 794.02616250 3.63928750 0.00000000 0.00000000 1-A-18 10,000,000.00 5.00000% 981.83357400 4.09097300 0.00000000 0.00000000 1-A-19 30,231,000.00 5.25000% 981.83357348 4.29552182 0.00000000 0.00000000 1-A-20 29,264,000.00 5.50000% 1000.00000000 4.58333345 0.00000000 0.00000000 1-A-21 22,137,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1-A-22 1,314,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1-A-23 1,307,000.00 5.50000% 1000.00000000 4.58333588 0.00000000 0.00000000 1-A-24 20,866,500.00 5.50000% 1000.00000000 4.58333357 0.00000000 0.00000000 1-A-25 40,000,000.00 5.50000% 948.16233825 4.34574400 0.00000000 0.00000000 1-A-26 50,000,000.00 5.50000% 956.11781320 4.38220660 0.00000000 0.00000000 1-A-27 28,565,000.00 5.50000% 1000.00000000 4.58333345 0.00000000 0.00000000 1-A-28 5,709,000.00 5.50000% 1013.81311788 4.64664390 0.00000000 0.00000000 1-A-29 15,275,000.00 5.50000% 994.83737545 4.55967136 0.00000000 0.00000000 1-A-30 1,098,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1-A-31 38,134,000.00 5.50000% 948.16233833 4.34574396 0.00000000 0.00000000 1-A-32 1,548,000.00 5.50000% 948.16233850 4.34574289 0.00000000 0.00000000 1-A-R 100.00 5.50000% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 21,583,000.00 5.50000% 1000.00000000 4.58333318 0.00000000 0.00000000 2-A-2 165,542,000.00 5.50000% 966.42423675 4.42944443 0.00000000 0.00000000 2-A-3 31,907,000.00 5.50000% 1000.00000000 4.58333344 0.00000000 0.00000000 2-A-4 1,136,000.00 5.50000% 1000.00000000 4.58333627 0.00000000 0.00000000 30-PO 1,971,571.00 0.00000% 993.60567791 0.00000000 0.00000000 0.00000000 1-A-IO 0.00 5.50000% 954.30975572 4.37391964 0.00000000 0.00000000 2-A-IO 0.00 5.50000% 962.67678473 4.41226933 0.00000000 0.00000000 1-B-1 6,640,000.00 5.50000% 996.83550602 4.56882982 0.00000000 0.00000000 1-B-2 1,844,000.00 5.50000% 996.83550434 4.56882863 0.00000000 0.00000000 1-B-3 1,107,000.00 5.50000% 996.83550136 4.56882565 0.00000000 0.00000000 1-B-4 738,000.00 5.50000% 996.83550136 4.56883469 0.00000000 0.00000000 1-B-5 553,000.00 5.50000% 996.83549729 4.56882459 0.00000000 0.00000000 1-B-6 553,883.00 5.50000% 996.83550497 4.56883493 0.00000000 0.00000000 2-B-1 3,749,000.00 5.50000% 996.85550280 4.56892238 0.00000000 0.00000000 2-B-2 1,363,000.00 5.50000% 996.85550257 4.56892150 0.00000000 0.00000000 2-B-3 682,000.00 5.50000% 996.85549853 4.56891496 0.00000000 0.00000000 2-B-4 454,000.00 5.50000% 996.85550661 4.56892070 0.00000000 0.00000000 2-B-5 341,000.00 5.50000% 996.85551320 4.56891496 0.00000000 0.00000000 2-B-6 340,955.00 5.50000% 996.85580209 4.56893138 0.00000000 0.00000000 (5) All classes are per $1,000 denomination
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 4.18733495 0.00000000 895.70147503 1-A-2 0.00000000 0.00000000 4.58336000 0.00000000 1000.00000000 1-A-3 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-4 0.00000000 0.00000000 4.58333824 0.00000000 1000.00000000 1-A-5 0.00000000 0.00000000 4.58333487 0.00000000 1000.00000000 1-A-6 0.00000000 0.00000000 3.28229890 0.00000000 895.70147473 1-A-7 0.00000000 0.00000000 4.50006942 0.00000000 974.20668641 1-A-8 0.00000000 0.00000000 5.69573050 0.00000000 895.70147518 1-A-9 0.00000000 0.00000000 5.09236818 0.00000000 895.70147727 1-A-10 0.00000000 0.00000000 4.18687500 0.00000000 895.50000000 1-A-11 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-12 0.00000000 0.00000000 3.99700167 0.00000000 895.70147500 1-A-13 0.00000000 0.00000000 5.32934000 0.00000000 895.70148000 1-A-15 0.00000000 0.00000000 4.58333300 0.00000000 1000.00000000 1-A-16 0.00000000 0.00000000 4.55270000 0.00000000 989.59155417 1-A-17 0.00000000 0.00000000 3.63928750 0.00000000 754.86635625 1-A-18 0.00000000 0.00000000 4.09097300 0.00000000 974.20657000 1-A-19 0.00000000 0.00000000 4.29552182 0.00000000 974.20657041 1-A-20 0.00000000 0.00000000 4.58333345 0.00000000 1000.00000000 1-A-21 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-22 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-23 0.00000000 0.00000000 4.58333588 0.00000000 1000.00000000 1-A-24 0.00000000 0.00000000 4.58333357 0.00000000 1000.00000000 1-A-25 0.00000000 0.00000000 4.34574400 0.00000000 935.55974950 1-A-26 0.00000000 0.00000000 4.38220660 0.00000000 945.44933120 1-A-27 0.00000000 0.00000000 4.58333345 0.00000000 1000.00000000 1-A-28 0.00000000 0.00000000 4.64664390 0.00000000 1018.45976003 1-A-29 0.00000000 0.00000000 4.55967136 0.00000000 993.10070245 1-A-30 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-31 0.00000000 0.00000000 4.34574396 0.00000000 935.55974931 1-A-32 0.00000000 0.00000000 4.34574289 0.00000000 935.55974806 1-A-R 0.00000000 0.00000000 17.50000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 4.58333318 0.00000000 1000.00000000 2-A-2 0.00000000 0.00000000 4.42944443 0.00000000 948.95329844 2-A-3 0.00000000 0.00000000 4.58333344 0.00000000 1000.00000000 2-A-4 0.00000000 0.00000000 4.58333627 0.00000000 1000.00000000 30-PO 0.00000000 0.00000000 0.00000000 0.00000000 991.11372606 1-A-IO 0.00000000 0.00000000 4.37391964 0.00000000 953.31350320 2-A-IO 0.00000000 0.00000000 4.41226933 0.00000000 950.70842147 1-B-1 0.00000000 0.00000000 4.56882982 0.00000000 995.76546687 1-B-2 0.00000000 0.00000000 4.56882863 0.00000000 995.76546638 1-B-3 0.00000000 0.00000000 4.56882565 0.00000000 995.76546522 1-B-4 0.00000000 0.00000000 4.56883469 0.00000000 995.76546070 1-B-5 0.00000000 0.00000000 4.56882459 0.00000000 995.76546112 1-B-6 0.00000000 0.00000000 4.56883493 0.00000000 995.76545949 2-B-1 0.00000000 0.00000000 4.56892238 0.00000000 995.79500934 2-B-2 0.00000000 0.00000000 4.56892150 0.00000000 995.79501101 2-B-3 0.00000000 0.00000000 4.56891496 0.00000000 995.79501466 2-B-4 0.00000000 0.00000000 4.56892070 0.00000000 995.79500000 2-B-5 0.00000000 0.00000000 4.56891496 0.00000000 995.79501466 2-B-6 0.00000000 0.00000000 4.56893138 0.00000000 995.79645408 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 8,312,191.05 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 8,312,191.05 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 122,964.13 Payment of Interest and Principal 8,189,226.92 Total Withdrawals (Pool Distribution Amount) 8,312,191.05 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 120,789.92 Trustee Fee - Wells Fargo Bank, N.A. 2,174.21 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 122,964.13
OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance 1-A-10 Reserve Fund 598.54 805.90 401.45 194.09 1-A-11 Reserve Fund 999.99 0.00 0.00 999.99
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 14 0 0 0 14 5,837,709.49 0.00 0.00 0.00 5,837,709.49 60 Days 1 0 0 0 1 299,289.22 0.00 0.00 0.00 299,289.22 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 15 0 0 0 15 6,136,998.71 0.00 0.00 0.00 6,136,998.71 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.899165% 0.000000% 0.000000% 0.000000% 0.899165% 1.015643% 0.000000% 0.000000% 0.000000% 1.015643% 60 Days 0.064226% 0.000000% 0.000000% 0.000000% 0.064226% 0.052070% 0.000000% 0.000000% 0.000000% 0.052070% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.963391% 0.000000% 0.000000% 0.000000% 0.963391% 1.067714% 0.000000% 0.000000% 0.000000% 1.067714%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 -30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 7 0 0 0 7 4,166,286.43 0.00 0.00 0.00 4,166,286.43 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 7 0 0 0 7 4,166,286.43 0.00 0.00 0.00 4,166,286.43 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.054217% 0.000000% 0.000000% 0.000000% 1.054217% 1.170663% 0.000000% 0.000000% 0.000000% 1.170663% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.054217% 0.000000% 0.000000% 0.000000% 1.054217% 1.170663% 0.000000% 0.000000% 0.000000% 1.170663% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 -15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 7 0 0 0 7 1,671,423.06 0.00 0.00 0.00 1,671,423.06 60 Days 1 0 0 0 1 299,289.22 0.00 0.00 0.00 299,289.22 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 8 0 0 0 8 1,970,712.28 0.00 0.00 0.00 1,970,712.28 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.783875% 0.000000% 0.000000% 0.000000% 0.783875% 0.763596% 0.000000% 0.000000% 0.000000% 0.763596% 60 Days 0.111982% 0.000000% 0.000000% 0.000000% 0.111982% 0.136731% 0.000000% 0.000000% 0.000000% 0.136731% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.895857% 0.000000% 0.000000% 0.000000% 0.895857% 0.900327% 0.000000% 0.000000% 0.000000% 0.900327%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 34,932.66
REO Detail - All Mortgage Loans in REO during Current Period
Summary 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current REO Total Dec-04 0.000% Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 -30 Year Fixed 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current REO Total Dec-04 0.000% Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 -15 Year Fixed 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current REO Total Dec-04 0.000% Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.
REO Loan Detail - All Mortgage Loans in REO during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number REO Date State Origination Balance No REO loans this period.
REO Loan Detail - All Mortgage Loans in REO during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No REO loans this period.
Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period
Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 -30 Year Fixed 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 2 -15 Year Fixed 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.
Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance No Foreclosure loans this period.
Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No Foreclosure loans this period.
COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 5.808457% Weighted Average Pass-Through Rate 5.553957% Weighted Average Maturity(Stepdown Calculation) 354 Beginning Scheduled Collateral Loan Count 1,572 Number Of Loans Paid In Full 15 Ending Scheduled Collateral Loan Count 1,557 Beginning Scheduled Collateral Balance 579,791,636.44 Ending Scheduled Collateral Balance 574,286,262.05 Ending Actual Collateral Balance at 30-Jun-2005 574,779,506.34 Monthly P&I Constant 3,426,758.34 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 8,075,902.40 Class AP Deferred Amount 0.00 Scheduled Principal 620,346.04 Unscheduled Principal 4,885,028.35
Miscellaneous Reporting Senior % 96.831633% Subordinate % 3.168367%
Group Level Collateral Statement Group 1 -30 Year Fixed 2 -15 Year Fixed Total Collateral Description Fixed 30 Year Fixed 15 Year Mixed Fixed Weighted Average Coupon Rate 5.793368 5.832846 5.808457 Weighted Average Net Rate 5.543368 5.582846 5.558457 Weighted Average Maturity 354 354 354 Beginning Loan Count 668 904 1,572 Loans Paid In Full 4 11 15 Ending Loan Count 664 893 1,557 Beginning Scheduled Balance 358,187,904.60 221,603,731.84 579,791,636.44 Ending Scheduled Balance 355,582,949.69 218,703,312.36 574,286,262.05 Record Date 06/30/2005 06/30/2005 06/30/2005 Principal And Interest Constant 2,113,856.42 1,312,901.92 3,426,758.34 Scheduled Principal 384,594.46 235,751.58 620,346.04 Unscheduled Principal 2,220,360.45 2,664,667.90 4,885,028.35 Scheduled Interest 1,729,261.96 1,077,150.34 2,806,412.30 Servicing Fees 74,622.48 46,167.44 120,789.92 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 1,343.20 831.01 2,174.21 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 1,653,296.28 1,030,151.89 2,683,448.17 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.538868 5.578346 5.553957
Miscellaneous Reporting Group 1 -30 Year Fixed CPR 7.197668% Subordinate % 3.199333% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 96.800667% Group 2 -15 Year Fixed CPR 13.525771% Subordinate % 3.118557% Subordinate Prepayment % 0.000000% Senior Prepayment % 100.000000% Senior % 96.881443%
Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1 -30 Year Fixed 4 2,108,400.00 2,097,825.19 0 0.00 0.00 2 -15 Year Fixed 11 2,636,939.00 2,624,349.61 0 0.00 0.00 Total 15 4,745,339.00 4,722,174.80 0 0.00 0.00
Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1 -30 Year Fixed 0 0.00 0.00 0 0.00 0.00 124,787.24 2 -15 Year Fixed 0 0.00 0.00 0 0.00 0.00 43,094.17 Total 0 0.00 0.00 0 0.00 0.00 167,881.41
Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1 -30 Year Fixed 6527752304 CA 80.00 01-Mar-2005 440,400.00 437,570.78 1 -30 Year Fixed 6690754947 CA 56.84 01-Mar-2005 540,000.00 537,153.86 1 -30 Year Fixed 6767523258 CA 51.44 01-Feb-2005 553,000.00 549,494.04 1 -30 Year Fixed 6969348876 CA 74.19 01-Feb-2005 575,000.00 571,354.53 2 -15 Year Fixed 3301238089 NC 59.19 01-Mar-2005 198,300.00 197,279.17 2 -15 Year Fixed 3301280610 CA 37.74 01-Mar-2005 158,539.00 157,701.10 2 -15 Year Fixed 6024103639 CA 63.14 01-Mar-2005 192,600.00 191,374.29 2 -15 Year Fixed 6099883065 WI 77.32 01-Mar-2005 216,500.00 215,385.48 2 -15 Year Fixed 6253218728 IL 80.00 01-Mar-2005 333,600.00 331,724.90 2 -15 Year Fixed 6492180424 CA 66.76 01-Mar-2005 238,000.00 236,774.81 2 -15 Year Fixed 6605629002 CA 62.15 01-Mar-2005 279,700.00 278,260.10 2 -15 Year Fixed 6681703135 NJ 55.96 01-Feb-2005 333,000.00 330,093.97 2 -15 Year Fixed 6827577757 CA 42.50 01-Mar-2005 204,000.00 202,949.82 2 -15 Year Fixed 6855349046 CA 61.79 01-Mar-2005 327,500.00 325,814.06 2 -15 Year Fixed 6860748950 TX 78.78 01-Feb-2005 155,200.00 154,216.03
Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 -30 Year Fixed 6527752304 Loan Paid in Full 0 5.750% 360 4 1 -30 Year Fixed 6690754947 Loan Paid in Full 0 5.750% 360 4 1 -30 Year Fixed 6767523258 Loan Paid in Full 0 5.750% 360 5 1 -30 Year Fixed 6969348876 Loan Paid in Full 0 5.750% 360 5 2 -15 Year Fixed 3301238089 Loan Paid in Full 0 5.875% 360 4 2 -15 Year Fixed 3301280610 Loan Paid in Full 0 5.750% 360 4 2 -15 Year Fixed 6024103639 Loan Paid in Full 0 5.875% 360 4 2 -15 Year Fixed 6099883065 Loan Paid in Full 0 5.875% 360 4 2 -15 Year Fixed 6253218728 Loan Paid in Full (1) 5.750% 360 4 2 -15 Year Fixed 6492180424 Loan Paid in Full 0 5.875% 360 4 2 -15 Year Fixed 6605629002 Loan Paid in Full 0 5.875% 360 4 2 -15 Year Fixed 6681703135 Loan Paid in Full (1) 5.750% 360 5 2 -15 Year Fixed 6827577757 Loan Paid in Full 0 5.875% 360 4 2 -15 Year Fixed 6855349046 Loan Paid in Full 0 5.875% 360 4 2 -15 Year Fixed 6860748950 Loan Paid in Full 0 5.750% 360 5
Prepayment - Voluntary Prepayments
Summary SMM CPR PSA Current Month 0.843% Current Month 9.665% Current Month 1,156.346% 3 Month Average 0.796% 3 Month Average 9.118% 3 Month Average 1,594.532% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 10.244% N/A Apr-2005 4,319.109% N/A May-2005 11.735% N/A May-2005 2,691.048% N/A Jun-2005 5.955% N/A Jun-2005 936.202% N/A Jul-2005 9.665% N/A Jul-2005 1,156.346% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 -30 Year Fixed SMM CPR PSA Current Month 0.621% Current Month 7.198% Current Month 880.544% 3 Month Average 0.718% 3 Month Average 8.245% 3 Month Average 1,546.061% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 12.220% N/A Apr-2005 5,584.627% N/A May-2005 11.874% N/A May-2005 2,841.445% N/A Jun-2005 5.662% N/A Jun-2005 916.194% N/A Jul-2005 7.198% N/A Jul-2005 880.544% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 -15 Year Fixed SMM CPR PSA Current Month 1.204% Current Month 13.526% Current Month 1,562.373% 3 Month Average 0.923% 3 Month Average 10.487% 3 Month Average 1,667.035% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 6.949% N/A Apr-2005 2,603.942% N/A May-2005 11.508% N/A May-2005 2,472.805% N/A Jun-2005 6.427% N/A Jun-2005 965.927% N/A Jul-2005 13.526% N/A Jul-2005 1,562.373% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))
Realized Loss Detail Report - Loans with Losses during Current Period Summary # Loans Prior Realized Current with Principal Loss/(Gain) Loss Group Losses Balance Amount Percentage 1 -30 Year Fixed 0 0.00 0.00 0.000% 2 -15 Year Fixed 0 0.00 0.00 0.000% Total 0 0.00 0.00 0.000%
Realized Loss Loan Detail Report - Loans With Losses during Current Period Original Current Loan Principal Note LTV at Original Group Number Balance Rate State Origination Term No losses this period.
Realized Loss Loan Detail Report - Loans With Losses during Current Period (continued) Prior Cumulative Loan Principal Realized Realized Group Number Balance Loss/(Gain) Loss/(Gain) No losses this period.
Realized Loss Report - Collateral Summary
MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 -30 Year Fixed MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 -15 Year Fixed MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 0.000% N/A Apr-2005 0.000% N/A May-2005 0.000% N/A May-2005 0.000% N/A Jun-2005 0.000% N/A Jun-2005 0.000% N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
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