The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 3,310 86,181 SH   SOLE   86,181 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 1,038 22,738 SH   SOLE   22,738 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,291 32,023 SH   SOLE   32,023 0 0
AFLAC INC COM 001055102 3,272 47,007 SH   SOLE   47,007 0 0
ISHARES TR CORE US AGGBD ET 464287226 45,169 417,997 SH   SOLE   417,997 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 4,209 146,245 SH   SOLE   146,245 0 0
AIR PRODS & CHEMS INC COM 009158106 2,228 15,495 SH   SOLE   15,495 0 0
BB&T CORP COM 054937107 3,271 69,572 SH   SOLE   69,572 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 13,564 163,289 SH   SOLE   163,289 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 20,856 233,992 SH   SOLE   233,992 0 0
SPDR SERIES TRUST BLOMBRG BRC AGRT 78464A649 6,224 109,346 SH   SOLE   109,346 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 61,573 774,990 SH   SOLE   774,990 0 0
ISHARES TR INTERM CR BD ETF 464288638 4,176 38,595 SH   SOLE   38,595 0 0
ISHARES 10+ YR CR BD ETF 464289511 3,138 53,461 SH   SOLE   53,461 0 0
CME GROUP INC COM 12572Q105 2,252 19,526 SH   SOLE   19,526 0 0
CENTERPOINT ENERGY INC COM 15189T107 2,265 91,912 SH   SOLE   91,912 0 0
CISCO SYS INC COM 17275R102 1,026 33,955 SH   SOLE   33,955 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 7,293 69,498 SH   SOLE   69,498 0 0
CHEVRON CORP NEW COM 166764100 3,278 27,851 SH   SOLE   27,851 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 34,298 1,089,186 SH   SOLE   1,089,186 0 0
DOMINION RES INC VA NEW COM 25746U109 1,035 13,508 SH   SOLE   13,508 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 40,564 205,375 SH   SOLE   205,375 0 0
DOW CHEM CO COM 260543103 1,018 17,788 SH   SOLE   17,788 0 0
EMERSON ELEC CO COM 291011104 3,241 58,126 SH   SOLE   58,126 0 0
EVERSOURCE ENERGY COM 30040W108 3,305 59,842 SH   SOLE   59,842 0 0
ENTERGY CORP NEW COM 29364G103 2,297 31,266 SH   SOLE   31,266 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 5,089 152,079 SH   SOLE   152,079 0 0
FIFTH THIRD BANCORP COM 316773100 1,016 37,680 SH   SOLE   37,680 0 0
GENERAL ELECTRIC CO COM 369604103 3,278 103,726 SH   SOLE   103,726 0 0
GENERAL MLS INC COM 370334104 3,277 53,044 SH   SOLE   53,044 0 0
GENUINE PARTS CO COM 372460105 3,260 34,119 SH   SOLE   34,119 0 0
GARMIN LTD SHS H2906T109 1,004 20,714 SH   SOLE   20,714 0 0
GRAINGER W W INC COM 384802104 1,016 4,375 SH   SOLE   4,375 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 6,835 235,694 SH   SOLE   235,694 0 0
HCP INC COM 40414L109 2,326 78,256 SH   SOLE   78,256 0 0
ISHARES TR HDG MSCI EAFE 46434V803 5,285 202,328 SH   SOLE   202,328 0 0
HARRIS CORP DEL COM 413875105 3,274 31,952 SH   SOLE   31,952 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 3,291 19,825 SH   SOLE   19,825 0 0
ISHARES TR 7-10 Y TR BD ETF 464287440 13,656 130,277 SH   SOLE   130,277 0 0
ISHARES TR CORE MSCI EAFE 46432F842 210,725 3,929,233 SH   SOLE   3,929,233 0 0
ISHARES TR 3-7 YR TR BD ETF 464288661 13,549 110,595 SH   SOLE   110,595 0 0
ISHARES INC CORE MSCI EMKT 46434G103 9,430 222,135 SH   SOLE   222,135 0 0
ISHARES TR CORE S&P MCP ETF 464287507 67,745 409,732 SH   SOLE   409,732 0 0
ISHARES TR CORE S&P SCP ETF 464287804 151,699 1,103,102 SH   SOLE   1,103,102 0 0
INTEL CORP COM 458140100 2,230 61,483 SH   SOLE   61,483 0 0
INTL PAPER CO COM 460146103 1,016 19,152 SH   SOLE   19,152 0 0
SPDR SERIES TRUST BLMBRG BRC INTRM 78464A672 22,064 369,832 SH   SOLE   369,832 0 0
ISHARES TR CORE S&P TTL STK 464287150 4,561 88,928 SH   SOLE   88,928 0 0
SPDR SERIES TRUST BLOMBRG BRC INTR 78464A375 3,113 91,800 SH   SOLE   91,800 0 0
ILLINOIS TOOL WKS INC COM 452308109 3,265 26,664 SH   SOLE   26,664 0 0
ISHARES TR CORE S&P500 ETF 464287200 497,377 2,210,661 SH   SOLE   2,210,661 0 0
INVESCO LTD SHS G491BT108 2,219 73,139 SH   SOLE   73,139 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 63,305 469,449 SH   SOLE   469,449 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 17,265 145,158 SH   SOLE   145,158 0 0
ISHARES TR CORE MSCITOTAL 46432F834 123,988 2,455,689 SH   SOLE   2,455,689 0 0
JOHNSON & JOHNSON COM 478160104 3,291 28,565 SH   SOLE   28,565 0 0
JPMORGAN CHASE & CO COM 46625H100 2,254 26,118 SH   SOLE   26,118 0 0
KELLOGG CO COM 487836108 3,306 44,849 SH   SOLE   44,849 0 0
SPDR SERIES TRUST S&P BK ETF 78464A797 21,148 486,499 SH   SOLE   486,499 0 0
KIMBERLY CLARK CORP COM 494368103 2,248 19,697 SH   SOLE   19,697 0 0
COCA COLA CO COM 191216100 2,259 54,478 SH   SOLE   54,478 0 0
LILLY ELI & CO COM 532457108 3,318 45,107 SH   SOLE   45,107 0 0
LOCKHEED MARTIN CORP COM 539830109 3,316 13,266 SH   SOLE   13,266 0 0
ISHARES TR IBOXX INV CP ETF 464287242 38,069 324,874 SH   SOLE   324,874 0 0
SPDR SERIES TRUST BLOMBERG BRC COR 78464A367 15,185 380,861 SH   SOLE   380,861 0 0
MATTEL INC COM 577081102 2,262 82,117 SH   SOLE   82,117 0 0
ISHARES TR MBS ETF 464288588 35,460 333,462 SH   SOLE   333,462 0 0
SPDR SERIES TRUST BLOMBRG BRC MRTG 78464A383 3,734 142,093 SH   SOLE   142,093 0 0
MCDONALDS CORP COM 580135101 3,267 26,843 SH   SOLE   26,843 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 11,422 37,855 SH   SOLE   37,855 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 33,517 330,773 SH   SOLE   330,773 0 0
3M CO COM 88579Y101 2,267 12,696 SH   SOLE   12,696 0 0
ALTRIA GROUP INC COM 02209S103 2,268 33,536 SH   SOLE   33,536 0 0
MERCK & CO INC COM 58933Y105 3,268 55,512 SH   SOLE   55,512 0 0
MICROSOFT CORP COM 594918104 3,251 52,314 SH   SOLE   52,314 0 0
NEXTERA ENERGY INC COM 65339F101 2,273 19,031 SH   SOLE   19,031 0 0
NATIONAL FUEL GAS CO N J COM 636180101 1,024 18,086 SH   SOLE   18,086 0 0
SPDR SER TR RUSSELL LOW VOL 78468R754 24,275 368,924 SH   SOLE   368,924 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 2,229 31,292 SH   SOLE   31,292 0 0
PAYCHEX INC COM 704326107 2,240 36,786 SH   SOLE   36,786 0 0
PEPSICO INC COM 713448108 2,262 21,617 SH   SOLE   21,617 0 0
PROCTER AND GAMBLE CO COM 742718109 3,286 39,083 SH   SOLE   39,083 0 0
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 6,823 127,024 SH   SOLE   127,024 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 18,187 362,686 SH   SOLE   362,686 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 277,222 2,339,825 SH   SOLE   2,339,825 0 0
RYDEX ETF TRUST GUG S&P500 PU VA 78355W304 13,561 235,474 SH   SOLE   235,474 0 0
SCANA CORP NEW COM 80589M102 2,254 30,754 SH   SOLE   30,754 0 0
SPDR SERIES TRUST BLOMBERG BRC SRT 78464A474 2,734 89,551 SH   SOLE   89,551 0 0
SMUCKER J M CO COM NEW 832696405 2,266 17,691 SH   SOLE   17,691 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 20,594 744,010 SH   SOLE   744,010 0 0
SCHLUMBERGER LTD COM 806857108 1,023 12,180 SH   SOLE   12,180 0 0
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 18,307 151,509 SH   SOLE   151,509 0 0
SPDR SERIES TRUST SPDR S&P 1000 ET 78464A847 79,132 891,629 SH   SOLE   891,629 0 0
SOUTHERN CO COM 842587107 3,308 67,258 SH   SOLE   67,258 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 13,859 333,314 SH   SOLE   333,314 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 747,341 3,343,357 SH   SOLE   3,343,357 0 0
SYSCO CORP COM 871829107 3,268 59,016 SH   SOLE   59,016 0 0
AT&T INC COM 00206R102 3,296 77,490 SH   SOLE   77,490 0 0
PROSHARES TR SHRT 20+YR TRE 74347X849 34,763 1,455,122 SH   SOLE   1,455,122 0 0
TARGET CORP COM 87612E106 2,237 30,974 SH   SOLE   30,974 0 0
SPDR SERIES TRUST BLOOMBERG LNG TR 78464A664 4,226 61,348 SH   SOLE   61,348 0 0
US BANCORP DEL COM NEW 902973304 1,022 19,890 SH   SOLE   19,890 0 0
UNITED TECHNOLOGIES CORP COM 913017109 3,275 29,873 SH   SOLE   29,873 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 6,273 98,135 SH   SOLE   98,135 0 0
VALERO ENERGY CORP NEW COM 91913Y100 2,246 32,880 SH   SOLE   32,880 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 51,716 463,900 SH   SOLE   463,900 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,261 42,357 SH   SOLE   42,357 0 0
WELLS FARGO & CO NEW COM 949746101 3,268 59,292 SH   SOLE   59,292 0 0
WASTE MGMT INC DEL COM 94106L109 3,288 46,370 SH   SOLE   46,370 0 0
WAL-MART STORES INC COM 931142103 1,028 14,866 SH   SOLE   14,866 0 0
WEYERHAEUSER CO COM 962166104 1,031 34,253 SH   SOLE   34,253 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 49,141 1,016,140 SH   SOLE   1,016,140 0 0
EXXON MOBIL CORP COM 30231G102 2,252 24,954 SH   SOLE   24,954 0 0
SPDR SERIES TRUST S&P OILGAS EXP 78464A730 17,928 432,834 SH   SOLE   432,834 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,609 7,149 SH Put SOLE   7,149 0 0
BARCLAYS BK PLC IPATH S&P500 VIX 06740Q252 1,372 2,714 SH Put SOLE   2,714 0 0