The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3D-GOLD Jewellery Holdings Lim COM G4284Y149 0 30,000 SH   SOLE   30,000 0 0
3M Company COM 88579Y101 2,131 14,879 SH   SOLE   14,879 0 0
3M Company COM 88579Y101 17 120 SH   OTR   120 0 0
AbbVie Inc. COM 00287Y109 218 3,862 SH   SOLE   3,862 0 0
Accenture Ltd COM G1151C101 7,336 90,742 SH   SOLE   90,742 0 0
Advance Auto Parts Inc. COM 00751Y106 4,313 31,967 SH   SOLE   31,967 0 0
Aethlon Medical Inc. COM 00808Y109 9 50,000 SH   SOLE   50,000 0 0
AFLAC Inc. COM 001055102 152 2,442 SH   SOLE   2,442 0 0
AFLAC Inc. COM 001055102 74 1,195 SH   OTR   1,195 0 0
Allegion PLC COM G47791101 336 5,919 SH   SOLE   5,919 0 0
Allegion PLC COM G47791101 4 78 SH   OTR   78 0 0
Allete Inc. COM 018522300 370 7,212 SH   SOLE   7,212 0 0
Allete Inc. COM 018522300 3 68 SH   OTR   68 0 0
Altria Group Inc COM 02209S103 879 20,968 SH   SOLE   20,968 0 0
Altria Group Inc COM 02209S103 20 480 SH   OTR   480 0 0
American Express Co COM 025816109 956 10,075 SH   SOLE   10,075 0 0
American Realty Capital Proper COM 02917T104 154 12,274 SH   SOLE   12,274 0 0
Apple Computer Inc. COM 037833100 1,756 18,900 SH   OTR   18,900 0 0
Apple Computer Inc. COM 037833100 9,993 107,527 SH   SOLE   107,527 0 0
Applied Materials Inc. COM 038222105 132 5,860 SH   SOLE   5,860 0 0
Applied Materials Inc. COM 038222105 92 4,080 SH   OTR   4,080 0 0
Astrazeneca PLC (ADR) COM 046353108 784 10,544 SH   SOLE   10,544 0 0
Astrazeneca PLC (ADR) COM 046353108 33 450 SH   OTR   450 0 0
AT&T Inc. Com COM 00206R102 3,573 101,059 SH   SOLE   101,059 0 0
AT&T Inc. Com COM 00206R102 19 530 SH   OTR   530 0 0
Automatic Data Processing Inc. COM 053015103 473 5,965 SH   SOLE   5,965 0 0
Bank of America Corp. COM 060505104 244 15,870 SH   OTR   15,870 0 0
Bank of America Corp. COM 060505104 548 35,674 SH   SOLE   35,674 0 0
Baxter International Inc. COM 071813109 259 3,586 SH   SOLE   3,586 0 0
Benguet Corp Cl B COM 081851206 4 18,000 SH   SOLE   18,000 0 0
Berkshire Hathaway Inc Cl A COM 084670108 380 2 SH   OTR   2 0 0
Berkshire Hathaway Inc. Cl A COM 084670108 570 3 SH   SOLE   3 0 0
Berkshire Hathaway Inc. Cl B COM 084670207 1,908 15,078 SH   SOLE   15,078 0 0
Biogen IDEC Inc. COM 09062X103 481 1,527 SH   SOLE   1,527 0 0
BlackRock Inc. COM 09247X101 6,908 21,613 SH   SOLE   21,613 0 0
Boeing Co COM 097023105 4,512 35,465 SH   SOLE   35,465 0 0
Boeing Co COM 097023105 6 45 SH   OTR   45 0 0
Boston Beer Company Inc. COM 100557107 226 1,013 SH   SOLE   1,013 0 0
Boston Scientific COM 101137107 230 18,017 SH   SOLE   18,017 0 0
BP PLC COM 055622104 283 5,356 SH   SOLE   5,356 0 0
Bristol Myers Squibb COM 110122108 367 7,574 SH   SOLE   7,574 0 0
BroadSoft Inc. COM 11133B409 357 13,541 SH   SOLE   13,541 0 0
Caterpillar Inc. COM 149123101 337 3,097 SH   SOLE   3,097 0 0
Cecil Bancorp Inc. COM 149841108 36 109,846 SH   SOLE   109,846 0 0
CH Robinson Worldwide COM 12541W209 266 4,177 SH   SOLE   4,177 0 0
CH Robinson Worldwide COM 12541W209 20 310 SH   OTR   310 0 0
Check Point Software Technolog COM M22465104 285 4,250 SH   SOLE   4,250 0 0
ChevronTexaco Corporation COM 166764100 971 7,439 SH   SOLE   7,439 0 0
ChevronTexaco Corporation COM 166764100 22 165 SH   OTR   165 0 0
Cisco Systems Inc. COM 17275R102 8,245 331,785 SH   SOLE   331,785 0 0
Cisco Systems Inc. COM 17275R102 20 800 SH   OTR   800 0 0
Coca-Cola Company COM 191216100 737 17,393 SH   SOLE   17,393 0 0
Cognizant Technology Solutions COM 192446102 4,890 99,985 SH   SOLE   99,985 0 0
Colgate-Palmolive Company COM 194162103 812 11,908 SH   SOLE   11,908 0 0
Comcast Cl A COM 20030N101 344 6,415 SH   SOLE   6,415 0 0
Commonwealth REIT 100000ths PREF CAD233107 0 50,000 SH   SOLE   50,000 0 0
ConAgra Foods Inc. COM 205887102 1,875 63,178 SH   SOLE   63,178 0 0
Corning Incorporated COM 219350105 386 17,592 SH   SOLE   17,592 0 0
Corrections Corp. of America COM 22025Y407 269 8,197 SH   SOLE   8,197 0 0
Cronus Corp. COM 226903102 0 10,000 SH   SOLE   10,000 0 0
CSX Corporation COM 126408103 943 30,609 SH   SOLE   30,609 0 0
Curis Inc. COM 231269101 32 17,000 SH   SOLE   17,000 0 0
Deere & Company COM 244199105 231 2,550 SH   SOLE   2,550 0 0
Diageo plc COM 25243Q205 190 1,494 SH   SOLE   1,494 0 0
Diageo plc COM 25243Q205 17 130 SH   OTR   130 0 0
Dick's Sporting Goods Inc. COM 253393102 3,937 84,547 SH   SOLE   84,547 0 0
Digital Realty Trust Inc. COM 253868103 560 9,596 SH   SOLE   9,596 0 0
Direct TV COM CL A COM 25459L106 4,489 52,809 SH   SOLE   52,809 0 0
Dollar Tree Inc. COM 256746108 4,022 73,847 SH   SOLE   73,847 0 0
Dominion Resources Inc. COM 25746U109 657 9,192 SH   SOLE   9,192 0 0
Duke Energy Corporation COM 26441C105 672 9,056 SH   SOLE   9,056 0 0
DXP Enterprises Inc. COM 233377407 261 3,450 SH   SOLE   3,450 0 0
E. I. du Pont de Nemours and C COM 263534109 230 3,508 SH   SOLE   3,508 0 0
E. I. du Pont de Nemours and C COM 263534109 17 265 SH   OTR   265 0 0
Eaton COM 278058102 271 3,509 SH   SOLE   3,509 0 0
Eaton Vance Corp. COM 278265103 302 8,000 SH   SOLE   8,000 0 0
Eaton Vance Corp. COM 278265103 80 2,110 SH   OTR   2,110 0 0
eBay Inc. COM 278642103 3,870 77,309 SH   SOLE   77,309 0 0
EMC Corporation COM 268648102 5,640 214,130 SH   SOLE   214,130 0 0
ENSCO International Incorporat COM 26874Q100 2,723 48,993 SH   SOLE   48,993 0 0
Enterprise Products Partners L COM 293792107 402 5,136 SH   SOLE   5,136 0 0
EvoLucia Inc. COM 30049B105 0 20,000 SH   SOLE   20,000 0 0
Exelon Corporation COM 30161N101 254 6,975 SH   SOLE   6,975 0 0
Express Scripts Inc COM 302182100 3,940 56,832 SH   SOLE   56,832 0 0
Express Scripts Inc COM 302182100 74 1,070 SH   OTR   1,070 0 0
Exxon Mobil Corporation COM 30231G102 179 1,776 SH   OTR   1,776 0 0
Exxon Mobil Corporation COM 30231G102 6,341 62,980 SH   SOLE   62,980 0 0
Ford Motor Company COM 345370860 207 11,998 SH   SOLE   11,998 0 0
Fortune Nat Res Corp No Stockh COM 349681106 0 18,000 SH   SOLE   18,000 0 0
Franklin Resources COM 354613101 4,065 70,284 SH   SOLE   70,284 0 0
General Dynamics Corporation COM 369550108 2,060 17,676 SH   SOLE   17,676 0 0
General Electric Company COM 369604103 3,392 129,056 SH   SOLE   129,056 0 0
General Electric Company COM 369604103 19 710 SH   OTR   710 0 0
Gentex Corporation COM 371901109 3,711 127,561 SH   SOLE   127,561 0 0
Genuine Parts Company COM 372460105 377 4,289 SH   SOLE   4,289 0 0
Genuine Parts Company COM 372460105 21 240 SH   OTR   240 0 0
Gerber Scientific Inc. Escrow COM 37373ESC5 0 10,000 SH   SOLE   10,000 0 0
GlaxoSmithKline plc COM 37733W105 146 2,728 SH   SOLE   2,728 0 0
GlaxoSmithKline plc COM 37733W105 61 1,145 SH   OTR   1,145 0 0
GLV Inc Cl A Sub Vtg COM 37989R206 89 25,000 SH   SOLE   25,000 0 0
Google COM 38259P508 2,590 4,503 SH   SOLE   4,503 0 0
Google Inc. COM 38259P508 2,720 4,652 SH   SOLE   4,652 0 0
Google Inc. COM 38259P508 26 44 SH   OTR   44 0 0
Health Discovery Corp COM 42218R100 15 663,192 SH   SOLE   663,192 0 0
Healthcare Trust of America In COM 42225P105 204 16,957 SH   SOLE   16,957 0 0
Helmerich & Payne Inc. COM 423452101 3,514 30,265 SH   SOLE   30,265 0 0
Hewlett-Packard Company COM 428236103 34 1,000 SH   OTR   1,000 0 0
Hewlett-Packard Company COM 428236103 180 5,344 SH   SOLE   5,344 0 0
HMZ Metals Inc. COM 40425M302 0 11,900 SH   SOLE   11,900 0 0
Home Depot Inc. COM 437076102 2,690 33,221 SH   SOLE   33,221 0 0
Honeywell International Inc. COM 438516106 304 3,267 SH   SOLE   3,267 0 0
Hudson Valley Holding Corp. Co COM 444172100 456 25,282 SH   OTR   25,282 0 0
IDEXX Laboratories Inc. COM 45168D104 508 3,800 SH   SOLE   3,800 0 0
IGI Laboratories Inc. COM 449575109 53 10,000 SH   SOLE   10,000 0 0
Infinera Corporation COM 45667G103 140 15,200 SH   SOLE   15,200 0 0
Infosys Technologies Limited COM 456788108 3,681 68,466 SH   SOLE   68,466 0 0
Ingersoll-Rand Company Limited COM G47791101 1,110 17,760 SH   SOLE   17,760 0 0
Intel Corporation COM 458140100 10,146 328,363 SH   SOLE   328,363 0 0
Intel Corporation COM 458140100 22 710 SH   OTR   710 0 0
International Business Machine COM 459200101 5,113 28,205 SH   SOLE   28,205 0 0
J.P. Morgan Chase & Co. COM 46625H100 854 14,822 SH   SOLE   14,822 0 0
J.P. Morgan Chase & Co. COM 46625H100 20 350 SH   OTR   350 0 0
Johnson & Johnson COM 478160104 2,805 26,814 SH   SOLE   26,814 0 0
Johnson & Johnson COM 478160104 22 210 SH   OTR   210 0 0
Johnson Controls Inc. COM 478366107 253 5,058 SH   SOLE   5,058 0 0
Kimberly-Clark Corporation COM 494368103 592 5,326 SH   SOLE   5,326 0 0
Kimberly-Clark Corporation COM 494368103 15 135 SH   OTR   135 0 0
Kraft Foods Group Inc. COM 50076Q106 307 5,124 SH   SOLE   5,124 0 0
Las Vegas Sands Corp COM 517834107 7,067 92,718 SH   SOLE   92,718 0 0
LyondellBasell Industries NV COM N53745100 8,246 84,440 SH   SOLE   84,440 0 0
Manulife Finl Corp COM 56501R106 531 26,733 SH   SOLE   26,733 0 0
Manulife Finl Corp COM 56501R106 37 1,850 SH   OTR   1,850 0 0
Marathon Petroleum Corporation COM 56585A102 3,334 42,707 SH   SOLE   42,707 0 0
Mastercard Incorporated COM 57636Q104 122 1,661 SH   SOLE   1,661 0 0
Mastercard Incorporated COM 57636Q104 107 1,450 SH   OTR   1,450 0 0
Maxim Integrated Products COM 57772K101 294 8,685 SH   SOLE   8,685 0 0
McDonald's Corporation COM 580135101 7,263 72,095 SH   SOLE   72,095 0 0
Medtronic Inc. COM 585055106 4,805 75,354 SH   SOLE   75,354 0 0
Merck & Co. Inc. COM 589331107 362 6,256 SH   SOLE   6,256 0 0
Merck & Co. Inc. COM 589331107 23 390 SH   OTR   390 0 0
Microsoft Corporation COM 594918104 9,345 224,100 SH   SOLE   224,100 0 0
Microsoft Corporation COM 594918104 18 430 SH   OTR   430 0 0
Molycorp Inc. COM 608753109 40 15,466 SH   SOLE   15,466 0 0
Mondelez International Inc. COM 609207105 389 10,343 SH   SOLE   10,343 0 0
National-Oilwell Varco Inc. COM 637071101 3,371 40,931 SH   SOLE   40,931 0 0
Nestle S.A. COM 641069406 324 4,187 SH   SOLE   4,187 0 0
Nestle S.A. COM 641069406 65 841 SH   OTR   841 0 0
Network Appliance Inc. COM 64110D104 2,568 70,316 SH   SOLE   70,316 0 0
New York Community Bancorp Inc COM 649445103 475 29,698 SH   SOLE   29,698 0 0
NextEra Energy Inc. COM 65339F101 260 2,533 SH   SOLE   2,533 0 0
NextEra Energy Inc. COM 65339F101 20 200 SH   OTR   200 0 0
Nordstrom Inc. COM 655664100 7,180 105,694 SH   SOLE   105,694 0 0
Northeast Utilities System COM 664397106 330 6,983 SH   SOLE   6,983 0 0
Novartis AG COM 66987V109 7,743 85,528 SH   SOLE   85,528 0 0
Novartis AG COM 66987V109 65 714 SH   OTR   714 0 0
Novo Nordisk A/S (ADR) COM 670100205 7,451 161,313 SH   SOLE   161,313 0 0
NOW Inc COM 67011P100 366 10,108 SH   SOLE   10,108 0 0
NTT DoCoMo Inc. (ADR) COM 62942M201 2,071 121,184 SH   SOLE   121,184 0 0
Occidental Petroleum Corporati COM 674599105 153 1,489 SH   OTR   1,489 0 0
Occidental Petroleum Corporati COM 674599105 7,322 71,343 SH   SOLE   71,343 0 0
Oracle Corporation COM 68389X105 5,300 130,762 SH   SOLE   130,762 0 0
Oracle Corporation COM 68389X105 75 1,850 SH   OTR   1,850 0 0
PACCAR Inc COM 693718108 1,778 28,301 SH   SOLE   28,301 0 0
Paychex Inc. COM 704326107 205 4,941 SH   SOLE   4,941 0 0
PepsiCo Inc. COM 713448108 1,049 11,740 SH   SOLE   11,740 0 0
PetSmart Inc. COM 716768106 3,371 56,378 SH   SOLE   56,378 0 0
Pfizer Inc COM 717081103 1,469 49,495 SH   SOLE   49,495 0 0
Pfizer Inc COM 717081103 13 440 SH   OTR   440 0 0
Philip Morris International In COM 718172109 1,373 16,282 SH   SOLE   16,282 0 0
Philip Morris International In COM 718172109 19 220 SH   OTR   220 0 0
PPG Industries Inc. COM 693506107 222 1,058 SH   SOLE   1,058 0 0
Procter & Gamble Company COM 742718109 1,992 25,342 SH   SOLE   25,342 0 0
Public Service Enterprise Grou COM 744573106 260 6,386 SH   SOLE   6,386 0 0
QUALCOMM Incorporated COM 747525103 5,981 75,519 SH   SOLE   75,519 0 0
QUALCOMM Incorporated COM 747525103 77 970 SH   OTR   970 0 0
Raytheon Company COM 755111507 340 3,688 SH   SOLE   3,688 0 0
Raytheon Company COM 755111507 16 175 SH   OTR   175 0 0
ResMed Inc. COM 761152107 3,878 76,595 SH   SOLE   76,595 0 0
Robert Half International Inc. COM 770323103 4,123 86,364 SH   SOLE   86,364 0 0
Royal Dutch Petroleum (ADR) COM 780259206 353 4,290 SH   SOLE   4,290 0 0
Sasol Limited COM 803866300 6,030 102,003 SH   SOLE   102,003 0 0
Schlumberger Limited COM 806857108 5,498 46,612 SH   SOLE   46,612 0 0
Scripps Networks Interactive COM 811065101 4,076 50,237 SH   SOLE   50,237 0 0
Sirius XM Radio Inc. COM 82967N108 130 37,531 SH   SOLE   37,531 0 0
Smith & Nephew PLC COM 83175M205 1,741 19,502 SH   SOLE   19,502 0 0
Southern Company COM 842587107 471 10,381 SH   SOLE   10,381 0 0
Superior Energy Services Inc. COM 868157108 3,781 104,613 SH   SOLE   104,613 0 0
Symantec Corporation COM 871503108 7,040 307,417 SH   SOLE   307,417 0 0
Symantec Corporation COM 871503108 15 655 SH   OTR   655 0 0
T. Rowe Price Group COM 74144T108 6,747 79,925 SH   SOLE   79,925 0 0
Taiwan Semiconductor Manufactu COM 874039100 3,698 172,902 SH   SOLE   172,902 0 0
Taiwan Semiconductor Manufactu COM 874039100 6 281 SH   OTR   281 0 0
Target Corporation COM 87612E106 5,755 99,317 SH   SOLE   99,317 0 0
Teradata Corporation COM 88076W103 2,432 60,506 SH   SOLE   60,506 0 0
Teradyne Inc. COM 880770102 669 34,135 SH   OTR   34,135 0 0
Teradyne Inc. COM 880770102 1 73 SH   SOLE   73 0 0
Teva Pharmaceutical Industries COM 881624209 2,587 49,346 SH   SOLE   49,346 0 0
Teva Pharmaceutical Industries COM 881624209 93 1,782 SH   OTR   1,782 0 0
Texas Instruments Incorporated COM 882508104 252 5,279 SH   SOLE   5,279 0 0
The Hanover Insurance Group In COM 410867105 2,041 32,317 SH   OTR   32,317 0 0
The Hanover Insurance Group In COM 410867105 95 1,500 SH   SOLE   1,500 0 0
The Toronto-Dominion Bank (USA COM 891160509 1,886 36,682 SH   SOLE   36,682 0 0
Timken Co. COM 887389104 204 3,000 SH   SOLE   3,000 0 0
Tivus Inc. COM 888728102 0 1,108,000 SH   SOLE   1,108,000 0 0
Toyota Motor Corporation COM 892331307 2,769 23,143 SH   SOLE   23,143 0 0
Tupperware Corporation COM 899896104 3,895 46,530 SH   SOLE   46,530 0 0
U.S. Bancorp COM 902973304 1,270 29,324 SH   SOLE   29,324 0 0
Union Pacific Corporation COM 907818108 7,540 75,587 SH   SOLE   75,587 0 0
United Financial Bancorp COM 91030T109 8 602 SH   OTR   602 0 0
United Financial Bancorp COM 91030T109 220 16,246 SH   SOLE   16,246 0 0
United Parcel Service Inc. COM 911312106 6,127 59,680 SH   SOLE   59,680 0 0
United Technologies Corporatio COM 913017109 1,042 9,023 SH   SOLE   9,023 0 0
UnitedHealth Group COM 91324P102 4,646 56,828 SH   SOLE   56,828 0 0
Universal Express Inc COM 91349P103 0 32,000 SH   SOLE   32,000 0 0
Verizon Communications Inc. COM 92343V104 4,383 89,581 SH   SOLE   89,581 0 0
Verizon Communications Inc. COM 92343V104 0 0 SH   OTR   0 0 0
W.R. Berkley Corporation COM 084423102 279 6,035 SH   SOLE   6,035 0 0
Waddell & Reed Financial Inc. COM 930059100 2,730 43,624 SH   SOLE   43,624 0 0
Wal-Mart Stores Inc. COM 931142103 466 6,203 SH   SOLE   6,203 0 0
Walt Disney Company COM 254687106 1 10 SH   OTR   10 0 0
Walt Disney Company COM 254687106 1,074 12,525 SH   SOLE   12,525 0 0
Western Union COM 959802109 6,054 349,113 SH   SOLE   349,113 0 0
WorldGate Communications Inc. COM 98156L307 0 164,605 SH   SOLE   164,605 0 0
Xilinx Inc. COM 983919101 6,800 143,737 SH   SOLE   143,737 0 0