The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Berkshire Hathaway Inc CL B 084670702   26,321 85,208 SH   SOLE   85,208 0 0
iShares Edge MSCI Min Vol USA MSCI MIN VOL ETF 46429B697   11,225 155,693 SH   SOLE   155,693 0 0
Goldman Sachs ActiveBeta Inter ACTIVEBETA INT 381430107   10,275 357,004 SH   SOLE   357,004 0 0
Schwab Fundamental U.S. Large FDT US LG 808524771   9,377 175,473 SH   SOLE   175,473 0 0
Alphabet Inc STK CL A 02079K305   9,254 104,889 SH   SOLE   104,889 0 0
Microsoft Corp COM 594918104   8,151 33,989 SH   SOLE   33,989 0 0
Marathon Petroleum Corp COM 56585A102   8,030 68,993 SH   SOLE   68,993 0 0
CVS Health Corp COM 126650100   7,909 84,866 SH   SOLE   84,866 0 0
Hartford Multifactor Dev Mkts (exUS) ETF INTL EQTY ETF 518416102   7,303 294,576 SH   SOLE   294,576 0 0
Morgan Stanley COM 617446448   7,062 83,057 SH   SOLE   83,057 0 0
Schwab U.S. Large-Cap Value ET US LCAP VA ETF 808524409   6,835 103,530 SH   SOLE   103,530 0 0
VanEck Vectors Investment Grade Floating Rate ETF INVT GRADE FLTG 92189F486   6,663 267,791 SH   SOLE   267,791 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176   6,555 61,588 SH   SOLE   61,588 0 0
VanEck Vectors Gold Miners ETF GOLD MINER ETF 92189F106   6,186 215,841 SH   SOLE   215,841 0 0
Apple Inc COM 037833100   6,182 47,580 SH   SOLE   47,580 0 0
Schwab International Equity ET INTL EQTY ETF 808524805   5,842 181,362 SH   SOLE   181,362 0 0
iShares 1-3 Year Treasury Bond ETF TR 1 3 YR TREAS BD 464287457   5,786 71,278 SH   SOLE   71,278 0 0
Chevron Corp COM 166764100   5,744 32,001 SH   SOLE   32,001 0 0
iShares Core S&P Small-Cap ETF ETF TR EQUITY 464287804   5,737 60,618 SH   SOLE   60,618 0 0
Canadian National Railway Co COM 136375102   5,641 47,455 SH   SOLE   47,455 0 0
JPMorgan Chase & Co COM 46625H100   5,280 39,372 SH   SOLE   39,372 0 0
Goldman Sachs Etf Tr Just Us Lrg Cp US LRG CP 381430396   5,122 92,687 SH   SOLE   92,687 0 0
Automatic Data Processing Inc COM 053015103   4,923 20,609 SH   SOLE   20,609 0 0
Laboratory Corp of America Hol COM 50540R409   4,637 19,692 SH   SOLE   19,692 0 0
Paypal Holdings Inco COM 70450Y103   4,556 63,964 SH   SOLE   63,964 0 0
WisdomTree US MidCap Dividend ETF MIDCAP DIVI FD 97717W505   4,499 109,361 SH   SOLE   109,361 0 0
Starbucks Corp COM 855244109   4,320 43,552 SH   SOLE   43,552 0 0
Verizon Communications Inc COM 92343V104   4,175 105,953 SH   SOLE   105,953 0 0
Johnson & Johnson COM 478160104   3,814 21,588 SH   SOLE   21,588 0 0
iShares 7-10 Year Treasury Bond ETF BARCLAYS 7 10 YR 464287440   3,623 37,828 SH   SOLE   37,828 0 0
First Trust Water ETF FD WTR ETF 33733B100   3,520 44,357 SH   SOLE   44,357 0 0
KraneShares CSI China Internet ETF CSI CHI INTERNET 500767306   3,479 115,184 SH   SOLE   115,184 0 0
Sprouts Farmers Market Inc COM 85208M102   3,420 105,660 SH   SOLE   105,660 0 0
BorgWarner Inc COM 099724106   3,335 82,855 SH   SOLE   82,855 0 0
Amazon.com Inc COM 023135106   3,056 36,383 SH   SOLE   36,383 0 0
Meta Platforms Inc Class A CL A 30303M102   2,940 24,429 SH   SOLE   24,429 0 0
Alps Alerian Mlp Etf ALERIAN MLP 00162Q452   2,937 77,152 SH   SOLE   77,152 0 0
Walt Disney Co/The COM 254687106   2,847 32,775 SH   SOLE   32,775 0 0
Pfizer Inc COM 717081103   2,818 54,992 SH   SOLE   54,992 0 0
Xtrackers MSCI EAFE High Div Yld Eq ETF MSCI EAFE 233051630   2,469 113,217 SH   SOLE   113,217 0 0
WisdomTree US Dividend ex-Financials ETF US AI ENHANCED 97717W406   2,304 25,093 SH   SOLE   25,093 0 0
Goldman Sachs Acss Invmt Grd Corp Bd ETF ACCESS INVT GR 381430479   1,941 43,915 SH   SOLE   43,915 0 0
Splunk Inc COM 848637104   1,933 22,459 SH   SOLE   22,459 0 0
iShares Morningstar Large-Cap Growth ETF ETF TR GRWT 464287119   1,674 34,395 SH   SOLE   34,395 0 0
Invesco Taxable Municipal Bond TAXABLE MUN BD 46138G805   1,669 64,929 SH   SOLE   64,929 0 0
iShares Edge MSCI USA Momentum Fctr ETF MOMENTUM FCT 46432F396   1,439 9,864 SH   SOLE   9,864 0 0
PIMCO Enhanced Short Maturity Active ETF ENHAN SHRT MA AC 72201R833   1,438 14,572 SH   SOLE   14,572 0 0
Schwab US Broad Market ETF US BRD MKT ETF 808524102   1,323 29,535 SH   SOLE   29,535 0 0
Goldman Sachs BDC Inc SHS 38147U107   1,265 92,179 SH   SOLE   92,179 0 0
WisdomTree U.S. Quality Divide US QTLY DIV GRT 97717X669   1,139 18,869 SH   SOLE   18,869 0 0
Direxion NASDAQ-100 Equal Wtd ETF TR NAS100 EQL WGT 25459Y207   868 13,604 SH   SOLE   13,604 0 0
SPDR S&P MidCap 400 ETF Trust ETF TR SPDR Mid 78467Y107   771 1,741 SH   SOLE   1,741 0 0
FlexShares Mstar Glbl Upstrm Nat Res ETF MORNSTAR UPSTR 33939L407   695 15,999 SH   SOLE   15,999 0 0
Vanguard FTSE Pacific ETF FTSE PACIFIC ETF 922042866   534 8,300 SH   SOLE   8,300 0 0
Enterprise Products Partners L COM 293792107   414 17,180 SH   SOLE   17,180 0 0
Invesco QQQ Trust QQQ TR UNIT SER 1 46090E103   398 1,495 SH   SOLE   1,495 0 0
Ford Motor Co COM 345370860   384 32,982 SH   SOLE   32,982 0 0
Exxon Mobil Corp COM 30231G102   342 3,100 SH   SOLE   3,100 0 0
AbbVie Inc COM 00287Y109   276 1,709 SH   SOLE   1,709 0 0
Goldman Sachs ActiveBeta U.S. ETF TR EQUITY 381430503   274 3,600 SH   SOLE   3,600 0 0