The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 170,266 495,407 SH   SOLE   495,407 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 107,229 1,215,886 SH   SOLE   1,215,886 0 0
VANGUARD TAX-MANAGED FD FTSE DEV MKT ETF 921943858 91,103 1,929,741 SH   SOLE   1,929,741 0 0
ISHARES TR CORE S&P MCP ETF 464287507 76,438 332,585 SH   SOLE   332,585 0 0
ISHARES TR CORE S&P SCP ETF 464287804 75,057 816,729 SH   SOLE   816,729 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 57,835 1,069,633 SH   SOLE   1,069,633 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 30,641 611,475 SH   SOLE   611,475 0 0
ISHARES TR CORE MSCI EAFE 46432F842 20,970 303,511 SH   SOLE   303,511 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 18,378 104,577 SH   SOLE   104,577 0 0
ISHARES TR CORE S&P 500 ETF 464287200 12,983 34,586 SH   SOLE   34,586 0 0
MSCI INTL MOMENT ISHARES TR 46434V449 11,947 317,316 SH   SOLE   317,316 0 0
APPLE INC COM 037833100 10,712 80,727 SH   SOLE   80,727 0 0
VANGUARD INDEX FDS SMALL CAP ETF 922908751 10,456 53,707 SH   SOLE   53,707 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 10,155 49,114 SH   SOLE   49,114 0 0
ISHARES TR S&P500 GRWT ETF 464287309 9,869 154,634 SH   SOLE   154,634 0 0
ISHARES TR S&P 500 VAL ETF 464287408 7,984 62,365 SH   SOLE   62,365 0 0
ISHARES TR EAFE SML CP ETF 464288273 6,920 101,239 SH   SOLE   101,239 0 0
ISHARES TR BARCLY USAGG B 464287226 6,812 57,635 SH   SOLE   57,635 0 0
ISHARES INC CORE MSCI EMKT 46434G103 5,952 95,943 SH   SOLE   95,943 0 0
ISHARES TR RUS MID CAP ETF 464287499 5,367 78,286 SH   SOLE   78,286 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,170 70,861 SH   SOLE   70,861 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,674 13,327 SH   SOLE   13,327 0 0
VANGUARD INDEX FDS REIT ETF 922908553 4,530 53,335 SH   SOLE   53,335 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,395 122,039 SH   SOLE   122,039 0 0
WAL MART STORES INC COM 931142103 3,807 26,412 SH   SOLE   26,412 0 0
JOHNSON & JOHNSON COM 478160104 3,209 20,392 SH   SOLE   20,392 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 3,190 23,331 SH   SOLE   23,331 0 0
ISHARES TR INTRM TR CRP ETF 464288638 3,164 51,206 SH   SOLE   51,206 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,119 23,987 SH   SOLE   23,987 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,085 15,737 SH   SOLE   15,737 0 0
INTEL CORP COM 458140100 3,011 60,435 SH   SOLE   60,435 0 0
MICROSOFT CORP COM 594918104 2,976 13,380 SH   SOLE   13,380 0 0
ISHARES TR MBS ETF 464288588 2,731 24,795 SH   SOLE   24,795 0 0
AMAZON COM INC COM 023135106 2,570 789 SH   SOLE   789 0 0
VISA INC COM CL A 92826C839 2,257 10,318 SH   SOLE   10,318 0 0
ISHARES TR U.S.TECH ETF 464287721 2,244 26,373 SH   SOLE   26,373 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,165 8,977 SH   SOLE   8,977 0 0
JPMORGAN CHASE & CO COM 46625H100 2,145 16,884 SH   SOLE   16,884 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,066 5,526 SH   SOLE   5,526 0 0
TJX COS INC NEW COM 872540109 1,953 28,596 SH   SOLE   28,596 0 0
DISNEY WALT CO COM DISNEY 254687106 1,939 10,702 SH   SOLE   10,702 0 0
LAUDER ESTEE COS INC CL A 518439104 1,896 7,122 SH   SOLE   7,122 0 0
ISHARES TR SH TR CRPORT ETF 464288646 1,852 33,577 SH   SOLE   33,577 0 0
ISHARES TR RUS 1000 ETF 464287622 1,777 8,387 SH   SOLE   8,387 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,716 12,225 SH   SOLE   12,225 0 0
3M CO COM 88579Y101 1,713 9,798 SH   SOLE   9,798 0 0
HOME DEPOT INC COM 437076102 1,690 6,361 SH   SOLE   6,361 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,601 10,567 SH   SOLE   10,567 0 0
GOOGLE INC CL A 38259P508 1,581 902 SH   SOLE   902 0 0
PEPSICO INC COM 713448108 1,561 10,524 SH   SOLE   10,524 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,532 5,865 SH   SOLE   5,865 0 0
ISHARES TR MICRO -CAP ETF 464288869 1,508 12,710 SH   SOLE   12,710 0 0
FACEBOOK INC CL A 30303M102 1,507 5,516 SH   SOLE   5,516 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,486 4,737 SH   SOLE   4,737 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,477 25,138 SH   SOLE   25,138 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,475 5,882 SH   SOLE   5,882 0 0
CHEVRON CORP NEW COM 166764100 1,417 16,783 SH   SOLE   16,783 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,415 5,288 SH   SOLE   5,288 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,414 5,582 SH   SOLE   5,582 0 0
LOCKHEED MARTIN CORP COM 539830109 1,414 3,982 SH   SOLE   3,982 0 0
ISHARES 3 7 YR TREAS BD 464288661 1,405 10,563 SH   SOLE   10,563 0 0
COMCAST CORP NEW CL A 20030N101 1,390 26,531 SH   SOLE   26,531 0 0
CUMMINS INC COM 231021106 1,346 5,927 SH   SOLE   5,927 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,324 5,708 SH   SOLE   5,708 0 0
DEERE & CO COM 244199105 1,283 4,769 SH   SOLE   4,769 0 0
NIKE INC COM 654106103 1,253 8,858 SH   SOLE   8,858 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,183 2,615 SH   SOLE   2,615 0 0
TEXAS INSTRS INC COM 882508104 1,135 6,914 SH   SOLE   6,914 0 0
ISHARES TR COHEN STEER REIT 464287564 1,131 20,999 SH   SOLE   20,999 0 0
PROCTER & GAMBLE CO COM 742718109 1,128 8,107 SH   SOLE   8,107 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,121 4,718 SH   SOLE   4,718 0 0
ANTHEM INC COM 036752103 1,099 3,424 SH   SOLE   3,424 0 0
EXXON MOBIL CORP COM 30231G102 1,054 25,573 SH   SOLE   25,573 0 0
ISHARES TR CRE U S REIT ETF 464288521 1,042 21,534 SH   SOLE   21,534 0 0
MASCO CORP COM 574599106 993 18,073 SH   SOLE   18,073 0 0
MORGAN STANLEY COM NEW 617446448 988 14,416 SH   SOLE   14,416 0 0
EMERSON ELEC CO COM 291011104 948 11,790 SH   SOLE   11,790 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 918 7,717 SH   SOLE   7,717 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 896 14,445 SH   SOLE   14,445 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 888 17,193 SH   SOLE   17,193 0 0
QUALCOMM INC COM 747525103 851 5,589 SH   SOLE   5,589 0 0
CAPITAL ONE FINL CORP COM 14040H105 849 8,590 SH   SOLE   8,590 0 0
ISHARES TR US HLTHCARE ETF 464287762 843 3,429 SH   SOLE   3,429 0 0
STARBUCKS CORP COM 855244109 830 7,762 SH   SOLE   7,762 0 0
QUEST DIAGNOSTICS INC COM 74834L100 800 6,710 SH   SOLE   6,710 0 0
LOWES COS INC COM 548661107 792 4,937 SH   SOLE   4,937 0 0
SYSCO CORP COM 871829107 790 10,639 SH   SOLE   10,639 0 0
BOEING CO COM 097023105 752 3,513 SH   SOLE   3,513 0 0
SNAP ON INC COM 833034101 720 4,204 SH   SOLE   4,204 0 0
TESLA INC COM 88160R101 716 1,015 SH   SOLE   1,015 0 0
NVIDIA CORP COM 67066G104 696 1,333 SH   SOLE   1,333 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 674 4,901 SH   SOLE   4,901 0 0
OMNICOM GROUP INC COM 681919106 674 10,799 SH   SOLE   10,799 0 0
PAYPAL HLDGS INC COM 70450Y103 673 2,874 SH   SOLE   2,874 0 0
KROGER CO COM 501044101 648 20,403 SH   SOLE   20,403 0 0
GENERAL DYNAMICS CORP COM 369550108 646 4,340 SH   SOLE   4,340 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 636 9,433 SH   SOLE   9,433 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 621 3,188 SH   SOLE   3,188 0 0
KIMBERLY CLARK CORP COM 494368103 589 4,369 SH   SOLE   4,369 0 0
ISHARES TR MSCI KLD400 SOC 464288570 587 8,204 SH   SOLE   8,204 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 584 15,407 SH   SOLE   15,407 0 0
MCDONALDS CORP COM 580135101 556 2,593 SH   SOLE   2,593 0 0
CERNER CORP COM 156782104 544 6,933 SH   SOLE   6,933 0 0
CISCO SYS INC COM 17275R102 539 12,051 SH   SOLE   12,051 0 0
AMERICAN EXPRESS CO COM 025816109 528 4,365 SH   SOLE   4,365 0 0
MARATHON PETE CORP COM 56585A102 519 12,551 SH   SOLE   12,551 0 0
US BANCORP DEL COM NEW 902973304 509 10,916 SH   SOLE   10,916 0 0
COCA COLA CO COM 191216100 505 9,207 SH   SOLE   9,207 0 0
MONSTER BEVERAGE CORP COM 611740101 492 5,323 SH   SOLE   5,323 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 485 2,086 SH   SOLE   2,086 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 474 5,492 SH   SOLE   5,492 0 0
ISHARES TR U.S. FINLS ETF 464287788 474 7,102 SH   SOLE   7,102 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 458 4,322 SH   SOLE   4,322 0 0
MERCK & CO INC COM 58933Y107 457 5,581 SH   SOLE   5,581 0 0
AMEREN CORP COM 023608102 452 5,796 SH   SOLE   5,796 0 0
PFIZER INC COM 717081103 447 12,151 SH   SOLE   12,151 0 0
PHILLIPS 66 COM 718546104 443 6,336 SH   SOLE   6,336 0 0
TARGET CORP COM 87612E106 424 2,401 SH   SOLE   2,401 0 0
ISHARES TR NATIONAL MUN ETF 464288414 418 3,563 SH   SOLE   3,563 0 0
SOUTHWEST ARILS CO COM 844741108 417 8,939 SH   SOLE   8,939 0 0
SQUARE INC CL A 852234103 415 1,909 SH   SOLE   1,909 0 0
AT&T INC COM 00206R102 415 14,428 SH   SOLE   14,428 0 0
ABBOTT LABS COM 002824100 402 3,674 SH   SOLE   3,674 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 396 4,323 SH   SOLE   4,323 0 0
ISHARES TR TIPS BD ETF 464287176 381 2,984 SH   SOLE   2,984 0 0
INTERNATIONAL PAPER CO COM 460146103 378 7,593 SH   SOLE   7,593 0 0
CVS CAREMARK CORPORATION COM 126650100 371 5,434 SH   SOLE   5,434 0 0
RAYTHEON CO COM NEW 755111507 360 5,037 SH   SOLE   5,037 0 0
CATERPILLAR INC DEL COM 149123101 358 1,967 SH   SOLE   1,967 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 354 3,245 SH   SOLE   3,245 0 0
ENTERPRISE FINL SVCS CORP COM 293712105 353 10,114 SH   SOLE   10,114 0 0
ISHARES TR S&P SML 600 GWT 464287887 350 3,068 SH   SOLE   3,068 0 0
ISHARES TR U.S. REAL ES ETF 464287739 346 4,045 SH   SOLE   4,045 0 0
EXELON CORP COM 30161N101 340 8,060 SH   SOLE   8,060 0 0
EDGEWELL PERSONAL CARE CO COM 28035Q102 337 9,746 SH   SOLE   9,746 0 0
NUSHARES ETF TR ESG SMALL CAP 67092P607 334 8,700 SH   SOLE   8,700 0 0
SCHWAB STRATEGIC TR US SML CAP ETG 808524607 333 3,745 SH   SOLE   3,745 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 331 11,224 SH   SOLE   11,224 0 0
MSCI CHINA ETF ISHARES TR 46429B671 327 4,036 SH   SOLE   4,036 0 0
VALERO ENERGY CORP NEW COM 91913Y100 326 5,759 SH   SOLE   5,759 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 320 2,939 SH   SOLE   2,939 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 319 2,530 SH   SOLE   2,530 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 312 883 SH   SOLE   883 0 0
WELLS FARGO & CO NEW COM 949746101 312 10,341 SH   SOLE   10,341 0 0
NORTHROP GRUMMAN CORP COM 666807102 296 970 SH   SOLE   970 0 0
ISHARES TR MSCI USA ESG SLC 464288802 294 3,570 SH   SOLE   3,570 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 281 2,364 SH   SOLE   2,364 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 275 3,108 SH   SOLE   3,108 0 0
TRANE TECHNOLOGIES SHS G8994E103 275 1,895 SH   SOLE   1,895 0 0
ALLSTATE CORP COM 020002101 274 2,493 SH   SOLE   2,493 0 0
CDW CORP COM 12514G108 264 2,000 SH   SOLE   2,000 0 0
ISHARES TR U.S. MED DVC ETF 464288810 262 800 SH   SOLE   800 0 0
INTUITIVE SURGICAL INC COM 46120E602 258 315 SH   SOLE   315 0 0
AMGEN INC COM 031162100 248 1,077 SH   SOLE   1,077 0 0
GOOGLE INC CL A 38259P508 245 140 SH   SOLE   140 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 233 847 SH   SOLE   847 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 232 2,532 SH   SOLE   2,532 0 0
ABBVIE INC COM 00287Y109 229 2,139 SH   SOLE   2,139 0 0
MASTERCARD INC CL A 57636Q104 224 628 SH   SOLE   628 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 222 3,250 SH   SOLE   3,250 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 217 1,921 SH   SOLE   1,921 0 0
ILLINOIS TOOL WKS INC COM 452308109 217 1,062 SH   SOLE   1,062 0 0
ISHARES INC MSCI PAC JP ETF 464286665 216 4,507 SH   SOLE   4,507 0 0
CONOCOPHILLIPS COM 20825C104 215 5,375 SH   SOLE   5,375 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 212 3,632 SH   SOLE   3,632 0 0
BUNGE LIMITED COM G16962105 209 3,188 SH   SOLE   3,188 0 0
EBAY INC. COM 278642103 208 4,130 SH   SOLE   4,130 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 206 2,260 SH   SOLE   2,260 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 203 3,461 SH   SOLE   3,461 0 0
DANAHER CORPORATION COM 235851102 202 910 SH   SOLE   910 0 0
COSTCO WHSL CORP NEW COM 22160K105 198 526 SH   SOLE   526 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 190 1,491 SH   SOLE   1,491 0 0
TRACTOR SUPPLY CO COM 892356106 190 1,350 SH   SOLE   1,350 0 0
VANGUARD GROUP DIV APP ETF 921908844 189 1,337 SH   SOLE   1,337 0 0
SOUTHERN CO COM 842587107 188 3,057 SH   SOLE   3,057 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 186 1,640 SH   SOLE   1,640 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 185 871 SH   SOLE   871 0 0
NETFLIX INC COM 64110L106 184 340 SH   SOLE   340 0 0
ISHARES TR RUS MD CP GR ETF 464287481 177 1,722 SH   SOLE   1,722 0 0
FIFTH THIRD BANCORP COM 316773100 173 6,287 SH   SOLE   6,287 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 168 4,458 SH   SOLE   4,458 0 0
UNION PAC CORP COM 907818108 167 800 SH   SOLE   800 0 0
HUMANA INC COM 444859102 165 402 SH   SOLE   402 0 0
PRINCIPAL FINL GROUP INC COM 74251V102 159 3,198 SH   SOLE   3,198 0 0
SHOPIFY INC CL A 82509L107 158 140 SH   SOLE   140 0 0
ALTRIA GROUP INC COM 02209S103 158 3,855 SH   SOLE   3,855 0 0
RIO TINTO PLC SPONSORED ADR 767204100 158 2,100 SH   SOLE   2,100 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 157 974 SH   SOLE   974 0 0
HILL ROM HLDGS INC COM 431475102 151 1,545 SH   SOLE   1,545 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 151 1,750 SH   SOLE   1,750 0 0
OTIS WORLDWIDE CORP COM 68902V107 148 2,198 SH   SOLE   2,198 0 0
PARKER-HANNIFIN CORP COM 701094104 147 541 SH   SOLE   541 0 0
BRINKS CO COM 109696104 144 2,000 SH   SOLE   2,000 0 0
VAIL RESORTS INC COM 91879Q109 141 507 SH   SOLE   507 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 141 2,783 SH   SOLE   2,783 0 0
VERISK ANALYTICS INC COM 92345Y106 133 641 SH   SOLE   641 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 133 1,400 SH   SOLE   1,400 0 0
BANK AMER CORP COM 060505104 132 4,353 SH   SOLE   4,353 0 0
BHP GROUP LTD SPONSORED ADS 088606108 131 2,000 SH   SOLE   2,000 0 0
PRICE T ROWE GROUP INC COM 74144T108 128 844 SH   SOLE   844 0 0
ISHARES TR US TREAS BD ETF 46429B267 127 4,673 SH   SOLE   4,673 0 0
SCHWAB CHARLES CORP NEW COM 808513105 124 2,347 SH   SOLE   2,347 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 118 1,880 SH   SOLE   1,880 0 0
MEDTRONIC INC COM 585055106 115 984 SH   SOLE   984 0 0
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNET 46137V530 114 500 SH   SOLE   500 0 0
DUKE ENERGY CORP NEW COM NEW 26441C201 113 1,239 SH   SOLE   1,239 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 113 1,244 SH   SOLE   1,244 0 0
HEWLETT PACKARD CO COM 428236103 111 4,500 SH   SOLE   4,500 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 110 5,830 SH   SOLE   5,830 0 0
CSX CORP COM 126408103 107 1,181 SH   SOLE   1,181 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 107 3,481 SH   SOLE   3,481 0 0
ATHERSYS INC NEW COM 04744L106 105 60,000 SH   SOLE   60,000 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 104 1,255 SH   SOLE   1,255 0 0
INNOVATIVE INDL PPTYS INC COM 45781V101 102 555 SH   SOLE   555 0 0
D R HORTON INC COM 23331A109 101 1,466 SH   SOLE   1,466 0 0