The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co Common Stock 88579Y101   1,129,933 10,750 SH   SOLE   10,750 0 0
ABBOTT LABS Common Stock 002824100   2,378,192 23,486 SH   SOLE   23,486 0 0
ABBVIE INC Common Stock 00287Y109   4,872,578 30,574 SH   SOLE   30,574 0 0
ADOBE SYSTEMS INCORPORATED Common Stock 00724F101   4,786,295 12,420 SH   SOLE   12,420 0 0
AFLAC INC Common Stock 001055102   250,983 3,890 SH   SOLE   3,890 0 0
AIR PRODS & CHEMS INC Common Stock 009158106   2,924,085 10,181 SH   SOLE   10,181 0 0
ALLSTATE CORP Common Stock 020002101   469,280 4,235 SH   SOLE   4,235 0 0
Alphabet Inc Common Stock 02079K305   10,559,610 101,799 SH   SOLE   101,799 0 0
ALTRIA GROUP INC Common Stock 02209S103   383,732 8,600 SH   SOLE   8,600 0 0
AMAZON COM INC Common Stock 023135106   261,840 2,535 SH   SOLE   2,535 0 0
AMERISOURCEBERGEN CORP Common Stock 03073E105   1,546,182 9,657 SH   SOLE   9,657 0 0
AMGEN INC Common Stock 031162100   390,910 1,617 SH   SOLE   1,617 0 0
ANALOG DEVICES INC Common Stock 032654105   639,584 3,243 SH   SOLE   3,243 0 0
APPLE INC Common Stock 037833100   19,148,023 116,119 SH   SOLE   116,119 0 0
APPLIED MATLS INC Common Stock 038222105   417,745 3,401 SH   SOLE   3,401 0 0
AT&T INC Common Stock 00206R102   4,270,401 221,839 SH   SOLE   221,839 0 0
Automatic Data Processing Inc Common Stock 053015103   479,768 2,155 SH   SOLE   2,155 0 0
AUTOZONE INC Common Stock 053332102   4,377,965 1,781 SH   SOLE   1,781 0 0
BANK AMERICA CORP Common Stock 060505104   344,630 12,050 SH   SOLE   12,050 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702   6,058,994 19,623 SH   SOLE   19,623 0 0
Bristol-Myers Squibb Co Common Stock 110122108   539,994 7,791 SH   SOLE   7,791 0 0
CARRIER GLOBAL CORPORATION Common Stock 14448C104   364,719 7,972 SH   SOLE   7,972 0 0
CATERPILLAR INC Common Stock 149123101   1,038,934 4,540 SH   SOLE   4,540 0 0
CBOE GLOBAL MKTS INC Common Stock 12503M108   5,455,916 40,643 SH   SOLE   40,643 0 0
CHEVRON CORP NEW Common Stock 166764100   1,590,810 9,750 SH   SOLE   9,750 0 0
CHUBB LIMITED Int'l Common Stock H1467J104   5,421,311 27,919 SH   SOLE   27,919 0 0
CINCINNATI FINL CORP Common Stock 172062101   3,517,743 31,386 SH   SOLE   31,386 0 0
CISCO SYS INC Common Stock 17275R102   8,070,583 154,387 SH   SOLE   154,387 0 0
Citigroup Inc Common Stock 172967424   4,296,296 91,625 SH   SOLE   91,625 0 0
CLOROX CO DEL Common Stock 189054109   212,200 1,341 SH   SOLE   1,341 0 0
CME GROUP INC Common Stock 12572Q105   3,311,764 17,292 SH   SOLE   17,292 0 0
COCA COLA CO Common Stock 191216100   1,136,638 18,324 SH   SOLE   18,324 0 0
CONOCOPHILLIPS Common Stock 20825C104   538,810 5,431 SH   SOLE   5,431 0 0
CONSTELLATION BRANDS INC Common Stock 21036P108   297,271 1,316 SH   SOLE   1,316 0 0
CUMMINS INC Common Stock 231021106   269,696 1,129 SH   SOLE   1,129 0 0
CVS HEALTH CORP Common Stock 126650100   4,384,588 59,004 SH   SOLE   59,004 0 0
D R HORTON INC Common Stock 23331A109   5,841,471 59,796 SH   SOLE   59,796 0 0
DANAHER CORPORATION Common Stock 235851102   1,416,465 5,620 SH   SOLE   5,620 0 0
DARDEN RESTAURANTS INC Common Stock 237194105   661,137 4,261 SH   SOLE   4,261 0 0
DEERE & CO Common Stock 244199105   448,801 1,087 SH   SOLE   1,087 0 0
DISNEY WALT CO Common Stock 254687106   405,526 4,050 SH   SOLE   4,050 0 0
DOMINION ENERGY INC Common Stock 25746U109   382,536 6,842 SH   SOLE   6,842 0 0
DOW INC Common Stock 260557103   214,785 3,918 SH   SOLE   3,918 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   5,704,078 59,128 SH   SOLE   59,128 0 0
EATON CORP PLC Int'l Common Stock G29183103   726,824 4,242 SH   SOLE   4,242 0 0
EBAY INC. Common Stock 278642103   215,416 4,855 SH   SOLE   4,855 0 0
ELEVANCE HEALTH INC Common Stock 036752103   517,746 1,126 SH   SOLE   1,126 0 0
ENBRIDGE INC Int'l Common Stock 29250N105   338,238 8,866 SH   SOLE   8,866 0 0
EQT CORP Common Stock 26884L109   1,804,893 56,562 SH   SOLE   56,562 0 0
ESSENTIAL UTILS INC Common Stock 29670G102   5,222,111 119,636 SH   SOLE   119,636 0 0
EXXON MOBIL CORP Common Stock 30231G102   3,738,858 34,095 SH   SOLE   34,095 0 0
Farmers National Banc Corp Common Stock 309627107   8,577,942 678,635 SH   SOLE   405,629 9,034 263,972
Freeport-McMoRan Inc Common Stock 35671D857   3,772,352 92,211 SH   SOLE   92,211 0 0
GE HEALTHCARE TECHNOLOGIES INC Common Stock 36266G107   349,120 4,256 SH   SOLE   4,256 0 0
General Electric Co Common Stock 369604301   1,294,806 13,544 SH   SOLE   13,544 0 0
GENERAL MLS INC Common Stock 370334104   7,237,180 84,685 SH   SOLE   84,685 0 0
GSK PLC Int'l Common Stock 37733W204   387,253 10,884 SH   SOLE   10,884 0 0
HCA HEALTHCARE INC Common Stock 40412C101   203,034 770 SH   SOLE   770 0 0
HERITAGE INSURANCE HLDGS INC Common Stock 42727J102   34,342 11,150 SH   SOLE   11,150 0 0
HERSHEY CO Common Stock 427866108   913,077 3,589 SH   SOLE   3,589 0 0
HOME DEPOT INC Common Stock 437076102   2,348,860 7,959 SH   SOLE   7,959 0 0
HONEYWELL INTL INC Common Stock 438516106   4,728,691 24,742 SH   SOLE   24,742 0 0
HP INC Common Stock 40434L105   679,570 23,154 SH   SOLE   23,154 0 0
HUBBELL INC Common Stock 443510607   729,930 3,000 SH   SOLE   3,000 0 0
HUNTINGTON BANCSHARES INC Common Stock 446150104   1,310,299 116,991 SH   SOLE   116,991 0 0
ILLINOIS TOOL WKS INC Common Stock 452308109   305,043 1,253 SH   SOLE   1,253 0 0
INTEL CORP Common Stock 458140100   3,090,746 94,605 SH   SOLE   94,605 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101   4,996,364 38,114 SH   SOLE   38,114 0 0
INVESCO QQQ TR Exchange Traded Fund 46090E103   895,074 2,789 SH   SOLE   2,789 0 0
ISHARES GOLD TR Exchange Traded Fund 464285204   310,358 8,305 SH   SOLE   8,305 0 0
ISHARES TR Exchange Traded Fund 464287200   1,444,946 3,515 SH   SOLE   3,515 0 0
ISHARES TR Exchange Traded Fund 464287234   1,179,262 29,885 SH   SOLE   29,885 0 0
ISHARES TR Exchange Traded Fund 464287465   2,156,042 30,146 SH   SOLE   30,146 0 0
ISHARES TR Exchange Traded Fund 464287499   223,464 3,196 SH   SOLE   3,196 0 0
ISHARES TR Exchange Traded Fund 464287507   2,959,643 11,831 SH   SOLE   11,831 0 0
ISHARES TR Exchange Traded Fund 464287598   374,560 2,460 SH   SOLE   2,460 0 0
ISHARES TR Exchange Traded Fund 464287804   3,254,535 33,656 SH   SOLE   33,656 0 0
ISHARES TR Exchange Traded Fund 464288752   201,521 2,867 SH   SOLE   2,867 0 0
ISHARES TR Fixed Income ETF 464287457   591,552 7,200 SH   SOLE   7,200 0 0
JOHNSON & JOHNSON Common Stock 478160104   10,905,025 70,355 SH   SOLE   70,355 0 0
JOHNSON CTLS INTL PLC Int'l Common Stock G51502105   4,858,309 80,676 SH   SOLE   80,676 0 0
JPMORGAN CHASE & CO Common Stock 46625H100   12,493,341 95,874 SH   SOLE   95,874 0 0
Kimberly-Clark Corp Common Stock 494368103   289,915 2,160 SH   SOLE   2,160 0 0
KINDER MORGAN INC DEL Common Stock 49456B101   4,945,927 282,463 SH   SOLE   282,463 0 0
KROGER CO Common Stock 501044101   357,291 7,237 SH   SOLE   7,237 0 0
LAM RESEARCH CORP Common Stock 512807108   4,430,213 8,357 SH   SOLE   8,357 0 0
LINDE PLC Int'l Common Stock G54950103   259,471 730 SH   SOLE   730 0 0
Lockheed Martin Corp Common Stock 539830109   6,652,257 14,072 SH   SOLE   14,072 0 0
MCDONALDS CORP Common Stock 580135101   2,324,678 8,314 SH   SOLE   8,314 0 0
Merck & Co Inc Common Stock 58933Y105   562,484 5,287 SH   SOLE   5,287 0 0
METLIFE INC Common Stock 59156R108   212,582 3,669 SH   SOLE   3,669 0 0
Microsoft Corp Common Stock 594918104   19,731,252 68,440 SH   SOLE   68,440 0 0
MICROVISION INC DEL Common Stock 594960304   362,586 135,800 SH   SOLE   135,800 0 0
MID-AMER APT CMNTYS INC Common Stock 59522J103   4,700,969 31,124 SH   SOLE   31,124 0 0
NEWMONT CORP Common Stock 651639106   4,584,252 93,518 SH   SOLE   93,518 0 0
NEXTERA ENERGY INC Common Stock 65339F101   6,929,492 89,900 SH   SOLE   89,900 0 0
Nike Inc Common Stock 654106103   2,022,947 16,495 SH   SOLE   16,495 0 0
NORDSON CORP Common Stock 655663102   400,068 1,800 SH   SOLE   1,800 0 0
NORFOLK SOUTHN CORP Common Stock 655844108   668,224 3,152 SH   SOLE   3,152 0 0
NUCOR CORP Common Stock 670346105   586,214 3,795 SH   SOLE   3,795 0 0
NVIDIA CORPORATION Common Stock 67066G104   524,430 1,888 SH   SOLE   1,888 0 0
ORACLE CORP Common Stock 68389X105   1,727,104 18,587 SH   SOLE   18,587 0 0
OTIS WORLDWIDE CORP Common Stock 68902V107   227,880 2,700 SH   SOLE   2,700 0 0
PARKER-HANNIFIN CORP Common Stock 701094104   2,268,743 6,750 SH   SOLE   6,750 0 0
PAYPAL HLDGS INC Common Stock 70450Y103   2,761,254 36,361 SH   SOLE   36,361 0 0
PEPSICO INC Common Stock 713448108   11,219,471 61,544 SH   SOLE   61,544 0 0
PFIZER INC Common Stock 717081103   8,797,745 215,631 SH   SOLE   215,631 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   529,040 5,440 SH   SOLE   5,440 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105   1,359,589 10,697 SH   SOLE   10,697 0 0
PPG INDS INC Common Stock 693506107   2,309,465 17,289 SH   SOLE   17,289 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   5,565,467 37,430 SH   SOLE   37,430 0 0
PROGRESSIVE CORP Common Stock 743315103   1,085,825 7,590 SH   SOLE   7,590 0 0
QUALCOMM INC Common Stock 747525103   453,037 3,551 SH   SOLE   3,551 0 0
QUANTA SVCS INC Common Stock 74762E102   348,778 2,093 SH   SOLE   2,093 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101   489,160 4,995 SH   SOLE   4,995 0 0
RPM INTL INC Common Stock 749685103   200,565 2,299 SH   SOLE   2,299 0 0
SCHLUMBERGER LTD Common Stock 806857108   5,256,401 107,055 SH   SOLE   107,055 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y209   4,488,119 34,668 SH   SOLE   34,668 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y407   7,909,918 52,895 SH   SOLE   52,895 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y506   1,888,027 22,794 SH   SOLE   22,794 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y886   974,871 14,402 SH   SOLE   14,402 0 0
ServiceNow Inc Common Stock 81762P102   2,423,515 5,215 SH   SOLE   5,215 0 0
SHELL PLC Int'l Common Stock 780259305   398,695 6,929 SH   SOLE   6,929 0 0
SMUCKER J M CO Common Stock 832696405   1,545,688 9,822 SH   SOLE   9,822 0 0
SOUTHERN CO Common Stock 842587107   775,887 11,151 SH   SOLE   11,151 0 0
SPDR GOLD TR Exchange Traded Fund 78463V107   1,286,021 7,019 SH   SOLE   7,019 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103   45,595,811 111,375 SH   SOLE   111,375 0 0
SPDR SER TR Exchange Traded Fund 78464A698   212,853 4,853 SH   SOLE   4,853 0 0
SPDR SER TR Exchange Traded Fund 78464A870   3,331,825 43,719 SH   SOLE   43,719 0 0
SPROTT PHYSICAL GOLD & SILVER Exchange Traded Fund 85208R101   193,828 10,250 SH   SOLE   10,250 0 0
SPROTT PHYSICAL GOLD TR Exchange Traded Fund 85207H104   349,396 22,600 SH   SOLE   22,600 0 0
STARBUCKS CORP Common Stock 855244109   273,029 2,622 SH   SOLE   2,622 0 0
STRYKER CORPORATION Common Stock 863667101   6,668,579 23,360 SH   SOLE   23,360 0 0
TARGET CORP Common Stock 87612E106   271,633 1,640 SH   SOLE   1,640 0 0
TE Connectivity Ltd Int'l Common Stock H84989104   4,464,608 34,042 SH   SOLE   34,042 0 0
THE CIGNA GROUP Common Stock 125523100   375,374 1,469 SH   SOLE   1,469 0 0
TJX COS INC NEW Common Stock 872540109   6,031,448 76,971 SH   SOLE   76,971 0 0
TRANE TECHNOLOGIES PLC Int'l Common Stock G8994E103   356,921 1,940 SH   SOLE   1,940 0 0
TRAVELERS COMPANIES INC Common Stock 89417E109   220,605 1,287 SH   SOLE   1,287 0 0
TRUIST FINL CORP Common Stock 89832Q109   391,536 11,482 SH   SOLE   11,482 0 0
TYSON FOODS INC Common Stock 902494103   3,730,872 62,894 SH   SOLE   62,894 0 0
United Parcel Service Inc Common Stock 911312106   4,076,312 21,013 SH   SOLE   21,013 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   3,862,478 8,173 SH   SOLE   8,173 0 0
Valero Energy Corp Common Stock 91913Y100   350,675 2,512 SH   SOLE   2,512 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908363   376,070 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908553   370,524 4,462 SH   SOLE   4,462 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908736   548,768 2,200 SH   SOLE   2,200 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908751   255,716 1,349 SH   SOLE   1,349 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908769   919,266 4,504 SH   SOLE   4,504 0 0
VANGUARD SPECIALIZED FUNDS Exchange Traded Fund 921908844   253,346 1,645 SH   SOLE   1,645 0 0
VENTAS INC Common Stock 92276F100   2,208,509 50,946 SH   SOLE   50,946 0 0
Verizon Communications Inc Common Stock 92343V104   4,414,132 113,503 SH   SOLE   113,503 0 0
VISA INC Common Stock 92826C839   6,781,160 30,077 SH   SOLE   30,077 0 0
WALMART INC Common Stock 931142103   11,845,543 80,336 SH   SOLE   80,336 0 0
WELLS FARGO CO NEW Common Stock 949746101   439,365 11,754 SH   SOLE   11,754 0 0
YUM BRANDS INC Common Stock 988498101   790,631 5,986 SH   SOLE   5,986 0 0