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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   45,093,508 1,070,342 SH   SOLE   1,070,342 0 0
BNY MELLON ETF TRUST US LRG CP CORE 09661T107   82,739,500 778,212 SH   SOLE   778,212 0 0
BONDBLOXX ETF TRUST BB RT USD HI YLD 09789C705   4,746,765 117,407 SH   SOLE   117,407 0 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   9,187,773 182,460 SH   SOLE   182,460 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   18,515,054 824,724 SH   SOLE   824,724 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   35,128,625 913,856 SH   SOLE   913,856 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   22,456,775 719,077 SH   SOLE   719,077 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   8,036,023 310,391 SH   SOLE   310,391 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   13,929,637 233,132 SH   SOLE   233,132 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   14,096,963 141,139 SH   SOLE   141,139 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   13,854,840 133,902 SH   SOLE   133,902 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   18,535,030 394,027 SH   SOLE   394,027 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   19,455,730 464,892 SH   SOLE   464,892 0 0
SIMPLIFY EXCHANGE TRADED FUN AGGREGATE BOND E 82889N723   14,168,914 669,925 SH   SOLE   669,925 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   66,738,489 1,695,161 SH   SOLE   1,695,161 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   197,393,429 5,421,407 SH   SOLE   5,421,407 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   36,888,954 1,444,360 SH   SOLE   1,444,360 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   18,715,951 709,475 SH   SOLE   709,475 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   286,187,849 4,352,005 SH   SOLE   4,352,005 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   4,491,136 191,765 SH   SOLE   191,765 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   42,972,371 1,054,278 SH   SOLE   1,054,278 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   30,152,270 748,381 SH   SOLE   748,381 0 0