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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BNY MELLON ETF TRUST US LRG CP CORE 09661T107   76,811,939 742,554 SH   SOLE   742,554 0 0
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   60,700,554 1,470,306 SH   SOLE   1,470,306 0 0
BONDBLOXX ETF TRUST BB RT USD HI YLD 09789C705   4,272,043 107,746 SH   SOLE   107,746 0 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   8,726,121 174,276 SH   SOLE   174,276 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   17,465,409 786,022 SH   SOLE   786,022 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   19,993,130 673,850 SH   SOLE   673,850 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   7,286,699 281,666 SH   SOLE   281,666 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   43,256,355 404,454 SH   SOLE   404,454 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   13,562,643 131,958 SH   SOLE   131,958 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   112,618,638 235,058 SH   SOLE   235,058 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   13,160,752 132,814 SH   SOLE   132,814 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   18,889,462 491,785 SH   SOLE   491,785 0 0
SIMPLIFY EXCHANGE TRADED FUN AGGREGATE BOND E 82889N723   8,691,195 418,651 SH   SOLE   418,651 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   65,121,221 1,728,729 SH   SOLE   1,728,729 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   191,966,284 5,472,243 SH   SOLE   5,472,243 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   109,175,430 200,609 SH   SOLE   200,609 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   43,651,578 1,745,351 SH   SOLE   1,745,351 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   17,867,613 706,428 SH   SOLE   706,428 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   298,785,792 4,668,528 SH   SOLE   4,668,528 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   4,343,767 188,226 SH   SOLE   188,226 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   60,073,685 1,446,513 SH   SOLE   1,446,513 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   25,446,917 643,465 SH   SOLE   643,465 0 0