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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   66,602,164 1,548,495 SH   SOLE   1,548,495 0 0
BNY MELLON ETF TRUST US LRG CP CORE 09661T107   84,251,993 771,407 SH   SOLE   771,407 0 0
BONDBLOXX ETF TRUST BB RT USD HI YLD 09789C705   4,982,180 121,811 SH   SOLE   121,811 0 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   9,959,887 198,258 SH   SOLE   198,258 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   19,912,239 861,256 SH   SOLE   861,256 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   23,572,910 741,753 SH   SOLE   741,753 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   8,729,838 318,491 SH   SOLE   318,491 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   47,694,675 422,301 SH   SOLE   422,301 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   15,643,978 149,460 SH   SOLE   149,460 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   113,669,551 232,896 SH   SOLE   232,896 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   14,979,946 148,052 SH   SOLE   148,052 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   20,563,790 460,349 SH   SOLE   460,349 0 0
SIMPLIFY EXCHANGE TRADED FUN AGGREGATE BOND E 82889N723   9,931,391 457,457 SH   SOLE   457,457 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   74,027,383 1,793,299 SH   SOLE   1,793,299 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   214,088,507 5,699,907 SH   SOLE   5,699,907 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   108,317,855 188,786 SH   SOLE   188,786 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   49,588,492 1,902,968 SH   SOLE   1,902,968 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   19,862,591 756,921 SH   SOLE   756,921 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   321,192,462 4,757,702 SH   SOLE   4,757,702 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   5,001,063 209,253 SH   SOLE   209,253 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   65,366,332 1,436,307 SH   SOLE   1,436,307 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   27,868,355 675,916 SH   SOLE   675,916 0 0