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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 32,846 345,241 SH   SOLE   345,241 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 128,362 322,638 SH   SOLE   322,638 0 0
ISHARES TR CORE US AGGBD ET 464287226 21,139 185,297 SH   SOLE   185,297 0 0
ISHARES TR CORE LT USDB ETF 464289479 15,617 216,479 SH   SOLE   216,479 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 40,790 808,840 SH   SOLE   808,840 0 0
ISHARES TR CORE TOTAL USD 46434V613 21,174 400,033 SH   SOLE   400,033 0 0
ISHARES TR MBS ETF 464288588 10,583 98,512 SH   SOLE   98,512 0 0
ISHARES TR USD INV GRDE ETF 464288620 11,206 187,575 SH   SOLE   187,575 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 31,634 181,940 SH   SOLE   181,940 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 21,144 103,422 SH   SOLE   103,422 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 23,109 341,745 SH   SOLE   341,745 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 284,281 7,792,790 SH   SOLE   7,792,790 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 52,708 1,270,380 SH   SOLE   1,270,380 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 146,999 2,541,472 SH   SOLE   2,541,472 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 179,545 378,021 SH   SOLE   378,021 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 34,461 263,843 SH   SOLE   263,843 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 22,811 770,118 SH   SOLE   770,118 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144 38,240 1,098,548 SH   SOLE   1,098,548 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 24,969 792,666 SH   SOLE   792,666 0 0
SPDR SER TR PORTFOLIO LN COR 78464A367 37,706 1,197,771 SH   SOLE   1,197,771 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 567,577 10,166,170 SH   SOLE   10,166,170 0 0
SPDR SER TR PORTFLI MORTGAGE 78464A383 5,775 227,525 SH   SOLE   227,525 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 11,124 359,194 SH   SOLE   359,194 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 142,282 3,183,757 SH   SOLE   3,183,757 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 8,420 172,416 SH   SOLE   172,416 0 0