The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co Common Stock 88579Y101   7,002,579 47,682 SH   SOLE   47,682 0 0
ABBOTT LABS Common Stock 002824100   3,133,591 23,623 SH   SOLE   23,623 0 0
ABBVIE INC Common Stock 00287Y109   5,807,475 27,718 SH   SOLE   27,718 0 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101   4,432,528 14,205 SH   SOLE   14,205 0 0
ADOBE INC Common Stock 00724F101   4,532,558 11,818 SH   SOLE   11,818 0 0
AFLAC INC Common Stock 001055102   564,623 5,078 SH   SOLE   5,078 0 0
AKAMAI TECHNOLOGIES INC Common Stock 00971T101   3,781,649 46,977 SH   SOLE   46,977 0 0
ALLSTATE CORP Common Stock 020002101   728,265 3,517 SH   SOLE   3,517 0 0
Alphabet Inc Common Stock 02079K107   479,314 3,068 SH   SOLE   3,068 0 0
Alphabet Inc Common Stock 02079K305   10,209,797 66,023 SH   SOLE   66,023 0 0
ALTRIA GROUP INC Common Stock 02209S103   573,251 9,551 SH   SOLE   9,551 0 0
AMAZON COM INC Common Stock 023135106   6,009,362 31,585 SH   SOLE   31,585 0 0
AMGEN INC Common Stock 031162100   625,281 2,007 SH   SOLE   2,007 0 0
ANALOG DEVICES INC Common Stock 032654105   674,183 3,343 SH   SOLE   3,343 0 0
APPLE INC Common Stock 037833100   22,234,324 100,096 SH   SOLE   100,096 0 0
APPLIED MATLS INC Common Stock 038222105   498,487 3,435 SH   SOLE   3,435 0 0
AT&T INC Common Stock 00206R102   7,717,103 272,882 SH   SOLE   272,882 0 0
Automatic Data Processing Inc Common Stock 053015103   548,426 1,795 SH   SOLE   1,795 0 0
AUTOZONE INC Common Stock 053332102   297,397 78 SH   SOLE   78 0 0
BANK AMERICA CORP Common Stock 060505104   662,714 15,881 SH   SOLE   15,881 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702   1,247,302 2,342 SH   SOLE   2,342 0 0
BIOGEN INC Common Stock 09062X103   2,033,579 14,861 SH   SOLE   14,861 0 0
BLACKROCK INC Common Stock 09290D101   202,547 214 SH   SOLE   214 0 0
BOEING CO Common Stock 097023105   205,513 1,205 SH   SOLE   1,205 0 0
Bristol-Myers Squibb Co Common Stock 110122108   476,576 7,814 SH   SOLE   7,814 0 0
BROADCOM INC Common Stock 11135F101   335,697 2,005 SH   SOLE   2,005 0 0
CARRIER GLOBAL CORPORATION Common Stock 14448C104   421,610 6,650 SH   SOLE   6,650 0 0
CATERPILLAR INC Common Stock 149123101   1,509,165 4,576 SH   SOLE   4,576 0 0
CBOE GLOBAL MKTS INC Common Stock 12503M108   542,417 2,397 SH   SOLE   2,397 0 0
CENCORA INC Common Stock 03073E105   2,282,841 8,209 SH   SOLE   8,209 0 0
CHENIERE ENERGY INC Common Stock 16411R208   6,746,930 29,157 SH   SOLE   29,157 0 0
CHEVRON CORP NEW Common Stock 166764100   1,618,698 9,676 SH   SOLE   9,676 0 0
CHUBB LIMITED Int'l Common Stock H1467J104   6,243,341 20,674 SH   SOLE   20,674 0 0
CINCINNATI FINL CORP Common Stock 172062101   3,015,556 20,414 SH   SOLE   20,414 0 0
CISCO SYS INC Common Stock 17275R102   10,352,716 167,764 SH   SOLE   167,764 0 0
Citigroup Inc Common Stock 172967424   5,631,992 79,335 SH   SOLE   79,335 0 0
CLOUDFLARE INC Common Stock 18915M107   338,070 3,000 SH   SOLE   3,000 0 0
CME GROUP INC Common Stock 12572Q105   7,969,842 30,042 SH   SOLE   30,042 0 0
COCA COLA CO Common Stock 191216100   1,242,750 17,352 SH   SOLE   17,352 0 0
COCA COLA CONS INC Common Stock 191098102   270,000 200 SH   SOLE   200 0 0
COMCAST CORP NEW Common Stock 20030N101   204,057 5,530 SH   SOLE   5,530 0 0
CONOCOPHILLIPS Common Stock 20825C104   641,357 6,107 SH   SOLE   6,107 0 0
CONSTELLATION BRANDS INC Common Stock 21036P108   231,419 1,261 SH   SOLE   1,261 0 0
CORNING INC Common Stock 219350105   200,562 4,381 SH   SOLE   4,381 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105   379,258 401 SH   SOLE   401 0 0
CUMMINS INC Common Stock 231021106   348,859 1,113 SH   SOLE   1,113 0 0
CVS HEALTH CORP Common Stock 126650100   5,468,645 80,718 SH   SOLE   80,718 0 0
DANAHER CORPORATION Common Stock 235851102   1,182,850 5,770 SH   SOLE   5,770 0 0
DARDEN RESTAURANTS INC Common Stock 237194105   878,617 4,229 SH   SOLE   4,229 0 0
DEERE & CO Common Stock 244199105   490,001 1,044 SH   SOLE   1,044 0 0
Dell Technologies Inc Common Stock 24703L202   3,093,996 33,944 SH   SOLE   33,944 0 0
DIMENSIONAL ETF TRUST Fixed Income ETF 25434V872   378,540 9,000 SH   SOLE   9,000 0 0
DISNEY WALT CO Common Stock 254687106   777,361 7,876 SH   SOLE   7,876 0 0
DOMINION ENERGY INC Common Stock 25746U109   487,417 8,693 SH   SOLE   8,693 0 0
DTE ENERGY CO Common Stock 233331107   296,313 2,143 SH   SOLE   2,143 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   6,344,026 52,013 SH   SOLE   52,013 0 0
EATON CORP PLC Int'l Common Stock G29183103   919,873 3,384 SH   SOLE   3,384 0 0
EBAY INC. Common Stock 278642103   256,155 3,782 SH   SOLE   3,782 0 0
ELEVANCE HEALTH INC Common Stock 036752103   424,086 975 SH   SOLE   975 0 0
ELI LILLY & CO Common Stock 532457108   403,044 488 SH   SOLE   488 0 0
EMERSON ELEC CO Common Stock 291011104   310,939 2,836 SH   SOLE   2,836 0 0
ENBRIDGE INC Int'l Common Stock 29250N105   278,976 6,296 SH   SOLE   6,296 0 0
EQT CORP Common Stock 26884L109   3,672,725 68,739 SH   SOLE   68,739 0 0
ESSENTIAL UTILS INC Common Stock 29670G102   454,318 11,493 SH   SOLE   11,493 0 0
EXXON MOBIL CORP Common Stock 30231G102   3,818,010 32,103 SH   SOLE   32,103 0 0
Farmers National Banc Corp Common Stock 309627107   7,200,338 551,750 SH   SOLE   551,750 0 0
FirstEnergy Corp Common Stock 337932107   250,523 6,198 SH   SOLE   6,198 0 0
GE Aerospace Common Stock 369604301   1,571,378 7,851 SH   SOLE   7,851 0 0
GE VERNOVA INC Common Stock 36828A101   493,332 1,616 SH   SOLE   1,616 0 0
GENERAL MLS INC Common Stock 370334104   1,378,100 23,049 SH   SOLE   23,049 0 0
GILEAD SCIENCES INC Common Stock 375558103   5,460,645 48,734 SH   SOLE   48,734 0 0
HERSHEY CO Common Stock 427866108   669,240 3,913 SH   SOLE   3,913 0 0
HOME DEPOT INC Common Stock 437076102   3,112,233 8,492 SH   SOLE   8,492 0 0
HONEYWELL INTL INC Common Stock 438516106   8,768,567 41,410 SH   SOLE   41,410 0 0
HP INC Common Stock 40434L105   559,393 20,202 SH   SOLE   20,202 0 0
HUBBELL INC Common Stock 443510607   579,093 1,750 SH   SOLE   1,750 0 0
HUNTINGTON BANCSHARES INC Common Stock 446150104   1,727,501 115,090 SH   SOLE   115,090 0 0
ILLINOIS TOOL WKS INC Common Stock 452308109   334,069 1,347 SH   SOLE   1,347 0 0
INTEL CORP Common Stock 458140100   484,654 21,341 SH   SOLE   21,341 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101   9,930,237 39,935 SH   SOLE   39,935 0 0
INVESCO ACTVELY MNGD ETC FD TR Fixed Income ETF 46090F100   183,923 13,494 SH   SOLE   13,494 0 0
INVESCO EXCH TRADED FD TR II Exchange Traded Fund 46138E354   291,782 3,905 SH   SOLE   3,905 0 0
INVESCO EXCHANGE TRADED FD TR Exchange Traded Fund 46137V357   1,648,457 9,516 SH   SOLE   9,516 0 0
INVESCO QQQ TR Exchange Traded Fund 46090E103   5,346,157 11,401 SH   SOLE   11,401 0 0
ISHARES GOLD TR Exchange Traded Fund 464285204   545,144 9,246 SH   SOLE   9,246 0 0
ISHARES TR Exchange Traded Fund 464287200   1,946,422 3,464 SH   SOLE   3,464 0 0
ISHARES TR Exchange Traded Fund 464287234   1,754,730 40,154 SH   SOLE   40,154 0 0
ISHARES TR Exchange Traded Fund 464287465   3,064,385 37,494 SH   SOLE   37,494 0 0
ISHARES TR Exchange Traded Fund 464287507   3,176,691 54,442 SH   SOLE   54,442 0 0
ISHARES TR Exchange Traded Fund 464287598   558,835 2,970 SH   SOLE   2,970 0 0
ISHARES TR Exchange Traded Fund 464287606   285,151 3,424 SH   SOLE   3,424 0 0
ISHARES TR Exchange Traded Fund 464287655   2,372,335 11,892 SH   SOLE   11,892 0 0
ISHARES TR Exchange Traded Fund 464287804   3,277,538 31,343 SH   SOLE   31,343 0 0
ISHARES TR Exchange Traded Fund 464288752   272,967 2,867 SH   SOLE   2,867 0 0
ISHARES TR Fixed Income ETF 464287457   1,092,367 13,204 SH   SOLE   13,204 0 0
ISHARES TR Fixed Income ETF 464288414   477,854 4,532 SH   SOLE   4,532 0 0
JOHNSON & JOHNSON Common Stock 478160104   8,810,582 53,127 SH   SOLE   53,127 0 0
JPMORGAN CHASE & CO Common Stock 46625H100   19,510,426 79,537 SH   SOLE   79,537 0 0
KENVUE INC Common Stock 49177J102   1,196,818 49,909 SH   SOLE   49,909 0 0
Kimberly-Clark Corp Common Stock 494368103   6,412,415 45,088 SH   SOLE   45,088 0 0
KINDER MORGAN INC DEL Common Stock 49456B101   6,714,421 235,346 SH   SOLE   235,346 0 0
KROGER CO Common Stock 501044101   430,644 6,362 SH   SOLE   6,362 0 0
LINDE PLC Int'l Common Stock G54950103   242,133 520 SH   SOLE   520 0 0
Lockheed Martin Corp Common Stock 539830109   4,089,630 9,155 SH   SOLE   9,155 0 0
LOWES COS INC Common Stock 548661107   221,102 948 SH   SOLE   948 0 0
MARATHON PETE CORP Common Stock 56585A102   578,098 3,968 SH   SOLE   3,968 0 0
MCDONALDS CORP Common Stock 580135101   11,577,369 37,063 SH   SOLE   37,063 0 0
MEDTRONIC PLC Int'l Common Stock G5960L103   5,783,030 64,356 SH   SOLE   64,356 0 0
Merck & Co Inc Common Stock 58933Y105   403,920 4,500 SH   SOLE   4,500 0 0
Meta Platforms Inc Common Stock 30303M102   3,303,119 5,731 SH   SOLE   5,731 0 0
METALLUS INC Common Stock 887399103   581,828 43,550 SH   SOLE   43,550 0 0
METLIFE INC Common Stock 59156R108   321,561 4,005 SH   SOLE   4,005 0 0
Microsoft Corp Common Stock 594918104   20,695,626 55,131 SH   SOLE   55,131 0 0
MICROVISION INC DEL Common Stock 594960304   193,192 155,800 SH   SOLE   155,800 0 0
MID-AMER APT CMNTYS INC Common Stock 59522J103   6,685,437 39,894 SH   SOLE   39,894 0 0
MOTOROLA SOLUTIONS INC Common Stock 620076307   203,582 465 SH   SOLE   465 0 0
Netflix Inc Common Stock 64110L106   216,347 232 SH   SOLE   232 0 0
NEWMONT CORP Common Stock 651639106   6,031,814 124,934 SH   SOLE   124,934 0 0
NEXTERA ENERGY INC Common Stock 65339F101   7,089,142 100,002 SH   SOLE   100,002 0 0
Nike Inc Common Stock 654106103   1,061,068 16,715 SH   SOLE   16,715 0 0
NORDSON CORP Common Stock 655663102   363,096 1,800 SH   SOLE   1,800 0 0
NORFOLK SOUTHN CORP Common Stock 655844108   739,209 3,121 SH   SOLE   3,121 0 0
NUCOR CORP Common Stock 670346105   2,734,847 22,726 SH   SOLE   22,726 0 0
NVIDIA CORPORATION Common Stock 67066G104   708,914 6,541 SH   SOLE   6,541 0 0
ORACLE CORP Common Stock 68389X105   3,322,445 23,764 SH   SOLE   23,764 0 0
OTIS WORLDWIDE CORP Common Stock 68902V107   249,434 2,417 SH   SOLE   2,417 0 0
PALANTIR TECHNOLOGIES INC Common Stock 69608A108   6,166,095 73,058 SH   SOLE   73,058 0 0
PARKER-HANNIFIN CORP Common Stock 701094104   3,193,036 5,253 SH   SOLE   5,253 0 0
PEPSICO INC Common Stock 713448108   7,654,587 51,051 SH   SOLE   51,051 0 0
PFIZER INC Common Stock 717081103   5,711,459 225,393 SH   SOLE   225,393 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   8,345,071 52,574 SH   SOLE   52,574 0 0
PHILLIPS 66 Common Stock 718546104   209,052 1,693 SH   SOLE   1,693 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105   1,588,609 9,038 SH   SOLE   9,038 0 0
PPG INDS INC Common Stock 693506107   1,705,532 15,597 SH   SOLE   15,597 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   6,238,565 36,607 SH   SOLE   36,607 0 0
PROGRESSIVE CORP Common Stock 743315103   1,873,809 6,621 SH   SOLE   6,621 0 0
QUALCOMM INC Common Stock 747525103   625,807 4,074 SH   SOLE   4,074 0 0
QUANTA SVCS INC Common Stock 74762E102   299,932 1,180 SH   SOLE   1,180 0 0
RPM INTL INC Common Stock 749685103   265,948 2,299 SH   SOLE   2,299 0 0
RTX CORPORATION Common Stock 75513E101   673,956 5,088 SH   SOLE   5,088 0 0
SCHLUMBERGER LTD Common Stock 806857108   3,970,791 94,995 SH   SOLE   94,995 0 0
SCHWAB CHARLES CORP Common Stock 808513105   208,381 2,662 SH   SOLE   2,662 0 0
SCHWAB STRATEGIC TR Exchange Traded Fund 808524201   869,599 39,384 SH   SOLE   39,384 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y209   512,641 3,511 SH   SOLE   3,511 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y407   8,025,762 40,645 SH   SOLE   40,645 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y506   2,121,128 22,698 SH   SOLE   22,698 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y852   200,327 2,077 SH   SOLE   2,077 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y886   1,217,523 15,441 SH   SOLE   15,441 0 0
SHELL PLC Int'l Common Stock 780259305   475,221 6,485 SH   SOLE   6,485 0 0
SMUCKER J M CO Common Stock 832696405   1,148,459 9,699 SH   SOLE   9,699 0 0
SOLVENTUM CORP Common Stock 83444M101   5,983,968 78,695 SH   SOLE   78,695 0 0
SOUTHERN CO Common Stock 842587107   4,530,744 49,274 SH   SOLE   49,274 0 0
SPDR GOLD TR Exchange Traded Fund 78463V107   2,840,772 9,859 SH   SOLE   9,859 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103   42,732,362 76,391 SH   SOLE   76,391 0 0
SPDR SER TR Exchange Traded Fund 78464A698   3,034,824 53,383 SH   SOLE   53,383 0 0
STRYKER CORPORATION Common Stock 863667101   1,006,564 2,704 SH   SOLE   2,704 0 0
TARGET CORP Common Stock 87612E106   206,111 1,975 SH   SOLE   1,975 0 0
TE CONNECTIVITY PLC Int'l Common Stock G87052109   284,760 2,015 SH   SOLE   2,015 0 0
TESLA INC Common Stock 88160R101   323,691 1,249 SH   SOLE   1,249 0 0
TEXAS INSTRS INC Common Stock 882508104   308,725 1,718 SH   SOLE   1,718 0 0
TFS FINL CORP Common Stock 87240R107   247,800 20,000 SH   SOLE   20,000 0 0
THE CIGNA GROUP Common Stock 125523100   389,207 1,183 SH   SOLE   1,183 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102   294,579 592 SH   SOLE   592 0 0
TJX COS INC NEW Common Stock 872540109   3,770,319 30,955 SH   SOLE   30,955 0 0
TRANE TECHNOLOGIES PLC Int'l Common Stock G8994E103   586,915 1,742 SH   SOLE   1,742 0 0
TRAVELERS COMPANIES INC Common Stock 89417E109   392,459 1,484 SH   SOLE   1,484 0 0
Twilio Inc Common Stock 90138F102   4,898,829 50,034 SH   SOLE   50,034 0 0
UBER TECHNOLOGIES INC Common Stock 90353T100   4,942,822 67,840 SH   SOLE   67,840 0 0
UNION PAC CORP Common Stock 907818108   3,823,072 16,183 SH   SOLE   16,183 0 0
United Parcel Service Inc Common Stock 911312106   377,266 3,430 SH   SOLE   3,430 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   783,006 1,495 SH   SOLE   1,495 0 0
Valero Energy Corp Common Stock 91913Y100   4,113,716 31,148 SH   SOLE   31,148 0 0
VANECK ETF TRUST Exchange Traded Fund 92189F106   403,295 8,773 SH   SOLE   8,773 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908363   775,490 1,509 SH   SOLE   1,509 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908553   615,038 6,793 SH   SOLE   6,793 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908736   1,069,074 2,883 SH   SOLE   2,883 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908751   284,727 1,284 SH   SOLE   1,284 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908769   1,210,395 4,404 SH   SOLE   4,404 0 0
VANGUARD MALVERN FDS Fixed Income ETF 922020748   613,091 7,918 SH   SOLE   7,918 0 0
VANGUARD SPECIALIZED FUNDS Exchange Traded Fund 921908844   237,444 1,224 SH   SOLE   1,224 0 0
VENTAS INC Common Stock 92276F100   296,562 4,313 SH   SOLE   4,313 0 0
Verizon Communications Inc Common Stock 92343V104   5,958,671 131,364 SH   SOLE   131,364 0 0
VISA INC Common Stock 92826C839   8,706,828 24,844 SH   SOLE   24,844 0 0
WALMART INC Common Stock 931142103   5,885,178 67,037 SH   SOLE   67,037 0 0
WELLS FARGO CO NEW Common Stock 949746101   848,055 11,813 SH   SOLE   11,813 0 0
WESBANCO INC Common Stock 950810101   285,234 9,213 SH   SOLE   9,213 0 0
YUM BRANDS INC Common Stock 988498101   943,688 5,997 SH   SOLE   5,997 0 0