The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co Common Stock 88579Y101   7,013,849 46,071 SH   SOLE   46,071 0 0
ABBOTT LABS Common Stock 002824100   2,593,847 19,071 SH   SOLE   19,071 0 0
ABBVIE INC Common Stock 00287Y109   4,218,957 22,729 SH   SOLE   22,729 0 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101   4,110,036 13,751 SH   SOLE   13,751 0 0
ADOBE INC Common Stock 00724F101   4,582,594 11,845 SH   SOLE   11,845 0 0
AFLAC INC Common Stock 001055102   535,526 5,078 SH   SOLE   5,078 0 0
Airbnb Inc Common Stock 009066101   273,679 2,068 SH   SOLE   2,068 0 0
AKAMAI TECHNOLOGIES INC Common Stock 00971T101   3,783,256 47,433 SH   SOLE   47,433 0 0
ALLSTATE CORP Common Stock 020002101   661,706 3,287 SH   SOLE   3,287 0 0
Alphabet Inc Common Stock 02079K107   473,277 2,668 SH   SOLE   2,668 0 0
Alphabet Inc Common Stock 02079K305   10,744,215 60,967 SH   SOLE   60,967 0 0
ALTRIA GROUP INC Common Stock 02209S103   554,112 9,451 SH   SOLE   9,451 0 0
AMAZON COM INC Common Stock 023135106   8,158,895 37,189 SH   SOLE   37,189 0 0
AMGEN INC Common Stock 031162100   539,713 1,933 SH   SOLE   1,933 0 0
ANALOG DEVICES INC Common Stock 032654105   669,550 2,813 SH   SOLE   2,813 0 0
APPLE INC Common Stock 037833100   18,650,158 90,901 SH   SOLE   90,901 0 0
AT&T INC Common Stock 00206R102   6,769,413 233,912 SH   SOLE   233,912 0 0
Automatic Data Processing Inc Common Stock 053015103   491,898 1,595 SH   SOLE   1,595 0 0
AUTOZONE INC Common Stock 053332102   274,705 74 SH   SOLE   74 0 0
BANK AMERICA CORP Common Stock 060505104   616,958 13,038 SH   SOLE   13,038 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702   1,186,250 2,442 SH   SOLE   2,442 0 0
BIOGEN INC Common Stock 09062X103   3,708,296 29,527 SH   SOLE   29,527 0 0
BLACKROCK INC Common Stock 09290D101   224,540 214 SH   SOLE   214 0 0
BOEING CO Common Stock 097023105   252,693 1,206 SH   SOLE   1,206 0 0
Bristol-Myers Squibb Co Common Stock 110122108   269,917 5,831 SH   SOLE   5,831 0 0
BROADCOM INC Common Stock 11135F101   531,178 1,927 SH   SOLE   1,927 0 0
CAPITAL ONE FINL CORP Common Stock 14040H105   278,503 1,309 SH   SOLE   1,309 0 0
CARRIER GLOBAL CORPORATION Common Stock 14448C104   486,714 6,650 SH   SOLE   6,650 0 0
CATERPILLAR INC Common Stock 149123101   1,646,399 4,241 SH   SOLE   4,241 0 0
CBOE GLOBAL MKTS INC Common Stock 12503M108   539,182 2,312 SH   SOLE   2,312 0 0
CENCORA INC Common Stock 03073E105   2,458,470 8,199 SH   SOLE   8,199 0 0
CHENIERE ENERGY INC Common Stock 16411R208   6,959,315 28,578 SH   SOLE   28,578 0 0
CHEVRON CORP NEW Common Stock 166764100   1,530,988 10,692 SH   SOLE   10,692 0 0
CHUBB LIMITED Int'l Common Stock H1467J104   6,873,317 23,724 SH   SOLE   23,724 0 0
CINCINNATI FINL CORP Common Stock 172062101   1,713,920 11,509 SH   SOLE   11,509 0 0
CISCO SYS INC Common Stock 17275R102   11,459,980 165,177 SH   SOLE   165,177 0 0
Citigroup Inc Common Stock 172967424   6,751,037 79,312 SH   SOLE   79,312 0 0
CLOUDFLARE INC Common Stock 18915M107   587,490 3,000 SH   SOLE   3,000 0 0
CME GROUP INC Common Stock 12572Q105   7,943,368 28,820 SH   SOLE   28,820 0 0
COCA COLA CO Common Stock 191216100   881,333 12,457 SH   SOLE   12,457 0 0
COLGATE PALMOLIVE CO Common Stock 194162103   249,430 2,744 SH   SOLE   2,744 0 0
CONOCOPHILLIPS Common Stock 20825C104   379,600 4,230 SH   SOLE   4,230 0 0
CONSTELLATION ENERGY CORP Common Stock 21037T109   259,176 803 SH   SOLE   803 0 0
CORNING INC Common Stock 219350105   230,397 4,381 SH   SOLE   4,381 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105   248,475 251 SH   SOLE   251 0 0
CVS HEALTH CORP Common Stock 126650100   5,581,724 80,918 SH   SOLE   80,918 0 0
DANAHER CORPORATION Common Stock 235851102   1,139,806 5,770 SH   SOLE   5,770 0 0
DARDEN RESTAURANTS INC Common Stock 237194105   679,848 3,119 SH   SOLE   3,119 0 0
DEERE & CO Common Stock 244199105   526,796 1,036 SH   SOLE   1,036 0 0
DIMENSIONAL ETF TRUST Fixed Income ETF 25434V872   380,340 9,000 SH   SOLE   9,000 0 0
DISNEY WALT CO Common Stock 254687106   926,727 7,473 SH   SOLE   7,473 0 0
DOMINION ENERGY INC Common Stock 25746U109   456,456 8,076 SH   SOLE   8,076 0 0
DTE ENERGY CO Common Stock 233331107   283,862 2,143 SH   SOLE   2,143 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   6,130,690 51,955 SH   SOLE   51,955 0 0
EATON CORP PLC Int'l Common Stock G29183103   1,243,753 3,484 SH   SOLE   3,484 0 0
EBAY INC. Common Stock 278642103   256,142 3,440 SH   SOLE   3,440 0 0
ELEVANCE HEALTH INC Common Stock 036752103   379,236 975 SH   SOLE   975 0 0
ELI LILLY & CO Common Stock 532457108   380,411 488 SH   SOLE   488 0 0
EMERSON ELEC CO Common Stock 291011104   343,725 2,578 SH   SOLE   2,578 0 0
ENBRIDGE INC Int'l Common Stock 29250N105   285,335 6,296 SH   SOLE   6,296 0 0
EQT CORP Common Stock 26884L109   3,976,258 68,180 SH   SOLE   68,180 0 0
ESSENTIAL UTILS INC Common Stock 29670G102   426,850 11,493 SH   SOLE   11,493 0 0
EXXON MOBIL CORP Common Stock 30231G102   3,287,469 30,496 SH   SOLE   30,496 0 0
Farmers National Banc Corp Common Stock 309627107   7,528,444 545,935 SH   SOLE   545,935 0 0
FirstEnergy Corp Common Stock 337932107   249,572 6,199 SH   SOLE   6,199 0 0
Freeport-McMoRan Inc Common Stock 35671D857   4,069,264 93,870 SH   SOLE   93,870 0 0
GE Aerospace Common Stock 369604301   1,979,586 7,691 SH   SOLE   7,691 0 0
GE VERNOVA INC Common Stock 36828A101   833,940 1,576 SH   SOLE   1,576 0 0
GENERAL DYNAMICS CORP Common Stock 369550108   255,786 877 SH   SOLE   877 0 0
GENERAL MLS INC Common Stock 370334104   1,047,236 20,213 SH   SOLE   20,213 0 0
GILEAD SCIENCES INC Common Stock 375558103   5,348,591 48,242 SH   SOLE   48,242 0 0
GRAFTECH INTL LTD Common Stock 384313508   9,726 10,000 SH   SOLE   10,000 0 0
HERSHEY CO Common Stock 427866108   624,470 3,763 SH   SOLE   3,763 0 0
HOME DEPOT INC Common Stock 437076102   2,769,232 7,553 SH   SOLE   7,553 0 0
HONEYWELL INTL INC Common Stock 438516106   9,040,402 38,820 SH   SOLE   38,820 0 0
HP INC Common Stock 40434L105   365,653 14,949 SH   SOLE   14,949 0 0
HUBBELL INC Common Stock 443510607   714,718 1,750 SH   SOLE   1,750 0 0
HUNTINGTON BANCSHARES INC Common Stock 446150104   1,382,583 82,493 SH   SOLE   82,493 0 0
ILLINOIS TOOL WKS INC Common Stock 452308109   333,046 1,347 SH   SOLE   1,347 0 0
INTEL CORP Common Stock 458140100   329,392 14,705 SH   SOLE   14,705 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101   10,080,886 34,198 SH   SOLE   34,198 0 0
INVESCO ACTVELY MNGD ETC FD TR Fixed Income ETF 46090F100   250,446 19,206 SH   SOLE   19,206 0 0
INVESCO EXCH TRADED FD TR II Exchange Traded Fund 46138E354   284,362 3,905 SH   SOLE   3,905 0 0
INVESCO EXCHANGE TRADED FD TR Exchange Traded Fund 46137V357   655,900 3,609 SH   SOLE   3,609 0 0
INVESCO QQQ TR Exchange Traded Fund 46090E103   6,507,697 11,797 SH   SOLE   11,797 0 0
ISHARES BITCOIN TRUST ETF Exchange Traded Fund 46438F101   378,278 6,180 SH   SOLE   6,180 0 0
ISHARES GOLD TR Exchange Traded Fund 464285204   534,176 8,566 SH   SOLE   8,566 0 0
ISHARES TR Exchange Traded Fund 464287200   2,126,583 3,425 SH   SOLE   3,425 0 0
ISHARES TR Exchange Traded Fund 464287234   1,449,323 30,044 SH   SOLE   30,044 0 0
ISHARES TR Exchange Traded Fund 464287465   2,691,533 30,110 SH   SOLE   30,110 0 0
ISHARES TR Exchange Traded Fund 464287481   265,434 1,914 SH   SOLE   1,914 0 0
ISHARES TR Exchange Traded Fund 464287507   3,221,257 51,939 SH   SOLE   51,939 0 0
ISHARES TR Exchange Traded Fund 464287598   576,863 2,970 SH   SOLE   2,970 0 0
ISHARES TR Exchange Traded Fund 464287606   288,225 3,168 SH   SOLE   3,168 0 0
ISHARES TR Exchange Traded Fund 464287655   2,217,458 10,276 SH   SOLE   10,276 0 0
ISHARES TR Exchange Traded Fund 464287804   2,942,961 26,928 SH   SOLE   26,928 0 0
ISHARES TR Exchange Traded Fund 464288752   267,118 2,867 SH   SOLE   2,867 0 0
ISHARES TR Fixed Income ETF 464287457   1,143,551 13,801 SH   SOLE   13,801 0 0
ISHARES TR Fixed Income ETF 464288414   473,503 4,532 SH   SOLE   4,532 0 0
JOHNSON & JOHNSON Common Stock 478160104   7,604,048 49,781 SH   SOLE   49,781 0 0
JPMORGAN CHASE & CO Common Stock 46625H100   19,862,604 68,513 SH   SOLE   68,513 0 0
KENVUE INC Common Stock 49177J102   860,453 41,111 SH   SOLE   41,111 0 0
Kimberly-Clark Corp Common Stock 494368103   5,885,198 45,650 SH   SOLE   45,650 0 0
KINDER MORGAN INC DEL Common Stock 49456B101   6,886,862 234,247 SH   SOLE   234,247 0 0
KROGER CO Common Stock 501044101   456,346 6,362 SH   SOLE   6,362 0 0
LAM RESEARCH CORP Common Stock 512807306   4,241,493 43,574 SH   SOLE   43,574 0 0
LINDE PLC Int'l Common Stock G54950103   243,974 520 SH   SOLE   520 0 0
Lockheed Martin Corp Common Stock 539830109   4,298,865 9,282 SH   SOLE   9,282 0 0
LOWES COS INC Common Stock 548661107   210,333 948 SH   SOLE   948 0 0
MARATHON PETE CORP Common Stock 56585A102   659,124 3,968 SH   SOLE   3,968 0 0
MCDONALDS CORP Common Stock 580135101   11,857,720 40,585 SH   SOLE   40,585 0 0
MEDTRONIC PLC Int'l Common Stock G5960L103   5,629,177 64,577 SH   SOLE   64,577 0 0
Merck & Co Inc Common Stock 58933Y105   352,262 4,450 SH   SOLE   4,450 0 0
Meta Platforms Inc Common Stock 30303M102   4,322,255 5,856 SH   SOLE   5,856 0 0
METALLUS INC Common Stock 887399103   632,581 41,050 SH   SOLE   41,050 0 0
METLIFE INC Common Stock 59156R108   322,082 4,005 SH   SOLE   4,005 0 0
Microsoft Corp Common Stock 594918104   26,789,508 53,858 SH   SOLE   53,858 0 0
MICROVISION INC DEL Common Stock 594960304   177,612 155,800 SH   SOLE   155,800 0 0
MID-AMER APT CMNTYS INC Common Stock 59522J103   3,922,117 26,499 SH   SOLE   26,499 0 0
Netflix Inc Common Stock 64110L106   314,696 235 SH   SOLE   235 0 0
NEWMONT CORP Common Stock 651639106   7,354,102 126,229 SH   SOLE   126,229 0 0
NEXTERA ENERGY INC Common Stock 65339F101   6,685,979 96,312 SH   SOLE   96,312 0 0
Nike Inc Common Stock 654106103   1,115,825 15,707 SH   SOLE   15,707 0 0
NORDSON CORP Common Stock 655663102   385,866 1,800 SH   SOLE   1,800 0 0
NORFOLK SOUTHN CORP Common Stock 655844108   798,882 3,121 SH   SOLE   3,121 0 0
NUCOR CORP Common Stock 670346105   3,310,783 25,558 SH   SOLE   25,558 0 0
NVIDIA CORPORATION Common Stock 67066G104   945,412 5,984 SH   SOLE   5,984 0 0
ORACLE CORP Common Stock 68389X105   3,272,235 14,967 SH   SOLE   14,967 0 0
OTIS WORLDWIDE CORP Common Stock 68902V107   239,331 2,417 SH   SOLE   2,417 0 0
PALANTIR TECHNOLOGIES INC Common Stock 69608A108   9,588,612 70,339 SH   SOLE   70,339 0 0
PARKER-HANNIFIN CORP Common Stock 701094104   3,458,125 4,951 SH   SOLE   4,951 0 0
PEPSICO INC Common Stock 713448108   7,695,687 58,283 SH   SOLE   58,283 0 0
PFIZER INC Common Stock 717081103   1,886,308 77,818 SH   SOLE   77,818 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   8,518,038 46,769 SH   SOLE   46,769 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105   1,542,998 8,277 SH   SOLE   8,277 0 0
PPG INDS INC Common Stock 693506107   1,774,159 15,597 SH   SOLE   15,597 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   5,439,344 34,141 SH   SOLE   34,141 0 0
PROGRESSIVE CORP Common Stock 743315103   1,762,343 6,604 SH   SOLE   6,604 0 0
QUALCOMM INC Common Stock 747525103   616,973 3,874 SH   SOLE   3,874 0 0
QUANTA SVCS INC Common Stock 74762E102   446,134 1,180 SH   SOLE   1,180 0 0
RTX CORPORATION Common Stock 75513E101   856,407 5,865 SH   SOLE   5,865 0 0
SCHLUMBERGER LTD Common Stock 806857108   3,233,916 95,678 SH   SOLE   95,678 0 0
SCHWAB CHARLES CORP Common Stock 808513105   229,012 2,510 SH   SOLE   2,510 0 0
SCHWAB STRATEGIC TR Exchange Traded Fund 808524201   962,545 39,384 SH   SOLE   39,384 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y209   440,494 3,268 SH   SOLE   3,268 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y407   8,596,705 39,556 SH   SOLE   39,556 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y506   1,480,443 17,456 SH   SOLE   17,456 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y852   224,114 2,065 SH   SOLE   2,065 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y886   837,015 10,250 SH   SOLE   10,250 0 0
SHELL PLC Int'l Common Stock 780259305   457,102 6,492 SH   SOLE   6,492 0 0
SMUCKER J M CO Common Stock 832696405   937,908 9,551 SH   SOLE   9,551 0 0
SOLVENTUM CORP Common Stock 83444M101   5,831,413 76,891 SH   SOLE   76,891 0 0
SOUTHERN CO Common Stock 842587107   6,112,205 66,560 SH   SOLE   66,560 0 0
SPDR GOLD TR Exchange Traded Fund 78463V107   2,989,163 9,806 SH   SOLE   9,806 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103   39,106,198 63,294 SH   SOLE   63,294 0 0
SPDR SER TR Exchange Traded Fund 78464A698   3,153,609 53,100 SH   SOLE   53,100 0 0
STRYKER CORPORATION Common Stock 863667101   879,485 2,223 SH   SOLE   2,223 0 0
TESLA INC Common Stock 88160R101   445,677 1,403 SH   SOLE   1,403 0 0
TEXAS INSTRS INC Common Stock 882508104   304,786 1,468 SH   SOLE   1,468 0 0
TFS FINL CORP Common Stock 87240R107   259,000 20,000 SH   SOLE   20,000 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102   240,032 592 SH   SOLE   592 0 0
TJX COS INC NEW Common Stock 872540109   690,803 5,594 SH   SOLE   5,594 0 0
TRANE TECHNOLOGIES PLC Int'l Common Stock G8994E103   558,135 1,276 SH   SOLE   1,276 0 0
TRAVELERS COMPANIES INC Common Stock 89417E109   530,799 1,984 SH   SOLE   1,984 0 0
Twilio Inc Common Stock 90138F102   5,877,005 47,258 SH   SOLE   47,258 0 0
UBER TECHNOLOGIES INC Common Stock 90353T100   6,304,001 67,567 SH   SOLE   67,567 0 0
UNION PAC CORP Common Stock 907818108   3,766,640 16,371 SH   SOLE   16,371 0 0
United Parcel Service Inc Common Stock 911312106   323,412 3,204 SH   SOLE   3,204 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   664,184 2,129 SH   SOLE   2,129 0 0
Valero Energy Corp Common Stock 91913Y100   4,269,851 31,765 SH   SOLE   31,765 0 0
VANECK ETF TRUST Exchange Traded Fund 92189F106   432,462 8,307 SH   SOLE   8,307 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908363   857,157 1,509 SH   SOLE   1,509 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908553   421,432 4,732 SH   SOLE   4,732 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908736   1,248,125 2,847 SH   SOLE   2,847 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908751   258,782 1,092 SH   SOLE   1,092 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908769   1,315,105 4,327 SH   SOLE   4,327 0 0
VANGUARD MALVERN FDS Fixed Income ETF 922020748   614,278 7,918 SH   SOLE   7,918 0 0
VANGUARD SPECIALIZED FUNDS Exchange Traded Fund 921908844   250,516 1,224 SH   SOLE   1,224 0 0
VENTAS INC Common Stock 92276F100   272,050 4,308 SH   SOLE   4,308 0 0
Verizon Communications Inc Common Stock 92343V104   5,732,669 132,486 SH   SOLE   132,486 0 0
VISA INC Common Stock 92826C839   7,657,718 21,568 SH   SOLE   21,568 0 0
WALMART INC Common Stock 931142103   4,856,244 49,665 SH   SOLE   49,665 0 0
WELLS FARGO CO NEW Common Stock 949746101   946,938 11,819 SH   SOLE   11,819 0 0
WEYERHAEUSER CO MTN BE Common Stock 962166104   3,709,559 144,397 SH   SOLE   144,397 0 0
YUM BRANDS INC Common Stock 988498101   697,631 4,708 SH   SOLE   4,708 0 0