The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 2,219 13,455 SH   SOLE   13,455 0 0
3M Company COM 88579Y101 20 120 SH   OTR   120 0 0
AbbVie Inc. COM 00287Y109 219 3,746 SH   SOLE   3,746 0 0
Accenture Ltd COM G1151C101 8,884 94,826 SH   SOLE   94,826 0 0
Advance Auto Parts Inc. COM 00751Y106 4,117 27,502 SH   SOLE   27,502 0 0
Aethlon Medical Inc. COM 00808Y109 11 50,000 SH   SOLE   50,000 0 0
Aetna COM 00817Y108 5,164 48,472 SH   SOLE   48,472 0 0
AFLAC Inc. COM 001055102 145 2,272 SH   SOLE   2,272 0 0
AFLAC Inc. COM 001055102 76 1,195 SH   OTR   1,195 0 0
Albemarle Corp. COM 012653101 2,947 55,766 SH   SOLE   55,766 0 0
Albemarle Corp. COM 012653101 71 1,340 SH   OTR   1,340 0 0
Allegion PLC COM G47791101 362 5,919 SH   SOLE   5,919 0 0
Allete Inc. COM 018522300 381 7,212 SH   SOLE   7,212 0 0
Allete Inc. COM 018522300 4 68 SH   OTR   68 0 0
Altria Group Inc COM 02209S103 646 12,911 SH   SOLE   12,911 0 0
Altria Group Inc COM 02209S103 24 480 SH   OTR   480 0 0
American Express Co COM 025816109 753 9,634 SH   SOLE   9,634 0 0
American Realty Capital Proper COM 02917T104 121 12,274 SH   SOLE   12,274 0 0
Apple Computer Inc. COM 037833100 2,352 18,900 SH   OTR   18,900 0 0
Apple Computer Inc. COM 037833100 12,395 99,611 SH   SOLE   99,611 0 0
Astrazeneca PLC (ADR) COM 046353108 472 6,892 SH   SOLE   6,892 0 0
Astrazeneca PLC (ADR) COM 046353108 35 515 SH   OTR   515 0 0
AT&T Inc. Com COM 00206R102 3,649 111,756 SH   SOLE   111,756 0 0
AT&T Inc. Com COM 00206R102 17 530 SH   OTR   530 0 0
Automatic Data Processing Inc. COM 053015103 518 6,045 SH   SOLE   6,045 0 0
Baidu Inc. COM 056752108 300 1,440 SH   SOLE   1,440 0 0
Baidu Inc. COM 056752108 4 21 SH   OTR   21 0 0
Bank New York Inc. COM 064058100 246 6,111 SH   SOLE   6,111 0 0
Bank of America Corp. COM 060505104 244 15,870 SH   OTR   15,870 0 0
Bank of America Corp. COM 060505104 736 47,805 SH   SOLE   47,805 0 0
Baxter International Inc. COM 071813109 255 3,728 SH   SOLE   3,728 0 0
Berkshire Hathaway Inc Cl A COM 084670108 435 2 SH   OTR   2 0 0
Berkshire Hathaway Inc. Cl A COM 084670108 653 3 SH   SOLE   3 0 0
Berkshire Hathaway Inc. Cl B COM 084670207 2,074 14,370 SH   SOLE   14,370 0 0
Biogen IDEC Inc. COM 09062X103 652 1,543 SH   SOLE   1,543 0 0
BlackRock Inc. COM 09247X101 7,714 21,084 SH   SOLE   21,084 0 0
Boeing Co COM 097023105 5,542 36,929 SH   SOLE   36,929 0 0
Boeing Co COM 097023105 7 45 SH   OTR   45 0 0
Boston Beer Company Inc. COM 100557107 271 1,013 SH   SOLE   1,013 0 0
BP PLC COM 055622104 204 5,227 SH   SOLE   5,227 0 0
Bristol Myers Squibb COM 110122108 552 8,558 SH   SOLE   8,558 0 0
BroadSoft Inc. COM 11133B409 339 10,135 SH   SOLE   10,135 0 0
Caterpillar Inc. COM 149123101 259 3,242 SH   SOLE   3,242 0 0
Cecil Bancorp Inc. COM 149841108 8 109,846 SH   SOLE   109,846 0 0
Check Point Software Technolog COM M22465104 346 4,216 SH   SOLE   4,216 0 0
Check Point Software Technolog COM M22465104 4 51 SH   OTR   51 0 0
ChevronTexaco Corporation COM 166764100 3,777 35,974 SH   SOLE   35,974 0 0
ChevronTexaco Corporation COM 166764100 17 165 SH   OTR   165 0 0
Cisco Systems Inc. COM 17275R102 9,370 340,424 SH   SOLE   340,424 0 0
Cisco Systems Inc. COM 17275R102 22 800 SH   OTR   800 0 0
Clearwater Paper Corp COM 18538R103 351 5,374 SH   SOLE   5,374 0 0
Coca-Cola Company COM 191216100 801 19,761 SH   SOLE   19,761 0 0
Cognizant Technology Solutions COM 192446102 6,060 97,134 SH   SOLE   97,134 0 0
Colgate-Palmolive Company COM 194162103 827 11,925 SH   SOLE   11,925 0 0
Comcast Cl A COM 20030N101 366 6,480 SH   SOLE   6,480 0 0
ConAgra Foods Inc. COM 205887102 2,443 66,876 SH   SOLE   66,876 0 0
ConocoPhillips COM 20825C104 308 4,949 SH   SOLE   4,949 0 0
ConocoPhillips COM 20825C104 16 250 SH   OTR   250 0 0
Consolidated Edison Inc. COM 209115104 263 4,311 SH   SOLE   4,311 0 0
Corning Incorporated COM 219350105 383 16,892 SH   SOLE   16,892 0 0
Corning Incorporated COM 219350105 7 320 SH   OTR   320 0 0
Cronus Corp. COM 226903102 0 10,000 SH   SOLE   10,000 0 0
CSX Corporation COM 126408103 265 7,991 SH   SOLE   7,991 0 0
Dick's Sporting Goods Inc. COM 253393102 5,045 88,519 SH   SOLE   88,519 0 0
Dollar Tree Inc. COM 256746108 5,353 65,963 SH   SOLE   65,963 0 0
Dominion Resources Inc. COM 25746U109 662 9,340 SH   SOLE   9,340 0 0
Duke Energy Corporation COM 26441C105 585 7,615 SH   SOLE   7,615 0 0
E. I. du Pont de Nemours and C COM 263534109 267 3,734 SH   SOLE   3,734 0 0
E. I. du Pont de Nemours and C COM 263534109 19 265 SH   OTR   265 0 0
Eaton COM 278058102 238 3,509 SH   SOLE   3,509 0 0
Eaton Vance Corp. COM 278265103 7,906 189,866 SH   SOLE   189,866 0 0
Eaton Vance Corp. COM 278265103 88 2,110 SH   OTR   2,110 0 0
eBay Inc. COM 278642103 4,591 79,594 SH   SOLE   79,594 0 0
EMC Corporation COM 268648102 5,514 215,741 SH   SOLE   215,741 0 0
ENSCO International Incorporat COM 26874Q100 220 10,445 SH   SOLE   10,445 0 0
Enterprise Products Partners L COM 293792107 228 6,923 SH   SOLE   6,923 0 0
Eversource Energy COM 30040W108 345 6,823 SH   SOLE   6,823 0 0
EvoLucia Inc. COM 30049B105 0 20,000 SH   SOLE   20,000 0 0
Express Scripts Inc COM 302182100 5,241 60,405 SH   SOLE   60,405 0 0
Express Scripts Inc COM 302182100 93 1,070 SH   OTR   1,070 0 0
Exxon Mobil Corporation COM 30231G102 154 1,815 SH   OTR   1,815 0 0
Exxon Mobil Corporation COM 30231G102 5,335 62,764 SH   SOLE   62,764 0 0
Fastenal Company COM 311900104 7,535 181,858 SH   SOLE   181,858 0 0
Fastenal Company COM 311900104 56 1,340 SH   OTR   1,340 0 0
Ford Motor Company COM 345370860 203 12,597 SH   SOLE   12,597 0 0
Fortune Nat Res Corp No Stockh COM 349681106 0 18,000 SH   SOLE   18,000 0 0
Franklin Resources COM 354613101 3,886 75,727 SH   SOLE   75,727 0 0
Gap COM 364760108 7,203 166,243 SH   SOLE   166,243 0 0
General Dynamics Corporation COM 369550108 268 1,977 SH   SOLE   1,977 0 0
General Electric Company COM 369604103 3,065 123,534 SH   SOLE   123,534 0 0
General Electric Company COM 369604103 18 710 SH   OTR   710 0 0
Gentex Corporation COM 371901109 5,095 278,391 SH   SOLE   278,391 0 0
Genuine Parts Company COM 372460105 387 4,158 SH   SOLE   4,158 0 0
Genuine Parts Company COM 372460105 22 240 SH   OTR   240 0 0
Gerber Scientific Inc. Escrow COM 37373ESC5 0 10,000 SH   SOLE   10,000 0 0
Gilead Sciences Inc. COM 375558103 214 2,177 SH   SOLE   2,177 0 0
GlaxoSmithKline plc COM 37733W105 159 3,435 SH   SOLE   3,435 0 0
GlaxoSmithKline plc COM 37733W105 53 1,145 SH   OTR   1,145 0 0
Google COM 38259P706 2,434 4,442 SH   SOLE   4,442 0 0
Google Inc. COM 38259P508 2,896 5,220 SH   SOLE   5,220 0 0
Google Inc. COM 38259P508 60 109 SH   OTR   109 0 0
Green Innovations Ltd. COM 39305T106 1 224,290 SH   SOLE   224,290 0 0
Halliburton Company COM 406216101 7,723 176,008 SH   SOLE   176,008 0 0
Harris Corp. COM 413875105 2,638 33,488 SH   SOLE   33,488 0 0
Health Discovery Corp COM 42218R100 9 663,192 SH   SOLE   663,192 0 0
Home Depot Inc. COM 437076102 3,601 31,692 SH   SOLE   31,692 0 0
Honeywell International Inc. COM 438516106 450 4,313 SH   SOLE   4,313 0 0
Hudson Valley Holding Corp. Co COM 444172100 279 10,907 SH   OTR   10,907 0 0
IDEXX Laboratories Inc. COM 45168D104 587 3,800 SH   SOLE   3,800 0 0
Infinera Corporation COM 45667G103 295 15,000 SH   SOLE   15,000 0 0
Infosys Technologies Limited COM 456788108 4,866 138,721 SH   SOLE   138,721 0 0
Infosys Technologies Limited COM 456788108 4 109 SH   OTR   109 0 0
Ingersoll-Rand Company Limited COM G47791101 1,209 17,760 SH   SOLE   17,760 0 0
Intel Corporation COM 458140100 10,356 331,177 SH   SOLE   331,177 0 0
Intel Corporation COM 458140100 22 710 SH   OTR   710 0 0
International Business Machine COM 459200101 4,134 25,756 SH   SOLE   25,756 0 0
J.P. Morgan Chase & Co. COM 46625H100 841 13,877 SH   SOLE   13,877 0 0
J.P. Morgan Chase & Co. COM 46625H100 21 350 SH   OTR   350 0 0
Johnson & Johnson COM 478160104 3,882 38,584 SH   SOLE   38,584 0 0
Johnson & Johnson COM 478160104 21 210 SH   OTR   210 0 0
Johnson Controls Inc. COM 478366107 249 4,933 SH   SOLE   4,933 0 0
Kimberly-Clark Corporation COM 494368103 597 5,575 SH   SOLE   5,575 0 0
Kimberly-Clark Corporation COM 494368103 14 135 SH   OTR   135 0 0
Kraft Foods Group Inc. COM 50076Q106 455 5,222 SH   SOLE   5,222 0 0
Las Vegas Sands Corp COM 517834107 6,510 118,274 SH   SOLE   118,274 0 0
Las Vegas Sands Corp COM 517834107 33 600 SH   OTR   600 0 0
LyondellBasell Industries NV COM N53745100 7,858 89,499 SH   SOLE   89,499 0 0
Manulife Finl Corp COM 56501R106 458 26,950 SH   SOLE   26,950 0 0
Manulife Finl Corp COM 56501R106 31 1,850 SH   OTR   1,850 0 0
Marathon Petroleum Corporation COM 56585A102 4,810 46,977 SH   SOLE   46,977 0 0
Mastercard Incorporated COM 57636Q104 132 1,526 SH   SOLE   1,526 0 0
Mastercard Incorporated COM 57636Q104 124 1,430 SH   OTR   1,430 0 0
McDonald's Corporation COM 580135101 1,217 12,490 SH   SOLE   12,490 0 0
Medtronic Inc. COM 585055106 437 5,601 SH   SOLE   5,601 0 0
Merck & Co. Inc. COM 589331107 467 8,132 SH   SOLE   8,132 0 0
Merck & Co. Inc. COM 589331107 22 390 SH   OTR   390 0 0
Michael Kors Holdings Ltd. COM G60754101 4,779 72,679 SH   SOLE   72,679 0 0
Microsoft Corporation COM 594918104 9,190 226,056 SH   SOLE   226,056 0 0
Microsoft Corporation COM 594918104 17 430 SH   OTR   430 0 0
Molycorp Inc. COM 608753109 4 11,666 SH   SOLE   11,666 0 0
Mondelez International Inc. COM 609207105 200 5,554 SH   SOLE   5,554 0 0
Murphy Oil Corporation COM 626717102 578 12,401 SH   SOLE   12,401 0 0
Murphy USA COM 626755102 243 3,359 SH   SOLE   3,359 0 0
Nestle S.A. COM 641069406 307 4,060 SH   SOLE   4,060 0 0
Nestle S.A. COM 641069406 64 841 SH   OTR   841 0 0
Network Appliance Inc. COM 64110D104 2,859 80,615 SH   SOLE   80,615 0 0
New York Community Bancorp Inc COM 649445103 380 22,685 SH   SOLE   22,685 0 0
NextEra Energy Inc. COM 65339F101 295 2,833 SH   SOLE   2,833 0 0
NextEra Energy Inc. COM 65339F101 21 200 SH   OTR   200 0 0
NIKE Inc. COM 654106103 240 2,396 SH   SOLE   2,396 0 0
Nordstrom Inc. COM 655664100 5,426 67,559 SH   SOLE   67,559 0 0
Novartis AG COM 66987V109 8,315 84,318 SH   SOLE   84,318 0 0
Novartis AG COM 66987V109 69 701 SH   OTR   701 0 0
Novo Nordisk A/S (ADR) COM 670100205 9,209 172,480 SH   SOLE   172,480 0 0
Nustar Energy LP COM 67058H102 373 6,138 SH   SOLE   6,138 0 0
Occidental Petroleum Corporati COM 674599105 111 1,525 SH   OTR   1,525 0 0
Occidental Petroleum Corporati COM 674599105 3,719 50,951 SH   SOLE   50,951 0 0
Oracle Corporation COM 68389X105 5,870 136,037 SH   SOLE   136,037 0 0
Oracle Corporation COM 68389X105 52 1,200 SH   OTR   1,200 0 0
Orkla ASA COM 686331109 39 5,110 SH   SOLE   5,110 0 0
Orkla ASA COM 686331109 40 5,320 SH   OTR   5,320 0 0
PACCAR Inc COM 693718108 2,634 41,713 SH   SOLE   41,713 0 0
Paychex Inc. COM 704326107 272 5,473 SH   SOLE   5,473 0 0
Paychex Inc. COM 704326107 25 510 SH   OTR   510 0 0
PepsiCo Inc. COM 713448108 1,193 12,476 SH   SOLE   12,476 0 0
Pfizer Inc COM 717081103 1,710 49,157 SH   SOLE   49,157 0 0
Pfizer Inc COM 717081103 15 440 SH   OTR   440 0 0
Philip Morris International In COM 718172109 847 11,247 SH   SOLE   11,247 0 0
Philip Morris International In COM 718172109 17 220 SH   OTR   220 0 0
Potlatch Corp COM 737630103 357 8,927 SH   SOLE   8,927 0 0
Procter & Gamble Company COM 742718109 2,061 25,150 SH   SOLE   25,150 0 0
Public Service Enterprise Grou COM 744573106 262 6,244 SH   SOLE   6,244 0 0
QUALCOMM Incorporated COM 747525103 5,439 78,441 SH   SOLE   78,441 0 0
QUALCOMM Incorporated COM 747525103 62 890 SH   OTR   890 0 0
Quest Oil Corp. COM 74836C108 0 11,000 SH   SOLE   11,000 0 0
Quiksilver Inc. COM 74838C106 37 20,000 SH   SOLE   20,000 0 0
ResMed Inc. COM 761152107 529 7,369 SH   SOLE   7,369 0 0
Rite Aid COM 767754104 202 23,250 SH   SOLE   23,250 0 0
Rockwell Automation Inc. COM 773903109 7,601 65,535 SH   SOLE   65,535 0 0
Royal Dutch Petroleum (ADR) COM 780259206 267 4,475 SH   SOLE   4,475 0 0
SanDisk COM 80004C101 3,099 48,709 SH   SOLE   48,709 0 0
Schlumberger Limited COM 806857108 4,476 53,639 SH   SOLE   53,639 0 0
Scripps Networks Interactive COM 811065101 3,658 53,354 SH   SOLE   53,354 0 0
Seagate Technology COM G7945J104 6,876 132,152 SH   SOLE   132,152 0 0
Southern Company COM 842587107 388 8,765 SH   SOLE   8,765 0 0
Sovran Self Storage Inc. COM 84610H108 209 2,220 SH   SOLE   2,220 0 0
Symantec Corporation COM 871503108 7,276 311,401 SH   SOLE   311,401 0 0
Symantec Corporation COM 871503108 15 655 SH   OTR   655 0 0
T. Rowe Price Group COM 74144T108 251 3,100 SH   SOLE   3,100 0 0
Taiwan Semiconductor Manufactu COM 874039100 4,440 189,085 SH   SOLE   189,085 0 0
Taiwan Semiconductor Manufactu COM 874039100 5 230 SH   OTR   230 0 0
Target Corporation COM 87612E106 8,056 98,155 SH   SOLE   98,155 0 0
Teradata Corporation COM 88076W103 3,037 68,803 SH   SOLE   68,803 0 0
Tesoro Corporation COM 881609101 201 2,200 SH   SOLE   2,200 0 0
Teva Pharmaceutical Industries COM 881624209 2,945 47,269 SH   SOLE   47,269 0 0
Teva Pharmaceutical Industries COM 881624209 102 1,642 SH   OTR   1,642 0 0
Texas Instruments Incorporated COM 882508104 299 5,234 SH   SOLE   5,234 0 0
The First Bancorp Inc. COM 31866P102 263 15,050 SH   SOLE   15,050 0 0
The Hanover Insurance Group In COM 410867105 2,531 34,875 SH   OTR   34,875 0 0
The Hanover Insurance Group In COM 410867105 107 500 SH   SOLE   500 0 0
The TJX Companies Inc. COM 872540109 204 2,913 SH   SOLE   2,913 0 0
The Toronto-Dominion Bank (USA COM 891160509 1,573 36,714 SH   SOLE   36,714 0 0
Thompson Creek Metals Company COM 884768102 13 10,000 SH   SOLE   10,000 0 0
Tivus Inc. COM 888728102 0 1,108,000 SH   SOLE   1,108,000 0 0
Toyota Motor Corporation COM 892331307 3,572 25,532 SH   SOLE   25,532 0 0
Trimble Navigation Limited COM 896239100 3,496 138,724 SH   SOLE   138,724 0 0
Tupperware Corporation COM 899896104 3,803 55,106 SH   SOLE   55,106 0 0
U.S. Bancorp COM 902973304 1,279 29,286 SH   SOLE   29,286 0 0
Union Pacific Corporation COM 907818108 8,417 77,710 SH   SOLE   77,710 0 0
United Financial Bancorp COM 91030T109 202 16,246 SH   SOLE   16,246 0 0
United Parcel Service Inc. COM 911312106 6,360 65,602 SH   SOLE   65,602 0 0
United Technologies Corporatio COM 913017109 791 6,748 SH   SOLE   6,748 0 0
UnitedHealth Group COM 91324P102 5,692 48,116 SH   SOLE   48,116 0 0
Verizon Communications Inc. COM 92343V104 4,928 101,339 SH   SOLE   101,339 0 0
Verizon Communications Inc. COM 92343V104 0 0 SH   OTR   0 0 0
W.R. Berkley Corporation COM 084423102 303 6,000 SH   SOLE   6,000 0 0
Waddell & Reed Financial Inc. COM 930059100 2,927 59,091 SH   SOLE   59,091 0 0
Walgreens Boots Alliance Inc. COM 931427108 234 2,767 SH   SOLE   2,767 0 0
Wal-Mart Stores Inc. COM 931142103 512 6,225 SH   SOLE   6,225 0 0
Walt Disney Company COM 254687106 20 190 SH   OTR   190 0 0
Walt Disney Company COM 254687106 1,326 12,638 SH   SOLE   12,638 0 0
Wells Fargo & Company COM 949746101 277 5,085 SH   SOLE   5,085 0 0
Wells Fargo & Company COM 949746101 13 240 SH   OTR   240 0 0
Western Union COM 959802109 7,687 369,377 SH   SOLE   369,377 0 0
WorldGate Communications Inc. COM 98156L307 0 164,605 SH   SOLE   164,605 0 0
Xilinx Inc. COM 983919101 6,717 158,791 SH   SOLE   158,791 0 0