The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR EAFE SML CP ETF 464288273 376 5,230 SH   SOLE   5,230 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 720 3,478 SH   SOLE   3,478 0 0
VISA INC COM CL A 92826C839 9,896 46,740 SH   SOLE   46,740 0 0
PHILIP MORRIS INTL INC COM 718172109 18 205 SH   OTR   205 0 0
PHILIP MORRIS INTL INC COM 718172109 375 4,225 SH   SOLE   4,225 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 69,470 1,964,635 SH   SOLE   1,964,635 0 0
OAKTREE SPECIALTY LENDING CO COM 67401P108 119 19,213 SH   SOLE   19,213 0 0
BROADCOM INC COM 11135F101 15 33 SH   OTR   33 0 0
BROADCOM INC COM 11135F101 3,532 7,617 SH   SOLE   7,617 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 706 7,297 SH   SOLE   7,297 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,045 267,022 SH   SOLE   267,022 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,835 50,352 SH   SOLE   50,352 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,989 70,120 SH   SOLE   70,120 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,917 217,643 SH   SOLE   217,643 0 0
IRONWOOD PHARMACEUTICALS INC COM CL A 46333X108 453 40,501 SH   SOLE   40,501 0 0
CBOE GLOBAL MKTS INC COM 12503M108 9,974 101,063 SH   SOLE   101,063 0 0
TESLA INC COM 88160R101 1,331 1,992 SH   SOLE   1,992 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 773 2,122 SH   SOLE   2,122 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 853 11,458 SH   SOLE   11,458 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 6,780 306,362 SH   SOLE   306,362 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 429 8,447 SH   SOLE   8,447 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 900 11,045 SH   SOLE   11,045 0 0
MARATHON PETE CORP COM 56585A102 218 4,076 SH   SOLE   4,076 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 86 897 SH   OTR   897 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 335 3,500 SH   SOLE   3,500 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 235 3,218 SH   SOLE   3,218 0 0
FACEBOOK INC CL A 30303M102 158 536 SH   OTR   536 0 0
FACEBOOK INC CL A 30303M102 12,659 42,981 SH   SOLE   42,981 0 0
TONIX PHARMACEUTICALS HLDG C COM 890260706 26 20,700 SH   SOLE   20,700 0 0
ISHARES INC CORE MSCI EMKT 46434G103 72,889 1,132,525 SH   SOLE   1,132,525 0 0
ISHARES TR CORE MSCI EAFE 46432F842 99,867 1,386,076 SH   SOLE   1,386,076 0 0
REGULUS THERAPEUTICS INC COM NEW 75915K200 95 60,991 SH   SOLE   60,991 0 0
ABBVIE INC COM 00287Y109 8,986 83,031 SH   SOLE   83,031 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 95,727 4,750,730 SH   SOLE   4,750,730 0 0
VANECK VECTORS ETF TR BDC INCOME ETF 92189F411 254 15,673 SH   SOLE   15,673 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 93,235 2,038,376 SH   SOLE   2,038,376 0 0
MURPHY USA INC COM 626755102 401 2,774 SH   SOLE   2,774 0 0
ADMA BIOLOGICS INC COM 000899104 90 51,070 SH   SOLE   51,070 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 72,057 1,704,683 SH   SOLE   1,704,683 0 0
AMC ENTMT HLDGS INC CL A COM 00165C104 102 10,000 SH   SOLE   10,000 0 0
ALPHABET INC CAP STK CL C 02079K107 7,534 3,642 SH   SOLE   3,642 0 0
AGILE THERAPEUTICS INC COM 00847L100 107 51,486 SH   SOLE   51,486 0 0
MARINUS PHARMACEUTICALS INC COM NEW 56854Q200 369 23,825 SH   SOLE   23,825 0 0
ARK ETF TR INNOVATION ETF 00214Q104 336 2,803 SH   SOLE   2,803 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 282 3,180 SH   SOLE   3,180 0 0
GRANITESHARES ETF TR HIPS US HIGH INC 38747R306 233 16,045 SH   SOLE   16,045 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 7,458 154,700 SH   SOLE   154,700 0 0
CALITHERA BIOSCIENCES INC COM 13089P101 243 100,322 SH   SOLE   100,322 0 0
PAYPAL HLDGS INC COM 70450Y103 93 383 SH   OTR   383 0 0
PAYPAL HLDGS INC COM 70450Y103 264 1,088 SH   SOLE   1,088 0 0
VBI VACCINES INC CDA COM NEW 91822J103 699 224,874 SH   SOLE   224,874 0 0
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 4,933 100,398 SH   SOLE   100,398 0 0
SQUARE INC CL A 852234103 828 3,647 SH   SOLE   3,647 0 0
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 83,221 1,636,029 SH   SOLE   1,636,029 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 655 15,119 SH   SOLE   15,119 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 1,114 14,674 SH   SOLE   14,674 0 0
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 576 22,963 SH   SOLE   22,963 0 0
DUPONT DE NEMOURS INC COM 26614N102 229 2,964 SH   SOLE   2,964 0 0
FINISAR CORP NOTE 0.500%12/1 31787AAP6 25 26,000 PRN   SOLE   26,000 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 95 12,315 SH   OTR   12,315 0 0
ISHARES TR ESG AWARE MSCI 46435U663 959 24,885 SH   SOLE   24,885 0 0
ITERUM THERAPEUTICS PLC SHS G6333L101 176 124,637 SH   SOLE   124,637 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 28,135 383,733 SH   SOLE   383,733 0 0
ETFIS SER TR I VIRTUS INFRCAP 26923G822 240 9,970 SH   SOLE   9,970 0 0
DELL TECHNOLOGIES INC CL C 24703L202 262 2,969 SH   SOLE   2,969 0 0
SOLITON INC COM 834251100 257 14,643 SH   SOLE   14,643 0 0
DOW INC COM 260557103 12 191 SH   OTR   191 0 0
DOW INC COM 260557103 201 3,138 SH   SOLE   3,138 0 0
PELOTON INTERACTIVE INC CL A COM 70614W100 394 3,507 SH   SOLE   3,507 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 526 12,447 SH   SOLE   12,447 0 0
OTIS WORLDWIDE CORP COM 68902V107 423 6,180 SH   SOLE   6,180 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 856 2,591 SH   SOLE   2,591 0 0
ISHARES INC MSCI EURZONE ETF 464286608 261 5,611 SH   SOLE   5,611 0 0
ISHARES TR CORE S&P MCP ETF 464287507 9,513 36,548 SH   SOLE   36,548 0 0
ISHARES TR CORE S&P SCP ETF 464287804 94,752 873,052 SH   SOLE   873,052 0 0
ISHARES TR CORE S&P500 ETF 464287200 93,806 235,799 SH   SOLE   235,799 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,214 8,009 SH   SOLE   8,009 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,341 5,518 SH   SOLE   5,518 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 5,113 23,141 SH   SOLE   23,141 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 2,202 13,810 SH   SOLE   13,810 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 697 1,464 SH   SOLE   1,464 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,448 23,838 SH   SOLE   23,838 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 360 5,626 SH   SOLE   5,626 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 242 510 SH   SOLE   510 0 0
AMAZON COM INC COM 023135106 5,077 1,641 SH   SOLE   1,641 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 11,346 179,727 SH   SOLE   179,727 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,500 17,613 SH   SOLE   17,613 0 0
EMERSON ELEC CO COM 291011104 13,393 148,452 SH   SOLE   148,452 0 0
EXPEDITORS INTL WASH INC COM 302130109 12,163 112,949 SH   SOLE   112,949 0 0
BOEING CO COM 097023105 7,665 30,092 SH   SOLE   30,092 0 0
HERSHEY CO COM 427866108 10,911 68,987 SH   SOLE   68,987 0 0
EVERSOURCE ENERGY COM 30040W108 1,473 17,015 SH   SOLE   17,015 0 0
REALTY INCOME CORP COM 756109104 266 4,187 SH   SOLE   4,187 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,384 4,338 SH   SOLE   4,338 0 0
AMGEN INC COM 031162100 20,279 81,502 SH   SOLE   81,502 0 0
ABBOTT LABS COM 002824100 6,665 55,614 SH   SOLE   55,614 0 0
ALTRIA GROUP INC COM 02209S103 10 200 SH   OTR   200 0 0
ALTRIA GROUP INC COM 02209S103 401 7,839 SH   SOLE   7,839 0 0
GENUINE PARTS CO COM 372460105 14 120 SH   OTR   120 0 0
GENUINE PARTS CO COM 372460105 343 2,964 SH   SOLE   2,964 0 0
INTEL CORP COM 458140100 20 310 SH   OTR   310 0 0
INTEL CORP COM 458140100 26,842 419,402 SH   SOLE   419,402 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,979 8,935 SH   SOLE   8,935 0 0
ORACLE CORP COM 68389X105 740 10,539 SH   SOLE   10,539 0 0
QUALCOMM INC COM 747525103 14,361 108,312 SH   SOLE   108,312 0 0
DISNEY WALT CO COM 254687106 129 697 SH   OTR   697 0 0
DISNEY WALT CO COM 254687106 2,041 11,059 SH   SOLE   11,059 0 0
HONEYWELL INTL INC COM 438516106 1,144 5,271 SH   SOLE   5,271 0 0
SYSCO CORP COM 871829107 13,624 173,019 SH   SOLE   173,019 0 0
US BANCORP DEL COM NEW 902973304 1,282 23,174 SH   SOLE   23,174 0 0
JOHNSON & JOHNSON COM 478160104 21 130 SH   OTR   130 0 0
JOHNSON & JOHNSON COM 478160104 11,098 67,528 SH   SOLE   67,528 0 0
MEDTRONIC PLC SHS G5960L103 15 124 SH   OTR   124 0 0
MEDTRONIC PLC SHS G5960L103 14,467 122,467 SH   SOLE   122,467 0 0
PFIZER INC COM 717081103 13 366 SH   OTR   366 0 0
PFIZER INC COM 717081103 3,095 85,435 SH   SOLE   85,435 0 0
EXELON CORP COM 30161N101 295 6,737 SH   SOLE   6,737 0 0
ISHARES TR US OIL EQ&SV ETF 464288844 1,261 94,063 SH   SOLE   94,063 0 0
LOWES COS INC COM 548661107 147 774 SH   OTR   774 0 0
LOWES COS INC COM 548661107 17,631 92,707 SH   SOLE   92,707 0 0
ISHARES TR MSCI EAFE ETF 464287465 27,275 359,491 SH   SOLE   359,491 0 0
CHEVRON CORP NEW COM 166764100 18 175 SH   OTR   175 0 0
CHEVRON CORP NEW COM 166764100 4,096 39,083 SH   SOLE   39,083 0 0
MICROSOFT CORP COM 594918104 10 43 SH   OTR   43 0 0
MICROSOFT CORP COM 594918104 36,155 153,347 SH   SOLE   153,347 0 0
UNITED PARCEL SERVICE INC CL B 911312106 14 84 SH   OTR   84 0 0
UNITED PARCEL SERVICE INC CL B 911312106 14,361 84,483 SH   SOLE   84,483 0 0
AT&T INC COM 00206R102 16 530 SH   OTR   530 0 0
AT&T INC COM 00206R102 1,500 49,553 SH   SOLE   49,553 0 0
CISCO SYS INC COM 17275R102 12 238 SH   OTR   238 0 0
CISCO SYS INC COM 17275R102 22,299 431,226 SH   SOLE   431,226 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,252 16,902 SH   SOLE   16,902 0 0
COCA COLA CO COM 191216100 1,016 19,272 SH   SOLE   19,272 0 0
LOCKHEED MARTIN CORP COM 539830109 3,794 10,267 SH   SOLE   10,267 0 0
PEPSICO INC COM 713448108 4,139 29,260 SH   SOLE   29,260 0 0
PPG INDS INC COM 693506107 202 1,342 SH   SOLE   1,342 0 0
STRYKER CORPORATION COM 863667101 1,896 7,783 SH   SOLE   7,783 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 6,804 117,000 SH   SOLE   117,000 0 0
ISHARES TR RUS MID CAP ETF 464287499 263 3,552 SH   SOLE   3,552 0 0
ISHARES TR U.S. ENERGY ETF 464287796 767 29,245 SH   SOLE   29,245 0 0
ISHARES TR U.S. FINLS ETF 464287788 666 8,900 SH   SOLE   8,900 0 0
ISHARES TR U.S. TECH ETF 464287721 15,561 177,431 SH   SOLE   177,431 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 17,807 225,975 SH   SOLE   225,975 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,223 24,919 SH   SOLE   24,919 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 28,878 293,328 SH   SOLE   293,328 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 21,469 161,652 SH   SOLE   161,652 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 15,713 230,020 SH   SOLE   230,020 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 31,403 268,999 SH   SOLE   268,999 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 26,429 157,248 SH   SOLE   157,248 0 0
ISHARES TR NASDAQ BIOTECH 464287556 370 2,460 SH   SOLE   2,460 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,665 11,322 SH   SOLE   11,322 0 0
SCHWAB CHARLES CORP COM 808513105 16,934 259,808 SH   SOLE   259,808 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 12 211 SH   OTR   211 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 505 9,205 SH   SOLE   9,205 0 0
DEERE & CO COM 244199105 220 588 SH   SOLE   588 0 0
BK OF AMERICA CORP COM 060505104 21 554 SH   OTR   554 0 0
BK OF AMERICA CORP COM 060505104 7,327 189,373 SH   SOLE   189,373 0 0
STARBUCKS CORP COM 855244109 1,089 9,970 SH   SOLE   9,970 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 532 2,824 SH   SOLE   2,824 0 0
EXXON MOBIL CORP COM 30231G102 11 195 SH   OTR   195 0 0
EXXON MOBIL CORP COM 30231G102 3,875 69,411 SH   SOLE   69,411 0 0
AFLAC INC COM 001055102 334 6,517 SH   SOLE   6,517 0 0
WALMART INC COM 931142103 513 3,775 SH   SOLE   3,775 0 0
APPLIED MATLS INC COM 038222105 664 4,968 SH   SOLE   4,968 0 0
UNION PAC CORP COM 907818108 1,097 4,976 SH   SOLE   4,976 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 340 6,839 SH   SOLE   6,839 0 0
TEXAS INSTRS INC COM 882508104 809 4,282 SH   SOLE   4,282 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 18,108 153,090 SH   SOLE   153,090 0 0
TARGET CORP COM 87612E106 26 129 SH   OTR   129 0 0
TARGET CORP COM 87612E106 1,450 7,322 SH   SOLE   7,322 0 0
COLGATE PALMOLIVE CO COM 194162103 1,022 12,963 SH   SOLE   12,963 0 0
COSTCO WHSL CORP NEW COM 22160K105 13,724 38,936 SH   SOLE   38,936 0 0
LILLY ELI & CO COM 532457108 11 58 SH   OTR   58 0 0
LILLY ELI & CO COM 532457108 702 3,756 SH   SOLE   3,756 0 0
CVS HEALTH CORP COM 126650100 12,794 170,063 SH   SOLE   170,063 0 0
DOMINION ENERGY INC COM 25746U109 776 10,219 SH   SOLE   10,219 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 39 235 SH   OTR   235 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 713 4,339 SH   SOLE   4,339 0 0
SCHLUMBERGER LTD COM 806857108 8,829 324,711 SH   SOLE   324,711 0 0
DANAHER CORPORATION COM 235851102 1,629 7,236 SH   SOLE   7,236 0 0
MERCK & CO. INC COM 58933Y105 14 185 SH   OTR   185 0 0
MERCK & CO. INC COM 58933Y105 1,418 18,397 SH   SOLE   18,397 0 0
MICRON TECHNOLOGY INC COM 595112103 328 3,721 SH   SOLE   3,721 0 0
NOVARTIS AG SPONSORED ADR 66987V109 107 1,246 SH   OTR   1,246 0 0
NOVARTIS AG SPONSORED ADR 66987V109 7,081 82,838 SH   SOLE   82,838 0 0
PROCTER AND GAMBLE CO COM 742718109 3,776 27,884 SH   SOLE   27,884 0 0
GENERAL ELECTRIC CO COM 369604103 1,538 117,113 SH   SOLE   117,113 0 0
KIMBERLY-CLARK CORP COM 494368103 19 135 SH   OTR   135 0 0
KIMBERLY-CLARK CORP COM 494368103 677 4,869 SH   SOLE   4,869 0 0
GILEAD SCIENCES INC COM 375558103 1,071 16,578 SH   SOLE   16,578 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,400 4,281 SH   SOLE   4,281 0 0
HOME DEPOT INC COM 437076102 1,279 4,189 SH   SOLE   4,189 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 704 4,252 SH   SOLE   4,252 0 0
MCDONALDS CORP COM 580135101 2,809 12,534 SH   SOLE   12,534 0 0
NIKE INC CL B 654106103 1,509 11,358 SH   SOLE   11,358 0 0
JPMORGAN CHASE & CO COM 46625H100 26 170 SH   OTR   170 0 0
JPMORGAN CHASE & CO COM 46625H100 8,966 58,898 SH   SOLE   58,898 0 0
TJX COS INC NEW COM 872540109 90 1,359 SH   OTR   1,359 0 0
TJX COS INC NEW COM 872540109 522 7,889 SH   SOLE   7,889 0 0
WELLS FARGO CO NEW COM 949746101 1,290 33,011 SH   SOLE   33,011 0 0
CORNING INC COM 219350105 4 86 SH   OTR   86 0 0
CORNING INC COM 219350105 235 5,408 SH   SOLE   5,408 0 0
FISERV INC COM 337738108 121 1,017 SH   OTR   1,017 0 0
FISERV INC COM 337738108 842 7,076 SH   SOLE   7,076 0 0
UNITEDHEALTH GROUP INC COM 91324P102 9,814 26,376 SH   SOLE   26,376 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 14,350 51,947 SH   SOLE   51,947 0 0
AMERICAN TOWER CORP NEW COM 03027X100 225 940 SH   SOLE   940 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 15 199 SH   OTR   199 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 12,885 166,757 SH   SOLE   166,757 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,149 9,437 SH   SOLE   9,437 0 0
3M CO COM 88579Y101 18 91 SH   OTR   91 0 0
3M CO COM 88579Y101 1,759 9,127 SH   SOLE   9,127 0 0
COMCAST CORP NEW CL A 20030N101 4,932 91,147 SH   SOLE   91,147 0 0
XILINX INC COM 983919101 11,731 94,683 SH   SOLE   94,683 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 758 3,666 SH   SOLE   3,666 0 0
FIRSTENERGY CORP COM 337932107 208 6,000 SH   SOLE   6,000 0 0
NEXTERA ENERGY INC COM 65339F101 24 316 SH   OTR   316 0 0
NEXTERA ENERGY INC COM 65339F101 1,230 16,265 SH   SOLE   16,265 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 15 153 SH   OTR   153 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 787 8,153 SH   SOLE   8,153 0 0
APPLE INC COM 037833100 188 1,536 SH   OTR   1,536 0 0
APPLE INC COM 037833100 51,370 420,550 SH   SOLE   420,550 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 247 6,523 SH   SOLE   6,523 0 0
CATERPILLAR INC COM 149123101 432 1,865 SH   SOLE   1,865 0 0
INTERNATIONAL PAPER CO COM 460146103 641 11,859 SH   SOLE   11,859 0 0
IDEXX LABS INC COM 45168D104 2,114 4,321 SH   SOLE   4,321 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,454 83,511 SH   SOLE   83,511 0 0
PPL CORP COM 69351T106 306 10,600 SH   SOLE   10,600 0 0
ELECTRONIC ARTS INC COM 285512109 10,506 77,610 SH   SOLE   77,610 0 0
CHUBB LIMITED COM H1467J104 21 135 SH   OTR   135 0 0
CHUBB LIMITED COM H1467J104 281 1,776 SH   SOLE   1,776 0 0
ECOLAB INC COM 278865100 7,230 33,773 SH   SOLE   33,773 0 0
ISHARES TR S&P 100 ETF 464287101 513 2,850 SH   SOLE   2,850 0 0
AMERICAN EXPRESS CO COM 025816109 1,330 9,404 SH   SOLE   9,404 0 0
ALLETE INC COM NEW 018522300 485 7,212 SH   SOLE   7,212 0 0
EOG RES INC COM 26875P101 11,866 163,604 SH   SOLE   163,604 0 0
KLA CORP COM NEW 482480100 790 2,390 SH   SOLE   2,390 0 0
SOUTHERN CO COM 842587107 567 9,123 SH   SOLE   9,123 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,555 68,303 SH   SOLE   68,303 0 0
PAYCHEX INC COM 704326107 14,360 146,499 SH   SOLE   146,499 0 0
PERKINELMER INC COM 714046109 13,069 101,873 SH   SOLE   101,873 0 0
TEXAS PACIFIC LAND CORPORATI COM 88262P102 2,185 1,375 SH   SOLE   1,375 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,543 4 SH   SOLE   4 0 0
CIGNA CORP NEW COM 125523100 308 1,275 SH   SOLE   1,275 0 0
ROCKWELL AUTOMATION INC COM 773903109 575 2,166 SH   SOLE   2,166 0 0
ROBERT HALF INTL INC COM 770323103 14,550 186,368 SH   SOLE   186,368 0 0
ISHARES TR CORE US AGGBD ET 464287226 8,988 78,959 SH   SOLE   78,959 0 0
BOSTON SCIENTIFIC CORP COM 101137107 420 10,860 SH   SOLE   10,860 0 0
AUTOZONE INC COM 053332102 246 175 SH   SOLE   175 0 0
BIOGEN INC COM 09062X103 11,764 42,051 SH   SOLE   42,051 0 0
ISHARES TR SELECT DIVID ETF 464287168 955 8,369 SH   SOLE   8,369 0 0
AIR PRODS & CHEMS INC COM 009158106 572 2,034 SH   SOLE   2,034 0 0
SVB FINANCIAL GROUP COM 78486Q101 12,261 24,837 SH   SOLE   24,837 0 0
CONSOLIDATED EDISON INC COM 209115104 360 4,807 SH   SOLE   4,807 0 0
LUMEN TECHNOLOGIES INC COM 550241103 313 23,432 SH   SOLE   23,432 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 472 4,216 SH   SOLE   4,216 0 0
NVIDIA CORPORATION COM 67066G104 108 203 SH   OTR   203 0 0
NVIDIA CORPORATION COM 67066G104 320 599 SH   SOLE   599 0 0
V F CORP COM 918204108 229 2,860 SH   SOLE   2,860 0 0
TRAVELERS COMPANIES INC COM 89417E109 11 73 SH   OTR   73 0 0
TRAVELERS COMPANIES INC COM 89417E109 304 2,024 SH   SOLE   2,024 0 0
MANULIFE FINL CORP COM 56501R106 99 4,606 SH   OTR   4,606 0 0
MANULIFE FINL CORP COM 56501R106 474 22,065 SH   SOLE   22,065 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 245 1,207 SH   SOLE   1,207 0 0
EATON CORP PLC SHS G29183103 5,043 36,469 SH   SOLE   36,469 0 0
ISHARES TR MORNINGSTAR VALU 464288109 237 1,929 SH   SOLE   1,929 0 0
FLIR SYS INC COM 302445101 10,406 184,277 SH   SOLE   184,277 0 0
GALLAGHER ARTHUR J & CO COM 363576109 880 7,052 SH   SOLE   7,052 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 247 3,166 SH   SOLE   3,166 0 0
PRICE T ROWE GROUP INC COM 74144T108 12,697 73,990 SH   SOLE   73,990 0 0
LINCOLN NATL CORP IND COM 534187109 388 6,228 SH   SOLE   6,228 0 0
NOVO-NORDISK A S ADR 670100205 12,233 181,445 SH   SOLE   181,445 0 0
BECTON DICKINSON & CO COM 075887109 343 1,411 SH   SOLE   1,411 0 0
METLIFE INC COM 59156R108 3,378 55,565 SH   SOLE   55,565 0 0
RIBBON COMMUNICATIONS INC COM 762544104 82 10,030 SH   SOLE   10,030 0 0
YUM BRANDS INC COM 988498101 303 2,801 SH   SOLE   2,801 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 373 2,400 SH   SOLE   2,400 0 0
CINTAS CORP COM 172908105 77 225 SH   OTR   225 0 0
CINTAS CORP COM 172908105 8,896 26,064 SH   SOLE   26,064 0 0
ALPHABET INC CAP STK CL A 02079K305 233 113 SH   OTR   113 0 0
ALPHABET INC CAP STK CL A 02079K305 15,461 7,496 SH   SOLE   7,496 0 0
SPDR GOLD TR GOLD SHS 78463V107 809 5,057 SH   SOLE   5,057 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 227 1,024 SH   SOLE   1,024 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 489 2,951 SH   SOLE   2,951 0 0
PACKAGING CORP AMER COM 695156109 1,577 11,730 SH   SOLE   11,730 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 2,186 33,518 SH   SOLE   33,518 0 0
MSC INDL DIRECT INC CL A 553530106 2,826 31,335 SH   SOLE   31,335 0 0
BLACKROCK INC COM 09247X101 653 866 SH   SOLE   866 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 245 6,247 SH   SOLE   6,247 0 0
DISCOVERY INC COM SER A 25470F104 594 13,667 SH   SOLE   13,667 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 237 1,106 SH   SOLE   1,106 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 42,803 166,524 SH   SOLE   166,524 0 0
EXPEDIA GROUP INC COM NEW 30212P303 17,147 99,624 SH   SOLE   99,624 0 0
AMERIPRISE FINL INC COM 03076C106 371 1,598 SH   SOLE   1,598 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 3,067 75,435 SH   SOLE   75,435 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,797 13,824 SH   SOLE   13,824 0 0
PACCAR INC COM 693718108 1,006 10,828 SH   SOLE   10,828 0 0
BOSTON BEER INC CL A 100557107 481 399 SH   SOLE   399 0 0
SPDR SER TR S&P DIVID ETF 78464A763 267 2,266 SH   SOLE   2,266 0 0
HANOVER INS GROUP INC COM 410867105 259 2,000 SH   SOLE   2,000 0 0
BIOCRYST PHARMACEUTICALS INC COM 09058V103 526 51,762 SH   SOLE   51,762 0 0
HOLOGIC INC COM 436440101 264 3,543 SH   SOLE   3,543 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 99 218 SH   OTR   218 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 524 1,148 SH   SOLE   1,148 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 31,622 208,495 SH   SOLE   208,495 0 0
ISHARES SILVER TR ISHARES 46428Q109 286 12,609 SH   SOLE   12,609 0 0
MASTERCARD INCORPORATED CL A 57636Q104 142 399 SH   OTR   399 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,622 7,365 SH   SOLE   7,365 0 0
INVESCO CURRENCYSHARES BRIT BRIT POUN STRL 46138M109 206 1,550 SH   SOLE   1,550 0 0
ISHARES TR US AER DEF ETF 464288760 257 2,470 SH   SOLE   2,470 0 0
ISHARES TR MSCI USA ESG SLC 464288802 2,318 26,397 SH   SOLE   26,397 0 0
ISHARES TR US HLTHCR PR ETF 464288828 405 1,610 SH   SOLE   1,610 0 0
ISHARES TR US OIL GS EX ETF 464288851 3,581 73,572 SH   SOLE   73,572 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 202 318,950 SH   SOLE   318,950 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,094 5,099 SH   SOLE   5,099 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,466 10,871 SH   SOLE   10,871 0 0
EXACT SCIENCES CORP COM 30063P105 263 1,997 SH   SOLE   1,997 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 313 5,161 SH   SOLE   5,161 0 0
ISHARES TR IBOXX HI YD ETF 464288513 5,232 60,009 SH   SOLE   60,009 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 409 4,822 SH   SOLE   4,822 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 52,046 1,188,816 SH   SOLE   1,188,816 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 341 9,116 SH   SOLE   9,116 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 598 5,917 SH   SOLE   5,917 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,083 103,506 SH   SOLE   103,506 0 0