The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co Common Stock 88579Y101   1,189,402 10,880 SH   SOLE   10,880 0 0
ABBOTT LABS Common Stock 002824100   2,723,792 24,746 SH   SOLE   24,746 0 0
ABBVIE INC Common Stock 00287Y109   4,536,747 29,275 SH   SOLE   29,275 0 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101   201,773 575 SH   SOLE   575 0 0
ADOBE INC Common Stock 00724F101   6,848,968 11,480 SH   SOLE   11,480 0 0
AFLAC INC Common Stock 001055102   320,925 3,890 SH   SOLE   3,890 0 0
AIR PRODS & CHEMS INC Common Stock 009158106   288,859 1,055 SH   SOLE   1,055 0 0
AKAMAI TECHNOLOGIES INC Common Stock 00971T101   5,818,914 49,167 SH   SOLE   49,167 0 0
ALLSTATE CORP Common Stock 020002101   567,339 4,053 SH   SOLE   4,053 0 0
Alphabet Inc Common Stock 02079K107   393,758 2,794 SH   SOLE   2,794 0 0
Alphabet Inc Common Stock 02079K305   12,987,957 92,977 SH   SOLE   92,977 0 0
ALTRIA GROUP INC Common Stock 02209S103   344,705 8,545 SH   SOLE   8,545 0 0
AMAZON COM INC Common Stock 023135106   5,566,474 36,636 SH   SOLE   36,636 0 0
AMGEN INC Common Stock 031162100   570,568 1,981 SH   SOLE   1,981 0 0
ANALOG DEVICES INC Common Stock 032654105   643,930 3,243 SH   SOLE   3,243 0 0
APPLE INC Common Stock 037833100   21,160,972 109,910 SH   SOLE   109,910 0 0
APPLIED MATLS INC Common Stock 038222105   551,200 3,401 SH   SOLE   3,401 0 0
AT&T INC Common Stock 00206R102   5,775,525 344,191 SH   SOLE   344,191 0 0
Automatic Data Processing Inc Common Stock 053015103   450,797 1,935 SH   SOLE   1,935 0 0
AUTOZONE INC Common Stock 053332102   4,160,246 1,609 SH   SOLE   1,609 0 0
BANK AMERICA CORP Common Stock 060505104   596,733 17,723 SH   SOLE   17,723 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702   656,968 1,842 SH   SOLE   1,842 0 0
BOEING CO Common Stock 097023105   269,783 1,035 SH   SOLE   1,035 0 0
Bristol-Myers Squibb Co Common Stock 110122108   468,306 9,127 SH   SOLE   9,127 0 0
CARRIER GLOBAL CORPORATION Common Stock 14448C104   429,266 7,472 SH   SOLE   7,472 0 0
CATERPILLAR INC Common Stock 149123101   1,327,558 4,490 SH   SOLE   4,490 0 0
CBOE GLOBAL MKTS INC Common Stock 12503M108   6,117,466 34,260 SH   SOLE   34,260 0 0
CENCORA INC Common Stock 03073E105   1,807,755 8,802 SH   SOLE   8,802 0 0
CHEVRON CORP NEW Common Stock 166764100   1,403,596 9,410 SH   SOLE   9,410 0 0
CHUBB LIMITED Int'l Common Stock H1467J104   5,788,764 25,614 SH   SOLE   25,614 0 0
CINCINNATI FINL CORP Common Stock 172062101   3,228,676 31,207 SH   SOLE   31,207 0 0
CISCO SYS INC Common Stock 17275R102   8,735,868 172,919 SH   SOLE   172,919 0 0
Citigroup Inc Common Stock 172967424   4,643,334 90,267 SH   SOLE   90,267 0 0
CLOUDFLARE INC Common Stock 18915M107   249,780 3,000 SH   SOLE   3,000 0 0
CME GROUP INC Common Stock 12572Q105   5,386,937 25,579 SH   SOLE   25,579 0 0
COCA COLA CO Common Stock 191216100   1,175,654 19,950 SH   SOLE   19,950 0 0
COCA COLA CONS INC Common Stock 191098102   232,100 250 SH   SOLE   250 0 0
CONOCOPHILLIPS Common Stock 20825C104   664,036 5,721 SH   SOLE   5,721 0 0
CONSTELLATION BRANDS INC Common Stock 21036P108   291,309 1,205 SH   SOLE   1,205 0 0
CUMMINS INC Common Stock 231021106   265,683 1,109 SH   SOLE   1,109 0 0
CVS HEALTH CORP Common Stock 126650100   4,740,916 60,042 SH   SOLE   60,042 0 0
DANAHER CORPORATION Common Stock 235851102   1,390,585 6,011 SH   SOLE   6,011 0 0
DARDEN RESTAURANTS INC Common Stock 237194105   700,082 4,261 SH   SOLE   4,261 0 0
DEERE & CO Common Stock 244199105   415,465 1,039 SH   SOLE   1,039 0 0
DISNEY WALT CO Common Stock 254687106   746,789 8,271 SH   SOLE   8,271 0 0
DOMINION ENERGY INC Common Stock 25746U109   306,534 6,522 SH   SOLE   6,522 0 0
DOW INC Common Stock 260557103   227,531 4,149 SH   SOLE   4,149 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   7,105,075 73,218 SH   SOLE   73,218 0 0
DUPONT DE NEMOURS INC Common Stock 26614N102   208,711 2,713 SH   SOLE   2,713 0 0
EATON CORP PLC Int'l Common Stock G29183103   973,394 4,042 SH   SOLE   4,042 0 0
ELEVANCE HEALTH INC Common Stock 036752103   536,164 1,137 SH   SOLE   1,137 0 0
ELI LILLY & CO Common Stock 532457108   241,329 414 SH   SOLE   414 0 0
ENBRIDGE INC Int'l Common Stock 29250N105   272,491 7,565 SH   SOLE   7,565 0 0
EOG RES INC Common Stock 26875P101   3,111,681 25,727 SH   SOLE   25,727 0 0
EQT CORP Common Stock 26884L109   2,371,288 61,337 SH   SOLE   61,337 0 0
ESSENTIAL UTILS INC Common Stock 29670G102   4,422,800 118,415 SH   SOLE   118,415 0 0
EXXON MOBIL CORP Common Stock 30231G102   3,342,831 33,435 SH   SOLE   33,435 0 0
Farmers National Banc Corp Common Stock 309627107   7,981,400 552,346 SH   SOLE   543,312 9,034 0
General Electric Co Common Stock 369604301   1,045,290 8,190 SH   SOLE   8,190 0 0
GENERAL MLS INC Common Stock 370334104   5,071,019 77,848 SH   SOLE   77,848 0 0
GILEAD SCIENCES INC Common Stock 375558103   3,834,203 47,330 SH   SOLE   47,330 0 0
GSK PLC Int'l Common Stock 37733W204   277,061 7,476 SH   SOLE   7,476 0 0
HERSHEY CO Common Stock 427866108   664,472 3,564 SH   SOLE   3,564 0 0
HOME DEPOT INC Common Stock 437076102   2,970,973 8,573 SH   SOLE   8,573 0 0
HONEYWELL INTL INC Common Stock 438516106   7,532,364 35,918 SH   SOLE   35,918 0 0
HP INC Common Stock 40434L105   684,006 22,732 SH   SOLE   22,732 0 0
HUBBELL INC Common Stock 443510607   921,004 2,800 SH   SOLE   2,800 0 0
HUNTINGTON BANCSHARES INC Common Stock 446150104   1,636,581 128,662 SH   SOLE   128,662 0 0
ILLINOIS TOOL WKS INC Common Stock 452308109   386,885 1,477 SH   SOLE   1,477 0 0
INTEL CORP Common Stock 458140100   1,243,436 24,745 SH   SOLE   24,745 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101   8,660,627 52,954 SH   SOLE   52,954 0 0
INVESCO QQQ TR Exchange Traded Fund 46090E103   3,605,005 8,803 SH   SOLE   8,803 0 0
ISHARES GOLD TR Exchange Traded Fund 464285204   306,229 7,846 SH   SOLE   7,846 0 0
ISHARES TR Exchange Traded Fund 464287200   1,718,990 3,599 SH   SOLE   3,599 0 0
ISHARES TR Exchange Traded Fund 464287234   1,253,185 31,166 SH   SOLE   31,166 0 0
ISHARES TR Exchange Traded Fund 464287465   2,457,616 32,616 SH   SOLE   32,616 0 0
ISHARES TR Exchange Traded Fund 464287507   3,206,071 11,568 SH   SOLE   11,568 0 0
ISHARES TR Exchange Traded Fund 464287598   406,515 2,460 SH   SOLE   2,460 0 0
ISHARES TR Exchange Traded Fund 464287804   3,640,123 33,627 SH   SOLE   33,627 0 0
ISHARES TR Exchange Traded Fund 464288752   291,660 2,867 SH   SOLE   2,867 0 0
ISHARES TR Fixed Income ETF 464287457   590,688 7,200 SH   SOLE   7,200 0 0
JOHNSON & JOHNSON Common Stock 478160104   9,567,566 61,041 SH   SOLE   61,041 0 0
JPMORGAN CHASE & CO Common Stock 46625H100   15,012,856 88,259 SH   SOLE   88,259 0 0
KENVUE INC Common Stock 49177J102   3,266,468 151,717 SH   SOLE   151,717 0 0
Kimberly-Clark Corp Common Stock 494368103   252,498 2,078 SH   SOLE   2,078 0 0
KINDER MORGAN INC DEL Common Stock 49456B101   4,904,167 278,014 SH   SOLE   278,014 0 0
KROGER CO Common Stock 501044101   300,223 6,568 SH   SOLE   6,568 0 0
LAM RESEARCH CORP Common Stock 512807108   5,581,511 7,126 SH   SOLE   7,126 0 0
Lockheed Martin Corp Common Stock 539830109   5,805,098 12,808 SH   SOLE   12,808 0 0
LOWES COS INC Common Stock 548661107   238,129 1,070 SH   SOLE   1,070 0 0
MCDONALDS CORP Common Stock 580135101   8,185,752 27,607 SH   SOLE   27,607 0 0
MEDTRONIC PLC Int'l Common Stock G5960L103   4,582,882 55,631 SH   SOLE   55,631 0 0
Merck & Co Inc Common Stock 58933Y105   488,519 4,481 SH   SOLE   4,481 0 0
Meta Platforms Inc Common Stock 30303M102   496,252 1,402 SH   SOLE   1,402 0 0
METLIFE INC Common Stock 59156R108   272,985 4,128 SH   SOLE   4,128 0 0
Microsoft Corp Common Stock 594918104   22,635,352 60,194 SH   SOLE   60,194 0 0
MICROVISION INC DEL Common Stock 594960304   361,228 135,800 SH   SOLE   135,800 0 0
MID-AMER APT CMNTYS INC Common Stock 59522J103   4,197,169 31,215 SH   SOLE   31,215 0 0
NEWMONT CORP Common Stock 651639106   5,810,783 140,391 SH   SOLE   140,391 0 0
NEXTERA ENERGY INC Common Stock 65339F101   5,292,458 87,133 SH   SOLE   87,133 0 0
Nike Inc Common Stock 654106103   1,770,342 16,306 SH   SOLE   16,306 0 0
NORDSON CORP Common Stock 655663102   475,488 1,800 SH   SOLE   1,800 0 0
NORFOLK SOUTHN CORP Common Stock 655844108   733,251 3,102 SH   SOLE   3,102 0 0
NUCOR CORP Common Stock 670346105   646,733 3,716 SH   SOLE   3,716 0 0
NVIDIA CORPORATION Common Stock 67066G104   830,484 1,677 SH   SOLE   1,677 0 0
ORACLE CORP Common Stock 68389X105   1,998,637 18,957 SH   SOLE   18,957 0 0
OTIS WORLDWIDE CORP Common Stock 68902V107   219,202 2,450 SH   SOLE   2,450 0 0
PARKER-HANNIFIN CORP Common Stock 701094104   2,655,014 5,763 SH   SOLE   5,763 0 0
PEPSICO INC Common Stock 713448108   10,167,132 59,863 SH   SOLE   59,863 0 0
PFIZER INC Common Stock 717081103   6,503,114 225,881 SH   SOLE   225,881 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   594,397 6,318 SH   SOLE   6,318 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105   1,559,804 10,073 SH   SOLE   10,073 0 0
PPG INDS INC Common Stock 693506107   2,558,352 17,107 SH   SOLE   17,107 0 0
PREMIER FINANCIAL CORP Common Stock 74052F108   287,585 11,933 SH   SOLE   11,933 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   5,474,588 37,359 SH   SOLE   37,359 0 0
PROGRESSIVE CORP Common Stock 743315103   1,137,418 7,141 SH   SOLE   7,141 0 0
QUALCOMM INC Common Stock 747525103   512,424 3,543 SH   SOLE   3,543 0 0
QUANTA SVCS INC Common Stock 74762E102   285,719 1,324 SH   SOLE   1,324 0 0
RPM INTL INC Common Stock 749685103   256,637 2,299 SH   SOLE   2,299 0 0
RTX CORPORATION Common Stock 75513E101   395,795 4,704 SH   SOLE   4,704 0 0
SCHLUMBERGER LTD Common Stock 806857108   4,927,928 94,695 SH   SOLE   94,695 0 0
SCHWAB STRATEGIC TR Exchange Traded Fund 808524201   397,733 7,052 SH   SOLE   7,052 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y209   231,300 1,696 SH   SOLE   1,696 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y407   6,312,887 35,305 SH   SOLE   35,305 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y506   1,715,031 20,456 SH   SOLE   20,456 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y605   220,712 5,870 SH   SOLE   5,870 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y852   241,667 3,326 SH   SOLE   3,326 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y886   747,231 11,799 SH   SOLE   11,799 0 0
ServiceNow Inc Common Stock 81762P102   6,428,353 9,099 SH   SOLE   9,099 0 0
SHELL PLC Int'l Common Stock 780259305   408,618 6,210 SH   SOLE   6,210 0 0
SMUCKER J M CO Common Stock 832696405   1,241,304 9,822 SH   SOLE   9,822 0 0
SOUTHERN CO Common Stock 842587107   766,762 10,935 SH   SOLE   10,935 0 0
SPDR GOLD TR Exchange Traded Fund 78463V107   1,641,386 8,586 SH   SOLE   8,586 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103   45,722,445 96,195 SH   SOLE   96,195 0 0
SPDR SER TR Exchange Traded Fund 78464A698   248,361 4,737 SH   SOLE   4,737 0 0
SPROTT PHYSICAL GOLD TR Exchange Traded Fund 85207H104   332,141 20,850 SH   SOLE   20,850 0 0
STARBUCKS CORP Common Stock 855244109   228,312 2,378 SH   SOLE   2,378 0 0
STRYKER CORPORATION Common Stock 863667101   4,926,117 16,450 SH   SOLE   16,450 0 0
TARGET CORP Common Stock 87612E106   237,272 1,666 SH   SOLE   1,666 0 0
TE Connectivity Ltd Int'l Common Stock H84989104   4,663,897 33,195 SH   SOLE   33,195 0 0
TESLA INC Common Stock 88160R101   216,675 872 SH   SOLE   872 0 0
TEXAS INSTRS INC Common Stock 882508104   205,575 1,206 SH   SOLE   1,206 0 0
THE CIGNA GROUP Common Stock 125523100   445,582 1,488 SH   SOLE   1,488 0 0
TJX COS INC NEW Common Stock 872540109   6,154,405 65,605 SH   SOLE   65,605 0 0
TRANE TECHNOLOGIES PLC Int'l Common Stock G8994E103   458,776 1,881 SH   SOLE   1,881 0 0
TRAVELERS COMPANIES INC Common Stock 89417E109   290,116 1,523 SH   SOLE   1,523 0 0
TRUIST FINL CORP Common Stock 89832Q109   450,055 12,190 SH   SOLE   12,190 0 0
TYSON FOODS INC Common Stock 902494103   2,731,145 50,812 SH   SOLE   50,812 0 0
UNION PAC CORP Common Stock 907818108   288,849 1,176 SH   SOLE   1,176 0 0
United Parcel Service Inc Common Stock 911312106   3,231,705 20,554 SH   SOLE   20,554 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   3,605,267 6,848 SH   SOLE   6,848 0 0
Valero Energy Corp Common Stock 91913Y100   352,040 2,708 SH   SOLE   2,708 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908363   436,800 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908553   373,409 4,226 SH   SOLE   4,226 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908736   637,304 2,050 SH   SOLE   2,050 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908751   245,116 1,149 SH   SOLE   1,149 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908769   1,044,717 4,404 SH   SOLE   4,404 0 0
VANGUARD SPECIALIZED FUNDS Exchange Traded Fund 921908844   208,570 1,224 SH   SOLE   1,224 0 0
VENTAS INC Common Stock 92276F100   2,576,379 51,693 SH   SOLE   51,693 0 0
Verizon Communications Inc Common Stock 92343V104   5,933,716 157,393 SH   SOLE   157,393 0 0
VISA INC Common Stock 92826C839   7,018,515 26,958 SH   SOLE   26,958 0 0
VORNADO RLTY TR Common Stock 929042109   4,045,428 143,201 SH   SOLE   143,201 0 0
WALMART INC Common Stock 931142103   8,731,918 55,388 SH   SOLE   55,388 0 0
WELLS FARGO CO NEW Common Stock 949746101   586,259 11,911 SH   SOLE   11,911 0 0
YUM BRANDS INC Common Stock 988498101   872,547 6,678 SH   SOLE   6,678 0 0